VOYA — Stock Film
STOCK FILMSCENE 1/11VOYA · $103
Stock Expert AI presents
VOYA
Voya Financial, Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Voya Financial, Inc. What it actually does.

Offers tax-deferred employer-sponsored retirement savings plans. Provides administrative services for retirement plans. Now — the numbers.

on the stock market since 2013
11K employees
$9.4B market value
WHERE DOES THE MONEY COME FROM?
78%Health Solutions
Health SolutionsInvestment Management 22%
78% of all revenue comes from a single line: Health Solutions.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Revenue last year:
$7.5B
The net profit left over:
$654M
Out of every $100 of revenue, $9 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 9%

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 15% a year over the last 4 years. Every year shown ended in profit.

$4.2B
2021
2022
2023
2024
$7.5B
2025
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
14.3×

The market pays 14.3× for every dollar of annual profit — around what a business like this usually costs.

Against companies in its own sector, it looks cheaper than 77% of them.

Analysts' average target sits 1% above today's price.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
70
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
27
very weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
77
strong

Clearly above the class average — a step short of the very top.

GROWTH
28
very weak

Clearly below the class average.

PRICE MOMENTUM
98
very strong

The stock has been running stronger than the market lately.

WORTH WATCHING

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

Growth: Sales growth trails the sector average.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/2
Executives are buying their own stock

Over the last 12 months, company executives reported 66 buys and 54 sells. Management buying with its own money is usually read as a good sign.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $1.88 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 27/100.

2
THE RISKS · 2/2
Growth trails the sector

The growth engine is running at low revs right now. Report-card grade: 28/100.

FINALE · THE GRADE
A
71 / 100 · MoonshotScore

On our five-subject report card, VOYA sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: VOYA is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Sep 12, 2026 · stockexpertai.com · Stock Film