WU — Stock Film
STOCK FILMSCENE 1/11WU · $7.31
Stock Expert AI presents
WU
The Western Union Company
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
The Western Union Company. A quick introduction.

On the stock market since 2006, it operates in the world of money and finance. It has 9,600 employees. Now — the numbers.

on the stock market since 2006
9,600 employees
$2B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $12 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 12%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
87%Consumer Money Transfers
Consumer Money Transfers 87%Consumer Services 13%
87% of all revenue comes from a single line: Consumer Money Transfers.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales have been shrinking.

An average decline of 6% a year over the last 4 years — the most striking risk in this picture.

$5.1B
2021
$4.5B
2022
$4.4B
2023
$4.2B
2024
$4B
2025
What executives did with their own stock over the last 12 months:
52 buy27 sell

Executives buying with their own money is usually read as confidence in the company’s future.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
97
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
46
weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
98
very strong

The price looks reasonable next to what the company earns.

GROWTH
23
very weak

Clearly below the class average.

PRICE MOMENTUM
3
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

Growth: Sales growth trails the sector average.

THE FIVE-YEAR JOURNEY
A long and steep decline.

An investor who bought at the very peak is down 66% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/2
Executives are buying their own stock

Over the last 12 months, company executives reported 52 buys and 27 sells. Management buying with its own money is usually read as a good sign.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $0.94 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/3
Sales are shrinking

Over the last 3 years, sales fell about 3% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.

2
THE RISKS · 2/3
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 3/100. For a turnaround signal, the stock first needs to close the gap with the market.

3
THE RISKS · 3/3
Growth trails the sector

The growth engine is running at low revs right now. Report-card grade: 23/100.

FINALE · THE GRADE
B
0 / 100 · MoonshotScore

On our five-subject report card, WU sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: WU is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film