Mizuho Financial Group, Inc. (MZHOF) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Mizuho Financial Group, Inc. (MZHOF) trades at $50.85 with AI Score 51/100 (Grade B). Mizuho Financial Group, Inc. Market cap: $124B, Sector: Financial services.
Price as of Aug 21, 2026 · Last analyzed: Mar 16, 2026Analyst Coverage for MZHOF: MZHOF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates MZHOF against Financial Services peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
MZHOF: 1/3 scored disciplines lean bearish. Dominant signal: Ray Dalio bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Mizuho Financial Group, Inc. (MZHOF) Financial Services Profile
Mizuho Financial Group, Inc., a Japanese financial institution, provides comprehensive banking, trust, securities, and asset management services globally. Operating through five segments, Mizuho serves retail, corporate, and institutional clients with a focus on financial solutions and advisory services. The company distinguishes itself through its international presence and diverse service offerings.
What Is the Investment Thesis for MZHOF?
Mizuho Financial Group presents a stable investment opportunity within the financial services sector, supported by a market capitalization of $124B and a P/E ratio of 14.39. The company's dividend yield of 2.26% offers a steady income stream for investors. Key growth catalysts include the expansion of its advisory services and strategic initiatives in the global market. However, potential risks include fluctuations in global interest rates and regulatory changes in the financial sector. The company's beta of 0.20 indicates lower volatility compared to the market, making it a potentially noteworthy option for risk-averse investors. Monitoring the company's performance in its key segments and its ability to adapt to changing market conditions will be crucial for assessing its long-term value.
Based on FMP financials and quantitative analysis
MZHOF Key Highlights
Market Cap of $124B indicates a strong financial position within the banking sector.
- P/E Ratio of 14.39 suggests a reasonable valuation compared to its earnings.
- Profit Margin of 12.9% demonstrates the company's ability to generate profit from its revenue.
- Gross Margin of 44.9% reflects efficient cost management in its operations.
- Dividend Yield of 2.26% provides a steady income stream for investors.
Who Are MZHOF's Competitors?
MZHOF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| BNPQF BNP Paribas S.A. | $124.86 | -1.09% | $137B | 63 |
| BNPQY BNP Paribas S.A. | $62.40 | -1.73% | $139B | 63 |
| CAIXY CaixaBank, S.A. | $4.98 | +1.63% | $104B | 49 |
| CIXPF CaixaBank, S.A. | $14.47 | +0.00% | $101B | 49 |
| EBKDY Erste Group Bank AG | $69.98 | +0.52% | $109B | 49 |
| USB U.S. Bancorp | $62.61 | -0.33% | $97.5B | 96 |
| FHN First Horizon Corporation | $24.87 | -3.68% | $11.8B | 92 |
| ZION Zions Bancorporation, National Association | $68.39 | +0.15% | $9.98B | 98 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are MZHOF's Key Strengths?
Diversified business segments across banking, trust, and securities.
- Strong presence in Japan and expanding international operations.
- Established brand reputation and customer relationships.
- Solid capital base and financial stability.
What Are MZHOF's Weaknesses?
Exposure to fluctuations in global interest rates and currency exchange rates.
- Dependence on the Japanese economy.
- Potential for regulatory challenges and compliance costs.
- Competition from other major financial institutions.
What Could Drive MZHOF Stock Higher?
Expansion of digital banking services to attract new customers.
- Strategic partnerships with fintech companies to enhance innovation.
- Growth in asset management business driven by market demand.
- International expansion into emerging markets.
- Focus on improving operational efficiency and reducing costs.
What Are the Key Risks for MZHOF?
Financial-distress signal — its Altman Z-Score of 0.15 sits in the distress zone (elevated bankruptcy risk).
- Economic downturns and financial crises impacting profitability.
- Increased competition from fintech companies and other financial institutions.
- Changes in regulatory requirements and compliance costs.
- Geopolitical risks and uncertainties affecting global operations.
- Exposure to fluctuations in global interest rates and currency exchange rates.
What Are the Growth Opportunities for MZHOF?
- Expansion of Advisory Services: Mizuho can capitalize on the growing demand for financial advisory services, particularly in areas such as M&A and overseas expansion. By leveraging its expertise and global network, Mizuho can attract corporate clients seeking strategic advice. The market for M&A advisory services is projected to reach $1 trillion by 2028, offering significant revenue potential for Mizuho. Timeline: Ongoing.
- Digital Transformation Initiatives: Investing in digital technologies and fintech solutions can enhance Mizuho's operational efficiency and customer experience. By developing innovative digital banking platforms and services, Mizuho can attract tech-savvy customers and gain a competitive edge. The digital banking market is expected to grow at a CAGR of 8% over the next five years. Timeline: Ongoing.
- Strategic Partnerships: Forming strategic alliances with other financial institutions and technology companies can expand Mizuho's reach and capabilities. By collaborating with fintech firms, Mizuho can offer innovative financial products and services to its customers. Strategic partnerships can also provide access to new markets and customer segments. Timeline: Ongoing.
- Growth in Asset Management: The asset management segment presents a significant growth opportunity for Mizuho. By expanding its range of investment products and services, Mizuho can attract institutional and individual investors seeking to grow their wealth. The global asset management market is projected to reach $150 trillion by 2027. Timeline: Ongoing.
- International Expansion: Expanding its presence in emerging markets can drive growth for Mizuho. By establishing operations in high-growth regions, Mizuho can tap into new customer bases and diversify its revenue streams. Emerging markets offer significant opportunities for financial services companies due to their growing economies and increasing demand for banking products. Timeline: Ongoing.
What Are MZHOF's Competitive Advantages?
- Established brand reputation and strong customer relationships in Japan.
- Extensive global network and presence in key financial markets.
- Diversified range of financial products and services.
- Strong capital base and financial stability.
- Expertise in providing tailored financial solutions to diverse clients.
What Does MZHOF Do?
Mizuho Financial Group, Inc. was incorporated in 2003 and is headquartered in Tokyo, Japan. The company has grown to become a significant player in the global financial services industry. Mizuho operates through five segments: Retail & Business Banking Company, Corporate & Institutional Company, Global Corporate Company, Global Markets Company, and Asset Management Company. These segments enable Mizuho to offer a broad spectrum of financial products and services, including deposit products, loans, business matching, and M&A advisory services. Mizuho also provides consulting services related to asset management, asset succession, and payroll services. Furthermore, it offers financial solutions such as bonds, risk hedging products, and real estate agency services. Mizuho's international presence extends to the Americas, Europe, and Asia/Oceania, allowing it to serve a diverse client base and participate in various global markets. The company focuses on delivering tailored financial solutions and advisory services to meet the evolving needs of its clients.
What Products and Services Does MZHOF Offer?
- Provides retail and business banking services to individual and corporate clients.
- Offers corporate and institutional banking solutions, including lending and investment banking.
- Engages in global corporate activities, supporting multinational corporations.
- Conducts global markets operations, including trading and investment services.
- Manages assets for individuals and institutions through its asset management company.
- Provides trust services, including asset management and estate planning.
- Offers securities services, including brokerage and underwriting.
- Provides advisory services related to mergers and acquisitions.
How Does MZHOF Make Money?
- Generates revenue through interest income from loans and other credit products.
- Earns fees from providing advisory services, such as M&A and investment consulting.
- Derives income from trading activities in global markets.
- Manages assets for clients and earns fees based on assets under management.
- Provides trust services and earns fees for managing trusts and estates.
What Industry Does MZHOF Operate In?
Mizuho Financial Group operates within the global financial services industry, which is characterized by increasing competition and evolving regulatory landscapes. The industry is experiencing a shift towards digital banking and fintech solutions, requiring traditional banks to adapt and innovate. Mizuho competes with other major financial institutions in Japan and internationally. The company's success depends on its ability to navigate these trends and maintain its market position through strategic investments and customer-centric services. The global banking sector is projected to experience moderate growth, driven by increased demand for financial services in emerging markets.
Who Are MZHOF's Key Customers?
- Individual retail clients seeking banking and investment services.
- Small and medium-sized businesses requiring loans and financial solutions.
- Large corporations needing corporate banking and advisory services.
- Institutional investors seeking asset management and investment products.
- Government entities requiring financial services and support.
Forward Outlook
Wall Street analysts project Mizuho Financial Group, Inc. revenue of about $3.41T for fiscal 2026, with EPS near $488.81. The estimate reflects 8 contributing analysts.
Earnings Track Record
Mizuho Financial Group, Inc. has beaten Wall Street's EPS estimate in 6 of its last 8 reported quarters — a consistent record of delivering on expectations. Reported results have landed about 20.5% above estimates on average.
Financial Health
Mizuho Financial Group, Inc.'s Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.15 places it in the distress zone, a signal of elevated financial risk.
Key Financial Metrics
Return on equity for Mizuho Financial Group, Inc. stands at 11.3%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.4%, showing how much profit it generates from its asset base. MZHOF trades at a trailing price-to-earnings ratio of 15.50, below the Financial Services sector average of ~18x. Its free cash flow yield is 0.0%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.37 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 6.5%, the inverse of the P/E and a quick read on earnings relative to price.
Mizuho Financial Group, Inc. (MZHOF) Valuation Context
Valued at $124B, MZHOF is classified as a large-cap stock. Relative to its peer group, MZHOF's quantitative score of 51/100 is roughly in line with the peer average of 55/100.
MZHOF Revenue & Earnings Trend
In Q2 2026, MZHOF generated $2.32T in top-line revenue, marking a sequential increase of 3.3%. The company recorded net income of $419.85B, with diluted EPS of $173.53. Quarter-over-quarter revenue has been mixed, typical for a large-cap company operating in Financial Services. Across the four most recent quarters, MZHOF averaged $140.34 in diluted EPS.
Company Profile
Mizuho Financial Group, Inc. operates in the Banks - Regional industry within the Financial Services sector. It is headquartered in Tokyo, JP. The company is led by CEO Masahiro Kihara. MZHOF has traded publicly since 2012.
MZHOF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2026
Bull Case vs Bear Case
Bull Case
- Diversified business segments across banking, trust, and securities.
- Strong presence in Japan and expanding international operations.
- Established brand reputation and customer relationships.
- Solid capital base and financial stability.
Bear Case
- Exposure to fluctuations in global interest rates and currency exchange rates.
- Dependence on the Japanese economy.
- Potential for regulatory challenges and compliance costs.
- Competition from other major financial institutions.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · August 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $2316.84B | $419.85B | $173.53 |
| Q1 2026 | $2243.68B | $230.18B | $94.27 |
| Q4 2025 | $2251.10B | $330.23B | $133.12 |
| Q3 2025 | $2148.33B | $399.43B | $160.45 |
Based on FMP financials and quantitative analysis
MZHOF Latest News
No recent news available for MZHOF.
MZHOF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for MZHOF.
Price Targets
Wall Street price target analysis for MZHOF.
MZHOF MoonshotScore
What does this score mean?
The MoonshotScore rates MZHOF 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: Masahiro Kihara
CEO
Masahiro Kihara is the CEO of Mizuho Financial Group, Inc. He has extensive experience in the financial services industry, having held various leadership positions within Mizuho. Kihara's career spans several decades, during which he has developed a deep understanding of banking, trust, and securities businesses. He is known for his strategic vision and commitment to driving growth and innovation within the company. Kihara's leadership is focused on delivering value to shareholders and customers while maintaining the highest standards of ethical conduct.
Track Record: Under Masahiro Kihara's leadership, Mizuho Financial Group has focused on expanding its global presence and enhancing its digital capabilities. He has overseen strategic initiatives aimed at improving operational efficiency and customer satisfaction. Kihara has also emphasized the importance of risk management and compliance in ensuring the long-term stability of the company. His tenure has been marked by a commitment to innovation and adapting to the evolving needs of the financial services industry.
MZHOF OTC Market Information
The OTC Other tier represents the lowest tier of over-the-counter (OTC) markets, indicating that Mizuho Financial Group, Inc. has limited regulatory oversight compared to companies listed on major exchanges like the NYSE or NASDAQ. Companies in this tier may not meet the minimum financial standards or reporting requirements of higher-tier OTC markets or listed exchanges. This tier often includes companies with limited operating history, smaller market capitalization, or those that may have been delisted from a major exchange. Investors should be aware that companies on the OTC Other tier typically have higher risks due to less stringent regulatory oversight and reporting requirements.
- OTC Tier: OTC Other
- Limited regulatory oversight and reporting requirements.
- Potential for lower trading volumes and wider bid-ask spreads.
- Increased price volatility due to limited liquidity.
- Higher risk of fraud or manipulation compared to listed exchanges.
- Limited access to company information and financial disclosures.
- Verify the company's financial statements and disclosures.
- Research the company's management team and their track record.
- Assess the company's business model and competitive landscape.
- Evaluate the company's regulatory compliance and risk management practices.
- Review the company's OTC Markets profile and disclosures.
- Monitor trading volumes and price volatility.
- Consult with a financial advisor before investing.
- Established history as a major financial institution in Japan.
- Global presence and operations in multiple countries.
- Compliance with Japanese regulatory requirements.
- Audited financial statements (if available).
- Presence of a reputable management team.
Common Questions About MZHOF (Financial Services)
What does the AI Score mean for MZHOF?
MZHOF holds an AI Score of 51/100 (Grade: B). This is an educational research signal, not a buy or sell recommendation. Mizuho Financial Group, Inc. is a global financial institution based in Japan, offering a wide array of banking, trust, securities, and asset management services. With a significant presence …
What does Mizuho Financial Group, Inc. do?
Mizuho Financial Group, Inc. is a global financial institution that provides a wide range of banking, trust, securities, and asset management services. The company operates through five segments: Retail & Business Banking Company, Corporate & Institutional Company, Global Corporate Company, Global Markets Company, and Asset Management Company.
What do analysts say about MZHOF stock?
Analyst coverage of MZHOF may be limited due to its OTC listing. However, key valuation metrics such as its P/E ratio of 14.39 and dividend yield of 2.26% provide insights into its financial performance. Growth considerations include the company's expansion of digital banking services and strategic partnerships. Investors should conduct their own research and consider their risk tolerance before investing in MZHOF. Analyst consensus is Unknown.
What are the main risks for MZHOF?
The main risks for Mizuho Financial Group include potential economic downturns and financial crises, which could negatively impact its profitability. Increased competition from fintech companies and other financial institutions also poses a threat. Changes in regulatory requirements and compliance costs could increase operating expenses. Geopolitical risks and uncertainties could affect its global operations. Additionally, fluctuations in global interest rates and currency exchange rates could impact its financial performance.
What are the key factors to evaluate for MZHOF?
Mizuho Financial Group, Inc. (MZHOF) holds an AI score of 51/100 (moderate). Mizuho Financial Group presents a stable investment opportunity within the financial services sector, supported by a market capitalization of $124B and a P/E ratio of 14.39. Not financial advice.
How frequently does MZHOF data refresh on this page?
MZHOF's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven MZHOF's recent stock price performance?
Mizuho Financial Group, Inc. (MZHOF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified business segments across banking, trust, and securities. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider MZHOF overvalued or undervalued right now?
Mizuho Financial Group, Inc. (MZHOF) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research MZHOF before investing?
Before investing in Mizuho Financial Group, Inc. (MZHOF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Information is based on available data and may be subject to change.
- OTC market data may have limited availability and accuracy.