State Street Financial Select Sector SPDR ETF (XLF) Holdings

For informational purposes only. Not financial advice.

Quick Answer

State Street Financial Select Sector SPDR ETF (XLF) has a last stored price of $53.49, as of the Oct 2, 2026 trading session. It has a 0.08% expense ratio and $53.6B in assets under management.

Holdings and weights below are as of Sep 21, 2026. In the stored portfolio snapshot, the largest listed holding is BERKSHIRE HATHAWAY INC CL B (BRK-B) at 12.05%, and the largest sector allocation is Financial Services at 98.1%.

State Street Financial Select Sector SPDR ETF (XLF) ETF — Price, Holdings & Analysis

ETF Overview

The State Street Financial Select Sector SPDR ETF aims to mirror the price and yield performance of the Financial Select Sector Index, before accounting for expenses. This underlying Index is structured to accurately reflect the financial segment of the S&P 500 Index. The ETF offers targeted investment exposure to various financial sub-sectors, including financial services, insurance, banking, capital markets, mortgage real estate investment trusts (REITs), and consumer finance. State Street Financial Select Sector SPDR ETF provides exposure to the equity market. It is heavily weighted toward Financial Services (98.1%), reflecting a sector-tilted strategy. The top three holdings account for 31.8% of assets, indicating meaningful single-stock concentration.

Risk Metrics

The top three holdings represent 31.8% of the portfolio, introducing concentration risk. Heavy allocation to Financial Services (98.1%) means sector-specific downturns could disproportionately affect performance. A beta of 0.75 indicates lower volatility relative to the broader market.

Beta: 0.75

Expense Ratio

0.08%

What does XLF hold?

Holding	Weight
BERKSHIRE HATHAWAY INC CL B (BRK-B)	12.05%
JPMORGAN CHASE + CO (JPM)	11.80%
VISA INC CLASS A SHARES (V)	7.96%
MASTERCARD INC A (MA)	5.80%
BANK OF AMERICA CORP (BAC)	4.76%
GOLDMAN SACHS GROUP INC (GS)	3.48%
WELLS FARGO + CO (WFC)	3.30%
MORGAN STANLEY (MS)	3.07%
CITIGROUP INC (C)	2.81%
SCHWAB (CHARLES) CORP (SCHW)	2.17%

Holdings and weights as of Sep 21, 2026.

How Is the Fund Allocated?

Sector	Weight
Financial Services	98.1%
Technology	1.6%
Industrials	0.3%

Country	Weight
United States	96.5%
Switzerland	1.6%
Ireland	0.8%
Bermuda	0.6%
United Kingdom	0.4%
Other	0.1%

Dividend Yield

1.45%

ARK Innovation ETF (ARKK) — 0.75% expense ratio
Invesco QQQ Trust, Series 1 (QQQ) — 0.18% expense ratio
State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) — 0.16% expense ratio
State Street Energy Select Sector SPDR ETF (XLE) — 0.08% expense ratio
State Street Technology Select Sector SPDR ETF (XLK) — 0.08% expense ratio
WisdomTree Emerging Markets ESG Fund (DVEM) — 0.32% expense ratio
Goldman Sachs ActiveBeta Emerging Markets Equity ETF (GEM) — 0.59% expense ratio
iShares MSCI EAFE ETF (EFA) — 0.32% expense ratio

State Street SPDR Global Dow ETF (DGT) (Equity) — 0.50% expense ratio
State Street SPDR S&P Kensho Future Security ETF (FITE) (Equity) — 0.45% expense ratio
State Street US Equity Premium Income ETF (SPIN) (Equity) — 0.25% expense ratio

Questions & Answers

What is State Street Financial Select Sector SPDR ETF (XLF)?

State Street Financial Select Sector SPDR ETF (XLF) is an exchange-traded fund. In the stored fund data, it has its largest sector allocation in Financial Services (98.1%) and charges a 0.08% expense ratio.

What is the expense ratio for XLF?

State Street Financial Select Sector SPDR ETF has an expense ratio of 0.08%, which is considered very low for equity ETFs. This means for every $10,000 invested, annual fees would be approximately $8.

Lower expense ratios generally lead to better long-term returns, all else being equal.

What are the top holdings in XLF?

The three largest positions in State Street Financial Select Sector SPDR ETF are BERKSHIRE HATHAWAY INC CL B (BRK-B, 12.0%), JPMORGAN CHASE + CO (JPM, 11.8%), VISA INC CLASS A SHARES (V, 8.0%).

Together these top three holdings represent 31.8% of the fund. The fund has a concentrated portfolio.

What sectors does XLF invest in?

State Street Financial Select Sector SPDR ETF allocates across 3 sectors. The largest sector exposures are Financial Services (98.1%), Technology (1.6%), Industrials (0.3%). The fund is heavily concentrated in Financial Services.

How long has XLF been around?

State Street Financial Select Sector SPDR ETF was launched in 1998, making it 28 years old. As one of the longer-running ETFs, it has an extensive performance track record through multiple market cycles.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Data provided for informational purposes only.

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