Community Guidelines
Stock Expert AI is an educational community for stock research discussion. No investment advice, pump-and-dump schemes, spam, or harassment. All user predictions are opinions, not professional advice. Violations may result in account suspension.
Effective Date: March 23, 2026
Our Mission
Stock Expert AI is an educational platform where investors and enthusiasts discuss stocks, share research, and learn together. These guidelines ensure our community remains informative, respectful, and safe for everyone.
1. Purpose of the Community
Stock Expert AI provides a space for educational stock discussion and collaborative research. Our community features, including predictions, comments, and discussion boards, exist to help members learn from each other and improve their understanding of markets.
- Share research, analysis, and educational insights about publicly traded securities
- Discuss market trends, sector movements, and economic developments
- Participate in prediction challenges to test analytical skills
- Ask questions and help fellow members understand investment concepts
- Provide constructive feedback on stock analyses and investment theses
2. Prohibited Content
The following types of content are strictly prohibited on Stock Expert AI:
2a. Investment Advice
- Personalized investment recommendations (e.g., "You should buy X stock")
- Guarantees of investment returns or profit promises
- Content that presents itself as professional financial advice
- Solicitation of funds or investment pooling schemes
2b. Market Manipulation
- Pump-and-dump schemes or coordinated buying/selling campaigns
- Spreading false or misleading information to influence stock prices
- Artificially inflating or deflating interest in specific securities
- Front-running or insider trading discussions
2c. Spam and Self-Promotion
- Repetitive posting of the same content across multiple areas
- Unsolicited advertising of products, services, or external platforms
- Affiliate links or referral codes without disclosure
- Bot-generated content or automated posting
2d. Harassment and Misconduct
- Personal attacks, insults, or threats directed at other members
- Hate speech, discrimination, or content targeting protected groups
- Doxxing or sharing personal information of others without consent
- Trolling, baiting, or deliberately disrupting discussions
- Impersonation of other users, public figures, or financial professionals
3. User Predictions Disclaimer
Important: User predictions are NOT professional financial advice.
All predictions, analyses, and opinions shared by community members represent their personal views only. They are not endorsed by Stock Expert AI, and they do not constitute investment advice, recommendations, or guarantees. Past prediction accuracy does not guarantee future results. Leaderboard rankings reflect historical performance and should not be interpreted as credentials or qualifications.
When sharing predictions or analyses, members should:
- Clearly state that their content is personal opinion, not professional advice
- Disclose any positions they hold in securities they discuss
- Provide reasoning and sources for their analyses when possible
- Avoid making promises about future stock performance
4. Moderation Policy
Stock Expert AI employs a combination of automated systems and human review to maintain community standards:
- AI-Assisted Moderation: Automated filters screen content for policy violations, spam, and harmful material
- Human Review: Flagged content is reviewed by our team for context and nuance
- Community Reporting: Members can report content that violates these guidelines
- Appeals Process: Users may appeal moderation decisions by contacting our support team
Moderation decisions are made at our discretion, and we reserve the right to remove content or restrict accounts without prior notice when necessary to protect the community.
5. Reporting Violations
If you encounter content that violates these guidelines, please report it through one of the following channels:
- In-Platform Reporting: Use the report button available on comments and predictions
- Email: Send details to [email protected] with the subject line "Community Report"
- Contact Page: Use our contact form for detailed reports
All reports are reviewed confidentially. We do not disclose the identity of reporting users to the reported party.
6. Content Ownership
By posting content on Stock Expert AI, you acknowledge the following:
- You retain ownership of your original content (analyses, predictions, comments)
- You grant Stock Expert AI a non-exclusive, royalty-free license to display and distribute your content within the platform
- You are responsible for ensuring your content does not infringe on third-party intellectual property rights
- Stock Expert AI may remove content at any time for policy violations or legal requirements
- Deleted accounts may result in removal of associated content at our discretion
7. Consequences of Violations
Violations of these guidelines may result in the following actions, depending on severity and frequency:
- Content Removal: Individual posts or comments that violate guidelines will be removed
- Warning: First-time or minor violations may result in a warning notification
- Temporary Restriction: Repeated violations may lead to temporary suspension of community features
- Prediction Privilege Revocation: Abuse of prediction features may result in loss of prediction privileges
- Account Suspension: Serious or repeated violations may result in permanent account suspension
- Legal Action: In cases of market manipulation, fraud, or illegal activity, we may report to relevant authorities
8. Updates to These Guidelines
Stock Expert AI reserves the right to update these community guidelines at any time. Material changes will be communicated through the platform. Continued use of community features after changes constitutes acceptance of the updated guidelines.
9. Contact
For questions about these community guidelines, contact us at [email protected]
Related policies: Terms of Service | Disclaimer | Privacy Policy | Editorial Policy
These guidelines are designed to foster a safe, educational community. They do not constitute legal advice. For legal questions, consult with an attorney.