TOST — Stock Film
STOCK FILMSCENE 1/11TOST · $30.08
Stock Expert AI presents
TOST
Toast, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Toast, Inc. A quick introduction.

On the stock market since 2021, it operates in the world of technology. It has 6,500 employees. Now — the numbers.

on the stock market since 2021
6,500 employees
$17B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $6 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 6%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
84%Technology Service
Technology Service 84%License 16%
84% of all revenue comes from a single line: Technology Service.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing, year after year.

Average growth of 38% a year over the last 4 years. Red columns mark years that ended in a loss.

$1.7B
2021
$2.7B
2022
$3.9B
2023
$5B
2024
$6.2B
2025
Cash on hand:
$0
Total debt:
$0
The cash outweighs the debt.

If every debt were paid off today, $2.0B would still be left in the vault — a solid cushion for hard times.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
71
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
79
strong

Clearly above the class average — a step short of the very top.

VALUATION
59
average

The price isn’t cheap next to earnings — that’s why this grade sits in the middle.

GROWTH
94
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
43
weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 54% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 3 years, sales grew about 31% a year on average.

2
THE BRIGHT SIDE · 2/3
Strong cash, light debt

There is $2.0B in the vault; even if every debt were paid off, $2.0B would remain.

3
THE BRIGHT SIDE · 3/3
Analysts’ target sits above today’s price

The average analyst price target is $35.2417% above today’s price.

1
THE RISKS · 1/2
A rich price tag

The company’s market value is 51 times its annual profit. Even a small disappointment could hit the price hard.

2
THE RISKS · 2/2
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 43/100. For a turnaround signal, the stock first needs to close the gap with the market.

FINALE · THE GRADE
B
0 / 100 · MoonshotScore

On our five-subject report card, TOST sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: TOST is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s what that quality should cost.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

Analysts’ average target sits above today’s price, yet the valuation grade (59/100) says the stock isn’t cheap.

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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film