Bangkok Bank Public Company Limited (BKKPF) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Bangkok Bank Public Company Limited (BKKPF) trades at $5.80 with AI Score 56/100 (Grade B). Bangkok Bank Public Company Limited is a leading commercial bank in Thailand, offering a wide array of financial products… Market cap: $11.1B, Sector: Financial services.
Price as of Aug 21, 2026 · Last analyzed: Mar 18, 2026Analyst Coverage for BKKPF: BKKPF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates BKKPF against Financial Services peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
BKKPF: the 3 scored disciplines are evenly split. Dominant signal: Ray Dalio bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Bangkok Bank Public Company Limited (BKKPF) Financial Services Profile
Bangkok Bank Public Company Limited, established in 1944, is a prominent Thai commercial bank with a significant international presence. The bank provides a comprehensive suite of financial solutions, including personal and business banking, investment services, and trade finance, leveraging its extensive network and digital platforms to serve diverse customer segments.
What Is the Investment Thesis for BKKPF?
Bangkok Bank presents a compelling investment case based on its established market position, diversified revenue streams, and strategic focus on digital transformation. With a P/E ratio of 6.91 and a dividend yield of 5.11%, the bank offers value to investors seeking stable returns. Growth catalysts include the expansion of digital banking services and increased lending to SMEs. The bank's strong capital base and risk management practices mitigate potential downside risks. However, investors should monitor the impact of regulatory changes and economic fluctuations on the bank's performance. The bank's profit margin of 18.4% and gross margin of 63.2% demonstrate efficient operations.
Based on FMP financials and quantitative analysis
BKKPF Key Highlights
Market capitalization of $11.1B, reflecting its significant presence in the Thai banking sector.
- P/E ratio of 6.91, indicating a potentially undervalued investment opportunity compared to industry peers.
- Dividend yield of 5.11%, providing a steady income stream for investors.
- Profit margin of 18.4%, showcasing efficient profitability.
- Gross margin of 63.2%, highlighting strong operational efficiency.
Who Are BKKPF's Competitors?
BKKPF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| AGRPF Absa Group Limited | $8.11 | +0.00% | $6.72B | 60 |
| AGRPY Absa Group Limited | $26.51 | -2.68% | $11.0B | 63 |
| ALBKY Alpha Services and Holdings S.A. | $1.28 | +2.40% | $11.8B | 44 |
| BNMDF Banca Mediolanum S.p.A. | $21.65 | +0.00% | $16.0B | 62 |
| BPHLF Bank of the Philippine Islands | $2.00 | +0.00% | $10.6B | 52 |
| FHN First Horizon Corporation | $24.87 | -3.68% | $11.8B | 92 |
| ZION Zions Bancorporation, National Association | $68.39 | +0.15% | $9.98B | 98 |
| BOKF BOK Financial Corporation | $139.84 | -0.36% | $8.50B | 95 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are BKKPF's Key Strengths?
Established brand and reputation in Thailand.
- Extensive branch network and ATM coverage.
- Diversified range of financial products and services.
- Strong capital base and risk management practices.
What Are BKKPF's Weaknesses?
Exposure to economic fluctuations in Thailand.
- Dependence on traditional banking services.
- Limited international presence compared to global banks.
- Potential impact from regulatory changes.
What Could Drive BKKPF Stock Higher?
BKKPF catalyst: Launch of new digital banking platform in Q4 2026, expected to attract new customers and increase transaction volumes.
- Expansion of SME lending program, aimed at supporting economic growth and generating loan growth.
- Strategic partnerships with fintech companies to enhance digital capabilities and offer innovative financial solutions.
What Are the Key Risks for BKKPF?
Financial-distress signal — its Altman Z-Score of 0.24 sits in the distress zone (elevated bankruptcy risk).
- Economic slowdown in Thailand, which could negatively impact loan growth and asset quality.
- Increasing competition from fintech companies and digital banks, which could erode market share.
- Regulatory changes and compliance requirements, which could increase operational costs and complexity.
What Are the Growth Opportunities for BKKPF?
- Expansion of Digital Banking Services: Bangkok Bank has a significant opportunity to expand its digital banking services to cater to the growing demand for online and mobile banking solutions. The digital banking market in Thailand is projected to reach $XX billion by 2028, driven by increasing internet penetration and smartphone adoption. By investing in innovative digital platforms and services, Bangkok Bank can attract new customers, enhance customer loyalty, and reduce operational costs. Timeline: Ongoing.
- Increased Lending to SMEs: Bangkok Bank can capitalize on the growing SME sector in Thailand by increasing its lending activities to these businesses. SMEs are a vital engine of economic growth, and there is a significant demand for financing to support their operations and expansion. By offering tailored loan products and financial advisory services, Bangkok Bank can strengthen its relationships with SMEs and generate sustainable revenue growth. The SME lending market is estimated to be $XX billion. Timeline: Ongoing.
- Cross-Selling of Financial Products: Bangkok Bank can enhance its revenue streams by cross-selling various financial products to its existing customer base. By leveraging its customer data and relationship management capabilities, the bank can identify opportunities to offer relevant products and services, such as insurance, investment products, and wealth management solutions. This strategy can increase customer lifetime value and improve overall profitability. Timeline: Ongoing.
- Strategic Partnerships and Acquisitions: Bangkok Bank can pursue strategic partnerships and acquisitions to expand its market reach and enhance its product offerings. By collaborating with fintech companies, the bank can gain access to innovative technologies and solutions. Acquisitions of smaller banks or financial institutions can provide access to new customer segments and geographic markets. Timeline: Upcoming.
- International Expansion: Bangkok Bank can further expand its international operations to capitalize on growth opportunities in emerging markets. By establishing branches or representative offices in key economic hubs, the bank can facilitate cross-border trade and investment, and serve the needs of its international clients. This strategy can diversify the bank's revenue streams and reduce its reliance on the domestic market. Timeline: Upcoming.
What Threats Does BKKPF Face?
- Increasing competition from domestic and international banks.
- Disruption from fintech companies.
- Cybersecurity risks and data breaches.
- Changes in interest rates and regulatory policies.
What Are BKKPF's Competitive Advantages?
- Established Brand: Bangkok Bank has a strong and well-recognized brand in Thailand, built over decades of operation.
- Extensive Branch Network: The bank has a wide network of branches across Thailand, providing convenient access for customers.
- Diversified Product Offerings: Bangkok Bank offers a comprehensive suite of financial products and services, catering to diverse customer needs.
- Strong Relationships: The bank has cultivated strong relationships with its customers, based on trust and personalized service.
What Does BKKPF Do?
Founded in 1944, Bangkok Bank Public Company Limited has grown to become one of the largest commercial banks in Thailand, with a substantial international footprint. The bank's evolution reflects Thailand's economic development, adapting its services to meet the changing needs of individuals, small and medium-sized enterprises (SMEs), and large corporations. Bangkok Bank operates through four primary segments: Domestic Banking, International Banking, Investment Banking, and Others. Its personal banking offerings include savings, current, and fixed deposit accounts, along with home and personal loans. For businesses, the bank provides operating accounts, SME loans, trade finance solutions, and digital banking services. Bangkok Bank distinguishes itself through its extensive branch network, advanced digital platforms, and a commitment to supporting Thailand's economic growth. The bank's international operations extend across Asia, Europe, and North America, facilitating cross-border trade and investment. Bangkok Bank's diversified portfolio and strategic investments position it as a key player in the Thai financial landscape.
What Products and Services Does BKKPF Offer?
- Provides personal banking services including savings and checking accounts.
- Offers home and personal loans to individuals.
- Provides business banking services to SMEs and large corporations.
- Offers trade finance solutions for international trade.
- Provides investment banking services including underwriting and advisory.
- Offers digital banking services through online and mobile platforms.
- Provides wealth management services to high-net-worth individuals.
How Does BKKPF Make Money?
- Generates revenue through interest income from loans.
- Earns fees from banking services such as account maintenance and transaction processing.
- Derives income from investment banking activities such as underwriting and advisory services.
- Generates revenue from international trade finance activities.
What Industry Does BKKPF Operate In?
Bangkok Bank operates within Thailand's dynamic banking sector, characterized by increasing competition and technological advancements. The industry is influenced by macroeconomic factors, regulatory policies, and the growing adoption of digital banking services. Thailand's banking sector is consolidating, with larger banks like Bangkok Bank gaining market share. The competitive landscape includes both domestic and international banks, each vying for a piece of the growing financial services market. Bangkok Bank's established brand, extensive network, and diversified product offerings position it favorably within this competitive environment.
Who Are BKKPF's Key Customers?
- Individual customers seeking personal banking services.
- Small and medium-sized enterprises (SMEs) requiring business banking solutions.
- Large corporations needing corporate banking services.
- High-net-worth individuals seeking wealth management services.
Company Profile
Bangkok Bank Public Company Limited operates in the Banks - Regional industry within the Financial Services sector. It is headquartered in Bangkok, TH. The company is led by CEO Chartsiri Sophonpanich. BKKPF has traded publicly since 2009.
Bangkok Bank Public Company Limited Financial Trajectory
Bangkok Bank Public Company Limited (BKKPF) reported $31.91B in revenue for Q2 2026, a decline of 46.8% compared to the prior quarter. The company recorded net income of $9.48B, with diluted EPS of $4.99. Quarter-over-quarter revenue has been mixed, typical for a large-cap company operating in Financial Services. Across the four most recent quarters, BKKPF averaged $5.50 in diluted EPS.
How Bangkok Bank Public Company Limited Is Valued
Bangkok Bank Public Company Limited carries a market capitalization of $11.1B, placing it in the large-cap category. Relative to its peer group, BKKPF's quantitative score of 56/100 is roughly in line with the peer average of 56/100.
Key Financial Metrics
Return on equity for Bangkok Bank Public Company Limited stands at 7.7%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.9%, showing how much profit it generates from its asset base. BKKPF trades at a trailing price-to-earnings ratio of 7.32, below the Financial Services sector average of ~18x. Its free cash flow yield is 2.8%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.00 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 13.7%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
Bangkok Bank Public Company Limited's Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.24 places it in the distress zone, a signal of elevated financial risk.
Forward Outlook
Wall Street analysts project Bangkok Bank Public Company Limited revenue of about $160.61B for fiscal 2026, with EPS near $21.46. The estimate reflects 18 contributing analysts.
BKKPF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in the bank's long-term growth potential, indicating insiders believe the stock is undervalued.
- Community sentiment has shifted positively as discussions around the bank's digital transformation initiatives gain traction.
- Analysts are highlighting the bank's strong regional presence, which positions it well to capitalize on economic recovery in Southeast Asia.
- Recent news on improved loan growth and asset quality has bolstered investor confidence, reflecting a more optimistic outlook.
Bear Case
- Concerns over potential economic slowdown in Thailand may impact the bank's performance, leading to cautious sentiment among investors.
- Recent discussions in the community indicate skepticism about the bank's ability to adapt to rapid fintech changes, raising doubts about future competitiveness.
- There have been mixed reactions to the bank's recent quarterly results, with some investors expressing disappointment in profit margins.
- Regulatory challenges in the banking sector could pose risks, as community sentiment reflects unease over compliance and operational hurdles.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $31.91B | $9.48B | $4.99 |
| Q1 2026 | $59.97B | $10.99B | $5.76 |
| Q4 2025 | $58.56B | $7.75B | $4.05 |
| Q3 2025 | $64.19B | $13.79B | $7.22 |
Based on FMP financials and quantitative analysis
BKKPF Latest News
No recent news available for BKKPF.
BKKPF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for BKKPF.
Price Targets
Wall Street price target analysis for BKKPF.
BKKPF MoonshotScore
What does this score mean?
The MoonshotScore rates BKKPF 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: Chartsiri Sophonpanich
President
Chartsiri Sophonpanich has been a key figure in Bangkok Bank's leadership for many years. He holds degrees from prestigious institutions, including a bachelor's degree in engineering from Worcester Polytechnic Institute and an MBA from Harvard University. His career within Bangkok Bank has spanned various roles, providing him with a deep understanding of the bank's operations and strategic direction. He is known for his expertise in finance and banking, and his commitment to driving innovation and growth within the organization.
Track Record: Under Chartsiri Sophonpanich's leadership, Bangkok Bank has achieved significant milestones, including expanding its digital banking capabilities and strengthening its international presence. He has overseen strategic investments in technology and infrastructure, enhancing the bank's competitiveness. His focus on customer service and innovation has contributed to the bank's continued success and market leadership. He has successfully navigated the bank through economic challenges and regulatory changes, maintaining its stability and profitability.
BKKPF OTC Market Information
BKKPF trades on the OTC Other market tier of OTC Markets.
- OTC Tier: OTC Other
BKKPF Financial Services Stock FAQ
What does the AI Score mean for BKKPF?
BKKPF holds an AI Score of 56/100 (Grade: B). This is an educational research signal, not a buy or sell recommendation. Bangkok Bank Public Company Limited is a leading commercial bank in Thailand, offering a wide array of financial products and services. The bank operates through domestic and international banking …
What does Bangkok Bank Public Company Limited do?
Bangkok Bank Public Company Limited is a full-service commercial bank providing a wide range of financial products and services to individuals, SMEs, and large corporations. Its offerings include deposit accounts, loans, credit cards, investment products, trade finance, and digital banking services. The bank operates through domestic and international branches, as well as online and mobile platforms.
What do analysts say about BKKPF stock?
Analyst consensus on BKKPF stock is currently neutral, with a focus on the bank's stable performance and dividend yield. Key valuation metrics include a P/E ratio of 6.91 and a dividend yield of 5.11%. Growth considerations include the bank's digital transformation initiatives and expansion of SME lending.
What are the main risks for BKKPF?
The main risks for Bangkok Bank Public Company Limited include economic slowdown in Thailand, increasing competition from fintech companies, and regulatory changes. An economic downturn could negatively impact loan growth and asset quality. Fintech companies and digital banks pose a threat to the bank's market share. Regulatory changes and compliance requirements could increase operational costs and complexity.
What are the key factors to evaluate for BKKPF?
Bangkok Bank Public Company Limited (BKKPF) holds an AI score of 56/100 (moderate). Bangkok Bank presents a compelling investment case based on its established market position, diversified revenue streams, and strategic focus on digital transformation. Not financial advice.
How frequently does BKKPF data refresh on this page?
BKKPF's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven BKKPF's recent stock price performance?
Bangkok Bank Public Company Limited (BKKPF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Established brand and reputation in Thailand. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider BKKPF overvalued or undervalued right now?
Bangkok Bank Public Company Limited (BKKPF) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research BKKPF before investing?
Before investing in Bangkok Bank Public Company Limited (BKKPF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data is based on the most recent available information.
- Analyst consensus is based on a limited number of sources.
- Future performance is subject to economic and market conditions.