PAG — Stock Film
STOCK FILMSCENE 1/11PAG · $216
Stock Expert AI presents
PAG
Penske Automotive Group, Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Penske Automotive Group, Inc. What it actually does.

Operates retail automotive dealerships. Operates retail commercial truck dealerships. Now — the numbers.

on the stock market since 1996
29K employees
$14B market value
Revenue last year:
$32B
The net profit left over:
$935.4M
Out of every $100 in sales, $3 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 3%

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 6% a year over the last 4 years. Every year shown ended in profit.

$26B
2021
2022
2023
2024
$32B
2025
Cash on hand:
$64.7M
Total debt:
$8.8B
The debt outweighs the cash.

The gap is $8.8B. In times of high interest rates, a gap like that can squeeze a company.

What executives did with their own stock over the last 12 months:
44 buy3 sell

Executives buying with their own money is usually read as confidence in the company’s future.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
50
average

Profit indicators sit around the sector average.

FINANCIAL STRENGTH
44
weak

Clearly below the class average.

VALUATION
49
weak

Clearly below the class average.

GROWTH
54
average

There is growth, but not at top-of-the-class tempo.

PRICE MOMENTUM
92
very strong

The stock has been running stronger than the market lately.

WORTH WATCHING

Financial Strength: The cash-and-debt balance is thin; the buffer for hard times is slim.

Valuation: The stock trades at a price that looks expensive next to its earnings; that can cap future returns.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/2
Executives are buying their own stock

Over the last 12 months, company executives reported 44 buys and 3 sells. Management buying with its own money is usually read as a good sign.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $5.64 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 44/100.

2
THE RISKS · 2/3
The price runs ahead of the earnings

Today’s price already includes part of tomorrow’s optimism. Report-card grade: 49/100.

3
THE RISKS · 3/3
Thin profit on each sale

As the slice kept from each sale thins out, so does the profit.

FINALE · THE GRADE
B+
63 / 100 · MoonshotScore

On our five-subject report card, PAG sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: PAG is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film