Comepay, Inc. (CMPY)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Comepay, Inc. (CMPY) trades at $0.00 with AI Score 49/100 (Grade C). Comepay, Inc. facilitates internet payments through kiosks, mobile interfaces, and web-based applications. Market cap: $6,671, Sector: Technology.
Price live · AI analysis from Mar 17, 2026Analyst Coverage for CMPY: CMPY does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates CMPY against Technology peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
CMPY: the 1 perspectives are evenly split.
How is this calculated? →Comepay, Inc. (CMPY) Technology Profile & Competitive Position
Comepay, Inc. provides internet acquiring and support services, specializing in payment processing through kiosks and POS systems, primarily in the Russian market. With a focus on facilitating instant payments and offering proprietary smart POS solutions, Comepay caters to businesses seeking efficient transaction management.
What Is the Investment Thesis for CMPY?
Comepay, Inc. presents a focused approach to payment processing, primarily through its kiosk network in Russia. Processing 10 million payments monthly through 22,000 kiosks provides a consistent revenue stream. The development and deployment of its proprietary smart POS system could drive growth by offering enhanced functionality and attracting new clients. However, the company's negative P/E ratio of -0.02 and its presence on the OTC market indicate potential risks. Growth catalysts include expanding the POS system's market reach and increasing transaction volume. Key value drivers include maintaining kiosk network efficiency and securing partnerships to broaden service offerings. Investors should carefully consider the risks associated with OTC-listed companies and the geopolitical factors affecting its primary market in Russia.
Based on FMP financials and quantitative analysis
CMPY Key Highlights
- Processes approximately 10 million customer payments per month, indicating a substantial transaction volume.
- Operates approximately 22,000 kiosks across Russia, providing a significant physical presence for payment processing.
- Offers a proprietary multifunctional smart POS fiscal cash register system, potentially differentiating it from competitors.
- Trades on the OTC market, which may present both opportunities and risks for investors.
- Has a beta of 1.74, indicating higher volatility compared to the overall market.
Who Are CMPY's Competitors?
CMPY is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| IAIC Information Analysis Incorporated | $4.28 | +12.34% | $81.86M | 66 |
| DVLT Datavault AI Inc. | $0.38 | -1.22% | $107.35M | 65 |
| NYAX Nayax Ltd. | $71.97 | +2.49% | $2.63B | 62 |
| TSYHF TravelSky Technology Limited | $1.03 | -2.81% | $3.03B | 60 |
| CCRC China Customer Relations Centers, Inc. | $6.50 | +0.31% | 51 | |
| SYKE Sykes Enterprises, Incorporated | $54.00 | +0.00% | 52 | |
| FISV Fiserv, Inc. | $51.94 | -0.74% | $27.70B | 52 |
| WIZEY Wise plc | $14.49 | +0.00% | $14.49B | 52 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are CMPY's Key Strengths?
- Established kiosk network in Russia.
- Proprietary POS system.
- Experience in the Russian payment market.
- Processes a significant volume of monthly transactions.
What Are CMPY's Weaknesses?
- Concentrated market presence in Russia.
- Reliance on kiosk-based payment processing.
- Negative P/E ratio.
- OTC market listing.
What Could Drive CMPY Stock Higher?
- Potential expansion of POS system deployment to new regions.
- Continued processing of approximately 10 million customer payments monthly.
- Maintenance and optimization of the existing kiosk network in Russia.
What Are the Key Risks for CMPY?
- Weak fundamentals — a Piotroski F-Score of 1/9 flags soft profitability, leverage or efficiency.
- Geopolitical risks associated with operating in Russia.
- Increased competition from established payment processing providers.
- Cybersecurity threats and data breaches impacting customer trust.
- Changes in payment regulations affecting business operations.
- Limited financial disclosure due to OTC Other tier status.
What Are the Growth Opportunities for CMPY?
- Expansion of POS System Deployment: Comepay can capitalize on the growing demand for advanced POS solutions by expanding the deployment of its proprietary smart POS system. The global POS terminal market is projected to reach $126.45 billion by 2032, growing at a CAGR of 7.8% from 2023. Focusing on small and medium-sized businesses in Russia, Comepay can increase its market share by offering tailored POS solutions with enhanced features and functionalities.
- Strategic Partnerships with E-commerce Platforms: Partnering with e-commerce platforms can enable Comepay to integrate its payment processing services into online marketplaces, expanding its reach and transaction volume. The global e-commerce market is expected to reach $8.1 trillion in 2026. By collaborating with e-commerce platforms, Comepay can tap into this growing market and offer seamless payment solutions to online merchants and consumers.
- Development of Mobile Payment Solutions: Investing in the development of mobile payment solutions can cater to the increasing adoption of mobile payments. The global mobile payments market is projected to reach $4.96 trillion in 2026. By offering mobile payment options through its kiosks and POS systems, Comepay can enhance customer convenience and attract a wider range of users.
- Geographic Expansion into Emerging Markets: Expanding its operations into other emerging markets with similar payment infrastructure needs can drive growth for Comepay. Identifying countries with a high demand for kiosk-based payment solutions and POS systems can provide new revenue streams and market opportunities. This expansion should be carefully considered given the risks of operating in new markets.
- Enhancement of Cybersecurity Measures: Strengthening cybersecurity measures to protect against fraud and data breaches can enhance customer trust and attract new clients. The increasing prevalence of cyber threats in the payment industry necessitates robust security protocols. By investing in advanced security technologies and compliance measures, Comepay can differentiate itself as a secure and reliable payment processing provider.
What Opportunities Does CMPY Have?
- Expansion of POS system deployment.
- Strategic partnerships with e-commerce platforms.
- Development of mobile payment solutions.
- Geographic expansion into other emerging markets.
What Threats Does CMPY Face?
- Geopolitical risks in Russia.
- Increasing competition in the payment processing industry.
- Cybersecurity threats and data breaches.
- Changes in payment regulations.
What Are CMPY's Competitive Advantages?
- Established kiosk network of approximately 22,000 kiosks across Russia.
- Proprietary multifunctional smart POS fiscal cash register system.
- Experience in navigating the Russian payment ecosystem.
- Existing relationships with businesses and merchants in Russia.
What Does CMPY Do?
Comepay, Inc., based in Vaughan, Canada, operates as an internet acquiring and support services provider, focusing on facilitating instant payments and internet-based payment transactions. The company's operations are primarily centered around kiosks, mobile interfaces, and web-based applications. Founded with the vision of streamlining payment processes, Comepay has evolved into a key player in the Russian payment ecosystem. Its services include processing customer payments, leasing, and selling cash registers and point of sale (POS) systems. A significant aspect of its offering is its proprietary multifunctional smart POS fiscal cash register system, designed to enhance transaction efficiency and compliance. Comepay processes approximately 10 million customer payments monthly through its network of approximately 22,000 kiosks across Russia. The company's focus on kiosk-based payment solutions and POS systems positions it within the broader financial technology landscape, catering to businesses seeking accessible and reliable payment infrastructure.
What Products and Services Does CMPY Offer?
- Provides internet acquiring services.
- Offers support services for online payment processing.
- Facilitates instant payments through kiosks.
- Enables internet-based payment transactions via mobile interfaces.
- Provides web-based payment applications.
- Leases and sells cash registers.
- Sells point of sale (POS) systems.
- Offers a proprietary multifunctional smart POS fiscal cash register system.
How Does CMPY Make Money?
- Transaction fees from processing payments through kiosks, mobile interfaces, and web-based applications.
- Revenue from leasing and selling cash registers and POS systems.
- Sales of its proprietary multifunctional smart POS fiscal cash register system.
- Service fees for providing internet acquiring and support services.
What Industry Does CMPY Operate In?
Comepay, Inc. operates within the information technology services sector, specifically focusing on payment processing solutions. The industry is characterized by rapid technological advancements, increasing demand for digital payment methods, and growing regulatory scrutiny. The competitive landscape includes established players offering comprehensive payment solutions and smaller, niche providers focusing on specific segments. Comepay's kiosk-based approach and POS systems cater to businesses seeking accessible and reliable payment infrastructure, particularly in the Russian market. The global payment processing market is expected to continue growing, driven by e-commerce expansion and increasing adoption of mobile payments.
Who Are CMPY's Key Customers?
- Businesses in Russia requiring payment processing solutions.
- Merchants seeking to accept payments through kiosks.
- Retailers needing cash registers and POS systems.
- E-commerce platforms looking for payment gateway integration.
ROE 5%Key Financial Metrics
Return on equity for Comepay, Inc. stands at 5.1%, a gauge of how efficiently it converts shareholder capital into profit. Its free cash flow yield is -0.3%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.00 means current liabilities exceed short-term assets, a liquidity point worth watching.
Comepay, Inc. (CMPY) Valuation Context
Valued at 7K, CMPY is classified as a micro-cap stock. Relative to its peer group, CMPY's quantitative score of 49/100 is below the peer average of 61/100.
Company Profile
Comepay, Inc. operates in the Information Technology Services industry within the Technology sector. It is headquartered in Vaughan, CA. The company is led by CEO Dmitry Solomovich. CMPY has traded publicly since 2018.
F-Score 1/9Financial Health
Comepay, Inc.'s Piotroski F-Score is 1/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny.
CMPY Financials
Bull Case vs Bear Case
Bull Case
- Established kiosk network in Russia.
- Proprietary POS system.
- Experience in the Russian payment market.
- Processes a significant volume of monthly transactions.
Bear Case
- Concentrated market presence in Russia.
- Reliance on kiosk-based payment processing.
- Negative P/E ratio.
- OTC market listing.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · July 2026
CMPY Latest News
No recent news available for CMPY.
CMPY Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for CMPY.
Price Targets
Wall Street price target analysis for CMPY.
CMPY MoonshotScore
What does this score mean?
The MoonshotScore rates CMPY's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Dmitry Solomovich
CEO
Dmitry Solomovich serves as the CEO of Comepay, Inc. His background includes extensive experience in the technology and payment processing sectors. Prior to joining Comepay, he held leadership positions at various technology companies, focusing on business development and strategic partnerships. He has a proven track record of driving growth and innovation in the payment industry. His expertise encompasses payment solutions, POS systems, and kiosk-based technologies. He is responsible for overseeing Comepay's strategic direction and operational execution.
Track Record: Under Dmitry Solomovich's leadership, Comepay, Inc. has focused on enhancing its payment processing capabilities and expanding its presence in the Russian market. Key achievements include the development and deployment of the proprietary multifunctional smart POS fiscal cash register system. He has also overseen the maintenance and optimization of the company's kiosk network. His strategic decisions have aimed at improving transaction efficiency and customer satisfaction.
CMPY OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Comepay, Inc. may not meet the minimum financial standards or reporting requirements of higher tiers like OTCQX or OTCQB. Companies in this tier may have limited financial disclosure, making it more difficult for investors to assess their financial health and operational performance. Investing in companies on the OTC Other tier carries a higher degree of risk compared to those listed on major exchanges like NYSE or NASDAQ due to the lack of stringent listing requirements and regulatory oversight.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited financial disclosure due to the OTC Other tier status.
- Higher price volatility due to lower trading volume.
- Potential for wider bid-ask spreads, increasing transaction costs.
- Increased risk of fraud or manipulation due to less regulatory oversight.
- Difficulty in obtaining reliable information about the company's financial health.
- Verify the company's financial statements and disclosures, if available.
- Assess the company's business model and competitive landscape.
- Research the management team and their track record.
- Evaluate the company's regulatory compliance and legal standing.
- Monitor the trading volume and price volatility of the stock.
- Understand the risks associated with investing in OTC-listed companies.
- Consult with a financial advisor before making any investment decisions.
- Established kiosk network of approximately 22,000 kiosks in Russia.
- Proprietary multifunctional smart POS fiscal cash register system.
- Processing approximately 10 million customer payments per month.
- CEO with experience in the technology and payment processing sectors.
Comepay, Inc. Technology Stock: Key Questions Answered
What does Comepay, Inc. do?
Comepay, Inc. operates as an internet acquiring and support services provider, primarily focusing on facilitating instant payments and internet-based payment transactions through its network of approximately 22,000 kiosks across Russia. The company also leases and sells cash registers and point of sale (POS) systems, including its proprietary multifunctional smart POS fiscal cash register system. It processes around 10 million customer payments monthly, catering to businesses and consumers seeking accessible and reliable payment solutions.
What do analysts say about CMPY stock?
As of 2026-03-17, formal analyst coverage of CMPY is limited, likely due to its OTC listing and smaller market capitalization. Key valuation metrics include a negative P/E ratio of -0.02, reflecting current losses. Growth considerations center on the expansion of its POS system and the maintenance of its kiosk network. Investors should conduct thorough due diligence and consider the risks associated with OTC-listed companies before investing.
What are the main risks for CMPY?
The primary risks for Comepay, Inc. include geopolitical factors affecting its operations in Russia, increasing competition in the payment processing industry, and potential cybersecurity threats. The company's OTC listing also presents risks related to limited financial disclosure and lower liquidity. Investors should carefully assess these factors and the company's ability to mitigate them before making investment decisions. The negative P/E ratio also indicates financial challenges.
What are the key factors to evaluate for CMPY?
Comepay, Inc. (CMPY) holds an AI score of 49/100 (low). Not financial advice.
How frequently does CMPY data refresh on this page?
CMPY prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven CMPY's recent stock price performance?
Comepay, Inc. (CMPY) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Established kiosk network in Russia. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider CMPY overvalued or undervalued right now?
Valuing Comepay, Inc. (CMPY) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying CMPY?
Before investing in Comepay, Inc. (CMPY), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Limited information available due to OTC listing and lack of analyst coverage.
- Financial data based on available information and may not be comprehensive.