Sources and underwrites residential and commercial property insurance policies. Provides coverage for single-family homeowners, renters, and condominium owners. Now — the numbers.
The biggest line carries real weight, but it doesn’t decide everything on its own.
This is an established company with proven profits.
An average decline of 15% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.
The market pays 3.2× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
Analysts' average target sits 76% below today's price.
Executives buying with their own money is usually read as confidence in the company’s future.
angles, checked one by one.
The 2 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
Revenue Growth: Sales are going backwards, not just slowing.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
The net profit margin is 32% — still a thick cushion, though costs have been eating into it lately.
Over the last 12 months, company executives reported 48 buys and 14 sells. Management buying with its own money is usually read as a good sign.
Over the last 4 years, sales fell about 15% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.
The stock trades 76% above the average analyst price target.
We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.
One-line summary: few numbers, an untested story. Keep watching.
Not covered, because the filings we hold do not carry it: earnings execution.