WTM — Stock Film
STOCK FILMSCENE 1/11WTM · $2,196
Stock Expert AI presents
WTM
White Mountains Insurance Group, Ltd
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
White Mountains Insurance Group, Ltd. A quick introduction.

On the stock market since 1985, it operates in the world of money and finance. It has 1,648 employees. Now — the numbers.

on the stock market since 1985
1,648 employees
$5.4B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $41 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 41%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
82%Ark Insurance Holdings Limited
Ark Insurance Holdings Limited 82%Kudu Investment Management, LLC 9%Other Entity 6%HG Global-BAM 3%
82% of all revenue comes from a single line: Ark Insurance Holdings Limited.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing, year after year.

Average growth of 45% a year over the last 4 years. Red columns mark years that ended in a loss.

$614.4M
2021
$1.2B
2022
$2.2B
2023
$2.4B
2024
$2.7B
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
2 / 8
EXPECTATIONS MET OR BEATEN
2
Aug 2024
Nov 2024
Feb 2025
May 2025
Aug 2025
Nov 2025
Feb 2026
May 2026
2 TIMES IN THE LAST 8 QUARTERS
It misses the bar more often than not.
What executives did with their own stock over the last 12 months:
23 buy13 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 41% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 33% a year on average.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 23 buys and 13 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/1
The stock has lost its spark

The price action doesn’t yet back an upward turn.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, WTM sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: WTM is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film