Offers current and savings accounts to retail customers. Provides term deposits and private banking services. Now — the numbers.
This is an established company with proven profits.
Average growth of 18% a year over the last 4 years. Every year shown ended in profit.
The market pays 15× for every dollar of annual profit — around what a business like this usually costs.
No analyst target is on record for this company.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
The net profit margin is 34% — still a thick cushion, though costs have been eating into it lately.
Over the last 4 years, sales grew about 18% a year on average.
It pays out $1.64 per share each year — regular cash for whoever holds the stock.
Getting in and out without moving the price could prove difficult.
Against everything we grade, PSZKY lands somewhere in the middle. The grade moves as the numbers move.
The takeaway: PSZKY is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.
Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.