Automatic Bank Services Limited (ABANF)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Automatic Bank Services Limited (ABANF) trades at $7.93 with AI Score 50/100 (Grade B). Automatic Bank Services Limited (ABANF) operates payment systems for international debit cards in Israel. Market cap: $317.65M, Sector: Technology.
Price live · AI analysis from Mar 16, 2026Analyst Coverage for ABANF: ABANF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates ABANF against Technology peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
ABANF: the 1 perspectives are evenly split.
How is this calculated? →Automatic Bank Services Limited (ABANF) Technology Profile & Competitive Position
Automatic Bank Services Limited (ABANF) provides essential payment infrastructure in Israel, focusing on international debit card systems and credit card clearing. With a high gross margin of 94.2% and a dividend yield of 5.79%, the company operates in the technology sector, supporting financial transactions and serving various businesses.
What Is the Investment Thesis for ABANF?
Automatic Bank Services Limited (ABANF) presents an investment opportunity within the Israeli financial technology sector. The company's high gross margin of 94.2% indicates efficient operations and strong pricing power. With a P/E ratio of 21.24 and a profit margin of 31.0%, ABANF demonstrates profitability. The dividend yield of 5.79% may attract income-focused investors. Potential growth catalysts include expanding services to new businesses and enhancing its technology infrastructure. However, investors may want to evaluate the risks associated with operating in a single geographic market and the competitive pressures within the payment processing industry. The company's beta of 0.72 suggests lower volatility compared to the overall market.
Based on FMP financials and quantitative analysis
ABANF Key Highlights
- Gross Margin of 94.2% indicates strong operational efficiency and pricing power.
- Profit Margin of 31.0% demonstrates solid profitability within the payment systems sector.
- Dividend Yield of 5.79% may attract income-focused investors.
- P/E Ratio of 21.24 suggests a reasonable valuation compared to earnings.
- Beta of 0.72 indicates lower volatility compared to the overall market.
Who Are ABANF's Competitors?
ABANF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| BAINF BASE, Inc. | $1.40 | +0.00% | $161.22M | 49 |
| CMDXF Computer Modelling Group Ltd. | $2.60 | +0.78% | $202.78M | 52 |
| CSYJY CSE Global Limited | $10.20 | -11.99% | $743.68M | 48 |
| DYNDF Dye & Durham Limited | $0.96 | -3.46% | $64.56M | 39 |
| IVUFF IVU Traffic Technologies AG | $17.12 | +0.00% | $297.15M | 51 |
| CFLT Confluent, Inc. | $30.99 | +0.00% | 12B | 71 |
| NET Cloudflare, Inc. | $245.87 | +1.43% | $87.27B | 67 |
| XNDU Xanadu Quantum Technologies Limited Class B Subordinate Voting Shares | $11.85 | +1.94% | $268.17M | 67 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are ABANF's Key Strengths?
- Established payment infrastructure in Israel.
- High gross margin (94.2%).
- Strong relationships with credit companies.
- Dividend yield of 5.79%.
What Are ABANF's Weaknesses?
- Concentration in a single geographic market (Israel).
- Limited diversification of services.
- Dependence on credit card processing.
- Small employee count of 126.
What Could Drive ABANF Stock Higher?
- Potential technology upgrades to enhance payment processing capabilities.
- Expansion of services to new businesses within Israel.
- Strategic partnerships with technology companies or financial institutions.
- Efforts to enhance security and fraud prevention measures.
What Are the Key Risks for ABANF?
- Increased competition from other payment processing companies.
- Cybersecurity threats and data breaches.
- Changes in regulations governing payment systems.
- Economic downturn in Israel impacting consumer spending.
- Dependence on the Israeli market.
What Are the Growth Opportunities for ABANF?
- Expansion into New Business Verticals: ABANF can leverage its existing payment infrastructure to offer services to new sectors within Israel, such as e-commerce platforms or government agencies. By diversifying its client base, the company can reduce its reliance on traditional credit card processing and tap into new revenue streams. The market for digital payments in Israel is projected to grow, presenting a significant opportunity for ABANF to expand its services. Timeline: 2-3 years.
- Technology Upgrades and Innovation: Investing in upgrading its technology infrastructure can enable ABANF to offer more advanced payment solutions, such as mobile payments or blockchain-based transaction processing. By staying ahead of technological trends, the company can attract new clients and maintain its competitive edge. The global market for blockchain technology in financial services is expected to reach billions of dollars, indicating the potential for significant growth. Timeline: Ongoing.
- Strategic Partnerships and Alliances: Forming partnerships with other technology companies or financial institutions can enable ABANF to expand its service offerings and reach a wider audience. For example, partnering with a mobile wallet provider could allow ABANF to integrate its payment processing services into a popular mobile platform. Strategic alliances can provide access to new markets and technologies, accelerating growth. Timeline: 1-2 years.
- Geographic Expansion within Israel: While ABANF currently operates throughout Israel, there may be opportunities to expand its presence in underserved regions or target specific demographic groups. By tailoring its services to meet the needs of local communities, the company can increase its market share and build brand loyalty. This could involve establishing new partnerships with local businesses or offering customized payment solutions. Timeline: 2-3 years.
- Enhancing Security and Fraud Prevention: With the increasing threat of cybercrime, investing in enhanced security measures and fraud prevention technologies is crucial for maintaining customer trust and protecting sensitive data. By implementing advanced security protocols, ABANF can differentiate itself from competitors and attract clients who prioritize security. The market for cybersecurity solutions in the financial services industry is growing rapidly, reflecting the increasing importance of data protection. Timeline: Ongoing.
What Opportunities Does ABANF Have?
- Expansion into new business verticals (e-commerce, government).
- Technology upgrades and innovation (mobile payments, blockchain).
- Strategic partnerships and alliances.
- Geographic expansion within Israel.
What Threats Does ABANF Face?
- Competition from other payment processing companies.
- Cybersecurity threats and data breaches.
- Changes in regulations governing payment systems.
- Economic downturn in Israel.
What Are ABANF's Competitive Advantages?
- Established infrastructure for credit card clearing in Israel.
- Relationships with credit companies, distributors, and manufacturers.
- Specialized expertise in payment systems for international debit cards.
What Does ABANF Do?
Automatic Bank Services Limited, based in Holon, Israel, is a technology company specializing in payment systems for international debit cards. The company acts as a critical infrastructure provider for credit card clearing within Israel. It collaborates with credit companies in their roles as clearers and issuers, and also works with distributors and manufacturers to facilitate payment processing. ABANF provides services directly to businesses, ensuring smooth and secure transaction processing. A key function of the company is activating the confirmation switch on ATM devices, enabling seamless cash withdrawals and balance inquiries for cardholders. ABANF's business model focuses on providing essential services within the financial technology sector in Israel. The company's role in credit card clearing and ATM functionality positions it as a key player in the country's financial infrastructure. While the company's history and founding story are not detailed in the provided data, its current operations highlight its importance in enabling electronic payments and financial transactions within the Israeli market.
What Products and Services Does ABANF Offer?
- Operates payment systems for international debit cards in Israel.
- Provides infrastructure for credit card clearing.
- Works with credit companies as clearers and issuers.
- Collaborates with distributors and manufacturers for payment processing.
- Provides payment processing services to businesses.
- Activates the confirmation switch on ATM devices.
How Does ABANF Make Money?
- Generates revenue by providing payment processing services for international debit cards.
- Earns fees from credit card clearing activities.
- Charges service fees to businesses for payment processing solutions.
What Industry Does ABANF Operate In?
Automatic Bank Services Limited operates within the financial technology (FinTech) sector, specifically focusing on payment processing infrastructure in Israel. The FinTech industry is experiencing growth, driven by increased adoption of digital payment methods and the need for secure transaction processing. ABANF's role in credit card clearing and ATM functionality positions it within this expanding market. Competitors include companies like BAINF, CMDXF, CSYJY, DYNDF, and IVUFF, which offer similar payment processing solutions. The industry is characterized by evolving technologies and regulatory requirements, requiring companies to adapt to maintain competitiveness.
Who Are ABANF's Key Customers?
- Credit companies (as clearers and issuers).
- Distributors and manufacturers.
- Businesses that require payment processing services.
Company Profile
Automatic Bank Services Limited operates in the Software - Infrastructure industry within the Technology sector. It is headquartered in Holon, IL. The company is led by CEO Eiran Lev-Tov. ABANF has traded publicly since 2020.
ROE 0%Key Financial Metrics
Return on equity for Automatic Bank Services Limited stands at 0.0%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.0%, showing how much profit it generates from its asset base. ABANF trades at a trailing price-to-earnings ratio of 0.00, below the Technology sector average of ~38x. Its free cash flow yield is 0.0%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.00 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 0.0%, the inverse of the P/E and a quick read on earnings relative to price.
ABANF Valuation & Market Position
With a $317.65M market cap, Automatic Bank Services Limited sits in the small-cap segment of the market. Relative to its peer group, ABANF's quantitative score of 50/100 is roughly in line with the peer average of 48/100.
Quarterly Financial Performance: Automatic Bank Services Limited
Revenue for Automatic Bank Services Limited came in at $38.4M during Q1 2026, a 3.4% contraction versus the preceding quarter. The company recorded net income of $6.9M, with diluted EPS of $0.17. Revenue has contracted over three consecutive quarters, which investors in this small-cap Technology stock should monitor closely. Across the four most recent quarters, ABANF averaged $0.26 in diluted EPS.
F-Score 5/9Financial Health
Automatic Bank Services Limited's Piotroski F-Score is 5/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 9.40 places it in the safe zone, indicating low near-term bankruptcy risk.
ABANF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Established payment infrastructure in Israel.
- High gross margin (94.2%).
- Strong relationships with credit companies.
- Dividend yield of 5.79%.
Bear Case
- Concentration in a single geographic market (Israel).
- Limited diversification of services.
- Dependence on credit card processing.
- Small employee count of 126.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · July 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $38M | $7M | $0.17 |
| Q4 2025 | $40M | $9M | $0.23 |
| Q3 2025 | $41M | $12M | $0.31 |
| Q2 2025 | $38M | $13M | $0.34 |
Based on FMP financials and quantitative analysis
ABANF Latest News
No recent news available for ABANF.
ABANF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for ABANF.
Price Targets
Wall Street price target analysis for ABANF.
ABANF MoonshotScore
What does this score mean?
The MoonshotScore rates ABANF's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Eiran Lev-Tov
CEO
Eiran Lev-Tov is the CEO of Automatic Bank Services Limited. Information regarding his specific career history, education, and previous roles is not available in the provided data. As the CEO, he is responsible for the overall management and strategic direction of the company, overseeing its operations in the payment systems sector in Israel. He manages a team of 126 employees.
Track Record: Due to the limited information available, Eiran Lev-Tov's specific achievements and strategic decisions as CEO cannot be detailed. However, as the leader of Automatic Bank Services Limited, he is responsible for maintaining the company's position in the Israeli payment processing market and driving its growth initiatives.
ABANF OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Automatic Bank Services Limited may not meet the minimum financial standards required for higher tiers like OTCQX or OTCQB. Companies in this tier may have limited financial disclosure and may not be subject to the same regulatory oversight as companies listed on major exchanges like the NYSE or NASDAQ. This tier is often associated with higher risks due to the potential for less transparency and liquidity.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited liquidity due to low trading volume.
- Potential for wider bid-ask spreads.
- Less stringent regulatory oversight compared to major exchanges.
- Information asymmetry due to limited financial disclosure.
- Higher risk of fraud or manipulation.
- Verify the company's financial statements and disclosures.
- Research the company's management team and their track record.
- Assess the company's business model and competitive landscape.
- Understand the risks associated with investing in OTC stocks.
- Check for any regulatory actions or legal issues.
- Monitor trading volume and bid-ask spreads.
- Consult with a financial advisor.
- Established payment infrastructure in Israel.
- Relationships with credit companies, distributors, and manufacturers.
- Operational history in the payment systems sector.
- Gross margin of 94.2%
- Positive profit margin of 31.0%
Common Questions About ABANF (Technology)
What does Automatic Bank Services Limited do?
Automatic Bank Services Limited (ABANF) operates as a key infrastructure provider for payment systems in Israel. It specializes in processing international debit card transactions and facilitating credit card clearing. The company works with various stakeholders, including credit companies acting as clearers and issuers, as well as distributors and manufacturers. ABANF also provides direct services to businesses, enabling them to accept electronic payments. A crucial function is the activation of confirmation switches on ATM devices, ensuring seamless cash withdrawals and balance inquiries for cardholders.
What are the main risks for ABANF?
The main risks for Automatic Bank Services Limited include its concentration in the Israeli market, making it vulnerable to economic downturns or regulatory changes specific to Israel. The company also faces competition from other payment processing providers and the ongoing threat of cybersecurity breaches. As an OTC-listed company, ABANF is subject to less stringent regulatory oversight, which may increase the risk of information asymmetry and potential fraud. Investors should carefully consider these risks before investing.
What are the key factors to evaluate for ABANF?
Automatic Bank Services Limited (ABANF) holds an AI score of 50/100 (moderate). Not financial advice.
How frequently does ABANF data refresh on this page?
ABANF prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven ABANF's recent stock price performance?
Automatic Bank Services Limited (ABANF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Established payment infrastructure in Israel. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider ABANF overvalued or undervalued right now?
Valuing Automatic Bank Services Limited (ABANF) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying ABANF?
Before investing in Automatic Bank Services Limited (ABANF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Why might investors consider adding ABANF to a portfolio?
Key strength of Automatic Bank Services Limited (ABANF): Established payment infrastructure in Israel. Weigh rewards against risks and diversify. Not financial advice.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Limited information available on the company's history and management team.
- Disclosure status on OTC markets is unknown, requiring further investigation.