TMNSF — Stock Film
STOCK FILMSCENE 1/11TMNSF · $78.89
Stock Expert AI presents
TMNSF
Temenos AG
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Temenos AG. A quick introduction.

On the stock market since 2010, it operates in the world of technology. It has 6,212 employees. Now — the numbers.

on the stock market since 2010
6,212 employees
$5.3B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $26 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 26%

This is an established company with proven profits.

THE SALES TREND
Sales are moving sideways.

No real growth (4% a year).

$967M
2021
$949.6M
2022
$1B
2023
$1B
2024
$1.1B
2025
Cash on hand:
$0
Total debt:
$0
The debt outweighs the cash.

The gap is $605.0M. In times of high interest rates, a gap like that can squeeze a company.

Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
7 / 8
EXPECTATIONS MET OR BEATEN
7
Jul 2024
Oct 2024
Feb 2025
Apr 2025
Jul 2025
Oct 2025
Feb 2026
Apr 2026
7 TIMES IN THE LAST 8 QUARTERS
It clears the bar, quarter after quarter.
THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Fat profit per sale, but shrinking10/10
WEAK SPOTS
Heavy bets against the stock2/10
The stock has lost its spark2/10
WORTH WATCHING

Bets Against the Stock: The number of investors betting on a fall stands out.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 52% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 26% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Delivers on expectations

It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $1.77 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
Heavy bets against the stock

The weight of investors positioned for a fall can be felt in the market. Council score: 2/10.

2
THE RISKS · 2/2
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back. Council score: 2/10.

FINALE · THE GRADE
F
0 / 100 · MoonshotScore

On our five-subject report card, TMNSF sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: TMNSF is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film