RF Capital Group Inc. (GMPXF)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
RF Capital Group Inc. (GMPXF) with AI Score 48/100 (Grade C). RF Capital Group Inc. is a Canadian wealth management firm providing services to high-net-worth and ultra-high-net-worth individuals. Sector: Financial services.
Last analyzed: Mar 17, 2026GMPXF: the 1 perspectives are evenly split.
How is this calculated? →RF Capital Group Inc. (GMPXF) Financial Services Profile
RF Capital Group Inc. is a Canadian wealth management firm focusing on high-net-worth and ultra-high-net-worth clients, providing portfolio management, investment advisory, and financial planning services. Operating in a competitive landscape, RF Capital aims to deliver tailored solutions within the Canadian financial sector.
What Is the Investment Thesis for GMPXF?
RF Capital Group Inc. presents a mixed investment case. With a market capitalization of $0.22 billion, the company operates in the growing wealth management sector in Canada. The company's gross margin of 56.0% indicates a strong ability to generate revenue from its services. However, a negative P/E ratio of -42.76 and a negative profit margin of -1.9% raise concerns about current profitability. Potential catalysts include expanding service offerings and increasing assets under management. Investors should closely monitor the company's ability to improve profitability and manage operational costs. The beta of 0.97 suggests the stock's volatility is similar to the market.
Based on FMP financials and quantitative analysis
GMPXF Key Highlights
- Market capitalization of $0.22 billion, reflecting its size within the asset management industry.
- Gross margin of 56.0%, indicating a strong ability to generate revenue from its services.
- Employs 843 individuals, highlighting its operational scale in delivering wealth management services.
- Negative P/E ratio of -42.76, signaling current challenges in achieving profitability.
- Beta of 0.97, suggesting the stock's volatility is similar to the market.
Who Are GMPXF's Competitors?
GMPXF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| AIMFF Aimia Inc. | $2.02 | +3.06% | $178.90M | 64 |
| DDWWF Dividend Growth Split Corp. | $6.16 | +49.36% | $342.17M | 63 |
| OSHDF Oshidori International Holdings Limited | $0.31 | +0.00% | $2.15B | 48 |
| PASMF Premier Miton Group plc | $1.32 | +0.00% | $205.73M | 52 |
| NXDT NexPoint Diversified Real Estate Trust | $5.53 | +3.08% | $285.77M | 73 |
| GENB Generate Biomedicines, Inc. | $17.03 | -2.18% | $2.18B | 72 |
| SII Sprott Inc. | $118.11 | +2.72% | $3.05B | 71 |
| TPZ Tortoise Electrification Infrastructure ETF | $21.82 | +0.74% | $128.52M | 70 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are GMPXF's Key Strengths?
- Strong focus on high-net-worth and ultra-high-net-worth clients.
- Comprehensive suite of wealth management services.
- Experienced team of financial advisors.
- Established presence in the Canadian market.
What Are GMPXF's Weaknesses?
- Negative profitability metrics (P/E and profit margin).
- Reliance on the Canadian market.
- Smaller market capitalization compared to larger competitors.
- Limited brand recognition outside of Canada.
What Could Drive GMPXF Stock Higher?
- Expansion of service offerings to include alternative investments could attract new clients and increase revenue.
- Strategic acquisitions of smaller wealth management firms could expand geographic reach and client base.
- Implementation of enhanced digital capabilities to improve client experience within the next 1-2 years.
- Increasing assets under management through effective marketing and client acquisition strategies.
- Geographic expansion within Canada to tap into new client segments within the next 2-4 years.
What Are the Key Risks for GMPXF?
- Financial-distress signal — its Altman Z-Score of 0.30 sits in the distress zone (elevated bankruptcy risk).
- Negative return on equity (-1.5%) — the business is not currently generating profit on shareholder capital.
- Negative profitability metrics (P/E and profit margin) raise concerns about financial performance.
- Intense competition from larger financial institutions could limit market share growth.
- Regulatory changes impacting the wealth management industry could increase compliance costs.
- Market volatility affecting client investment portfolios could reduce assets under management.
- Economic downturn reducing client assets and investment activity could negatively impact revenue.
What Are the Growth Opportunities for GMPXF?
- Expanding Service Offerings: RF Capital Group Inc. can grow by expanding its service offerings to include more specialized financial products and services, such as alternative investments and private equity. The market for alternative investments is growing, with high-net-worth individuals seeking diversification beyond traditional assets. By offering these services, RF Capital can attract new clients and increase revenue per client. The timeline for implementation is within the next 2-3 years, requiring strategic partnerships and investment in expertise.
- Increasing Assets Under Management (AUM): A significant growth opportunity lies in increasing AUM through effective marketing and client acquisition strategies. The Canadian wealth management market is expanding, presenting opportunities to attract new clients. By enhancing its digital presence and offering personalized financial planning, RF Capital can attract a larger share of the market. This initiative can be implemented over the next 1-2 years, focusing on targeted marketing campaigns and improved client relationship management.
- Strategic Acquisitions: RF Capital Group Inc. can pursue strategic acquisitions of smaller wealth management firms to expand its geographic reach and client base. The Canadian market is fragmented, with numerous smaller firms that could be attractive acquisition targets. By acquiring these firms, RF Capital can quickly increase its AUM and market share. The timeline for identifying and completing acquisitions is within the next 3-5 years, requiring careful due diligence and integration planning.
- Enhancing Digital Capabilities: Investing in digital technologies to enhance client experience and operational efficiency is a key growth driver. The wealth management industry is increasingly adopting digital solutions to improve client engagement and streamline processes. By implementing advanced technology platforms, RF Capital can offer personalized advice and improve client satisfaction. This initiative can be implemented over the next 1-2 years, focusing on technology upgrades and digital marketing strategies.
- Expanding Geographic Reach within Canada: While headquartered in Toronto, RF Capital Group Inc. can expand its presence to other key Canadian markets. The Canadian wealth management market is diverse, with regional variations in client needs and preferences. By establishing offices in new locations, RF Capital can tap into new client segments and increase its overall market share. The timeline for geographic expansion is within the next 2-4 years, requiring market research and strategic partnerships.
What Opportunities Does GMPXF Have?
- Expanding service offerings to include alternative investments.
- Increasing assets under management through client acquisition.
- Strategic acquisitions of smaller wealth management firms.
- Enhancing digital capabilities to improve client experience.
What Threats Does GMPXF Face?
- Intense competition from larger financial institutions.
- Regulatory changes impacting the wealth management industry.
- Market volatility affecting client investment portfolios.
- Economic downturn reducing client assets and investment activity.
What Are GMPXF's Competitive Advantages?
- Established brand reputation in the Canadian wealth management market.
- Strong relationships with high-net-worth and ultra-high-net-worth clients.
- Comprehensive suite of wealth management services.
- Experienced team of financial advisors and investment professionals.
What Does GMPXF Do?
RF Capital Group Inc., established in 1995 and headquartered in Toronto, Canada, is a wealth management firm dedicated to serving high-net-worth and ultra-high-net-worth individuals. Originally founded as GMP Capital Inc., the company rebranded to RF Capital Group Inc. in November 2020, signaling a strategic shift in its business focus. The company’s core business revolves around providing comprehensive wealth management services, including portfolio management, investment advisory, and the distribution of securities, investment funds, and insurance products. RF Capital also offers financial, tax, estate, succession, retirement, risk management, and philanthropic planning services, providing a holistic approach to wealth management. The firm operates primarily within Canada, catering to the specific needs of affluent individuals and families seeking sophisticated financial solutions. With 843 employees, RF Capital aims to deliver personalized service and expertise in a competitive market.
What Products and Services Does GMPXF Offer?
- Provides portfolio management services to high-net-worth and ultra-high-net-worth individuals.
- Offers investment advisory services, guiding clients on investment decisions.
- Distributes securities, investment funds, and insurance products.
- Provides financial planning services, including retirement and estate planning.
- Offers tax planning services to optimize clients' financial situations.
- Provides risk management services to protect clients' assets.
- Offers philanthropic planning services to help clients with charitable giving.
How Does GMPXF Make Money?
- Generates revenue through fees charged for portfolio management services.
- Earns commissions from the distribution of securities, investment funds, and insurance products.
- Provides financial planning services on a fee-for-service basis.
- Offers advisory services for a percentage of assets under management.
What Industry Does GMPXF Operate In?
RF Capital Group Inc. operates within the competitive Canadian wealth management industry. The industry is characterized by increasing demand for sophisticated financial planning and investment advisory services, driven by a growing high-net-worth population. Key players include both large financial institutions and boutique wealth management firms. RF Capital differentiates itself by focusing on high-net-worth and ultra-high-net-worth individuals, offering tailored and comprehensive financial solutions. The industry is subject to regulatory changes and market volatility, impacting operational strategies and client investment decisions.
Who Are GMPXF's Key Customers?
- High-net-worth individuals with substantial assets.
- Ultra-high-net-worth individuals with significant wealth.
- Families seeking comprehensive wealth management solutions.
- Individuals planning for retirement and estate transfer.
Company Profile
RF Capital Group Inc. operates in the Asset Management industry within the Financial Services sector. It is headquartered in Toronto, CA. The company is led by CEO David James Kelly CIM. GMPXF has traded publicly since 2008.
F-Score 4/9Financial Health
RF Capital Group Inc.'s Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.30 places it in the distress zone, a signal of elevated financial risk.
ROE -2%Key Financial Metrics
Return on equity for RF Capital Group Inc. stands at -1.5%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -0.4%, showing how much profit it generates from its asset base. Its free cash flow yield is 5.7%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.15 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is -1.6%, the inverse of the P/E and a quick read on earnings relative to price.
GMPXF Valuation & Market Position
Relative to its peer group, GMPXF's quantitative score of 48/100 is below the peer average of 60/100.
FY2026 estForward Outlook
Wall Street analysts project RF Capital Group Inc. revenue of about $432.8M for fiscal 2026, with EPS near $0.18.
GMPXF Financials
Bull Case vs Bear Case
Bull Case
- Strong focus on high-net-worth and ultra-high-net-worth clients.
- Comprehensive suite of wealth management services.
- Experienced team of financial advisors.
- Established presence in the Canadian market.
Bear Case
- Negative profitability metrics (P/E and profit margin).
- Reliance on the Canadian market.
- Smaller market capitalization compared to larger competitors.
- Limited brand recognition outside of Canada.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
GMPXF Latest News
No recent news available for GMPXF.
GMPXF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for GMPXF.
Price Targets
Wall Street price target analysis for GMPXF.
GMPXF MoonshotScore
What does this score mean?
The MoonshotScore rates GMPXF's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: David James Kelly CIM
CEO
David James Kelly is the CEO of RF Capital Group Inc. and holds the CIM (Chartered Investment Manager) designation. His background includes extensive experience in the financial services industry, with a focus on wealth management and investment advisory. He has held various leadership positions, demonstrating expertise in strategic planning, business development, and client relationship management. His career reflects a commitment to providing high-quality financial services to high-net-worth individuals and families.
Track Record: Under David James Kelly's leadership, RF Capital Group Inc. has focused on enhancing its wealth management services and expanding its client base. He has overseen the company's strategic initiatives to improve operational efficiency and enhance client satisfaction. Key milestones include the rebranding from GMP Capital Inc. to RF Capital Group Inc. in 2020, signaling a renewed focus on wealth management. He manages 843 employees.
GMPXF OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that RF Capital Group Inc. may not meet the minimum financial reporting standards required for higher tiers like OTCQX or OTCQB. Companies in this tier may have limited or no reporting requirements, which increases the risk for investors. Unlike NYSE or NASDAQ-listed companies, OTC Other stocks often have less stringent listing requirements, resulting in lower transparency and potentially higher volatility. This tier is often associated with speculative investments and requires careful due diligence.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited financial disclosure increases the risk of investing in GMPXF.
- Lower liquidity can lead to difficulties in buying or selling shares.
- Potential for higher price volatility due to less market oversight.
- Increased risk of fraud or manipulation due to less stringent listing requirements.
- OTC Other stocks are often more speculative and carry a higher degree of investment risk.
- Verify the company's financial statements and reporting history.
- Assess the company's management team and their track record.
- Research the company's business model and competitive landscape.
- Evaluate the company's regulatory filings and compliance status.
- Check for any red flags or warning signs, such as unusual trading activity.
- Consult with a financial advisor to assess the risks and potential rewards.
- Understand the OTC market and its inherent limitations.
- The company has been in operation since 1995.
- RF Capital Group Inc. is headquartered in Toronto, Canada, a major financial center.
- The company employs 843 individuals, suggesting a substantial operation.
- The company rebranded from GMP Capital Inc. in 2020, indicating a strategic shift.
- CEO David James Kelly holds the CIM designation, indicating professional expertise.
GMPXF Financial Services Stock FAQ
What does RF Capital Group Inc. do?
RF Capital Group Inc. is a Canadian wealth management firm that provides a range of financial services to high-net-worth and ultra-high-net-worth individuals. The company offers portfolio management, investment advisory, and distribution of securities, investment funds, and insurance products. Additionally, RF Capital provides financial, tax, estate, succession, retirement, risk management, and philanthropic planning services. The company focuses on delivering personalized and comprehensive financial solutions to affluent clients in Canada.
What are the main risks for GMPXF?
The main risks for RF Capital Group Inc. include intense competition in the Canadian wealth management market, regulatory changes impacting the industry, and market volatility affecting client investment portfolios. The company's negative profitability metrics also pose a significant risk. Additionally, its reliance on the Canadian market and smaller market capitalization compared to larger competitors could limit its growth potential. The OTC listing adds risks related to liquidity and disclosure.
What are the key factors to evaluate for GMPXF?
RF Capital Group Inc. (GMPXF) holds an AI score of 48/100 (low). Not financial advice.
How frequently does GMPXF data refresh on this page?
GMPXF prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven GMPXF's recent stock price performance?
RF Capital Group Inc. (GMPXF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong focus on high-net-worth and ultra-high-net-worth clients. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider GMPXF overvalued or undervalued right now?
Valuing RF Capital Group Inc. (GMPXF) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying GMPXF?
Before investing in RF Capital Group Inc. (GMPXF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Why might investors consider adding GMPXF to a portfolio?
Key strength of RF Capital Group Inc. (GMPXF): Strong focus on high-net-worth and ultra-high-net-worth clients. Weigh rewards against risks and diversify. Not financial advice.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Limited analyst coverage due to OTC listing.
- Financial data based on available public information.