HRB — Stock Film
STOCK FILMSCENE 1/11HRB · $40.04
Stock Expert AI presents
HRB
H&R Block, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
H&R Block, Inc. A quick introduction.

On the stock market since 1973, it operates in the world of consumer spending. It has 70,100 employees. Now — the numbers.

on the stock market since 1973
70K employees
$5.1B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $16 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 16%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
92%Services
Services 92%Royalty 8%
92% of all revenue comes from a single line: Services.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Cash on hand:
$0
Total debt:
$0
The debt outweighs the cash.

The gap is $1.3B. In times of high interest rates, a gap like that can squeeze a company.

What executives did with their own stock over the last 12 months:
15 buy7 sell

Executives buying with their own money is usually read as confidence in the company’s future.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
96
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
95
very strong

A solid grade overall — yet the debt outweighs the cash. The strength here comes from earnings power.

VALUATION
89
very strong

The price looks reasonable next to what the company earns.

GROWTH
76
strong

This grade is a blend: the profit side is strong, the sales tempo slow.

PRICE MOMENTUM
61
average

The price is looking for direction — no strong breakout, no collapse.

No real weak spot in any of the five subjects — a balanced report card.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 40% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 16% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Executives are buying their own stock

Over the last 12 months, company executives reported 15 buys and 7 sells. Management buying with its own money is usually read as a good sign.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $1.68 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
A slow sales tempo

Over the last 3 years, sales grew only 3% a year on average — the report card’s higher growth grade leans on profit power instead.

2
THE RISKS · 2/2
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, HRB sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: HRB is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film