Operates Umpqua Bank, a regional financial institution. Provides a full range of commercial banking services, including business loans and treasury management. Now — the numbers.
Revenue is spread across several business lines; no single line carries the company.
This is an established company with proven profits.
An average decline of 44% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.
The market pays 11.4× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
Analysts' average target sits 13% above today's price.
Executives buying with their own money is usually read as confidence in the company’s future.
The stock trades 20% below its peak. The market has trimmed its expectations for the company.
Over the last 12 months, company executives reported 34 buys and 30 sells. Management buying with its own money is usually read as a good sign.
It pays out $0.84 per share each year — regular cash for whoever holds the stock.
Over the last 4 years, sales fell about 44% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.
Since the drop from its peak, buyer appetite hasn’t come back.
We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.
One-line summary: few numbers, an untested story. Keep watching.