Develops and markets vacation ownership interests (VOIs) to individual consumers. Provides consumer financing for the sale of VOIs. Now — the numbers.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
This is an established company with proven profits.
Average growth of 6% a year over the last 4 years. Every year shown ended in profit.
The gap is $4.7B. In times of high interest rates, a gap like that can squeeze a company.
The market pays 17.4× for every dollar of annual profit — around what a business like this usually costs.
Against companies in its own sector, it looks cheaper than 72% of them.
Analysts' average target sits 29% above today's price.
Executives buying with their own money is usually read as confidence in the company’s future.
The stock trades 17% below its peak. The market has trimmed its expectations for the company.
It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.
Over the last 12 months, company executives reported 70 buys and 66 sells. Management buying with its own money is usually read as a good sign.
It pays out $2.32 per share each year — regular cash for whoever holds the stock.
Since the drop from its peak, buyer appetite hasn’t come back.
On our five-subject report card, TNL sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”
The takeaway: TNL is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.