UHAL — Stock Film
STOCK FILMSCENE 1/12UHAL · $64.05
Stock Expert AI presents
UHAL
U-Haul Holding Company
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
U-Haul Holding Company. What it actually does.

Rent trucks and trailers for household and commercial moving. Provide self-storage units for individuals and businesses. Now — the numbers.

on the stock market since 1994
35K employees
$13B market value
WHERE DOES THE MONEY COME FROM?
94%Moving and Storage Consolidations
Moving and Storage ConsolidationsLife Insurance 4%Property and Casualty Insurance 2%
94% of all revenue comes from a single line: Moving and Storage Consolidations.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Revenue last year:
$6B
The net profit left over:
$83.1M
Out of every $100 in sales, $1 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 1%

This is an established company with proven profits.

Cash on hand:
$1.1B
Total debt:
$8.1B
The debt outweighs the cash.

The gap is $7.0B. In times of high interest rates, a gap like that can squeeze a company.

THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
150.6×

The market pays 150.6× for every dollar this company earns in a year — a price that already assumes things go well.

Against companies in its own sector, it looks cheaper than 39% of them.

Analysts' average target sits 25% above today's price.

What executives did with their own stock over the last 12 months:
3 buy9 sell

Executive selling isn’t always bad news; people sell for personal reasons too. Still, the thin buying side is worth noting.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
51
average

Profit indicators sit around the sector average.

FINANCIAL STRENGTH
38
weak

Clearly below the class average.

VALUATION
39
weak

Clearly below the class average.

GROWTH
31
very weak

Clearly below the class average.

PRICE MOMENTUM
74
strong

Clearly above the class average — a step short of the very top.

WORTH WATCHING

Growth: Sales growth trails the sector average.

Financial Strength: The cash-and-debt balance is thin; the buffer for hard times is slim.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 18% below its peak. The market has trimmed its expectations for the company.

THE BRIGHT SIDE

Our checks did not surface a specific strength to highlight here.

1
THE RISKS · 1/2
Growth has stalled

Over the last 4 years, sales grew only 1% a year on average. At this size, speeding back up is not easy.

2
THE RISKS · 2/2
A rich price tag

The company’s market value is 151 times its annual profit. Even a small disappointment could hit the price hard.

FINALE · THE GRADE
B
52 / 100 · MoonshotScore

On our five-subject report card, UHAL sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: UHAL is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

Analysts’ average target sits above today’s price, yet the valuation grade (39/100) says the stock isn’t cheap.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film