ZIONP — Stock Film
STOCK FILMSCENE 1/11ZIONP · $18.23
Stock Expert AI presents
ZIONP
Zions Bancorporation, National Association
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Zions Bancorporation, National Association. A quick introduction.

On the stock market since 2007, it operates in the world of money and finance. It has 9,195 employees. Now — the numbers.

on the stock market since 2007
9,195 employees
$10B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $18 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 18%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
39%Products and Services, Commercial Account Fees
Products and Services, Commercial Account Fees 39%Products and Services, Card Fees 30%Products and Services, Retail and Business Banking Fees 16%Products and Services, Wealth Management and Trust Fees 11%Other 4%
39% of all revenue comes from a single line: Products and Services, Commercial Account Fees.

Revenue is spread across several business lines; no single line carries the company.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 14% a year over the last 4 years. Every year shown ended in profit.

$3B
2021
$3.3B
2022
$4.6B
2023
$5B
2024
$4.9B
2025
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
95
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
69
strong

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
98
very strong

The price looks reasonable next to what the company earns.

GROWTH
71
strong

Clearly above the class average — a step short of the very top.

PRICE MOMENTUM
10
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Heavy bets against the stock2/10
WORTH WATCHING

Bets Against the Stock: The number of investors betting on a fall stands out.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 28% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 18% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 14% a year on average.

3
THE BRIGHT SIDE · 3/3
Delivers on expectations

It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.

1
THE RISKS · 1/2
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 10/100. For a turnaround signal, the stock first needs to close the gap with the market.

2
THE RISKS · 2/2
Heavy bets against the stock

The weight of investors positioned for a fall can be felt in the market. Council score: 2/10.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, ZIONP sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: ZIONP is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film