On the stock market since 1986, it operates in the world of money and finance. It has 10,910 employees. Now — the numbers.
This is an established company with proven profits.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
No real growth (2% a year).
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly below the class average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly above the class average — a step short of the very top.
Clearly below the class average.
The stock has been running stronger than the market lately.
Growth: Sales growth trails the sector average.
Business Quality: Profit power and business quality trail similar companies in the sector.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
The average analyst price target is $101 — 16% above today’s price.
It pays out $1.84 per share each year — regular cash for whoever holds the stock.
The growth engine is running at low revs right now. Report-card grade: 16/100.
Measured against its sector, the quality of the business sits below the class average. Report-card grade: 46/100.
On our five-subject report card, UNM sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: UNM is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.