Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PSZKY) Stock Price & Analysis
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PSZKY) — price $28.34 (-1.36%), as of the Oct 23, 2026 trading session; market cap $35.4B.
Educational signal · not a buy or sell recommendation · How to read this
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna · PSZKY · Financial Services · Banks
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna, a prominent financial institution established in 1919 and based in Warsaw, Poland, delivers a comprehensive spectrum of banking services.
Price as of Oct 23, 2026
Key Statistics
No publishable V2 score is available for this stock yet.
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $28.34 | |
| Change on the day | -1.36% | |
| 52-week range | $17.64 – $34.38 | |
| Market capitalisation | $35.4B | |
| Price / earnings (trailing) | 12.75 | |
| Shares traded on the day | 1.1K | |
| Beta (volatility vs the S&P 500) | 0.65 | |
| Dividends per share (last 12 months) | $1.64 | |
| Dividend yield (last 12 months) | 5.79% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results
- · Earnings results
- · Earnings results
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Other perspectives
Council score for Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PSZKY): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
9-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Jun 16, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Jun 16, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 27, 2026, except a card that shows its own read date.
Watch the PSZKY film — every key number, told as a short cinematic story
~2 min · open the film
What is Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PSZKY), and what does it report?
Short answer · as of
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna, a prominent financial institution established in 1919 and based in Warsaw, Poland, delivers a comprehensive spectrum of banking services. Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PSZKY) is classified as Financial Services / Banks. Headquarters: ul. Swietokrzyska 36, Warsaw, MZ, 00-116, PL. It employs 26,000 people and is led by Szymon Midera. In Q2 FY2026 it reported revenue of $2.37B and net income of $721M. The market values it at $35.4B.
What do the latest results show for Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PSZKY)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $2.37B.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $1.98B May 11, 2026
- Latest report · revenue estimate
- $2.05B May 11, 2026
- Latest report · revenue vs estimate
- Below estimate May 11, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| May 11, 2026 | $1.98B | $2.05B | $0.5440 | Not available |
| Mar 11, 2026 | $48.05M | $2.11B | $0.5980 | Not available |
| Nov 6, 2025 | $2.79B | $2.13B | $0.6260 | Not available |
| Aug 13, 2025 | $2.82B | $2.13B | $0.5910 | Not available |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $2.37B | $721M | $0.58 (diluted) |
| Q1 FY2026 | $1.86B | $640M | $0.51 (diluted) |
| Q4 FY2025 | $44M | $689M | $0.55 (diluted) |
| Q3 FY2025 | $2.56B | $720M | $0.58 (diluted) |
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Financial Services Stock: Key Questions Answered
Research dated 2026-09-12; the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
What does PKO Bank Polski sell beyond deposits and loans?
Its wider offering includes cards and electronic banking, foreign exchange and derivatives, brokerage, securities services, leasing, factoring, investment and pension funds, insurance, fleet management, and debt collection.
What is the PSZKY stock price today?
The last price recorded on this page for Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PSZKY) is $28.34, as of the Oct 23, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Does PSZKY pay a dividend?
Yes. Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PSZKY) shows a trailing 12-month dividend yield of 5.79%, as of Oct 23, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (31 figures)
The 31 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
FMP — 27 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $28.34 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-26T07:34:43.749Z. | |
px.change | Change on the day | -1.36% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $35.4B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-23. FMP quote timestamp: 2026-10-23T20:00:00.000Z. Captured from FMP at 2026-10-26T07:34:42.681Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
id.business_summary | Business description (FMP excerpt) | Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna, a prominent financial institution established in 1919 and based in Warsaw, Poland, delivers a comprehensive spectrum of banking services. | FMP | Financial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation | |
px.change_abs | Change on the day, in dollars | −$0.39 | FMP | Financial Modeling Prep (FMP) · quote | |
px.pe | Price / earnings (trailing) | 12.75 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 1.1K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.65 | FMP | Financial Modeling Prep (FMP) company profile | |
id.sector | Sector / industry (provider taxonomy) | Financial Services / Banks | FMP | Financial Modeling Prep (FMP) company profile | |
id.hq | Headquarters | ul. Swietokrzyska 36, Warsaw, MZ, 00-116, PL | FMP | Financial Modeling Prep (FMP) company profile | |
id.employees | Employees | 26,000 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Szymon Midera | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
fin.q_revenue | Revenue, Q2 FY2026 | $2.37B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
fin.q_income | Net income, Q2 FY2026 | $721M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
earn.history.depth.2026-05-11.revenue_actual | Revenue · reported — report date 2026-05-11 | $1.98B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-11.revenue_estimated | Revenue · estimate — report date 2026-05-11 | $2.05B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-11.eps_actual | EPS · reported — report date 2026-05-11 | $0.5440 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-03-11.revenue_actual | Revenue · reported — report date 2026-03-11 | $48.05M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-03-11.revenue_estimated | Revenue · estimate — report date 2026-03-11 | $2.11B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-03-11.eps_actual | EPS · reported — report date 2026-03-11 | $0.5980 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-06.revenue_actual | Revenue · reported — report date 2025-11-06 | $2.79B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-06.revenue_estimated | Revenue · estimate — report date 2025-11-06 | $2.13B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-06.eps_actual | EPS · reported — report date 2025-11-06 | $0.6260 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-08-13.revenue_actual | Revenue · reported — report date 2025-08-13 | $2.82B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-08-13.revenue_estimated | Revenue · estimate — report date 2025-08-13 | $2.13B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-08-13.eps_actual | EPS · reported — report date 2025-08-13 | $0.5910 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed |
UNRECORDED — 1 fact from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.range52 | 52-week range | $17.64 – $34.38 | UNRECORDED | Stored company-profile observation — Captured 2026-10-26 |
COMPUTED — 3 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.64 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 1 split-adjusted declared dividend with an ex-date in the 365 days to 2026-10-26, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 5.79% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-05-11.revenue_actual.comparison | Latest report · revenue vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($1.98B) with the recorded estimate ($2.05B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
Fact-family notes
- Earnings-history note. Source series as of 2026-05-11. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-05-11.revenue_actual,earn.history.depth.2026-05-11.revenue_estimated,earn.history.depth.2026-05-11.revenue_actual.comparison,earn.history.depth.2026-05-11.eps_actual,earn.history.depth.2026-03-11.revenue_actual,earn.history.depth.2026-03-11.revenue_estimated,earn.history.depth.2026-03-11.eps_actual,earn.history.depth.2025-11-06.revenue_actual,earn.history.depth.2025-11-06.revenue_estimated,earn.history.depth.2025-11-06.eps_actual,earn.history.depth.2025-08-13.revenue_actual,earn.history.depth.2025-08-13.revenue_estimated,earn.history.depth.2025-08-13.eps_actual.
- Published
- Research standards
- Methodology · Editorial policy · Corrections
- Report a number
- sedat@stockexpertai.com
Sources used for research written 2026-09-12
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Business description | Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna, a prominent financial institution established in 1919 and based in Warsaw, Poland, delivers a comprehensive spectrum of banking services. Its operations span multiple European nations, including Poland, Ukraine, Sweden, the Czech Republic, Ireland, and Germany. The bank's Retail division serves individual customers and various corporate entities. It furnishes essential current and savings accounts, fixed-term deposits, personalized private banking solutions, and advanced electronic banking platforms. This segment also provides diverse investment and insurance products, an array of payment cards (both credit and debit), along with consumer and mortgage financing. Moreover, it extends business loans to companies, enterprises, real estate developers, cooperatives, and property managers. Through its Corporate and Investment arm, the institution offers transactional accounts and time deposits tailored for its business clientele. Its suite of services encompasses foreign exchange instruments, financial derivatives, asset financing via leasing, invoice discounting through factoring, and secure safekeeping of financial securities. This division plays a crucial role in funding substantial capital projects, facilitating the issuance of non-treasury securities, and offering specialized investment and brokerage services. It actively participates in interbank transactions, deals in derivatives and fixed-income securities, and is involved in real estate development and management activities. Beyond these core banking functions, the company further provides management for investment and pension funds, acts as a transfer agent, and supplies various insurance coverages, such as life, personal, and property policies. Its additional offerings include general financial services, supplementary leasing and lending solutions, IT specialist outsourcing, comprehensive business support, fleet management, and debt collection services. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
Data provided for informational purposes only.