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VTI ETF — Holdings & Analysis

The Vanguard Total Stock Market ETF (VTI) is a passively managed fund with $2100.00B in Assets Under Management (AUM). VTI seeks to track the performance of the CRSP US Total Market Index, offering investors broad exposure to the U.S. equity market, spanning large-, mid-, and small-cap companies across both growth and value styles. With a very low expense ratio of 0.0300%, VTI aims to minimize net tracking error and provide efficient access to the total U.S. stock market.

Vanguard Total Stock Market ETF (VTI) ETF — Price, Holdings & Analysis

The Vanguard Total Stock Market ETF (VTI) is a passively managed fund with $2100.00B in Assets Under Management (AUM). VTI seeks to track the performance of the CRSP US Total Market Index, offering investors broad exposure to the U.S. equity market, spanning large-, mid-, and small-cap companies across both growth and value styles. With a very low expense ratio of 0.0300%, VTI aims to minimize net tracking error and provide efficient access to the total U.S. stock market.

ETF Overview

Seeks to track the performance of the CRSP US Total Market Index.Large-, mid-, and small-cap equity diversified across growth and value styles.Employs a passively managed, index-sampling strategy.The fund remains fully invested.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.
VTI employs a passively managed, index-sampling strategy to replicate the CRSP US Total Market Index. This approach provides investors with comprehensive exposure to the U.S. equity market, encompassing a wide range of companies and sectors. The fund remains fully invested, aiming to mirror the index's performance as closely as possible. VTI's diversification is evident in its extensive holdings count of 3598, which includes large-cap giants like NVIDIA Corp (6.17%), Apple Inc (5.89%), and Microsoft Corp (4.40%). The ETF's sector allocation is heavily weighted towards Technology (30.9%), followed by Financial Services (12.3%) and Healthcare (10.4%). By mirroring the CRSP US Total Market Index, VTI offers a simple and cost-effective way for investors to gain broad exposure to the U.S. stock market, making it suitable for those seeking diversified, long-term growth.

Risk Metrics

VTI, while highly diversified, carries inherent risks associated with its market capitalization-weighted approach. Its significant allocation to the Technology sector (30.9%) exposes it to sector-specific downturns. The fund's top holdings, such as NVIDIA Corp and Apple Inc, constitute a notable portion of its assets, creating concentration risk. With a Beta (3Y) of 1.04, VTI exhibits slightly higher volatility compared to the overall market. The fund's low expense ratio of 0.0300% helps to mitigate the impact of expense drag on returns. Investors should be aware that while VTI provides broad market exposure, its performance is still subject to the fluctuations and risks inherent in the U.S. equity market. Past performance does not guarantee future results.

Expense Ratio

0.03%

Top Holdings

Sector Allocation

  • Technology: 30.9%
  • Financial Services: 12.3%
  • Healthcare: 10.4%
  • Industrials: 10.1%
  • Consumer Cyclical: 9.9%
  • Communication Services: 9.7%
  • Consumer Defensive: 5.1%
  • Energy: 3.7%
  • Utilities: 2.8%
  • Real Estate: 2.5%
  • Basic Materials: 2.2%
  • Cash & Others: 0.5%
  • United States: 96.7%
  • Ireland: 1.4%
  • United Kingdom: 0.6%
  • Other: 0.5%
  • Switzerland: 0.3%
  • Singapore: 0.2%
  • Bermuda: 0.2%
  • Canada: 0.1%
  • Cayman Islands: 0.0%
  • Australia: 0.0%

Dividend Yield

0.89%
  • <a href="/etf/mgc">Vanguard Mega Cap ETF (MGC)</a> — 0.05% expense ratio
  • <a href="/etf/fta">First Trust Large Cap Value AlphaDEX Fund (FTA)</a> — 0.58% expense ratio
  • <a href="/etf/voo">Vanguard S&P 500 ETF (VOO)</a> — 0.03% expense ratio
  • <a href="/etf/rnd">First Trust Bloomberg R&D Leaders ETF (RND)</a> — 0.60% expense ratio
  • <a href="/etf/mgc">Vanguard Mega Cap ETF (MGC)</a> (Large Cap Equity) — 0.05% ER
  • <a href="/etf/vnq">Vanguard Real Estate ETF (VNQ)</a> (Real Estate (Listed/REITs)) — 0.13% ER
  • <a href="/etf/voo">Vanguard S&P 500 ETF (VOO)</a> (Large Cap Equity) — 0.03% ER
  • <a href="/etf/bnd">Vanguard Total Bond Market ETF (BND)</a> (Core Investment Grade Bond) — 0.03% ER
  • <a href="/etf/vclt">Vanguard Long-Term Corporate Bond ETF (VCLT)</a> (Core Investment Grade Bond) — 0.03% ER
  • <a href="/etf/vusb">Vanguard Ultra-Short Bond ETF (VUSB)</a> (Core Investment Grade Bond) — 0.10% ER

Risk Metrics

  • Beta: 1.04

Questions & Answers

What is VTI and what does it track?

VTI, or the Vanguard Total Stock Market ETF, is designed to track the performance of the CRSP US Total Market Index. This index represents the entire investable U.S. equity market, including large-, mid-, and small-cap companies. VTI offers investors a convenient and cost-effective way to gain exposure to the broad U.S. stock market. As of 2026-03-31, VTI holds 3598 stocks and has an AUM of $2100.00B, making it one of the largest and most liquid ETFs available for U.S. equity exposure.

What is the expense ratio for VTI?

The expense ratio for VTI is 0.0300%. This means that for every $10,000 invested, the annual cost is only $3.00. This is significantly lower than the average expense ratio for similar large-cap equity ETFs, which stands at approximately 0.44%. VTI's low expense ratio makes it an attractive option for cost-conscious investors seeking broad market exposure, as it minimizes the impact of fees on long-term returns.

What are the top holdings in VTI?

As of 2026-03-31, the top holdings in VTI include some of the largest and most influential companies in the U.S. stock market. The top three holdings are NVIDIA Corp (6.17%), Apple Inc (5.89%), and Microsoft Corp (4.40%). These companies represent a significant portion of the fund's assets and reflect the dominance of the technology sector in the U.S. equity market. Other notable top holdings include Amazon.com Inc (3.05%) and Alphabet Inc Class A (2.74%).

Is VTI a good long-term investment?

VTI can be a suitable option for long-term investors seeking broad exposure to the U.S. equity market. Its diversified holdings and low expense ratio of 0.0300% make it an efficient way to participate in the growth of the U.S. economy. However, like all investments, VTI carries risk, and its performance is subject to market fluctuations. The fund's Beta (3Y) of 1.04 indicates that it tends to move in tandem with the market, with slightly higher volatility. Past performance does not guarantee future results.

How does VTI compare to similar ETFs?

VTI is often compared to other broad market ETFs like IVV (iShares Core S&P 500 ETF) and SCHB (Schwab Total Stock Market ETF). While all three ETFs offer similar exposure to the U.S. equity market, VTI distinguishes itself with its ultra-low expense ratio of 0.0300% and its comprehensive coverage of the total market, including small- and mid-cap stocks. IVV, which tracks the S&P 500, has a slightly more concentrated portfolio focused on large-cap companies. SCHB also offers total market exposure but may have slight differences in its index tracking methodology. VTI's massive AUM of $2100.00B also contributes to its high liquidity.

Does VTI pay dividends?

Yes, VTI distributes dividends to its shareholders. As of 2026-03-31, VTI has a dividend yield of 0.89%. The dividend yield represents the annual dividend payment as a percentage of the fund's share price. Dividends are typically paid quarterly, providing investors with a regular income stream. The actual dividend amount may vary depending on the performance of the underlying companies in the index and the fund's distribution policy.