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Atlantic Union Bankshares Corporation (AUB) Stock: Price, Forecast & Analyst Target

Atlantic Union Bankshares Corporation (AUB) — MoonshotScore 77/100 (Strong band), calculated Oct 4, 2026. Price $38.82 (+0.91%), as of the Oct 2, 2026 trading session; market cap $5.54B.

Educational signal · not a buy or sell recommendation · How to read this

$38.82 +$0.35 (+0.91%) Market Cap $5.54B

Atlantic Union Bankshares Corporation · AUB · NYSE · Financial Services · Banks - Regional

Research dated 2026-09-13: Atlantic Union Bankshares is the listed parent of Atlantic Union Bank, a deposit-funded regional lender that also sells mortgage, payments, trust, brokerage, advisory and wealth services to households and businesses. Profit has climbed much faster than revenue across the recent reporting run, making the durability of that operating leverage and the credit quality supporting it the issue that determines whether the rebound deserves attention.

Price as of Oct 2, 2026

Key Statistics

77 of 100

MoonshotScore v2 · Atlantic Union Bankshares (AUB)

Strong
Business Quality Elite (81)
Financial Safety Okay (42)
Valuation Cheap (94)
Growth Durability Flat (49)
Momentum Quiet (42)
Why this rating? Method, drivers & history

Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.

  • Business Quality — Is this a genuinely good business?
  • Financial Safety — Could this blow up on me?
  • Valuation — Am I paying a fair price?
  • Growth Durability — Is the growth real and likely to last?
  • Momentum — Is the market already moving on this?
The ten-second read ·

High quality, at a dirt-cheap price, though the balance sheet and growth are only middling. Business Quality: Elite; Financial Safety: Okay; Valuation: Cheap; Growth Durability: Flat; Momentum: Quiet.

  • quarterly revenue $577M (Q2 FY2026, quarter ended Jun 2026)
  • EPS beat 5 of 8
  • Altman Z -0.70 · Piotroski F 6

Helping: business quality, an attractive price

What has the MoonshotScore done over time?

MoonshotScore snapshots recorded for AUB (29 recorded, newest six shown)
RecordedScoreBand
78Strong
77Strong
77Strong
77Strong
75Strong
75Strong

The score was 77 in the stored Oct 3, 2026 snapshot and remains 77 in the current publication computed Oct 4, 2026 (0); the largest pillar moves were Momentum -2 and Growth Durability -1; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged.

Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.

Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$38.82
Change on the day+0.91%
52-week range$30.87–$43.62
Market capitalisation$5.54B
Price / earnings (trailing)11.59
Shares traded on the day1.05M
Beta (volatility vs the S&P 500)0.77

Price & events

Weekly closing price with reported quarters marked Weekly closing price from Sep 5, 2025 to Oct 2, 2026: low $33, high $43, latest $39. $43 $33 high $43 Sep 5, 2025 Oct 2, 2026 · $39 $36Sep 5, 2025$37Sep 19, 2025$36Oct 3, 2025$34Oct 17, 2025$33Oct 31, 2025$33Nov 14, 2025$34Nov 28, 2025$37Dec 12, 2025$36Dec 26, 2025$37Jan 9, 2026$39Jan 23, 2026$42Feb 6, 2026$41Feb 20, 2026$35Mar 6, 2026$34Mar 20, 2026$36Apr 2, 2026$39Apr 17, 2026$38May 1, 2026$36May 15, 2026$38May 29, 2026$40Jun 12, 2026$42Jun 26, 2026$42Jul 10, 2026$42Jul 24, 2026$42Aug 7, 2026$41Aug 21, 2026$41Sep 4, 2026$39Sep 18, 2026$39Oct 2, 2026

Point at or tab to any week for its close.

Council Score · weighted blend of 2 available disciplines

Council score for Atlantic Union Bankshares (AUB): Strongly Bullish

78/100 · A

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

5-Factor Breakdown

Growth Durability Neutral
Momentum Neutral
Business Quality Strong
Financial Safety Neutral
Valuation Strong

Legends Council

5 lenses, 5 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Griffin-style lens (simulated) Ken Griffin Favorable read
Englander-style lens (simulated) Izzy Englander Favorable read
Klarman-style lens (simulated) Seth Klarman Favorable read
Moon AI lens (model) Favorable read

Read on: Oct 4, 2026

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Moderate
Margin of Safety Fairly Valued
Profit Margin Strong
Revenue Growth Strong
ROE Neutral
Gross Margin Negative

Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Sep 9, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.

Readings on this page are from Oct 5, 2026, except a card that shows its own read date.

Watch the AUB film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Atlantic Union Bankshares (AUB), and what does it report?

Short answer · as of

Atlantic Union collects deposits and deploys funding into commercial, industrial, residential mortgage and consumer loans; it also originates residential loans for sale and earns fees from card, account, trust, advisory and wealth activity.

Research dated 2026-09-13.

Atlantic Union collects deposits and deploys funding into commercial, industrial, residential mortgage and consumer loans; it also originates residential loans for sale and earns fees from card, account, trust, advisory and wealth activity. Reported revenue therefore blends lending and service economics rather than tracking deposit inflows alone.

The total-revenue statement and the revenue series used for earnings comparisons present materially different totals. Trend judgments should remain within the same series rather than splice them into an artificial trajectory.

Sources (as of 2026-09-13): Business description; Revenue by segment; Quarterly income statement (USD thousands); Annual revenue and net result (USD millions); Reported versus estimated, last 8 quarters

2 · Latest results

What do the latest results show for Atlantic Union Bankshares (AUB)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of $577M.

Research dated 2026-09-13.

Revenue rebounded from the preceding period, while gross profit, operating result, net income and diluted earnings advanced to highs within the displayed run. The earnings-comparison series is more restrained: recent earnings exceeded consensus while revenue fell short, meaning profitability improved without a matching top-line beat.

Management calls the result an early sign that prior investments are strengthening earnings capacity and capital generation. That is management’s interpretation; the observable evidence is the advance in profit, earnings and recurring cash generation.

Sources (as of 2026-09-13): Quarterly income statement (USD thousands); Operating cash flow by quarter (USD millions); Reported versus estimated, last 8 quarters; Management outlook — dated call excerpts; Most recent periodic reports

What do the reported financial results show?

Reported revenue, net income and earnings per share from the income statement.

What do the reported financial results show? — reported evidence
Period endRevenueNet incomeEPS
Jun 30, 2026Not availableNot availableNot available
Mar 31, 2026Not availableNot availableNot available
Dec 31, 2025Not availableNot availableNot available
Sep 30, 2025Not availableNot availableNot available

Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter
PeriodRevenueNet incomeEPS
Q2 FY2026$577M$161M$1.13 (diluted)
Q1 FY2026$524M$122M$0.86 (diluted)
Q4 FY2025$557M$112M$0.79 (diluted)
Q3 FY2025$553M$92M$0.65 (diluted)
3 · Financial strengths and risks

What are the financial strengths and risks for Atlantic Union Bankshares (AUB)?

Short answer · as of

The MoonshotScore pillars rate business quality, an attractive price as strengths.

Research dated 2026-09-13.

Cash and short-term investments do not cover reported debt, while including long-term investments pushes total cash and investments well above debt. Because the long-term investment classification is unclassified, those balances should not be treated as interchangeable sources of immediate liquidity; sharp moves in cash and short-term holdings reinforce that caution.

Operating cash flow remained positive in recent periods, yet an outsized earlier surge quickly normalized. Trailing profitability measures remain positive and dividends have held steady across recent payments, but recurring strength is better judged from the surrounding cash-flow run than from the outlier.

Borrower deterioration across the commercial, industrial, mortgage and consumer books would weaken returns from assets funded by customer deposits. Fee businesses provide other income channels, but they do not remove that core lending exposure.

Sources (as of 2026-09-13): Cash, investments and debt; Cash and investment components; Cash and short-term investments over time (USD millions); Operating cash flow by quarter (USD millions); Trailing twelve-month ratio set; Recent dividends paid; Dividend yield, last 12 months; Business description

4 · What to check next?

What should you watch next at Atlantic Union Bankshares (AUB)?

Short answer · as of

Current published price targets run low $47.00 · high $50.00 · consensus $48.50 · median $48.50 against a quoted price of $38.82 (as of Oct 2, 2026).

Research dated 2026-09-13.

At the next scheduled earnings release, watch whether operating result and net income keep advancing without another widening gap between earnings delivery and revenue expectations. Also track whether cash and short-term investments stabilize relative to debt, whether positive operating cash flow persists without another exceptional swing, and whether management’s claimed payoff from prior investments becomes visible in sustained revenue as well as profit.

Consensus averages anticipate continued revenue and earnings expansion, raising the bar for merely maintaining the recent run.

Sources (as of 2026-09-13): Next earnings report; Analyst revenue and earnings estimates (average); Reported versus estimated, last 8 quarters; Quarterly income statement (USD thousands); Cash and short-term investments over time (USD millions); Operating cash flow by quarter (USD millions); Management outlook — dated call excerpts

What the records here don't tell us

  • No forward revenue or earnings estimate is on file.
  • The next earnings date is not yet scheduled in the calendar we read.

Checked against the records this page reads, on the dates shown above.

5 · Peer comparison

How does Atlantic Union Bankshares compare with its peers?

Short answer

Atlantic Union Bankshares's score ranks 13th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.

Research dated 2026-09-13.

Atlantic Union is broader than a plain spread lender: alongside deposits and diversified loans, it sells residential mortgages into the secondary market and collects payments, account, trust, advisory and wealth-management fees. Compared with a regional bank dependent mainly on balance-sheet lending, that mix supplies alternate fee channels but adds exposure to mortgage origination activity and client use of managed-asset and payment services.

Its recent pattern of rapid profit recovery alongside less convincing revenue comparisons is more informative than the regional-bank label alone.

Sources (as of 2026-09-13): Sector / industry (provider taxonomy); Business description; Revenue by segment; Quarterly income statement (USD thousands); Annual revenue and net result (USD millions); Reported versus estimated, last 8 quarters

Peer set — price, market value and MoonshotScore
CompanyPriceMarket valueScore
Intercorp Financial Services Inc. (IFS) Named competitor$53.11 Oct 2, 2026$5.90B95 5-pillar Oct 4, 2026
Zions Bancorporation, National Association (ZION) Same industry, near in market value$63.17 Oct 2, 2026$9.22B94 5-pillar Oct 4, 2026
Cathay General Bancorp (CATY) Same industry, near in market value$60.84 Oct 2, 2026$4.08B93 5-pillar Oct 4, 2026
CVB Financial Corp. (CVBF) Same industry, near in market value$22.28 Oct 2, 2026$3.20B93 5-pillar Oct 4, 2026
United Bankshares, Inc. (UBSI) Named competitor$47.04 Oct 2, 2026$6.48B92 5-pillar Oct 4, 2026
First BanCorp. (FBP) Same industry, near in market value$27.04 Oct 2, 2026$4.13B92 5-pillar Oct 4, 2026
Associated Banc-Corp (ASBA) Same industry, near in market value$25.11 Oct 2, 2026$4.14B91 5-pillar Oct 4, 2026
Central Bancompany, Inc. Class A Common Stock (CBC) Same industry, near in market value$32.03 Oct 2, 2026$7.68B91 5-pillar Oct 4, 2026
WesBanco, Inc. (WSBC) Same industry, near in market value$38.11 Oct 2, 2026$3.65B90 5-pillar Oct 4, 2026
United Community Banks, Inc. (UCB) Same industry, near in market value$34.11 Oct 2, 2026$4.08B89 5-pillar Oct 4, 2026
First Financial Bancorp. (FFBC) Same industry, near in market value$31.87 Oct 2, 2026$3.34B88 5-pillar Oct 4, 2026
Grupo Aval Acciones y Valores S.A. (AVAL) Named competitor$4.78 Oct 2, 2026$5.67B84 5-pillar Oct 4, 2026
Atlantic Union Bankshares (AUB) — this page$38.82$5.54B77

Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.

Screen more Financial Services stocks

The records behind this page

Analyst targets & estimates

What analysts have on file

Price target, low to high
$47.00 – $50.00
Consensus target
$48.50
Median target
$48.50

Consensus record · Captured .

Measured against a quoted price of $38.82 (as of Oct 2, 2026).

Insider activity

Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Sep 30, 2026

Transactions
18
Identified insiders
17
Purchases
1
Sales
0
Other transactions
17

Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.

What has been published about Atlantic Union Bankshares (AUB)?

Read these with our analysis →

Common Questions About AUB (Financial Services)

Research dated 2026-09-13; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.

How does Atlantic Union earn fees beyond its loan book?

Account maintenance and overdraft activity, card interchange, trust administration, registered-advisor management, brokerage and wealth services supplement lending. These streams depend on customer activity and managed relationships, diversifying the revenue mechanism without separating it from the bank’s client base.

Sources (as of 2026-09-13): Business description; Revenue by segment; Quarterly income statement (USD thousands)

Why can Atlantic Union revenue look different across its financial tables?

The income-statement series and earnings-comparison series show different totals for overlapping reporting periods. They should be analyzed as internally consistent series because combining them would create a trend that neither series reports.

Sources (as of 2026-09-13): Quarterly income statement (USD thousands); Annual revenue and net result (USD millions); Reported versus estimated, last 8 quarters

Is Atlantic Union’s profit recovery supported by cash generation?

Recent operating cash flow is positive and net income has risen through the displayed run, supporting the direction of the recovery. An earlier cash-flow spike did not persist, while cash balances have been volatile, so the normalized run carries more weight than the outlier.

Sources (as of 2026-09-13): Quarterly income statement (USD thousands); Operating cash flow by quarter (USD millions); Cash and short-term investments over time (USD millions); Trailing twelve-month ratio set

What would weaken Atlantic Union’s lending model?

Deterioration among its commercial, industrial, mortgage or consumer borrowers would pressure returns from assets funded by customer deposits. The risk matters even with fee businesses because the company remains built around gathering deposits and extending credit.

Sources (as of 2026-09-13): Business description; Cash, investments and debt; Annual revenue and net result (USD millions); Revenue by segment

What is the AUB stock price today?

The last price recorded on this page for Atlantic Union Bankshares Corporation (AUB) is $38.82, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What is the AUB price target?

The analyst consensus price target for Atlantic Union Bankshares Corporation (AUB) is $48.50 (range $47.00 to $50.00, median $48.50), per FMP data captured Oct 4, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Research written by Codex (gpt-5.6-sol) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources (as of 2026-09-13): Legal name; Business description; Sector / industry (provider taxonomy); Quarterly income statement (USD thousands); Operating cash flow by quarter (USD millions)

Sources — records for every figure on this page (23 figures)

The 23 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

OFFICIAL — 1 fact from SEC filings and earnings calls

OFFICIAL facts used on this page
Fact IDFactValue as shownAs ofTierSource
id.hqSEC filing business addressGlen Allen, VAOFFICIALSEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "4300 Cox Road, Glen Allen, VA, 23060, US". The FMP company description names Richmond, Virginia as the headquarters; this page uses the address in this row.

FMP — 18 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$38.82FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-04T10:34:47.477Z.
px.changeChange on the day+0.91%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalization$5.54BFMPFinancial Modeling Prep (FMP) quote — Provider market cap uses the share class it prices; a company with more than one class may show a larger total elsewhere. Market cap record date: 2026-10-04. Source capture time was not supplied. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
px.change_absChange on the day, in dollars+$0.35FMPFinancial Modeling Prep (FMP) · quote
fin.q_revenueRevenue, Q2 FY2026$577MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
px.range5252-week range$30.87–$43.62FMPFinancial Modeling Prep (FMP) quote
px.pePrice / earnings (trailing)11.59FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day1.05MFMPFinancial Modeling Prep (FMP) · quote
px.betaBeta0.77FMPFinancial Modeling Prep (FMP) company profile
id.ceoChief executiveJohn C. AsburyFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
id.employeesEmployees3,064FMPFinancial Modeling Prep (FMP) company profile
fin.annualRevenue and net result by fiscal year5 fiscal years, FY1970 through FY2025: FY1970 revenue $0.00, net result $0.00; FY2022 revenue $0.00, net result $0.00; FY2023 revenue $0.00, net result $0.00; FY2024 revenue $0.00, net result $0.00; FY2025 revenue $0.00, net result $0.00FMPFinancial Modeling Prep (FMP), from the company's 10-K income statements
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed
earn.ptStored analyst price targetslow $47.00 · high $50.00 · consensus $48.50 · median $48.50FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 4, 2026 · Coverage not supplied
earn.pt_rangeAnalyst price target, low to high$47.00 – $50.00FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 4, 2026 · Coverage not supplied
earn.pt_consensusConsensus analyst price target$48.50FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 4, 2026 · Coverage not supplied
earn.pt_medianMedian analyst price target$48.50FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 4, 2026 · Coverage not supplied
own.insidersInsider transactions via FMP18 transactions · 1 purchases, 0 sales, 17 other transactions · 17 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Sep 30, 2026FMPFinancial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.

UNRECORDED — 2 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
earn.historyReported versus estimated, recent quartersEPS beat 5 of 8UNRECORDEDStored earnings-history observation — Captured 2026-09-29 · Expired observation
fin.scoresDistress and quality screensAltman Z -0.70 · Piotroski F 6UNRECORDEDStored financial-scores observation — Captured 2026-10-04

OURS — 2 facts from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
ours.moonshotMoonshotScore v277 of 100 · Strong · pillars 81 / 42 / 94 / 49 / 42OURSStock Expert AI MoonshotScore v2 engine
ours.moonshot_changeMoonshotScore movement77 (stored snapshot Oct 3, 2026) → 77 (current publication computed Oct 4, 2026) (0)OURSStock Expert AI current score publication and immutable score snapshots
Published
Research standards
Methodology · Editorial policy · Corrections

Sources used for research written 2026-09-13

Historical evidence preserved with this analysis. Current figures are listed separately above.

EvidenceCaptured valueSource dateSource typeSource
Legal name
Atlantic Union Bankshares Corp

Our market-data provider lists the name as "Atlantic Union Bankshares Corporation"; the filer's own record is used here.

2026-02-26OFFICIALSEC EDGAR — 10-K filed 2026-02-26
Business description
Atlantic Union Bankshares Corporation (AUB) serves as the parent entity for Atlantic Union Bank, through which it delivers a comprehensive suite of banking and financial solutions to both individual consumers and corporate clients. Its offerings encompass a broad array of deposit options, including checking, savings, NOW, time deposit, and money market accounts, alongside certificates of deposit (CDs) and other associated depository services. Furthermore, the company extends credit through various loan products, covering commercial, industrial, residential mortgage, and consumer financing needs. Complementing these core services, it also issues credit cards and facilitates convenient access through automated teller machines (ATMs), mobile and online banking platforms, and digital bill payment functionalities. Additionally, clients can access specialized services such as financial planning, trust administration, and wealth management. The corporation further diversifies its portfolio by offering securities, brokerage, and investment advisory products. It also actively participates in the secondary market by originating and selling residential loan products. As of the data recorded on February 25, 2022, its physical presence included 130 branches and approximately 150 automated teller machines across Virginia, Maryland, and North Carolina. Established in 1902, the company maintains its headquarters in Richmond, Virginia. It previously operated under the name Union Bankshares Corporation before adopting its current identity, Atlantic Union Bankshares Corporation, in May 2019.
2026-09-13FMPFinancial Modeling Prep (FMP) company profile
Sector / industry (provider taxonomy)
Financial Services / Banks - Regional

The company's SEC filings classify it under SIC 6022 — State Commercial Banks.

2026-09-13FMPFinancial Modeling Prep (FMP) company profile
Quarterly income statement (USD thousands)
Captured record · 8 entries
  • Quarter ended 2026-06-30 — EPS: $1.11 per share, SG&A: $150.61M, EPS basic: $1.11 per share, EPS basis: diluted, Revenue: $577.08M, EPS diluted: $1.11 per share, Net result: $161.01M, Gross profit: $403.63M, Operating result: $204.49M
  • Quarter ended 2026-03-31 — EPS: $0.84 per share, SG&A: $127.59M, EPS basic: $0.84 per share, EPS basis: diluted, Revenue: $523.67M, EPS diluted: $0.84 per share, Net result: $122.17M, Gross profit: $361.57M, Operating result: $154.61M
  • Quarter ended 2025-12-31 — EPS: $0.77 per share, SG&A: $122.58M, EPS basic: $0.77 per share, EPS basis: diluted, Revenue: $556.63M, EPS diluted: $0.77 per share, Net result: $111.97M, Gross profit: $382.74M, Operating result: $141.72M
  • Quarter ended 2025-09-30 — EPS: $0.63 per share, SG&A: $122.24M, EPS basic: $0.63 per share, EPS basis: diluted, Revenue: $553.25M, EPS diluted: $0.63 per share, Net result: $92.14M, Gross profit: $352.80M, Operating result: $116.28M
  • Quarter ended 2025-06-30 — EPS: $0.12 per share, SG&A: $122.34M, EPS basic: $0.12 per share, EPS basis: diluted, Revenue: $590.62M, EPS diluted: $0.12 per share, Net result: $19.79M, Gross profit: $295.91M, Operating result: $17.49M
  • Quarter ended 2025-03-31 — EPS: $0.53 per share, SG&A: $83.80M, EPS basic: $0.53 per share, EPS basis: diluted, Revenue: $333.75M, EPS diluted: $0.53 per share, Net result: $49.82M, Gross profit: $194.44M, Operating result: $61.51M
  • Quarter ended 2024-12-31 — EPS: $0.6 per share, SG&A: $79.97M, EPS basic: $0.62 per share, EPS basis: diluted, Revenue: $358.48M, EPS diluted: $0.6 per share, Net result: $57.78M, Gross profit: $205.02M, Operating result: $71.30M
  • Quarter ended 2024-09-30 — EPS: $0.82 per share, SG&A: $78.04M, EPS basic: $0.82 per share, EPS basis: diluted, Revenue: $357.37M, EPS diluted: $0.82 per share, Net result: $76.42M, Gross profit: $213.17M, Operating result: $92.03M
2026-06-30FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements
Operating cash flow by quarter (USD millions)
Captured record · 8 entries
  • Quarter ended 2026-06-30 — Capital expenditure: -$6.39M, Operating cash flow: $150.16M
  • Quarter ended 2026-03-31 — Capital expenditure: -$7.02M, Operating cash flow: $127.33M
  • Quarter ended 2025-12-31 — Capital expenditure: -$3.54M, Operating cash flow: $107.99M
  • Quarter ended 2025-09-30 — Capital expenditure: -$8.38M, Operating cash flow: $156.95M
  • Quarter ended 2025-06-30 — Capital expenditure: $1.91M, Operating cash flow: $1.90B
  • Quarter ended 2025-03-31 — Capital expenditure: -$2.40M, Operating cash flow: $62.03M
  • Quarter ended 2024-12-31 — Capital expenditure: -$850,000, Operating cash flow: $98.29M
  • Quarter ended 2024-09-30 — Capital expenditure: -$3.45M, Operating cash flow: $67.51M
2026-06-30FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements
Revenue by segment
Overdraft Fees Net: $17.79M; Interchange Fees Net: $7.18M; Maintenance Fees Other: $7.46M; Trust Asset Management Fees: $10.80M; Registered Advisor Management Fees Net: $8.66M
2020-12-31FMPFinancial Modeling Prep (FMP) revenue segmentation, from the company's 10-K
Annual revenue and net result (USD millions)
Captured record · 5 entries
  • FY2025 — R&D: $0, Revenue: $2.03B, Period end: 2025-12-31, Net result: $273.71M
  • FY2024 — R&D: $0, Revenue: $1.35B, Period end: 2024-12-31, Net result: $209.13M
  • FY2023 — R&D: $0, Revenue: $1.05B, Period end: 2023-12-31, Net result: $201.82M
  • FY2022 — R&D: $0, Revenue: $778.96M, Period end: 2022-12-31, Net result: $234.51M
  • FY2021 — R&D: $0, Revenue: $711.16M, Period end: 2021-12-31, Net result: $263.92M
2025-12-31FMPFinancial Modeling Prep (FMP), from the company's 10-K income statements
Reported versus estimated, last 8 quarters
Captured record · 8 entries
  • Reported 2026-07-21 — EPS actual: $0.94 per share, EPS estimated: $0.919 per share, Revenue actual: $387.57M, Revenue estimated: $389.06M
  • Reported 2026-04-21 — EPS actual: $0.89 per share, EPS estimated: $0.88 per share, Revenue actual: $371.71M, Revenue estimated: $381.99M
  • Reported 2026-01-22 — EPS actual: $0.97 per share, EPS estimated: $0.86 per share, Revenue actual: $391.33M, Revenue estimated: $379.01M
  • Reported 2025-10-23 — EPS actual: $0.84 per share, EPS estimated: $0.843 per share, Revenue actual: $354.73M, Revenue estimated: $379.08M
  • Reported 2025-07-24 — EPS actual: $0.95 per share, EPS estimated: $0.8 per share, Revenue actual: $401.62M, Revenue estimated: $374.28M
  • Reported 2025-04-24 — EPS actual: $0.57 per share, EPS estimated: $0.69 per share, Revenue actual: $212.08M, Revenue estimated: $221.34M
  • Reported 2025-01-23 — EPS actual: $0.67 per share, EPS estimated: $0.78 per share, Revenue actual: $222.52M, Revenue estimated: $219.22M
  • Reported 2024-10-21 — EPS actual: $0.83 per share, EPS estimated: $0.82 per share, Revenue actual: $215.77M, Revenue estimated: $225.93M
2026-07-21FMPFinancial Modeling Prep (FMP) earnings
Management outlook — dated call excerpts
Captured record · 1 entry
  • Call of 2026-07-21 — Quote: We believe our second quarter results are an encouraging early indication that those investments are beginning to translate into stronger earnings capacity, capital generation and long-term shareholder value., Speaker: John Asbury

Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording.

2026-07-21OFFICIALCompany earnings call, transcript via Financial Modeling Prep (FMP)
Most recent periodic reports2026-08-06OFFICIALSEC EDGAR filer submissions
Cash, investments and debt
Total debt: $1.73B; Liquidity basis: cash and short-term investments; Total liabilities: $32.95B; Cash and short-term investments: $990.30M; Cash and investments: $5.93B; Long-term investments: $4.94B; Long-term investments classification: unclassified

Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability.

2026-06-30FMPFinancial Modeling Prep (FMP), from the company's balance sheet
Cash and investment components
Total basis: cash short and long-term investments; Total: $5.93B; Cash and short-term investments: $990.30M; Long-term investments: $4.94B; Long-term investments classification: unclassified

Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures.

2026-06-30COMPUTEDComputed from the balance sheet
Cash and short-term investments over time (USD millions)
Captured record · 8 entries
  • 2026-06-30 — Amount: $990.30M, Cash basis: cash and short-term investments
  • 2026-03-31 — Amount: $451.40M, Cash basis: cash and short-term investments
  • 2025-12-31 — Amount: $4.43B, Cash basis: cash and short-term investments
  • 2025-09-30 — Amount: $860.70M, Cash basis: cash and short-term investments
  • 2025-06-30 — Amount: $1.69B, Cash basis: cash and short-term investments
  • 2025-03-31 — Amount: $2.91B, Cash basis: cash and short-term investments
  • 2024-12-31 — Amount: $2.79B, Cash basis: cash and short-term investments
  • 2024-09-30 — Amount: $3.13B, Cash basis: cash and short-term investments
2026-06-30FMPFinancial Modeling Prep (FMP), from the company's quarterly balance sheets
Trailing twelve-month ratio set
Quick ratio: 0.03; Current ratio: 0.03; Debt to equity: 0.33; Net margin: 22%; Gross margin: 67.9%; Operating margin: 27.9%; Return on assets: 1.3%; Return on equity: 9.7%

Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero.

2026-09-13FMPFinancial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm
Recent dividends paid
Captured record · 4 entries
  • Ex date: 2026-08-07, Payment date: 2026-08-21, Amount per share: $0.37
  • Ex date: 2026-05-22, Payment date: 2026-06-05, Amount per share: $0.37
  • Ex date: 2026-02-13, Payment date: 2026-02-27, Amount per share: $0.37
  • Ex date: 2025-11-14, Payment date: 2025-11-28, Amount per share: $0.37

Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here.

2026-08-07FMPFinancial Modeling Prep (FMP) dividend history
Dividend yield, last 12 months
3.73%

Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate.

2026-09-11COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history and quote
Next earnings report
Date: 2026-10-22; EPS estimate: $0.96 per share; Revenue estimate: $392.94M

The date is our provider's estimate until the company confirms it.

2026-09-13FMPFinancial Modeling Prep (FMP) earnings calendar
Analyst revenue and earnings estimates (average)
Captured record · 4 entries
  • FY2025 — EPS average: $3.24 per share, Revenue average: $1.36B, Revenue low: $1.35B, Revenue high: $1.37B, Analysts (revenue): 5
  • FY2026 — EPS average: $3.77 per share, Revenue average: $1.55B, Revenue low: $1.54B, Revenue high: $1.57B, Analysts (revenue): 6
  • FY2027 — EPS average: $4.04 per share, Revenue average: $1.62B, Revenue low: $1.60B, Revenue high: $1.65B, Analysts (revenue): 6
  • FY2028 — EPS average: $4.75 per share, Revenue average: $1.70B, Revenue low: $1.68B, Revenue high: $1.72B, Analysts (revenue): 2
2026-09-13FMPFinancial Modeling Prep (FMP) analyst estimates
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.

ETFs that hold AUB

Funds in our ETF coverage that list AUB among the top 10 holdings on their fund page, largest weight first. Each weight is the fund's reported holding weight as of the date in its row.

ETFWeightHoldings as of
Invesco Frontier Markets ETF (FRN)8.59%