Operates as a holding company for Westbury Bank, a community bank. Provides checking, savings, money market, and certificate of deposit accounts. Now — the numbers.
This is an established company with proven profits.
No real growth (-1% a year).
The market pays 12.6× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
No analyst target is on record for this company.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
The net profit margin is 24% — the profit kept from each dollar of revenue is the company’s cushion in hard quarters.
Over the last 4 years, sales fell about 1% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.
No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.
One-line summary: few numbers, an untested story. Keep watching.
Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.