On the stock market since 2004, it operates in the world of money and finance. Now — the numbers.
This is an established company with proven profits.
An average decline of 30% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit power and business quality lead the class.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Clearly below the class average.
Clearly below the class average.
Growth: Sales growth trails the sector average.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
angles, checked one by one.
The 3 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
Revenue Growth: Sales are growing slowly.
The stock trades below its recent peak — about 12% off the top. A pullback, not a collapse.
The net profit margin is 179% — still a thick cushion, though costs have been eating into it lately.
Over the last 12 months, company executives reported 5 buys and 0 sells. Management buying with its own money is usually read as a good sign.
It pays out $5.63 per share each year — regular cash for whoever holds the stock.
Over the last 3 years, sales fell about 57% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.
The company’s market value is 39 times its annual profit. Even a small disappointment could hit the price hard.
On our five-subject report card, TYG sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: TYG is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.