FNF — Stock Film
STOCK FILMSCENE 1/11FNF · $44.13
Stock Expert AI presents
FNF
Fidelity National Financial, Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Fidelity National Financial, Inc. What it actually does.

Provides title insurance services for residential and commercial properties. Offers escrow services to facilitate real estate transactions. Now — the numbers.

on the stock market since 2005
25K employees
$12B market value
WHERE DOES THE MONEY COME FROM?
75%Title
TitleF&G 24%Other 1%
75% of all revenue comes from a single line: Title.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Revenue last year:
$15B
The net profit left over:
$602M
Out of every $100 of revenue, $4 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 4%

This is an established company with proven profits.

Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
3 / 8
EXPECTATIONS MET OR BEATEN
3
Nov 2024
Aug 2026
3 TIMES IN THE LAST 8 QUARTERS
It misses the bar more often than not.
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
19.7×

The market pays 19.7× for every dollar of annual profit — around what a business like this usually costs.

Against companies in its own sector, it looks cheaper than 97% of them.

Analysts' average target sits 27% above today's price.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
72
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
62
average

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
97
very strong

The price looks reasonable next to what the company earns.

GROWTH
49
weak

Clearly below the class average.

PRICE MOMENTUM
10
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

Growth: Sales growth trails the sector average.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 34% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/2
Executives are buying their own stock

Over the last 12 months, company executives reported 22 buys and 20 sells. Management buying with its own money is usually read as a good sign.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $2.04 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/3
Sales are shrinking

Over the last 4 years, sales fell about 1% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.

2
THE RISKS · 2/3
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 10/100. For a turnaround signal, the stock first needs to close the gap with the market.

3
THE RISKS · 3/3
Growth trails the sector

The growth engine is running at low revs right now. Report-card grade: 49/100.

FINALE · THE GRADE
B+
68 / 100 · MoonshotScore

On our five-subject report card, FNF sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: FNF is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s what that quality should cost.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film