On the stock market since 1993, it operates in the world of money and finance. It has 2,128 employees. Now — the numbers.
This is an established company with proven profits.
Revenue is spread across several business lines; no single line carries the company.
Average growth of 25% a year over the last 4 years. Every year shown ended in profit.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly above the class average — a step short of the very top.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Clearly below the class average.
The stock has been running stronger than the market lately.
Growth: Sales growth trails the sector average.
The stock trades below its recent peak — about 14% off the top. A pullback, not a collapse.
The net profit margin is 16% — still a thick cushion, though costs have been eating into it lately.
Over the last 3 years, sales grew about 30% a year on average.
Over the last 12 months, company executives reported 84 buys and 40 sells. Management buying with its own money is usually read as a good sign.
The growth engine is running at low revs right now. Report-card grade: 47/100.
On our five-subject report card, AUB sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”
The takeaway: AUB is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.