HRB — Stock Film
STOCK FILMSCENE 1/11HRB · $44.88
Stock Expert AI presents
HRB
H&R Block, Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
H&R Block, Inc. What it actually does.

Provides assisted income tax return preparation services through retail offices and franchisees. Now — the numbers.

on the stock market since 1973
4,600 employees
$5.7B market value
WHERE DOES THE MONEY COME FROM?
93%Services
ServicesRoyalty 7%
93% of all revenue comes from a single line: Services.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Revenue last year:
$3.9B
The net profit left over:
$733.6M
Out of every $100 in sales, $19 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 19%

This is an established company with proven profits.

THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
7.8×

The market pays 7.8× for every dollar of annual profit — cheap, which is either an opportunity or a warning.

Against companies in its own sector, it looks cheaper than 83% of them.

Analysts' average target sits 4% above today's price.

What executives did with their own stock over the last 12 months:
23 buy13 sell

Executives buying with their own money is usually read as confidence in the company’s future.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
95
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
67
strong

A solid grade overall — yet the debt outweighs the cash. The strength here comes from earnings power.

VALUATION
83
very strong

The price looks reasonable next to what the company earns.

GROWTH
60
average

This grade is a blend: the profit side is strong, the sales tempo slow.

PRICE MOMENTUM
85
very strong

The stock has been running stronger than the market lately.

No real weak spot in any of the five subjects — a balanced report card.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 33% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 19% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Executives are buying their own stock

Over the last 12 months, company executives reported 23 buys and 13 sells. Management buying with its own money is usually read as a good sign.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $1.72 per share each year — regular cash for whoever holds the stock.

THE RISKS

Our checks did not surface a specific risk to flag here. That is not the same as there being none.

FINALE · THE GRADE
A+
94 / 100 · MoonshotScore

On our five-subject report card, HRB sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: HRB is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film