On the stock market since 2012, it operates in the world of money and finance. It has 24,900 employees. Now — the numbers.
The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.
No real growth. Red columns mark years that ended in a loss.
Before the clock runs out, either sales must climb sharply or new money must come in. This is the most critical line in the whole picture.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly below the class average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Clearly below the class average.
Clearly below the class average.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
Growth: Sales growth trails the sector average.
An investor who bought at the very peak is down 77% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.
Over the last 12 months, company executives reported 16 buys and 14 sells. Management buying with its own money is usually read as a good sign.
The average analyst price target is $8.00 — 147% above today’s price.
It pays out $0.88 per share each year — regular cash for whoever holds the stock.
A loss of $88.9M against -$76.3M in annual sales. And on top of that, sales fell from the year before.
At the current pace of spending, the cash lasts less than a year. After that, the company needs to find new money.
On our five-subject report card, TCPC sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: TCPC is a small company that closed last year at a loss. The road back to profit runs through spending discipline.