U-Haul Holding Company (UHAL) Stock: Price, Forecast & Analyst Target
U-Haul Holding Company (UHAL) — MoonshotScore 52/100 (Fair band), calculated Oct 6, 2026. Price $61.22 (+0.20%), as of the Oct 6, 2026 trading session; market cap $12.0B. Expected results Nov 4, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Market value / cash and short-term investments: 3.50× (market value Oct 6, 2026; cash Jun 30, 2026) · expected results Nov 4, 2026
U-Haul Holding Company · UHAL · NYSE · Industrials · Rental & Leasing Services
Research dated 2026-09-13: U-Haul is a household-relocation network built around truck and trailer rentals, self-storage, portable storage, moving supplies, towing equipment and protection products. The case depends on whether rising demand can again produce durable profit and cash after fleet and property investment, rather than merely feeding an increasingly capital-intensive system. Recent sales growth has not carried through to earnings, while debt remains greater than cash and investments. Profit conversion and capital discipline now matter more than expansion alone.
Price as of Oct 6, 2026
Key Statistics
MoonshotScore v2 · U-Haul Holding Company (UHAL)
FairWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
A strained balance sheet and weak growth, though quality is only middling. Business Quality: Average; Financial Safety: Strained; Valuation: Rich; Growth Durability: Fading; Momentum: Rising.
- quarterly revenue $1.68B (Q1 FY2027, quarter ended Jun 2026)
- EPS beat 1 of 8
- Altman Z 1.51 · Piotroski F 6
Holding back: soft growth
Helping: positive momentum
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 51 | Fair | |
| 52 | Fair | |
| 52 | Fair | |
| 51 | Fair | |
| 51 | Fair | |
| 52 | Fair |
The score was 52 in the stored Oct 5, 2026 snapshot and remains 52 in the current publication computed Oct 6, 2026 (0); the largest pillar moves were Momentum -2; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged. This current publication is not yet represented in the immutable snapshot archive.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $61.22 | |
| Change on the day | +0.20% | |
| 52-week range | $41.95–$76.45 | |
| Market capitalisation | $12.0B | |
| Price / earnings (trailing) | 321.58 | |
| Beta (volatility vs the S&P 500) | 1.08 |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · below the recorded estimate
- · Earnings results · below the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
The provider's estimated date can change.
What to watch nextOther perspectives
Council score for U-Haul Holding Company (UHAL): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
5-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 24, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 11, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 11, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 6, 2026, except a card that shows its own read date.
Watch the UHAL film — every key number, told as a short cinematic story
~2 min · open the film
What is U-Haul Holding Company (UHAL), and what does it report?
Short answer · as of
Customers primarily pay U-Haul to move or store possessions themselves.
Research dated 2026-09-13.
Customers primarily pay U-Haul to move or store possessions themselves. Equipment rental anchors the transaction, while storage space, portable containers, packing materials, towing accessories, propane, moving assistance and protection plans broaden what the company can sell around the same relocation need.
Reported revenue overwhelmingly reflects Moving and Storage Consolidations; property and casualty insurance and life insurance are much smaller operations. U-Haul therefore is not simply a vehicle lessor with unrelated side businesses: it combines an owned operating base with independent dealerships and services tied to the household move.
What do the latest results show for U-Haul Holding Company (UHAL)?
Short answer · as of
The most recent reported quarter, Q1 FY2027, carried revenue of $1.68B.
Research dated 2026-09-13.
The latest quarter returned U-Haul to operating and net profit after the preceding loss. Revenue also exceeded the comparable prior period, but operating profit and net income remained lower, and earnings fell short of the estimate even though revenue was close to expectations.
That divergence extends beyond the latest quarter. Annual revenue advanced while net income contracted sharply, showing that additional sales have become less productive for shareholders. The recent quarterly sequence also swings materially between profit and loss, making expense absorption across the rental and storage system central to interpreting growth.
Where is operating spending going?
Revenue alongside research and development, selling, general and administrative expenses, and the FMP standardized operating result.
- Latest quarter · revenue
- $1.68B Jun 30, 2026
- Latest quarter · SG&A
- $0.00 Jun 30, 2026
- Latest quarter · FMP standardized operating result
- $250.60M Jun 30, 2026
| Period end | Revenue | R&D | SG&A | FMP standardized operating result |
|---|---|---|---|---|
| Jun 30, 2026 | $1.68B | Not available | $0.00 | $250.60M |
| Mar 31, 2026 | $1.27B | Not available | $5.04M | −$154.94M |
| Dec 31, 2025 | $1.42B | Not available | $4.28M | $62.67M |
| Sep 30, 2025 | $1.72B | Not available | $5.07M | $260.62M |
USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $1.68B Aug 5, 2026
- Latest report · revenue estimate
- $1.68B Aug 5, 2026
- Latest report · revenue vs estimate
- In line Aug 5, 2026
- Latest report · EPS vs estimate
- Below estimate Aug 5, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Aug 5, 2026 | $1.68B | $1.68B | $0.5800 | $0.6630 |
| May 27, 2026 | $1.27B | $1.31B | −$0.7000 | −$0.6800 |
| Feb 4, 2026 | $1.42B | $1.43B | −$0.2300 | −$0.2400 |
| Nov 5, 2025 | $1.72B | $1.73B | $0.4900 | $0.8680 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q1 FY2027 | $1.68B | $123M | $0.63 (diluted) |
| Q4 FY2026 | $1.27B | -$128M | -$0.70 (diluted) |
| Q3 FY2026 | $1.42B | -$46M | -$0.23 (diluted) |
| Q2 FY2026 | $1.72B | $97M | $0.49 (diluted) |
What are the financial strengths and risks for U-Haul Holding Company (UHAL)?
Short answer
Cash and short-term investments were $3.43B at the Jun 30, 2026 balance-sheet date. Operating cash flow was $630.28M for the quarter ended Jun 30, 2026, meaning operations generated cash. These figures do not establish a cash runway.
Research dated 2026-09-13.
Operating cash flow stayed positive throughout the reported quarterly series, and the latest liquidity balance increased sharply. Near-term coverage ratios also indicate that current resources exceed current obligations.
The harder constraint is capital intensity. Capital spending commonly outran operating cash generation, total debt exceeds cash and investments, and trailing profitability is thin. Softer moving demand would be especially damaging if fleet and property spending remained elevated, because the network would still require funding while generating less profit from its asset base.
Data-derived red flags
- Financial-distress signal — its Altman Z-Score of 1.51 sits in the distress zone (elevated bankruptcy risk).
- Inconsistent delivery — missed Wall Street EPS estimates in 7 of the last 8 reported quarters.
- Rich valuation — a P/E of 321.58 runs well above the Industrials sector’s ~29.50x, leaving little room for a miss.
How much cash does the business generate or use?
Quarterly operating cash flow shows cash generated or used by operations.
- Latest quarter · operating cash flow
- $630.28M Jun 30, 2026
- Previous quarter · operating cash flow
- $403.99M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $630.28M | −$822.36M |
| Mar 31, 2026 | $403.99M | Provider sign conflict |
| Dec 31, 2025 | $240.60M | $1.91B |
| Sep 30, 2025 | $551.62M | −$997.93M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway.
What should you watch next at U-Haul Holding Company (UHAL)?
Short answer · as of
The next earnings report is expected on Nov 4, 2026.
Research dated 2026-09-13.
The next results need to show whether higher sales are producing higher operating profit, not merely another revenue increase with weaker conversion. The most useful comparison is between the latest profitable period and the comparable prior period, alongside the gap between reported earnings and expectations.
Cash generation should be read beside capital spending. Continued positive operating cash flow would be less reassuring if investment keeps consuming more cash than operations provide; the recent jump in liquidity also needs to persist against the debt load.
Segment disclosure can clarify whether Moving and Storage is carrying the improvement or whether the smaller insurance operations are affecting the consolidated result. Because the moving business dominates revenue, a durable recovery ultimately has to appear there.
How does U-Haul Holding Company compare with its peers?
Short answer
U-Haul Holding Company's score ranks 9th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-13.
The relevant comparison extends beyond conventional equipment lessors. U-Haul can serve the same relocation through a truck or trailer, storage space, a portable container, towing equipment, packing supplies, moving assistance and protection products.
Company-operated centers provide owned distribution, while a much broader independent dealership network expands customer access without making every location company-operated. Self-storage and insurance deepen the transaction further, giving U-Haul a more integrated relationship with household moving demand than a rental fleet alone would provide.
| Company | Price | Market value | Score |
|---|---|---|---|
| $116.57 Oct 5, 2026 | $2.85B | 75 5-pillar Oct 6, 2026 | |
| $143.29 Oct 5, 2026 | $22.6B | 68 5-pillar Oct 6, 2026 | |
| $74.30 Oct 5, 2026 | $9.52B | 65 5-pillar Oct 6, 2026 | |
| $36.73 Oct 5, 2026 | $9.80B | 65 5-pillar Oct 6, 2026 | |
| $274.41 Oct 5, 2026 | $8.24B | 64 5-pillar Oct 6, 2026 | |
| $235.94 Oct 5, 2026 | $9.05B | 61 5-pillar Oct 6, 2026 | |
| $215.20 Oct 5, 2026 | $12.7B | 60 5-pillar Oct 6, 2026 | |
| $161.26 Oct 5, 2026 | $10.7B | 58 5-pillar Oct 6, 2026 | |
| U-Haul Holding Company (UHAL) — this page | $61.22 | $12.0B | 52 |
| $18.90 Oct 5, 2026 | $4.77B | 46 5-pillar Oct 6, 2026 | |
| $171.83 Oct 6, 2026 | $6.10B | 44 5-pillar Oct 6, 2026 | |
| $138.19 Oct 6, 2026 | $4.62B | 41 5-pillar Oct 6, 2026 | |
| $164.70 Oct 5, 2026 | $16.9B | 38 5-pillar Oct 6, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Analyst targets & estimates
What analysts have on file
- Price target, low to high
- $80.00 – $80.00
- Consensus target
- $80.00
- Median target
- $80.00
Consensus record · Captured .
Measured against a quoted price of $61.22 (as of Oct 6, 2026).
Insider activity
Form 4 records via FMP · Most recent available transactions
- Transactions
- 12
- Identified insiders
- 3
- Purchases
- 3
- Sales
- 5
- Other transactions
- 4
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 4.6% Period end Jun 30, 2026
- Previous quarter · ownership
- 3.7% Prior to period end Jun 30, 2026
- Reporting holders
- 229 Period end Jun 30, 2026
- Previous quarter · holders
- 205 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Dimensional Fund Advisors LP | 664,394 |
| Two Sigma Investments, LP | 583,933 |
| Norges Bank | 546,476 |
| D. E. Shaw & Co., INC. | 489,815 |
| Blackrock, INC. | 478,754 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about U-Haul Holding Company (UHAL)?
UHAL Industrials Stock FAQ
Research dated 2026-09-13; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
Why can U-Haul revenue rise while its profit falls?
Recent results show that higher sales do not automatically cover the operating demands of the fleet, storage properties and distribution network. Revenue increased while operating profit and net income weakened, and the annual record shows an even sharper earnings contraction.
How do independent U-Haul dealerships fit the business model?
Independent dealerships extend U-Haul equipment access beyond company-operated moving centers. They are part of the distribution network supporting the dominant Moving and Storage business, rather than a separate reporting segment.
Why does U-Haul operate property and casualty insurance?
Protection products attach directly to moving, towing and storage transactions through damage waivers, cargo coverage and related plans. That operation complements the customer journey, while the life insurance business serves a separate senior-focused market.
What does U-Box add beyond U-Haul truck rental?
U-Box extends U-Haul from vehicle rental into portable storage, letting the company participate in a relocation through a container as well as trucks, trailers and fixed self-storage. It broadens the same moving relationship rather than creating a disconnected business line.
What is the UHAL stock price today?
The last price recorded on this page for U-Haul Holding Company (UHAL) is $61.22, as of the Oct 6, 2026 trading session (source: Financial Modeling Prep (FMP) quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What is the UHAL price target?
The analyst consensus price target for U-Haul Holding Company (UHAL) is $80.00 (range $80.00 to $80.00, median $80.00), per FMP data captured Oct 5, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (76 figures)
The 76 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
id.hq | SEC filing business address | Reno, NV | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "5555 Kietzke Lane, Reno, NV, 89511, US". |
FMP — 68 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.next | Next earnings date | Nov 4, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.last | Latest provided price | $61.22 | FMP | Financial Modeling Prep (FMP) quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. | |
px.change | Change on the day | +0.20% | FMP | Financial Modeling Prep (FMP) quote | |
px.mcap | Market capitalization | $12.0B | FMP | Financial Modeling Prep (FMP) quote — Provider market cap uses the share class it prices; a company with more than one class may show a larger total elsewhere. Market cap record date: 2026-10-06. Source capture time was not supplied. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
px.change_abs | Change on the day, in dollars | +$0.12 | FMP | Financial Modeling Prep (FMP) quote | |
fin.q_revenue | Revenue, Q1 FY2027 | $1.68B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $41.95–$76.45 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 321.58 | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 1.08 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Edward Joseph Shoen | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 34,700 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2022 through FY2026: FY2022 revenue $5.74B, net result $1.12B; FY2023 revenue $5.86B, net result $890.75M; FY2024 revenue $5.63B, net result $596.94M; FY2025 revenue $5.83B, net result $331.80M; FY2026 revenue $6.04B, net result $83.13M | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Life Insurance $221.75M · Property and Casualty Insurance $141.20M · Moving and Storage Consolidations $5.69B | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.gross_margin | Gross margin (trailing twelve months) | 49.7% | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $1.68B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.sga_k | SG&A — period end 2026-06-30 | $0.00 | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.operating_result_k | FMP standardized operating result — period end 2026-06-30 | $250.60M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $1.27B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.sga_k | SG&A — period end 2026-03-31 | $5.04M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.operating_result_k | FMP standardized operating result — period end 2026-03-31 | −$154.94M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $1.42B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.sga_k | SG&A — period end 2025-12-31 | $4.28M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.operating_result_k | FMP standardized operating result — period end 2025-12-31 | $62.67M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.revenue_k | Revenue — period end 2025-09-30 | $1.72B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.sga_k | SG&A — period end 2025-09-30 | $5.07M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.operating_result_k | FMP standardized operating result — period end 2025-09-30 | $260.62M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-08-05.revenue_actual | Revenue · reported — report date 2026-08-05 | $1.68B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-05.revenue_estimated | Revenue · estimate — report date 2026-08-05 | $1.68B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-05.eps_actual | EPS · reported — report date 2026-08-05 | $0.5800 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-05.eps_estimated | EPS · estimate — report date 2026-08-05 | $0.6630 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-27.revenue_actual | Revenue · reported — report date 2026-05-27 | $1.27B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-27.revenue_estimated | Revenue · estimate — report date 2026-05-27 | $1.31B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-27.eps_actual | EPS · reported — report date 2026-05-27 | −$0.7000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-27.eps_estimated | EPS · estimate — report date 2026-05-27 | −$0.6800 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-04.revenue_actual | Revenue · reported — report date 2026-02-04 | $1.42B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-04.revenue_estimated | Revenue · estimate — report date 2026-02-04 | $1.43B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-04.eps_actual | EPS · reported — report date 2026-02-04 | −$0.2300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-04.eps_estimated | EPS · estimate — report date 2026-02-04 | −$0.2400 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-05.revenue_actual | Revenue · reported — report date 2025-11-05 | $1.72B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-05.revenue_estimated | Revenue · estimate — report date 2025-11-05 | $1.73B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-05.eps_actual | EPS · reported — report date 2025-11-05 | $0.4900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-05.eps_estimated | EPS · estimate — report date 2025-11-05 | $0.8680 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q1 FY2027 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.cash_investments | Cash and short-term investments | $3.43B | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. | |
fin.opcf_latest | Latest-quarter operating cash flow | $630.28M | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2026-06-30. Negative operating cash flow means cash used. This figure is not a cash-runway estimate. | |
fin.long_term_investments | Long-term investments (classification unverified) | $655.32M | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.total_debt | Total debt | $8.15B | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.price_to_book | Price to book value | 1.57× | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $630.28M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $403.99M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.capex_m | Capital expenditure (reported) — period end 2026-06-30 | −$822.36M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $240.60M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | $1.91B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | $551.62M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | −$997.93M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
earn.pt_range | Analyst price target, low to high | $80.00 – $80.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied | |
earn.pt_consensus | Consensus analyst price target | $80.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied | |
earn.pt_median | Median analyst price target | $80.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied | |
own.insiders | Insider transactions via FMP | 12 transactions · 3 purchases, 5 sales, 4 other transactions · 3 identified insiders · most recent available transactions | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 4.6% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 3.7% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 229 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 205 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Dimensional Fund Advisors LP — shares in provider snapshot | 664,394 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Two Sigma Investments, LP — shares in provider snapshot | 583,933 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Norges Bank — shares in provider snapshot | 546,476 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | D. E. Shaw & Co., INC. — shares in provider snapshot | 489,815 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | Blackrock, INC. — shares in provider snapshot | 478,754 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 1 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-09-10 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 1.51 · Piotroski F 6 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-03 · Expired observation |
COMPUTED — 3 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
fin.mcap_to_cash | Market value per dollar of cash and short-term investments | 3.50× | — | COMPUTED | Computed on this page from the figures above — The market capitalisation printed on this page divided by cash and short-term investments of $3.43B at Jun 30, 2026. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. Market cap record date: 2026-10-06. Balance-sheet reference date: 2026-06-30. The inputs do not establish a single common source date for this ratio. |
earn.history.depth.2026-08-05.revenue_actual.comparison | Latest report · revenue vs estimate | In line | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($1.68B) with the recorded estimate ($1.68B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-08-05.eps_actual.comparison | Latest report · EPS vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.5800) with the recorded estimate ($0.6630) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 52 of 100 · Fair · pillars 51 / 37 / 39 / 32 / 69 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 52 (stored snapshot Oct 5, 2026) → 52 (current publication computed Oct 6, 2026) (0) | OURS | Stock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive. |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.sga_k,fin.q_table.depth.2026-06-30.operating_result_k,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.sga_k,fin.q_table.depth.2026-03-31.operating_result_k,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.sga_k,fin.q_table.depth.2025-12-31.operating_result_k,fin.q_table.depth.2025-09-30.revenue_k,fin.q_table.depth.2025-09-30.sga_k,fin.q_table.depth.2025-09-30.operating_result_k. - Earnings-history note. Source series as of 2026-08-05. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-08-05.revenue_actual,earn.history.depth.2026-08-05.revenue_estimated,earn.history.depth.2026-08-05.revenue_actual.comparison,earn.history.depth.2026-08-05.eps_actual.comparison,earn.history.depth.2026-08-05.eps_actual,earn.history.depth.2026-08-05.eps_estimated,earn.history.depth.2026-05-27.revenue_actual,earn.history.depth.2026-05-27.revenue_estimated,earn.history.depth.2026-05-27.eps_actual,earn.history.depth.2026-05-27.eps_estimated,earn.history.depth.2026-02-04.revenue_actual,earn.history.depth.2026-02-04.revenue_estimated,earn.history.depth.2026-02-04.eps_actual,earn.history.depth.2026-02-04.eps_estimated,earn.history.depth.2025-11-05.revenue_actual,earn.history.depth.2025-11-05.revenue_estimated,earn.history.depth.2025-11-05.eps_actual,earn.history.depth.2025-11-05.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-06-30.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
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- sedat@stockexpertai.com
Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Business description | U-Haul Holding Company specializes in providing self-service moving and storage solutions for both residential and commercial clients across the United States and Canada. Its core business, the Moving and Storage segment, offers a comprehensive range of rental equipment, including trucks, trailers, and portable storage units. The company also rents specialty items and self-storage spaces, primarily catering to individuals relocating their households. Customers can also purchase essential moving supplies, towing accessories, and propane. U-Haul operates uhaul.com, an online platform that connects consumers with independent moving assistance and self-storage facility partners. This segment further provides vehicle transportation options, such as auto carriers and tow dollies, and sells specialized packing materials for delicate goods like electronics, alongside standard tapes, security locks, and general packing supplies. This extensive array of products and services is distributed through a vast network comprising approximately 2,100 company-owned retail moving centers and about 21,100 independent U-Haul dealerships. As of March 31, 2022, the company maintained an impressive rental fleet, including roughly 186,000 trucks, 128,000 trailers, and 46,000 towing devices. Its self-storage portfolio encompassed 1,844 locations, offering approximately 876,000 rentable storage units. The Property and Casualty Insurance segment handles loss adjusting and claims. It offers a suite of protection plans, such as the Safemove and Safetow packages, which provide moving and towing customers with benefits like damage waivers, cargo protection, and even medical and life insurance. Additionally, Safestor and Safestor Mobile safeguard customers' belongings in storage, while Safemove Plus offers an extra layer of primary liability protection for rental customers. A separate Life Insurance segment focuses on the senior market, delivering life and health insurance products through direct underwriting and by reinsuring policies like life insurance, Medicare supplements, and annuities. Founded in 1945 as AMERCO, U-Haul Holding Company is headquartered in Reno, Nevada. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Revenue by segment | Life Insurance: $221.75M; Property and Casualty Insurance: $141.20M; Moving and Storage Consolidations: $5.69B | 2026-03-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2026-03-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Cash, investments and debt | Total debt: $8.15B; Liquidity basis: cash and short-term investments; Total liabilities: $14.00B; Cash and short-term investments: $3.43B; Cash and investments: $4.09B; Long-term investments: $655.32M; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Cash against market value | As of: 2026-06-30; Cash basis: cash and short-term investments; Net cash: -$4.71B; Total debt: $8.14B; Cash and investments: $3.43B Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. Cash is the latest reported cash and short-term investment balance; long-term investments are excluded. Market capitalization is the latest provider value.; The reported balance does not establish unrestricted availability or liquidation value.; The two are measured on different dates — the balance sheet is a quarter-end, the market cap is a recent close.; Debt is total debt as reported, including operating lease liabilities where the filer includes them. | 2026-06-30 | COMPUTED | Computed from the balance sheet and the latest market capitalization |
| Sector / industry (provider taxonomy) | Industrials / Rental & Leasing Services The company's SEC filings classify it under SIC 7510 — Services-Auto Rental & Leasing (No Drivers). | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-08-05 | FMP | Financial Modeling Prep (FMP) earnings |
| Trailing twelve-month ratio set | Quick ratio: 1.95; Current ratio: 2.04; Debt to equity: 1.06; Net margin: 0.8%; Gross margin: 49.7%; Operating margin: 6.9%; Return on assets: 0.2%; Return on equity: 0.6% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $4.09B; Cash and short-term investments: $3.43B; Long-term investments: $655.30M; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Distress and quality screens | Altman Z-score: 1.52; Piotroski F-score: 6 Altman Z below 1.8 is the conventional distress zone. The screen is built for manufacturers and industrials; for banks, insurers and property companies it is not a meaningful reading. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) financial scores |
| Next earnings report | Date: 2026-11-04; EPS estimate: $0.78 per share; Revenue estimate: $1.79B The date is our provider's estimate until the company confirms it. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
At most 2 analysts contributed — treat this as thin coverage, not a consensus. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Named officers | CEO: Edward Joseph Shoen; Officers: Sebastien Reyes — Title: Director of Investor Relations; Matthew F. Braccia — Title: President of Amerco Real Estate Company, Born: 1961; Robert William Simmons — Title: President of Oxford Life Insurance Company, Pay: $410,824, Born: 1970; Samuel Joseph Shoen — Title: Vice Chairman of the Board & U-Box Project Manager, Pay: $713,461, Born: 1978; Maria Lourdes Bell — Title: Chief Accounting Officer, Born: 1970; Kristine Kunkel Campbell — Title: General Counsel, Pay: $511,538, Born: 1976; John Cary Taylor — Title: President of U-Haul International Inc., Pay: $600,581, Born: 1958; Douglas Marvin Bell — Title: President of Repwest Insurance Company, Pay: $377,719, Born: 1959 Titles and pay come from the company's proxy statement as our provider parsed it. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) |
Data provided for informational purposes only.