On the stock market since 2014, it operates in the world of money and finance. It has 1,443 employees. Now — the numbers.
This is an established company with proven profits.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit indicators sit around the sector average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly below the class average.
This grade is a blend: the profit side is strong, the sales tempo slow.
The stock has been running stronger than the market lately.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
Valuation: The stock trades at a price that looks expensive next to its earnings; that can cap future returns.
angles, checked one by one.
The 2 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
Cost Efficiency: As sales grow, profit fails to keep the same pace.
The stock trades 45% below its peak. The market has trimmed its expectations for the company.
Over the last 12 months, company executives reported 28 buys and 13 sells. Management buying with its own money is usually read as a good sign.
It pays out $17.81 per share each year — regular cash for whoever holds the stock.
Over the last 3 years, sales grew only 1% a year on average — the report card’s higher growth grade leans on profit power instead.
The company’s market value is 76 times its annual profit. Even a small disappointment could hit the price hard.
On our five-subject report card, TFIN sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: TFIN is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.