TIGR — Stock Film
STOCK FILMSCENE 1/10TIGR · $4.90
Stock Expert AI presents
TIGR
UP Fintech Holding Ltd. Sponsored ADR Class A
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
UP Fintech Holding Ltd. Sponsored ADR Class A. What it actually does.

Provide online brokerage services for trading stocks, options, and warrants. Offer margin financing and securities lending services. Now — the numbers.

on the stock market since 2019
1,346 employees
$875.6M market value
WHERE DOES THE MONEY COME FROM?
44%Commissions
CommissionsInterests Income 42%Product and Service, Other 13%Financing Service 2%
44% of all revenue comes from a single line: Commissions.

Revenue is spread across several business lines; no single line carries the company.

Revenue last year:
$613.7M
The net profit left over:
$171.4M
Out of every $100 of revenue, $28 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 28%

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 23% a year over the last 4 years. Red columns mark years that ended in a loss.

$264.5M
2021
2022
2023
2024
$613.7M
2025
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
73
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
45
weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
62
average

The price isn’t cheap next to earnings — that’s why this grade sits in the middle.

GROWTH
98
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
5
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

THE FIVE-YEAR JOURNEY
A big climb, then a hard fall.

An investor who bought at the very peak is down 62% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 28% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 4 years, sales grew about 23% a year on average.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 4 buys and 0 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/2
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 5/100. For a turnaround signal, the stock first needs to close the gap with the market.

2
THE RISKS · 2/2
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 45/100.

FINALE · THE GRADE
C
44 / 100 · MoonshotScore

On our five-subject report card, TIGR sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: TIGR does earn real profits — but on our report card it still sits behind its class. The real debate isn’t the quality of the business — it’s what that quality should cost.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film