NewtekOne, Inc. (NEWTH)
For informational purposes only. Not financial advice. Analysis by Sedat Aydin, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
NewtekOne, Inc. (NEWTH) operates in the Financial Services sector, last quoted at $25.17 with a 654M market capitalization. The stock scores 50/100, a moderate rating based on 9 quantitative KPIs.
Last analyzed: 2026年2月8日NEWTH: the 1 perspectives are evenly split.
NewtekOne, Inc. (NEWTH) Financial Services Profile
NewtekOne empowers SMBs with comprehensive financial and business solutions, including banking, payment processing, insurance, and technology services, positioning itself as a one-stop-shop with a high dividend yield of 8.60% and a compelling P/E ratio of 12.45.
NEWTH的投资论点是什么？
NewtekOne presents a notable research candidate due to its focus on the underserved SMB market and its diversified service offerings. The company's high gross margin of 82.8% and a profit margin of 16.1% indicate strong profitability. With a dividend yield of 8.60%, NewtekOne offers attractive income potential. Key value drivers include the continued expansion of its banking operations and the cross-selling of its diverse service portfolio to existing clients. Upcoming catalysts include potential acquisitions to expand its service offerings and geographic reach. The company's ability to leverage technology to streamline operations and enhance customer experience further strengthens its competitive position. The P/E ratio of 12.45 suggests that the company is undervalued relative to its growth prospects.
Based on FMP financials and quantitative analysis
NEWTH Key Highlights
- Market capitalization of $0.65 billion, reflecting substantial investor interest.
- P/E ratio of 12.45, indicating a potentially undervalued stock compared to its earnings.
- High gross margin of 82.8%, showcasing efficient operations and strong pricing power.
- Profit margin of 16.1%, demonstrating effective cost management and profitability.
- Dividend yield of 8.60%, offering a significant income stream for investors.
Who Are NEWTH's Competitors?
NEWTH的核心优势是什么？
- Comprehensive suite of financial and business solutions.
- Focus on the underserved SMB market.
- Established banking operations through Newtek Bank.
- High gross margin and profit margin.
NEWTH的劣势是什么？
- Reliance on the SMB market, which can be sensitive to economic downturns.
- Exposure to credit risk from lending activities.
- Competition from larger financial institutions.
- Dependence on technology infrastructure for service delivery.
什么因素可能推动NEWTH股价上涨？
- Expansion of banking operations and loan portfolio.
- Cross-selling of services to existing clients.
- Potential strategic acquisitions to expand service offerings.
- Investment in technology innovation to enhance customer experience.
NEWTH的主要风险是什么？
- Economic downturn impacting SMBs and loan defaults.
- Increased competition from larger financial institutions and fintech companies.
- Regulatory changes affecting the financial services industry.
- Cybersecurity threats and data breaches compromising customer data.
NEWTH有哪些增长机遇？
- Expansion of Banking Operations: NewtekOne can grow by expanding its banking operations through organic growth and strategic acquisitions. The market for SMB lending is substantial, with trillions of dollars in outstanding loans. By increasing its loan portfolio and deposit base, NewtekOne can drive revenue growth and improve profitability. Timeline: Ongoing.
- Cross-Selling of Services: NewtekOne has a significant opportunity to cross-sell its diverse range of services to existing clients. By offering bundled solutions and integrated platforms, the company can increase customer lifetime value and generate recurring revenue streams. The market for bundled financial and business services is growing as SMBs seek streamlined solutions. Timeline: Ongoing.
- Strategic Acquisitions: NewtekOne can pursue strategic acquisitions to expand its service offerings and geographic reach. By acquiring complementary businesses, the company can enhance its capabilities and enter new markets. The market for acquisitions in the financial services and technology sectors is active, providing ample opportunities for NewtekOne to grow through inorganic means. Timeline: Ongoing.
- Technology Innovation: NewtekOne can invest in technology innovation to enhance its customer experience and streamline its operations. By developing new digital banking platforms and mobile applications, the company can attract new customers and improve customer retention. The market for fintech solutions is rapidly growing, providing opportunities for NewtekOne to differentiate itself through technology. Timeline: Ongoing.
- Partnerships and Alliances: NewtekOne can form partnerships and alliances with other companies to expand its reach and offer new services. By partnering with complementary businesses, the company can access new markets and customers. The market for partnerships and alliances in the financial services industry is growing as companies seek to expand their capabilities and reach. Timeline: Ongoing.
NEWTH有哪些机遇？
- Expansion of banking operations through organic growth and acquisitions.
- Cross-selling of services to existing clients.
- Strategic partnerships and alliances.
- Investment in technology innovation.
NEWTH面临哪些威胁？
- Economic downturns impacting SMBs.
- Increased competition from fintech companies.
- Regulatory changes affecting the financial services industry.
- Cybersecurity threats and data breaches.
NEWTH的竞争优势是什么？
- Diversified service offerings providing a one-stop-shop for SMBs.
- Established banking operations through Newtek Bank, National Association.
- Proprietary technology platform for delivering integrated solutions.
- Strong relationships with SMB clients.
NEWTH是做什么的？
Founded in 1998 and headquartered in Boca Raton, Florida, NewtekOne, Inc. has evolved into a comprehensive provider of business and financial solutions tailored for the small- and medium-sized business (SMB) market. Originally known as Newtek Business Services Corp., the company rebranded as NewtekOne, Inc. in January 2023 to reflect its expanded role as the bank holding company for Newtek Bank, National Association. NewtekOne's core offering revolves around providing a suite of services designed to support the growth and operational efficiency of SMBs. These services encompass a wide range of financial products, including demand, savings, NOW, money market, and time deposits, as well as loan products such as SBA loans, commercial and industrial loans, and commercial real estate loans. Beyond traditional banking services, NewtekOne offers electronic payment processing solutions, wholesale brokerage insurance agency services, and payroll management services. Furthermore, the company provides technology solutions, including website hosting, dedicated server hosting, cloud hosting, web design and development, internet marketing, ecommerce solutions, data storage, backup, and disaster recovery services. This comprehensive approach positions NewtekOne as a strategic partner for SMBs seeking integrated financial and operational support.
NEWTH提供哪些产品和服务？
- Provides banking services through Newtek Bank, National Association.
- Offers SBA loans, commercial and industrial loans, and commercial real estate loans.
- Provides electronic payment processing services, including credit and debit card processing.
- Offers wholesale brokerage insurance agency services.
- Provides payroll management and related payment and tax reporting services.
- Offers website hosting, dedicated server hosting, and cloud hosting.
- Provides web design and development, and internet marketing services.
- Offers data storage, backup, and disaster recovery solutions.
NEWTH如何赚钱？
- Generates revenue from interest income on loans.
- Earns fees from payment processing services.
- Receives commissions from insurance sales.
- Charges fees for payroll management and technology services.
NEWTH在哪个行业运营？
NewtekOne operates within the financial services industry, specifically targeting the credit services segment. The SMB market is a significant driver of economic growth, and NewtekOne's focus on providing tailored financial and business solutions positions it well to capitalize on this trend. The competitive landscape includes traditional banks, payment processors, and insurance providers. Competitors like AXG and BULL offer similar financial products, but NewtekOne differentiates itself through its integrated suite of services and technology-driven approach. The industry is experiencing growth in digital banking and fintech solutions, which NewtekOne is well-positioned to leverage.
NEWTH的主要客户是谁？
- Small- and medium-sized businesses (SMBs) across various industries.
- Restaurants, retail stores, and assisted living facilities.
- Taxi cabs, parks, and golf courses.
NEWTH 财务数据
NEWTH 最新新闻
No recent news available for NEWTH.
NEWTH 分析师共识
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for NEWTH.
Price Targets
Wall Street price target analysis for NEWTH.
NEWTH MoonshotScore
评分含义
The MoonshotScore rates NEWTH's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
NEWTH Financial Services Stock FAQ
What are the key factors to evaluate for NEWTH?
NewtekOne, Inc. (NEWTH) currently holds an AI score of 50/100, indicating moderate score. The stock trades at a P/E of 12.5x, below the S&P 500 average (~20-25x), potentially signaling value. Key strength: Comprehensive suite of financial and business solutions. Primary risk to monitor: Economic downturn impacting SMBs and loan defaults. This is not financial advice.
How frequently does NEWTH data refresh on this page?
NEWTH prices update in real time during U.S. market hours (9:30 AM-4:00 PM ET, weekdays). Fundamentals refresh after quarterly or annual filings. Analyst ratings and AI insights update daily. News is aggregated continuously from financial sources.
What has driven NEWTH's recent stock price performance?
Recent price movement in NewtekOne, Inc. (NEWTH) can be influenced by earnings results, analyst revisions, sector rotation, and broader market sentiment. Notable catalyst: Comprehensive suite of financial and business solutions. Check the News and Technical Analysis tabs for the latest drivers. Past performance does not predict future results.
Should investors consider NEWTH overvalued or undervalued right now?
Determining whether NewtekOne, Inc. (NEWTH) is overvalued or undervalued requires examining multiple metrics. Its P/E ratio is 12.5. Compare valuation ratios (P/E, P/S, EV/EBITDA) against sector peers for a comprehensive view.
What research should beginners do before buying NEWTH?
Before investing in NewtekOne, Inc. (NEWTH), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Why might investors consider adding NEWTH to a portfolio?
Potential reasons to consider NewtekOne, Inc. (NEWTH) depend on individual investment goals and risk tolerance. A key strength identified by analysis: Comprehensive suite of financial and business solutions. Additionally: Focus on the underserved SMB market. Always weigh potential rewards against risks and diversify across holdings. This is not financial advice.
Can I buy fractional shares of NEWTH?
Yes, most major brokerages offer fractional shares of NewtekOne, Inc. (NEWTH) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track NEWTH's earnings and financial reports?
NewtekOne, Inc. (NEWTH) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Setting up alerts through your brokerage for NEWTH earnings announcements is recommended.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Information is based on available data and may be subject to change.
- Investment decisions should be based on thorough research and consultation with a financial advisor.