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Experian plc (EXPGY) Aktienanalyse

Nur zu Informationszwecken. Keine Finanzberatung. Analysis by Sedat Aydin, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.

Mit einem Kurs von $ ist Experian plc (EXPGY) ein Industrials-Unternehmen mit einer Bewertung von 0. Bewertet mit 46/100 (vorsichtig) bei Wachstumspotenzial, finanzieller Gesundheit und Momentum.

Zuletzt analysiert: 15. März 2026
46/100 KI-Bewertung

Experian plc (EXPGY) Industriebetrieb-Profil

CEOBrian J. Cassin
Mitarbeiter22500
HauptsitzDublin, IE
IPO-Jahr2008

Experian plc, founded in 1826, is a technology company providing data and analytics to businesses and consumers globally. It offers services including credit risk management, fraud prevention, and marketing solutions across diverse sectors, leveraging its extensive data assets and analytical tools to drive informed decision-making.

Datenherkunft | Finanzdaten Quantitative Analyse NASDAQ Analyse: 15. März 2026

Investmentthese

Experian presents a compelling investment case driven by its strong market position, diversified revenue streams, and growth opportunities in data and analytics. With a market capitalization of $32.87 billion and a P/E ratio of 24.07, Experian demonstrates financial stability. The company's 17.1% profit margin and 24.8% gross margin indicate efficient operations. Ongoing catalysts include the increasing demand for data-driven insights and the expansion of its services in emerging markets. Potential risks include data security breaches and regulatory changes affecting data privacy. The company's beta of 0.88 suggests lower volatility compared to the market.

Basierend auf FMP-Finanzdaten und quantitativer Analyse

Wichtige Highlights

  • Market capitalization of $32.87 billion reflects Experian's significant market presence.
  • P/E ratio of 24.07 indicates investor confidence in Experian's earnings potential.
  • Profit margin of 17.1% demonstrates efficient cost management and profitability.
  • Gross margin of 24.8% highlights Experian's ability to generate revenue from its services.
  • Dividend yield of 1.73% provides a steady income stream for investors.

Wettbewerber & Vergleichsunternehmen

Staerken

  • Strong market position in credit data and analytics.
  • Global presence and diversified revenue streams.
  • Proprietary data assets and analytical tools.
  • Established relationships with key customers.

Schwaechen

  • Dependence on data security and privacy.
  • Exposure to regulatory changes.
  • Potential for data breaches.
  • Competition from other data providers.

Katalysatoren

  • Ongoing: Increasing demand for data analytics and insights across various industries.
  • Ongoing: Expansion of services in emerging markets with high growth potential.
  • Ongoing: Strategic partnerships with fintech companies and digital lending platforms.
  • Upcoming: Potential acquisitions of complementary businesses to expand service offerings.
  • Upcoming: Launch of new data protection and compliance solutions to address evolving regulatory requirements.

Risiken

  • Potential: Data security breaches and cyberattacks compromising sensitive customer information.
  • Potential: Changes in data privacy regulations impacting data collection and usage.
  • Ongoing: Economic downturns affecting credit markets and demand for credit-related services.
  • Ongoing: Increased competition from other data providers and technology companies.
  • Potential: Currency fluctuations affecting the value of ADR shares.

Wachstumschancen

  • Growth opportunity 1: Expansion in emerging markets presents a significant growth opportunity for Experian. These markets are experiencing rapid economic growth and increasing demand for credit and data services. Experian can leverage its expertise and technology to establish a strong presence in these markets and capture a significant share of the growing market. The emerging markets represent a multi-billion dollar opportunity for Experian over the next decade.
  • Growth opportunity 2: Increasing demand for data analytics and insights is driving growth in the Business-to-Business segment. Businesses are increasingly relying on data to make informed decisions about their customers, manage risk, and improve their operations. Experian can capitalize on this trend by developing and offering innovative data analytics solutions that meet the evolving needs of its customers. This represents a substantial growth opportunity over the next 5-7 years.
  • Growth opportunity 3: The rise of fintech companies and digital lending platforms creates opportunities for Experian to provide credit risk management and fraud prevention solutions. These companies rely on data and analytics to assess creditworthiness and prevent fraud. Experian can partner with these companies to provide them with the data and tools they need to succeed. This is an ongoing opportunity as fintech continues to disrupt financial services.
  • Growth opportunity 4: The increasing focus on data privacy and security creates opportunities for Experian to offer data protection and compliance solutions. Businesses are facing increasing pressure to protect customer data and comply with data privacy regulations. Experian can help businesses meet these challenges by providing them with data protection and compliance solutions. This is an ongoing opportunity due to evolving data privacy regulations.
  • Growth opportunity 5: Leveraging AI and machine learning to enhance its data analytics capabilities. By integrating AI and machine learning technologies, Experian can provide more accurate and insightful data analytics solutions to its customers. This can help businesses make better decisions and improve their operations. This represents a long-term growth opportunity as AI and machine learning technologies continue to evolve.

Chancen

  • Expansion in emerging markets.
  • Increasing demand for data analytics.
  • Growth in fintech and digital lending.
  • Focus on data privacy and security.

Risiken

  • Economic downturns affecting credit markets.
  • Increased competition from new entrants.
  • Changes in data privacy regulations.
  • Cybersecurity threats and data breaches.

Wettbewerbsvorteile

  • Extensive data assets: Experian has access to a vast amount of data, which is difficult for competitors to replicate.
  • Proprietary technology: Experian has developed proprietary technology for data analytics and risk management.
  • Strong brand reputation: Experian has a strong brand reputation, which makes it a trusted provider of data and analytics services.
  • Global reach: Experian operates in multiple countries, giving it a global reach that competitors may lack.

Ueber EXPGY

Experian plc, established in 1826 and headquartered in Dublin, Ireland, operates as a global technology company specializing in data and analytics. The company has evolved from a credit reporting agency to a provider of comprehensive data services across various sectors. Experian operates through two primary segments: Business-to-Business and Consumer Services. The Business-to-Business segment offers data and analytics solutions to help businesses manage credit risk, prevent fraud, and improve marketing effectiveness. These solutions include credit reports, scores, and analytical tools that enable businesses to make informed decisions about their customers. The Consumer Services segment provides consumers with access to their credit reports and scores, as well as tools and resources to manage their financial health and protect themselves from identity theft. Experian serves a diverse range of industries, including financial services, direct-to-consumer, healthcare, retail, automotive, software and professional services, telecommunications and utility, insurance, media and technology, and government and public sectors. The company operates in North America, Latin America, the United Kingdom, Ireland, Europe, the Middle East, Africa, and the Asia Pacific, demonstrating its global reach and market presence.

Was das Unternehmen tut

  • Provides credit reports and scores to consumers.
  • Offers data and analytics solutions to businesses.
  • Helps businesses manage credit risk.
  • Provides fraud prevention solutions.
  • Offers marketing solutions to businesses.
  • Provides financial education resources to consumers.
  • Helps consumers manage their financial health.

Geschaeftsmodell

  • Generates revenue from providing credit reports and scores to consumers.
  • Generates revenue from providing data and analytics solutions to businesses.
  • Charges fees for its various services, such as credit monitoring and fraud protection.
  • Partners with businesses to offer its services to their customers.

Branchenkontext

Experian operates in the consulting services industry, which is experiencing growth due to the increasing demand for data-driven insights and analytics. The market is competitive, with key players including ANNSF (Ansys), ASAZF (Altair Engineering), ASAZY (Autodesk), CTPCY (Capgemini), and LGRDY (Legrand). Experian differentiates itself through its comprehensive data assets, analytical tools, and global reach. The industry is expected to continue growing as businesses increasingly rely on data to make informed decisions and improve their operations.

Wichtige Kunden

  • Financial institutions (banks, credit unions, lenders).
  • Direct-to-consumer businesses.
  • Healthcare providers.
  • Retailers.
  • Automotive companies.
KI-Zuversicht: 72% Aktualisiert: 15. März 2026

Finanzdaten

Chart & Info

Experian plc (EXPGY) Aktienkurs: Price data unavailable

Aktuelle Nachrichten

Analystenkonsens

Konsens-Bewertung

Aggregierte Kauf-/Halten-/Verkauf-Empfehlungen von Benzinga, Yahoo Finance und Finnhub fuer EXPGY.

Kursziele

Wall-Street-Kurszielanalyse fuer EXPGY.

MoonshotScore

46/100

Was bedeutet diese Bewertung?

Der MoonshotScore bewertet das Wachstumspotenzial von EXPGY auf einer Skala von 0-100 ueber mehrere Faktoren wie Innovation, Marktdisruption, finanzielle Gesundheit und Momentum.

Wettbewerber & Vergleichsunternehmen

Fuehrung: Brian J. Cassin

Chief Executive Officer

Brian J. Cassin has served as the Chief Executive Officer of Experian since July 2014. Before joining Experian, he held various leadership positions at companies such as BskyB and McKinsey & Company. Cassin has a strong background in finance and strategy, with experience in driving growth and innovation in technology-driven businesses. His expertise in data analytics and risk management has been instrumental in Experian's success.

Erfolgsbilanz: Under Brian Cassin's leadership, Experian has expanded its global presence, strengthened its data analytics capabilities, and delivered consistent financial performance. He has overseen strategic acquisitions and investments in key growth areas, such as fintech and data security. Cassin has also focused on fostering a culture of innovation and customer centricity within the organization.

Experian plc ADR-Informationen Nicht gesponsert

An American Depositary Receipt (ADR) is a certificate representing shares of a foreign company trading on U.S. stock exchanges. EXPGY is a Level 1 ADR, meaning it trades over-the-counter (OTC) without needing to meet the strict listing requirements of exchanges like the NYSE or NASDAQ. This allows U.S. investors to invest in Experian more easily.

  • Heimatmarkt-Ticker: London Stock Exchange (EXPG), Dublin, IE
  • ADR-Stufe: 1
  • ADR-Verhaeltnis: 1:1
  • Heimatmarkt-Ticker: EXPG
Waehrungsrisiko: As an ADR, EXPGY's value is affected by fluctuations between the U.S. dollar and the home country currency (likely British Pound). If the pound weakens against the dollar, the ADR's value may decrease, and vice versa. Investors may want to evaluate this currency risk when investing in EXPGY.
Steuerliche Auswirkungen: Dividends paid on EXPGY shares may be subject to foreign dividend withholding tax in Ireland or the UK. The standard withholding tax rate can vary, but a tax treaty between the U.S. and Ireland/UK may reduce this rate for eligible U.S. investors. Consult a tax advisor for specific advice.
Handelszeiten: The London Stock Exchange (LSE) typically operates from 8:00 AM to 4:30 PM GMT. This translates to 3:00 AM to 11:30 AM EST. Since EXPGY trades on the OTC market in the U.S., its trading hours generally align with the U.S. market hours (9:30 AM to 4:00 PM EST), creating an overlap but also a period where the LSE is closed while EXPGY can still trade.

EXPGY OTC-Marktinformationen

The OTC Other tier represents the lowest tier of the OTC market, indicating that Experian plc (EXPGY) may have limited regulatory oversight and reporting requirements compared to companies listed on major exchanges like the NYSE or NASDAQ. Companies in this tier may not be required to meet minimum financial standards or undergo regular audits, which can increase investment risk.

  • OTC-Stufe: OTC Other
  • Offenlegungsstatus: Unknown
Liquiditaet: Liquidity for EXPGY on the OTC market is likely limited. This can result in wider bid-ask spreads and potential difficulty in buying or selling large quantities of shares without significantly impacting the price. Investors should be aware of the potential for price volatility and execution challenges due to lower trading volumes.
OTC-Risikofaktoren:
  • Limited regulatory oversight and reporting requirements.
  • Potential for information asymmetry due to lack of transparency.
  • Lower trading volumes and liquidity.
  • Increased price volatility.
  • Higher risk of fraud or manipulation.
Sorgfaltspruefung-Checkliste:
  • Verify the company's registration and legal status.
  • Assess the availability and reliability of financial information.
  • Evaluate the company's business model and competitive landscape.
  • Research the background and experience of the management team.
  • Understand the risks associated with investing in OTC securities.
  • Monitor trading activity and price movements.
  • Consult with a financial advisor.
Legitimitaetssignale:
  • Established operating history as Experian plc.
  • Global presence and brand recognition.
  • Presence in the consulting services industry.
  • Existence of an ADR (though Level 1 has minimal requirements).
  • CEO with a documented background.

Experian plc Aktie: Wichtige Fragen beantwortet

What are the key factors to evaluate for EXPGY?

Experian plc (EXPGY) currently holds an AI score of 46/100, indicating low score. Key strength: Strong market position in credit data and analytics.. Primary risk to monitor: Potential: Data security breaches and cyberattacks compromising sensitive customer information.. This is not financial advice.

How frequently does EXPGY data refresh on this page?

EXPGY prices update in real time during U.S. market hours (9:30 AM-4:00 PM ET, weekdays). Fundamentals refresh after quarterly or annual filings. Analyst ratings and AI insights update daily. News is aggregated continuously from financial sources.

What has driven EXPGY's recent stock price performance?

Recent price movement in Experian plc (EXPGY) can be influenced by earnings results, analyst revisions, sector rotation, and broader market sentiment. Notable catalyst: Strong market position in credit data and analytics.. Check the News and Technical Analysis tabs for the latest drivers. Past performance does not predict future results.

Should investors consider EXPGY overvalued or undervalued right now?

Determining whether Experian plc (EXPGY) is overvalued or undervalued requires examining multiple metrics. Compare valuation ratios (P/E, P/S, EV/EBITDA) against sector peers for a comprehensive view.

What research should beginners do before buying EXPGY?

Before investing in Experian plc (EXPGY), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).

Why might investors consider adding EXPGY to a portfolio?

Potential reasons to consider Experian plc (EXPGY) depend on individual investment goals and risk tolerance. A key strength identified by analysis: Strong market position in credit data and analytics.. Additionally: Global presence and diversified revenue streams.. Always weigh potential rewards against risks and diversify across holdings. This is not financial advice.

Can I buy fractional shares of EXPGY?

Yes, most major brokerages offer fractional shares of Experian plc (EXPGY) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.

How can I track EXPGY's earnings and financial reports?

Experian plc (EXPGY) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Setting up alerts through your brokerage for EXPGY earnings announcements is recommended.

Haftungsausschluss: Dieser Inhalt dient ausschliesslich zu Informationszwecken und stellt keine Anlageberatung dar. Fuehren Sie immer Ihre eigene Recherche durch und konsultieren Sie einen Finanzberater.

Offizielle Ressourcen

Analyse aktualisiert am KI-Bewertung taeglich aktualisiert
Datenquellen & Methodik
Marktdaten bereitgestellt von Financial Modeling Prep & Yahoo Finance. KI-Analyse durch proprietaere Algorithmen von Stock Expert AI. Technische Indikatoren nach branchenueblichen Berechnungsstandards. Zuletzt aktualisiert: .

Daten dienen ausschliesslich zu Informationszwecken.

Analysehinweise
  • Information is based on available data and may be subject to change.
  • OTC market data may be less reliable than exchange-listed data.
  • AI analysis is pending and may provide additional insights.
Datenquellen

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