Income Opportunity Realty Investors, Inc. (IOR) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
P/E 19.78 means the share price is 19.78 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $73.2M is the value of all shares combined. Beta 0.04: the stock has moved about 96% less than the S&P 500.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 18, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerIncome Opportunity Realty Investors, Inc. (IOR) trades at $18.00. Income Opportunity Realty Investors, Inc. is a real estate investment company based in Dallas, Texas, focused on equity real estate holdings, including undeveloped land. Market cap: $73.2M, Sector: Financial services.
Price as of Sep 11, 2026 · Last analyzed: Mar 18, 2026Analyst Coverage for IOR: IOR does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates IOR against Financial Services peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.
No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.
IOR: the 2 scored disciplines are evenly split. Dominant signal: Ray Dalio bullish.
How is this calculated? →AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Income Opportunity Realty Investors, Inc. (IOR) Financial Services Profile
Income Opportunity Realty Investors, Inc. is a Dallas-based real estate investment company focused on direct equity ownership and partnerships in Texas real estate, including undeveloped land. With a small market capitalization and no dividend yield, the company operates within the financial services sector, specifically mortgages.
What Is the Investment Thesis for IOR?
Income Opportunity Realty Investors, Inc. presents a focused investment profile centered on Texas real estate. With a market capitalization of $73.2M and a P/E ratio of 19.78, the company's valuation reflects its current earnings. A key consideration is the absence of a dividend yield, which may deter income-focused investors. The company's beta of 0.04 suggests low volatility relative to the broader market. Potential growth catalysts include strategic land development projects and favorable shifts in the Texas real estate market. However, risks include the illiquidity of land assets and dependence on the regional economy. The company's ability to generate returns from its real estate holdings will be a key driver of its future performance.
Based on FMP financials and quantitative analysis
IOR Key Highlights
Market capitalization of $73.2M indicates a small-cap company.
- P/E ratio of 19.78 reflects the company's valuation relative to its earnings.
- Beta of 0.04 suggests low volatility compared to the overall market.
- The company focuses on real estate investments in Texas, specifically undeveloped land.
- No dividend yield may impact its attractiveness to income-seeking investors.
Who Are IOR's Competitors?
IOR is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| BOTJ Bank of the James Financial Group | $27.90 | +0.18% | $127M | 855-pillar |
| CPBI Central Plains Bancshares, Inc. | $21.07 | +0.39% | $81.9M | 775-pillar |
| DOMH Dominari Holdings Inc. | $2.17 | +7.96% | $49.1M | — |
| FDSB Fifth District Bancorp, Inc. | $18.67 | -0.11% | $98.3M | 765-pillar |
| GHI Greystone Housing Impact Investors LP | $6.29 | +0.00% | $148M | 455-pillar |
| SNFCA Security National Financial Corporation | $8.82 | +0.34% | $198M | 825-pillar |
| BETR Better Home & Finance Holding Company | $13.21 | -1.86% | $207M | — |
| PAPL Pineapple Financial Inc. | $0.94 | -1.54% | $23.8M | — |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are IOR's Key Strengths?
Focus on Texas real estate market.
- Direct equity ownership.
- Partnership approach.
- Low beta indicates lower volatility.
What Are IOR's Weaknesses?
Small market capitalization.
- Lack of diversification.
- Dependence on regional economy.
- No dividend yield.
What Could Drive IOR Stock Higher?
Strategic land development projects can increase asset value.
- Favorable economic conditions in Texas can drive real estate demand.
- Partnerships can provide access to capital and expertise.
What Are the Key Risks for IOR?
Weak fundamentals — a Piotroski F-Score of 2/9 flags soft profitability, leverage or efficiency.
- Economic downturn in Texas could negatively impact real estate values.
- Changes in interest rates could affect borrowing costs and investment returns.
- Competition in the real estate market could reduce profit margins.
- Regulatory changes could impact real estate investments.
What Are the Growth Opportunities for IOR?
- Strategic Land Development: IOR can pursue strategic land development projects on its existing undeveloped land holdings. This involves obtaining necessary permits, conducting environmental assessments, and partnering with developers to construct residential, commercial, or industrial properties. Successful development can significantly increase the value of the land and generate substantial returns for IOR. The Texas real estate market has shown consistent growth, presenting opportunities for well-planned development projects. Timeline: 3-5 years.
- Partnerships and Joint Ventures: IOR can actively seek partnerships and joint ventures with other real estate companies, developers, or investors. These collaborations can provide access to additional capital, expertise, and resources, enabling IOR to undertake larger and more complex projects. Joint ventures can also help mitigate risk by sharing the financial burden and operational responsibilities. The market for real estate partnerships is active, with numerous opportunities for collaboration. Timeline: Ongoing.
- Acquisition of Distressed Assets: IOR can explore the acquisition of distressed real estate assets, such as foreclosed properties or bankrupt land holdings. These assets can often be acquired at discounted prices, providing an opportunity for IOR to improve their value through renovation, repositioning, or redevelopment. The market for distressed assets fluctuates with economic cycles, presenting opportunistic buying opportunities. Timeline: 1-3 years.
- Expansion into Related Real Estate Services: IOR can consider expanding its service offerings to include related real estate services, such as property management, leasing, or brokerage. These services can generate additional revenue streams and enhance the value of IOR's existing real estate portfolio. The market for real estate services is large and fragmented, with opportunities for specialized providers. Timeline: 2-4 years.
- Capitalizing on Texas Economic Growth: Texas has experienced strong economic growth in recent years, driven by factors such as a favorable business climate, a growing population, and a diverse economy. IOR can capitalize on this growth by strategically investing in real estate projects that cater to the needs of the expanding Texas market. This includes residential developments, commercial properties, and industrial facilities. The Texas economy is projected to continue growing, providing a favorable environment for real estate investment. Timeline: Ongoing.
What Are IOR's Competitive Advantages?
- Geographic focus on Texas real estate market.
- Direct equity ownership provides control over assets.
- Partnerships offer access to capital and expertise.
What Does IOR Do?
Income Opportunity Realty Investors, Inc., established in Dallas, Texas, operates as a real estate investment company. The company's primary focus is on acquiring and managing equity real estate, with a particular emphasis on undeveloped land located in Texas. IOR invests in real estate assets through a combination of direct equity ownership and strategic partnerships. This approach allows the company to diversify its investments and capitalize on various real estate opportunities within the Texas market. IOR's business model centers around identifying undervalued or high-potential real estate assets, primarily land, and leveraging its expertise to enhance their value. The company's website, www.incomeopp-realty.com, provides further information about its investment strategies and portfolio holdings. While specific details about the company's founding and historical evolution are not available, its current strategy reflects a focus on long-term real estate investments within a specific geographic region. The company's small size and focused investment strategy distinguish it from larger, more diversified real estate investment trusts (REITs).
What Products and Services Does IOR Offer?
- Invests in equity real estate in Texas.
- Focuses on undeveloped land.
- Acquires real estate through direct equity ownership.
- Forms partnerships for real estate investments.
- Manages a portfolio of real estate assets.
- Seeks to enhance the value of its real estate holdings.
How Does IOR Make Money?
- Acquires equity positions in Texas real estate.
- Generates revenue through property appreciation and potential development.
- Forms partnerships to share investment costs and risks.
What Industry Does IOR Operate In?
Income Opportunity Realty Investors, Inc. operates within the financial services sector, specifically focusing on mortgage-related real estate investments. The real estate market is influenced by factors such as interest rates, economic growth, and demographic trends. The competitive landscape includes other real estate investment companies, REITs, and private equity firms. Companies like BOTJ, CPBI, DAIC, DOMH, and FDSB represent peers in the broader financial services sector. IOR's focus on Texas land differentiates it, but also exposes it to regional economic risks.
Who Are IOR's Key Customers?
- Investors seeking exposure to Texas real estate.
- Partners in real estate ventures.
- Potential buyers or lessees of developed properties (if applicable).
Research confidence
Enough evidence to be useful, with gaps worth knowing about.
- ● Scored on 100% of our measures
- ● Price is current
- ● No filing on record
- ● No analyst coverage
MoonshotScore History
Recorded daily since 2026-08-23 · 20 snapshots
| 2026-08-23 | 42 |
| 2026-08-27 | 41 |
| 2026-08-31 | 45 |
| 2026-09-04 | 44 |
| 2026-09-08 | 47 |
| 2026-09-11 | 44 |
What changed?
The grade moved from 42 to 44 (+2).
What moved it up or down:
- +32 Financial Safety
- +4 Valuation
Held back by:
- -44 Momentum
- -2 Business Quality
Over the same 19 days the stock moved -10.1%.
Company Profile
Income Opportunity Realty Investors, Inc. operates in the Financial - Mortgages industry within the Financial Services sector. It is headquartered in Dallas, US. The company is led by CEO Erik L. Johnson. IOR has traded publicly since 1986.
How Income Opportunity Realty Investors, Inc. Is Valued
Income Opportunity Realty Investors, Inc. carries a market capitalization of $73.2M, placing it in the micro-cap category.
Key Financial Metrics
Return on equity for Income Opportunity Realty Investors, Inc. stands at 3.2%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 3.2%, showing how much profit it generates from its asset base. IOR trades at a trailing price-to-earnings ratio of 19.78, above the Financial Services sector average of ~17.50x. Its free cash flow yield is -0.4%, a gauge of the cash the business throws off relative to its market value. Its earnings yield is 5.2%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
Income Opportunity Realty Investors, Inc.'s Piotroski F-Score is 2/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny.
IOR Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Focus on Texas real estate market.
- Direct equity ownership.
- Partnership approach.
- Low beta indicates lower volatility.
Bear Case
- Small market capitalization.
- Lack of diversification.
- Dependence on regional economy.
- No dividend yield.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · September 2026
IOR Latest News
No recent news available for IOR.
IOR Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for IOR.
Price Targets
Wall Street price target analysis for IOR.
IOR MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for IOR; grades run from A+ (80-100) to F (below 30).
Leadership: Alla Dzyuba
Managing
Alla Dzyuba serves as the managing leader of Income Opportunity Realty Investors, Inc. Information regarding Ms. As the managing leader, she is responsible for overseeing the company's operations, investment strategies, and overall performance. Her role involves managing the company's real estate portfolio and identifying opportunities for growth and value creation.
Track Record: Due to the limited information available, it is not possible to assess Alla Dzyuba's track record or identify specific achievements and milestones under her leadership. The company's performance and strategic decisions are under her guidance, but specific details are not provided in the available data.
IOR Financial Services Stock FAQ
Is IOR a good stock?
Stock Expert AI does not rate IOR buy, sell or hold. Income Opportunity Realty Investors, Inc. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.
What are the main risks for IOR?
Income Opportunity Realty Investors, Inc. faces several risks inherent in the real estate investment sector. A primary risk is the dependence on the Texas real estate market, making it vulnerable to regional economic downturns. Changes in interest rates can impact borrowing costs and property values. Competition from other real estate investors and developers could reduce profit margins.
What are the key factors to evaluate for IOR?
Evaluate IOR on fundamentals, analyst consensus, and risk factors. P/E: 19.78x vs the S&P 500's ~20-25x. Income Opportunity Realty Investors, Inc. presents a focused investment profile centered on Texas real estate. Not financial advice.
How frequently does IOR data refresh on this page?
IOR's price was last updated on Sep 11, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 calculations are scheduled daily at 10:15 UTC; the score's own date shows its last successful run.
What has driven IOR's recent stock price performance?
Income Opportunity Realty Investors, Inc. (IOR) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Focus on Texas real estate market. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider IOR overvalued or undervalued right now?
Income Opportunity Realty Investors, Inc. (IOR) trades at 19.78x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of IOR?
Yes, most major brokerages offer fractional shares of Income Opportunity Realty Investors, Inc. (IOR) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track IOR's earnings and financial reports?
Income Opportunity Realty Investors, Inc. (IOR) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for IOR earnings announcements.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- Limited information available on CEO track record and company history.