Provides life insurance products to individuals and families. Offers retirement planning services, including annuities and 401(k) plans. Now — the numbers.
Profitable in the latest year, after losses in 1 of the 5 years shown.
An average decline of 4% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.
The market pays 1.9× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
Valuation grade: 99/100 — the higher, the cheaper against its peers.
Fewer than three analyst price targets were published in the last 12 months, so none is shown.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit indicators sit around the sector average.
For a lender or insurer, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Clearly below the class average.
Clearly below the class average.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
Growth: Sales growth trails the sector average.
The stock trades 29% below its peak. The market has trimmed its expectations for the company.
It paid $1.76 per share over the last 12 months, with payments going back years without a break — regular cash for whoever holds the stock.
Over the last 4 years, sales fell about 4% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 6/100. For a turnaround signal, the stock first needs to close the gap with the market.
The growth engine is running at low revs right now. Report-card grade: 49/100.
Not scored: this is a debt/preferred or other non-common instrument, or its reported market value does not match its share basis.
The takeaway: PRS is profitable in the latest year, after losses in 1 of the 5 years shown. Whether that holds is the question.
Not covered, because the filings we hold do not carry it: the revenue breakdown.