The WisdomTree Private Credit & Alternative Income Fund (HYIN) is a niche ETF with $0.05 billion in assets under management. HYIN distinguishes itself with a high expense ratio of 4.34%. The fund primarily invests in registered closed-end investment companies and real estate investment trusts (REITs) listed on major U.S. stock exchanges, offering exposure to alternative income streams. HYIN is non-diversified, focusing its investments in a concentrated portfolio of holdings within the real estate and financial services sectors. Past performance does not guarantee future results.
WisdomTree Private Credit & Alternative Income Fund (HYIN) ETF — Price, Holdings & Analysis
The WisdomTree Private Credit & Alternative Income Fund (HYIN) is a niche ETF with $0.05 billion in assets under management. HYIN distinguishes itself with a high expense ratio of 4.34%. The fund primarily invests in registered closed-end investment companies and real estate investment trusts (REITs) listed on major U.S. stock exchanges, offering exposure to alternative income streams. HYIN is non-diversified, focusing its investments in a concentrated portfolio of holdings within the real estate and financial services sectors. Past performance does not guarantee future results.
ETF Overview
Under normal circumstances, at least 80% of the fund’s total assets will be invested in component securities of the index and investments that have economic characteristics that are substantially identical to the economic characteristics of such component securities. The index is comprised of registered closed-end investment companies and real estate investment trusts that are listed and publicly traded on a major U.S. stock exchange. It is non-diversified.
HYIN aims to replicate the performance of an index composed of registered closed-end investment companies and REITs. The fund invests at least 80% of its total assets in the index's component securities or investments with substantially identical economic characteristics. This approach provides investors with exposure to alternative income-generating assets, primarily within the real estate and financial services sectors. As of 2026-03-15, HYIN's top holdings include Apollo Commercial Real Estate Finance Inc (ARI) and Chimera Investment Corp (CIM), each weighted at 3.64%, followed by AGNC Investment Corp (AGNC) at 3.61%. The fund's sector allocation is heavily weighted towards Real Estate (63.3%) and Financial Services (36.6%). HYIN is non-diversified, meaning its performance is highly dependent on the performance of a relatively small number of holdings. Past performance does not guarantee future results.
Risk Metrics
HYIN presents several risk factors to consider. Its high expense ratio of 4.34% significantly reduces net returns, especially when compared to broader market ETFs. The fund's non-diversified nature concentrates risk, as a significant portion of its assets are invested in a limited number of holdings; the top 9 holdings constitute approximately 32.66% of the portfolio. Sector concentration is also a key risk, with over 63.3% of the fund allocated to real estate, making it vulnerable to fluctuations in the real estate market. With a 3-year beta of 1.07, HYIN exhibits slightly higher volatility compared to the overall market. Investors should carefully evaluate these risks before investing. Past performance does not guarantee future results.
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Risk Metrics
Beta: 1.07
Questions & Answers
What is HYIN and what does it track?
The WisdomTree Private Credit & Alternative Income Fund (HYIN) is an ETF that seeks to track the performance of an index comprised of registered closed-end investment companies and real estate investment trusts (REITs) listed on major U.S. stock exchanges. The fund invests at least 80% of its total assets in these component securities. HYIN provides exposure to alternative income-generating assets, primarily within the real estate and financial services sectors. As of 2026-03-15, the fund has $0.05 billion in assets under management and is considered non-diversified.
What is the expense ratio for HYIN?
HYIN has a high expense ratio of 4.34%. This means that for every $10,000 invested, $434 is deducted annually to cover the fund's operating expenses. This expense ratio is significantly higher than the category average for alternative ETFs, which is approximately 0.44%. Investors should carefully consider the impact of this high expense ratio on their overall returns, especially over the long term.
What are the top holdings in HYIN?
As of 2026-03-15, HYIN's top holdings include Apollo Commercial Real Estate Finance Inc (ARI) and Chimera Investment Corp (CIM), each with a weighting of 3.64%. AGNC Investment Corp (AGNC) follows closely with a 3.61% allocation. MFA Financial Inc (MFA) is held at 3.58%, and Arbor Realty Trust Inc (ABR) accounts for 3.55% of the fund's portfolio. These top holdings represent a significant portion of HYIN's overall investment strategy.
Is HYIN a good long-term investment?
Whether HYIN is a suitable long-term investment depends on an investor's individual circumstances and risk tolerance. The fund's high expense ratio of 4.34% can significantly impact long-term returns. Its concentration in real estate and financial services sectors, as well as its non-diversified structure, introduces additional risks. Investors should carefully consider these factors, along with their investment goals and time horizon, before making a decision. Past performance does not guarantee future results.
How does HYIN compare to similar ETFs?
HYIN differentiates itself through its specific focus on closed-end investment companies and REITs within the alternative income space. With an AUM of $0.05 billion, it is relatively small compared to some of its peers. Its expense ratio of 4.34% is considerably higher than many competing ETFs, which could deter some investors. Other alternative income ETFs may employ different strategies, such as investing in corporate bonds or other asset classes, offering varying risk and return profiles.
Does HYIN pay dividends?
As of 2026-03-15, the WisdomTree Private Credit & Alternative Income Fund (HYIN) has a dividend yield of 0.00%. This indicates that the fund is not currently distributing any dividend income to its shareholders. Investors seeking current income may want to consider other alternative income ETFs with a history of paying dividends. Dividend payments can fluctuate and are not guaranteed.