Fidelity National Financial, Inc. (FNF) Stock: Price, Forecast & Analyst Target
Fidelity National Financial, Inc. (FNF) — MoonshotScore 63/100 (Fair band), calculated Oct 26, 2026. Price $39.94 (-1.24%), as of the Oct 26, 2026 trading session; market cap $10.7B. Expected results Nov 5, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Market value / cash and short-term investments: 0.18× (market value Oct 26, 2026; cash Jun 30, 2026) · expected results Nov 5, 2026
Fidelity National Financial, Inc. · FNF · NYSE · Financial Services · Insurance - Specialty
Research dated 2026-09-13: Fidelity National Financial combines title insurance and transaction services for real estate closings with F&G annuities and life insurance. The case depends on whether stronger title activity and durable F&G results can translate rising revenue into steadier net income.
Price as of Oct 26, 2026
Key Statistics
MoonshotScore v2 · Fidelity National Financial (FNF)
FairWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
High quality, at a dirt-cheap price, though growth is only middling, and the price trend has turned against it. Business Quality: Solid; Financial Safety: Okay; Valuation: Cheap; Growth Durability: Flat; Momentum: Falling.
- quarterly revenue $4.05B (Q2 FY2026, quarter ended Jun 2026)
- EPS beat 3 of 8
- Altman Z 1.14 · Piotroski F 9
Holding back: weak price trend
Helping: business quality, an attractive price
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 63 | Fair | |
| 63 | Fair | |
| 64 | Fair | |
| 63 | Fair | |
| 64 | Fair | |
| 64 | Fair |
The score moved from 62 in the stored Oct 24, 2026 snapshot to 63 in the current publication computed Oct 26, 2026 (+1); the largest pillar moves were Growth Durability -1. This current publication is not yet represented in the immutable snapshot archive.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $39.94 | |
| Change on the day | -1.24% | |
| 52-week range | $37.88–$60.37 | |
| Market capitalisation | $10.7B | |
| Price / earnings (trailing) | 14.04 | |
| Shares traded on the day | 1.95M | |
| Beta (volatility vs the S&P 500) | 0.99 | |
| Dividends per share (last 12 months) | $2.08 | |
| Dividend yield (last 12 months) | 5.14% |
Why Fidelity National Financial scores 63
Valuation carries the score; Momentum is what holds it back.
What the price assumes
-30.6% a year of free-cash-flow growth for ten years is what a $10.66B market value asks for.
- Free cash flow, last 5 years: 34.1% a year
- Revenue, last 5 years: 6.3% a year
- Analysts' revenue path, 2026–2028: 3.4% a year
The price asks for less growth than the business has been producing. The question it leaves open is how long that pace lasts, not whether it exists.
Reverse discounted cash flow: 10% discount rate, 3% growth after year ten, starting from trailing twelve months free cash flow of $5.79B. Inputs: FMP statements, estimates and quote.
How the stock reacts to earnings
EPS beat in 4 of 12 reports; the stock still fell the next session after 0 of those beats. Average first-session move: 3.0% either way.
| Report | EPS | Revenue | Next session | 5 sessions |
|---|---|---|---|---|
| Beat | Beat | +2.0% | -7.5% | |
| Miss | Miss | -1.8% | -7.2% | |
| Miss | Beat | -7.0% | -6.9% | |
| Beat | Beat | +3.4% | +6.2% | |
| Miss | Beat | -0.3% | +5.1% | |
| Miss | Miss | -7.1% | -11.6% | |
| Beat | Beat | +1.8% | +7.5% | |
| Miss | Beat | -0.6% | +2.2% | |
| Miss | In line | -2.6% | -0.3% | |
| Miss | Beat | +0.9% | -0.2% | |
| Miss | Beat | -4.1% | -4.7% | |
| Beat | In line | +3.8% | +4.7% |
Misses cost real money here: the average first-session move after a miss was -2.8%.
What management is saying differently
Management's own words on the Q2 FY2026 call () against Q1 FY2026 (). Analysts' questions are left out.
- Getting louder: “recognized gains” (1 → 4 mentions).
- Gone quiet: “fidelity national”, “financial inc”, “national financial”, “pre-tax title” — regular themes last call, absent this time.
- Hedging words (may, could, uncertain, headwind…): 3.5 per 1,000 words, from 2.4. Confidence words (record, strong, accelerating…): 3, from 2.4.
The tone held steady from one call to the next; what changed is the subject matter, not the confidence.
Our track record on this stock
Since the score went from 73 to 62 while the share price moved -16.2%.
| Date | Band | 3 months | 6 months | Call |
|---|---|---|---|---|
| Strong → Fair | — | — | — | |
| Fair → Strong | — | — | — | |
| Strong → Fair | — | — | — |
The score has stayed in the Fair band across the stretch we have recorded; we grade each band change three months after it happens.
The crowd against our signals
- Analysts: 82% of 17 rate it a buy; the average target sits +43.4% from today's price.
- Last 90 days: 5 rating actions, every one a reaffirmation.
- Our signals: Fair band; strongest pillar Valuation (97), weakest Momentum (4).
The crowd is more enthusiastic than our signals. Our Momentum reading is the main reason.
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · below the recorded estimate
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
The provider's estimated date can change.
What to watch nextCouncil Score · weighted blend of 2 available disciplines
Council score for Fidelity National Financial (FNF): Bullish Lean
67/100 · B+Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
5-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Oct 1, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation
Read on: Oct 26, 2026
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
The Munger lens reads the current price as undervalued against its own estimate of value.
Readings on this page are from Oct 26, 2026, except a card that shows its own read date.
Watch the FNF film — every key number, told as a short cinematic story
~2 min · open the film
What is Fidelity National Financial (FNF), and what does it report?
Short answer · as of
Fidelity National Financial is not merely a specialty insurer. Its Title operation issues title policies, manages escrow and supplies recording, reconveyance, technology and mortgage support tied to real estate transactions; F&G sells annuities and indexed life insurance.
Research dated 2026-09-13.
Fidelity National Financial is not merely a specialty insurer. Its Title operation issues title policies, manages escrow and supplies recording, reconveyance, technology and mortgage support tied to real estate transactions; F&G sells annuities and indexed life insurance.
Reported revenue therefore blends transaction-sensitive title fees and premiums with the economics of retirement and life products. Title remains the larger segment, while F&G adds a materially different earnings engine and balance-sheet profile.
What do the latest results show for Fidelity National Financial (FNF)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $4.05B.
Research dated 2026-09-13.
The latest period brought a sharp revenue rebound from the immediately preceding period, alongside stronger operating profit, net income and diluted earnings. Revenue also surpassed the earlier comparable period, while operating profit improved more substantially than the top line.
The latest reported revenue and earnings exceeded expectations after the preceding report missed on each measure. That reversal is encouraging, but annual history shows that revenue growth has not reliably produced stable net income, so the quality and persistence of the improvement matter more than the headline beat.
Where is operating spending going?
Revenue alongside research and development, selling, general and administrative expenses, and the FMP standardized operating result.
- Latest quarter · revenue
- $4.05B Jun 30, 2026
- Latest quarter · SG&A
- $965.00M Jun 30, 2026
- Latest quarter · FMP standardized operating result
- $594.00M Jun 30, 2026
| Period end | Revenue | R&D | SG&A | FMP standardized operating result |
|---|---|---|---|---|
| Jun 30, 2026 | $4.05B | Not available | $965.00M | $594.00M |
| Mar 31, 2026 | $3.22B | Not available | $0.00 | $496.00M |
| Dec 31, 2025 | $4.07B | Not available | $901.00M | $450.00M |
| Sep 30, 2025 | $3.94B | Not available | $899.00M | $453.00M |
USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $4.05B Aug 5, 2026
- Latest report · revenue estimate
- $3.79B Aug 5, 2026
- Latest report · revenue vs estimate
- Above estimate Aug 5, 2026
- Latest report · EPS vs estimate
- Above estimate Aug 5, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Aug 5, 2026 | $4.05B | $3.79B | $1.3900 | $1.3100 |
| May 6, 2026 | $3.23B | $3.61B | $0.9300 | $1.0900 |
| Feb 19, 2026 | $4.05B | $3.66B | $1.4100 | $1.5100 |
| Nov 6, 2025 | $3.94B | $3.57B | $1.5700 | $1.4200 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $4.05B | $288M | $1.08 (diluted) |
| Q1 FY2026 | $3.22B | $243M | $0.90 (diluted) |
| Q4 FY2025 | $4.07B | -$117M | -$0.43 (diluted) |
| Q3 FY2025 | $3.94B | $358M | $1.33 (diluted) |
What are the financial strengths and risks for Fidelity National Financial (FNF)?
Short answer
Cash and short-term investments were $57.85B at the Jun 30, 2026 balance-sheet date. Operating cash flow was $1.87B for the quarter ended Jun 30, 2026, meaning operations generated cash. These figures do not establish a cash runway.
Research dated 2026-09-13.
Operating cash generation is substantial relative to capital expenditure, and the latest cash-flow reading recovered strongly from the preceding period. Cash and investments also stand well above reported debt, while the short-term balance has risen markedly from its earlier range.
That liquidity should not be read like surplus cash at an ordinary operating company: F&G writes annuities and life policies, and Fidelity National Financial carries a large liability base alongside its investment assets. A contraction in real estate and mortgage transactions would pressure demand across title insurance, escrow and related closing services, while weaker F&G economics could offset resilience in Title.
Data-derived red flags
- Financial-distress signal — its Altman Z-Score of 1.14 sits in the distress zone (elevated bankruptcy risk).
- Inconsistent delivery — missed Wall Street EPS estimates in 5 of the last 8 reported quarters.
How much cash does the business generate or use?
Quarterly operating cash flow shows cash generated or used by operations.
- Latest quarter · operating cash flow
- $1.87B Jun 30, 2026
- Previous quarter · operating cash flow
- $875.00M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $1.87B | −$36.00M |
| Mar 31, 2026 | $875.00M | −$27.00M |
| Dec 31, 2025 | $1.87B | −$34.00M |
| Sep 30, 2025 | $1.31B | −$38.00M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway.
What should you watch next at Fidelity National Financial (FNF)?
Short answer · as of
The next earnings report is expected on Nov 5, 2026.
Research dated 2026-09-13.
Watch whether title-related revenue holds as real estate and mortgage transactions change, and whether operating profit continues to improve faster than revenue. The latest rebound will look more durable if net income remains positive without another sharp disconnect from the top line.
F&G deserves separate attention because its annuity and life products make the investment portfolio and liability structure central to consolidated results. The scheduled earnings release offers the next check on whether the recent expectation beat marks sustained execution or another swing in an uneven reporting history.
How does Fidelity National Financial compare with its peers?
Short answer
Fidelity National Financial's score ranks 13th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-13.
Fidelity National Financial sits between a title-services company and a life-and-annuity insurer. Unlike a focused title peer, it can draw earnings from F&G when property transactions soften; unlike a focused life insurer, its largest reported segment is connected directly to closings, escrow and mortgage workflows.
That mix creates diversification, but it also makes consolidated revenue and margins harder to interpret through a peer template. Title transaction activity, F&G product economics and corporate reconciling items must be assessed separately before judging the combined result.
| Company | Price | Market value | Score |
|---|---|---|---|
| $48.29 Oct 26, 2026 | $6.64B | 98 5-pillar Oct 26, 2026 | |
| $28.75 Oct 26, 2026 | $5.90B | 98 5-pillar Oct 26, 2026 | |
| $102.63 Oct 23, 2026 | $7.49B | 97 5-pillar Oct 26, 2026 | |
| $42.83 Oct 26, 2026 | $3.22B | 97 5-pillar Oct 26, 2026 | |
| $287.11 Oct 26, 2026 | $14.2B | 94 5-pillar Oct 26, 2026 | |
| $131.19 Oct 23, 2026 | $18.0B | 87 5-pillar Oct 26, 2026 | |
| $18.61 Oct 26, 2026 | $13.4B | 85 5-pillar Oct 26, 2026 | |
| $100.04 Oct 26, 2026 | $63.6B | 84 5-pillar Oct 26, 2026 | |
| $66.80 Oct 23, 2026 | $6.00B | 83 5-pillar Oct 26, 2026 | |
| $35.76 Oct 26, 2026 | $4.73B | 81 5-pillar Oct 26, 2026 | |
| $43.68 Oct 23, 2026 | $5.33B | 76 5-pillar Oct 26, 2026 | |
| $64.02 Oct 26, 2026 | $6.54B | 71 5-pillar Oct 26, 2026 | |
| Fidelity National Financial (FNF) — this page | $39.94 | $10.7B | 63 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Analyst targets & estimates
What analysts have on file
- Price target, low to high
- $50.00 – $59.00
- Consensus target
- $54.33
- Median target
- $54.00
Consensus record · Captured .
Measured against a quoted price of $39.94 (as of Oct 26, 2026).
Insider activity
Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Sep 30, 2026
- Transactions
- 7
- Identified insiders
- 5
- Purchases
- 0
- Sales
- 2
- Other transactions
- 5
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 86.9% Period end Jun 30, 2026
- Previous quarter · ownership
- 81.5% Prior to period end Jun 30, 2026
- Reporting holders
- 721 Period end Jun 30, 2026
- Previous quarter · holders
- 740 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Blackrock, INC. | 37,537,193 |
| Windacre Partnership LLC | 20,902,800 |
| Vanguard Portfolio Management LLC | 12,142,473 |
| Vanguard Capital Management LLC | 11,508,579 |
| State Street Corp | 9,776,270 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about Fidelity National Financial (FNF)?
FNF Financial Services Stock FAQ
Research dated 2026-09-13; the full attribution is under Sources. The last 3 questions are answered from this page's own dated data, not from the research.
What does Fidelity National Financial sell during a real estate closing?
The Title segment sells title insurance and provides escrow, document recording, reconveyance, trustee and mortgage-support services. Demand is therefore linked to the flow of real estate and mortgage transactions, not merely to insurance pricing.
Why does Fidelity National Financial own F&G?
F&G gives the company an earnings stream from deferred and immediate annuities and indexed life insurance alongside its title operations. The combination broadens the business beyond property closings while adding a much larger investment and liability footprint.
Is Fidelity National Financial’s cash balance available to shareholders?
Much of the reported liquidity belongs within an insurance balance sheet that also carries substantial liabilities, so the headline cash and investment total should not be treated as freely distributable corporate cash. Debt is far smaller than that asset pool, but the obligations supported by the portfolio remain essential context.
What would confirm that Fidelity National Financial’s latest rebound is durable?
Durability would require title-related revenue to hold, operating profit to remain firm and net income to avoid another sharp reversal. Continued operating cash generation and another solid result relative to expectations would strengthen that evidence.
What is the FNF stock price today?
The last price recorded on this page for Fidelity National Financial, Inc. (FNF) is $39.94, as of the Oct 26, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What is the FNF price target?
The analyst consensus price target for Fidelity National Financial, Inc. (FNF) is $54.33 (range $50.00 to $59.00, median $54.00), per FMP data captured Oct 26, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.
Does FNF pay a dividend?
Yes. Fidelity National Financial, Inc. (FNF) shows a trailing 12-month dividend yield of 5.14%, as of Oct 23, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (80 figures)
The 80 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
id.hq | SEC filing business address | Jacksonville, FL | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "601 Riverside Avenue, Jacksonville, FL, 32204, US". |
FMP — 70 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.next | Next earnings date | Nov 5, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.last | Latest provided price | $39.94 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-26T21:04:38.951Z. | |
px.change | Change on the day | -1.24% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $10.7B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-26. FMP quote timestamp: 2026-10-26T20:00:02.000Z. Captured from FMP at 2026-10-26T21:04:37.531Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
px.change_abs | Change on the day, in dollars | −$0.50 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $4.05B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $37.88–$60.37 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 14.04 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 1.95M | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.99 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Michael Joseph Nolan | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 24,535 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $15.07B, net result $2.80B; FY2022 revenue $11.46B, net result $1.29B; FY2023 revenue $11.52B, net result $517.00M; FY2024 revenue $13.36B, net result $1.27B; FY2025 revenue $14.51B, net result $602.00M | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | F&G Segment $2.88B · Title Segment $8.86B · Corporate And Reconciling Items $135.00M | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.gross_margin | Gross margin (trailing twelve months) | 77.9% | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $4.05B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.sga_k | SG&A — period end 2026-06-30 | $965.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.operating_result_k | FMP standardized operating result — period end 2026-06-30 | $594.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $3.22B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.sga_k | SG&A — period end 2026-03-31 | $0.00 | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.operating_result_k | FMP standardized operating result — period end 2026-03-31 | $496.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $4.07B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.sga_k | SG&A — period end 2025-12-31 | $901.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.operating_result_k | FMP standardized operating result — period end 2025-12-31 | $450.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.revenue_k | Revenue — period end 2025-09-30 | $3.94B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.sga_k | SG&A — period end 2025-09-30 | $899.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.operating_result_k | FMP standardized operating result — period end 2025-09-30 | $453.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-08-05.revenue_actual | Revenue · reported — report date 2026-08-05 | $4.05B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-05.revenue_estimated | Revenue · estimate — report date 2026-08-05 | $3.79B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-05.eps_actual | EPS · reported — report date 2026-08-05 | $1.3900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-05.eps_estimated | EPS · estimate — report date 2026-08-05 | $1.3100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-06.revenue_actual | Revenue · reported — report date 2026-05-06 | $3.23B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-06.revenue_estimated | Revenue · estimate — report date 2026-05-06 | $3.61B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-06.eps_actual | EPS · reported — report date 2026-05-06 | $0.9300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-06.eps_estimated | EPS · estimate — report date 2026-05-06 | $1.0900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-19.revenue_actual | Revenue · reported — report date 2026-02-19 | $4.05B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-19.revenue_estimated | Revenue · estimate — report date 2026-02-19 | $3.66B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-19.eps_actual | EPS · reported — report date 2026-02-19 | $1.4100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-19.eps_estimated | EPS · estimate — report date 2026-02-19 | $1.5100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-06.revenue_actual | Revenue · reported — report date 2025-11-06 | $3.94B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-06.revenue_estimated | Revenue · estimate — report date 2025-11-06 | $3.57B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-06.eps_actual | EPS · reported — report date 2025-11-06 | $1.5700 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-06.eps_estimated | EPS · estimate — report date 2025-11-06 | $1.4200 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.cash_investments | Cash and short-term investments | $57.85B | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. | |
fin.opcf_latest | Latest-quarter operating cash flow | $1.87B | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2026-06-30. Negative operating cash flow means cash used. This figure is not a cash-runway estimate. | |
fin.long_term_investments | Long-term investments (classification unverified) | $5.25B | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.total_debt | Total debt | $4.74B | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.price_to_book | Price to book value | 1.45× | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $1.87B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $875.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.capex_m | Capital expenditure (reported) — period end 2026-06-30 | −$36.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$27.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $1.87B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$34.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | $1.31B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | −$38.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
earn.pt_range | Analyst price target, low to high | $50.00 – $59.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
earn.pt_consensus | Consensus analyst price target | $54.33 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
earn.pt_median | Median analyst price target | $54.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
own.insiders | Insider transactions via FMP | 7 transactions · 0 purchases, 2 sales, 5 other transactions · 5 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Sep 30, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 86.9% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 81.5% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 721 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 740 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Blackrock, INC. — shares in provider snapshot | 37,537,193 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Windacre Partnership LLC — shares in provider snapshot | 20,902,800 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Vanguard Portfolio Management LLC — shares in provider snapshot | 12,142,473 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | Vanguard Capital Management LLC — shares in provider snapshot | 11,508,579 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | State Street Corp — shares in provider snapshot | 9,776,270 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 3 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-23 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 1.14 · Piotroski F 9 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-25 · Expired observation |
COMPUTED — 5 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
fin.mcap_to_cash | Market value per dollar of cash and short-term investments | 0.18× | — | COMPUTED | Computed on this page from the figures above — The market capitalisation printed on this page divided by cash and short-term investments of $57.85B at Jun 30, 2026. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. Market cap record date: 2026-10-26. Balance-sheet reference date: 2026-06-30. The inputs do not establish a single common source date for this ratio. |
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $2.08 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-26, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 5.14% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-08-05.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($4.05B) with the recorded estimate ($3.79B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-08-05.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($1.3900) with the recorded estimate ($1.3100) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 63 of 100 · Fair · pillars 71 / 59 / 97 / 50 / 4 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 62 (stored snapshot Oct 24, 2026) → 63 (current publication computed Oct 26, 2026) (+1) | OURS | Stock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive. |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.sga_k,fin.q_table.depth.2026-06-30.operating_result_k,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.sga_k,fin.q_table.depth.2026-03-31.operating_result_k,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.sga_k,fin.q_table.depth.2025-12-31.operating_result_k,fin.q_table.depth.2025-09-30.revenue_k,fin.q_table.depth.2025-09-30.sga_k,fin.q_table.depth.2025-09-30.operating_result_k. - Earnings-history note. Source series as of 2026-08-05. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-08-05.revenue_actual,earn.history.depth.2026-08-05.revenue_estimated,earn.history.depth.2026-08-05.revenue_actual.comparison,earn.history.depth.2026-08-05.eps_actual.comparison,earn.history.depth.2026-08-05.eps_actual,earn.history.depth.2026-08-05.eps_estimated,earn.history.depth.2026-05-06.revenue_actual,earn.history.depth.2026-05-06.revenue_estimated,earn.history.depth.2026-05-06.eps_actual,earn.history.depth.2026-05-06.eps_estimated,earn.history.depth.2026-02-19.revenue_actual,earn.history.depth.2026-02-19.revenue_estimated,earn.history.depth.2026-02-19.eps_actual,earn.history.depth.2026-02-19.eps_estimated,earn.history.depth.2025-11-06.revenue_actual,earn.history.depth.2025-11-06.revenue_estimated,earn.history.depth.2025-11-06.eps_actual,earn.history.depth.2025-11-06.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-06-30.capex_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
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Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Legal name | Fidelity National Financial, Inc. | 2026-02-26 | OFFICIAL | SEC EDGAR — 10-K filed 2026-02-26 |
| Business description | Fidelity National Financial, Inc., or FNF, is a leading provider of various insurance solutions and related services across the United States. The company structures its operations into three primary divisions: Title, F&G, and Corporate and Other. Its Title segment offers a broad range of services crucial for real estate and mortgage transactions. These include issuing title insurance, managing escrow accounts, and delivering other associated title services like trust administration, trustee sales guarantees, document recording, and property reconveyances. Additionally, FNF furnishes technology platforms and transactional support to the real estate and mortgage industries, providing specialized mortgage transaction services that involve title-related assistance and facilitating the creation and management of mortgage loans. Through its F&G segment, the company specializes in life insurance and annuity products. Its offerings in this area encompass a variety of deferred annuities, such as fixed indexed, fixed rate, and immediate annuities, alongside indexed universal life insurance policies. Beyond these core services, FNF is also involved in the real estate brokerage sector. Established in 1847, Fidelity National Financial, Inc. maintains its corporate headquarters in Jacksonville, Florida. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Revenue by segment | F&G Segment: $2.88B; Title Segment: $8.86B; Corporate And Reconciling Items: $135.00M | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Sector / industry (provider taxonomy) | Financial Services / Insurance - Specialty The company's SEC filings classify it under SIC 6361 — Title Insurance. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Cash, investments and debt | Total debt: $4.74B; Liquidity basis: cash and short-term investments; Total liabilities: $105.72B; Cash and short-term investments: $57.85B; Cash and investments: $63.10B; Long-term investments: $5.25B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-08-05 | FMP | Financial Modeling Prep (FMP) earnings |
| Recent SEC filings |
| 2026-08-06 | OFFICIAL | SEC EDGAR filer submissions |
| Most recent periodic reports | Annual: Document: https://www.sec.gov/Archives/edgar/data/1331875/000133187526000026/fnf-20251231.htm, Filed: 2026-02-26, Period end: 2025-12-31; Quarterly: Document: https://www.sec.gov/Archives/edgar/data/1331875/000133187526000073/fnf-20260630.htm, Filed: 2026-08-06, Period end: 2026-06-30 | 2026-08-06 | OFFICIAL | SEC EDGAR filer submissions |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $63.10B; Cash and short-term investments: $57.85B; Long-term investments: $5.25B; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Trailing twelve-month ratio set | Debt to equity: 0.64; Net margin: 5.1%; Gross margin: 77.9%; Operating margin: 13%; Return on assets: 0.7%; Return on equity: 10.1% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Distress and quality screens | Altman Z-score: 1.15; Piotroski F-score: 9 Altman Z below 1.8 is the conventional distress zone. The screen is built for manufacturers and industrials; for banks, insurers and property companies it is not a meaningful reading. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) financial scores |
| Next earnings report | Date: 2026-11-05; EPS estimate: $1.39 per share; Revenue estimate: $3.87B The date is our provider's estimate until the company confirms it. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) earnings calendar |
Data provided for informational purposes only.