Stock Expert AI

XLF ETF — Holdings & Analysis

The State Street Financial Select Sector SPDR ETF aims to mirror the price and yield performance of the Financial Select Sector Index, before accounting for expenses. 0.08% expense ratio, $58.6B AUM, 76 holdings, inception 1998.

State Street Financial Select Sector SPDR ETF (XLF) ETF — Price, Holdings & Analysis

The State Street Financial Select Sector SPDR ETF aims to mirror the price and yield performance of the Financial Select Sector Index, before accounting for expenses. 0.08% expense ratio, $58.6B AUM, 76 holdings, inception 1998.

ETF Overview

This underlying Index is structured to accurately reflect the financial segment of the S&P 500 Index. The ETF offers targeted investment exposure to various financial sub-sectors, including financial services, insurance, banking, capital markets, mortgage real estate investment trusts (REITs), and consumer finance. Consequently, it enables investors to pursue more granular strategic or tactical portfolio adjustments than typical style-based investment approaches.
The State Street Financial Select Sector SPDR ETF aims to mirror the price and yield performance of the Financial Select Sector Index, before accounting for expenses. This underlying Index is structured to accurately reflect the financial segment of the S&P 500 Index. The ETF offers targeted investment exposure to various financial sub-sectors, including financial services, insurance, banking, capital markets, mortgage real estate investment trusts (REITs), and consumer finance. State Street Financial Select Sector SPDR ETF provides exposure to the equity market. The portfolio is moderately concentrated with 76 holdings. It is heavily weighted toward Financial Services (98.1%), reflecting a sector-tilted strategy. The top three holdings account for 30.5% of assets, indicating meaningful single-stock concentration.

Risk Metrics

The fund holds 76 positions, providing a moderate level of diversification. The top three holdings represent 30.5% of the portfolio, introducing concentration risk. Heavy allocation to Financial Services (98.1%) means sector-specific downturns could disproportionately affect performance. A beta of 0.72 indicates lower volatility relative to the broader market.

Expense Ratio

0.08%

What does XLF hold?

HoldingWeight
JPMORGAN CHASE + CO (JPM)11.83%
BERKSHIRE HATHAWAY INC CL B (BRK-B)11.30%
VISA INC CLASS A SHARES (V)7.38%
MASTERCARD INC A (MA)5.56%
BANK OF AMERICA CORP (BAC)5.09%
GOLDMAN SACHS GROUP INC (GS)3.74%
WELLS FARGO + CO (WFC)3.28%
MORGAN STANLEY (MS)3.18%
CITIGROUP INC (C)2.88%
AMERICAN EXPRESS CO (AXP)2.22%

How Is the Fund Allocated?

SectorWeight
Financial Services98.1%
Technology1.6%
Industrials0.2%
Cash & Others0.0%
CountryWeight
United States96.5%
Switzerland1.5%
Ireland0.9%
Bermuda0.6%
United Kingdom0.4%
Other0.1%

Dividend Yield

1.00%

Risk Metrics

  • Beta: 0.72

Questions & Answers

What is State Street Financial Select Sector SPDR ETF (XLF)?

The State Street Financial Select Sector SPDR ETF aims to mirror the price and yield performance of the Financial Select Sector Index, before accounting for expenses.

This underlying Index is structured to accurately reflect the financial segment of It holds 76 securities. With $58.6B in assets under management, it is one of the larger funds in its category.

What is the expense ratio for XLF?

State Street Financial Select Sector SPDR ETF has an expense ratio of 0.08%, which is considered very low for equity ETFs. This means for every $10,000 invested, annual fees would be approximately $8.

Lower expense ratios generally lead to better long-term returns, all else being equal.

What are the top holdings in XLF?

The three largest positions in State Street Financial Select Sector SPDR ETF are JPMORGAN CHASE + CO (JPM, 11.8%), BERKSHIRE HATHAWAY INC CL B (BRK-B, 11.3%), VISA INC CLASS A SHARES (V, 7.4%).

Together these top three holdings represent 30.5% of the fund, out of 76 total positions. The fund has a concentrated portfolio.

What sectors does XLF invest in?

State Street Financial Select Sector SPDR ETF allocates across 4 sectors. The largest sector exposures are Financial Services (98.1%), Technology (1.6%), Industrials (0.2%). The fund is heavily concentrated in Financial Services.

How long has XLF been around?

State Street Financial Select Sector SPDR ETF was launched in 1998, making it 28 years old. As one of the longer-running ETFs, it has an extensive performance track record through multiple market cycles. It is managed by SPDR.