Stock Expert AI

Frequently Asked Questions

Get answers to common questions about Stock Expert AI

What is Stock Expert AI?

Stock Expert AI is an AI-powered investment research platform that provides institutional-grade stock analysis, portfolio scanning, and community predictions to help investors make informed decisions. We cover 5,000+ U.S. stocks with real-time data, AI-driven MoonshotScore ratings, and comprehensive financial analysis.

Is Stock Expert AI free to use?

Yes! Stock Expert AI is currently in English beta, and all features are completely FREE. No credit card required - just sign up and start using our full suite of AI-powered investment tools, including the Portfolio Scanner, Moon AI assistant, backtesting, and more.

Who is Stock Expert AI for?

Stock Expert AI is built for retail investors who want help understanding their portfolio and the stock market, without needing Wall Street connections or expensive terminals. Whether you're a beginner or experienced investor, our AI tools make institutional-grade research accessible to everyone.

Which markets does Stock Expert AI support?

We cover over 5,000 U.S.-listed stocks across all 11 GICS market sectors and 50+ industries. This includes large-cap (S&P 500), mid-cap, and small-cap equities listed on NYSE and NASDAQ. We also provide data on major indices and commodities. We plan to expand to more markets over time.

How does the Portfolio Scanner work?

Upload a screenshot of your brokerage account (Robinhood, Fidelity, Schwab, etc.) and our AI powered by GPT-4 Vision instantly reads your holdings. It then analyzes sector concentration, risk exposure, correlation, and provides personalized optimization suggestions with specific stock recommendations.

What is MoonshotScore?

MoonshotScore is our proprietary stock rating system that evaluates every stock across 10 institutional-grade criteria including Valuation, Growth, Profitability, Momentum, Financial Health, Dividend Quality, Analyst Consensus, Insider Activity, Technical Strength, and Risk-Adjusted Return. The final score ranges from 0 to 100, with grades from S (exceptional) to F (avoid).

What is Moon AI?

Moon AI is our intelligent stock market assistant. You can chat with it about any stock, ask investment questions, get portfolio suggestions, or explore market trends. Moon AI uses real-time data and can generate interactive charts, stock cards, sentiment analysis, and price predictions directly in the chat.

What is Virtual Trading?

Virtual Trading lets you practice buying and selling stocks with $50,000 in virtual money. It uses real market prices but no real money is at risk. It's a great way to test strategies, learn about the market, and build confidence before committing real capital.

What is the Investment Legends Council?

The Legends Council is a unique feature where AI personas inspired by legendary investors (like Warren Buffett's value investing approach or Peter Lynch's growth philosophy) evaluate stocks from their distinct investment perspectives. This gives you multi-angle analysis that highlights different aspects of a stock's potential.

What data sources does Stock Expert AI use?

We aggregate data from multiple premium financial data providers including Financial Modeling Prep (FMP) for financials and valuations, Alpaca for real-time prices and historical data, Finnhub for insider trades and sentiment, and Alpha Vantage for technical indicators. All data is cross-verified across multiple sources to ensure accuracy.

How accurate are the AI predictions?

Our AI prediction engine uses an ensemble of 5 statistical models (Linear Regression, Double Exponential Smoothing, Weighted Moving Average, Momentum+RSI, and Kalman Filter) plus a Bayesian learning loop that recalibrates model weights based on actual market outcomes. However, markets are inherently unpredictable. Use our predictions as one input among many in your research process.

Does Stock Expert AI give financial advice?

No. Stock Expert AI is NOT a registered investment adviser and does NOT provide investment, financial, tax, or legal advice. All AI-generated content is for informational and educational purposes only. Past performance does not guarantee future results. Always consult a qualified financial advisor before making investment decisions.

Is my data safe on Stock Expert AI?

Yes. We take data security seriously. We use industry-standard encryption (AES-256 for data at rest, TLS 1.3 for data in transit), secure OAuth 2.0 authentication, and implement HSTS, CSP headers, and XSS prevention measures. We never sell, rent, or trade your personal information to third parties. Visit our Security page for full details.

Who is behind Stock Expert AI?

Stock Expert AI was founded by a strategic leader with 15+ years of experience at the intersection of engineering and marketing. With a Civil Engineering background and a Master's in Marketing Communication, the founder scaled businesses from 60 to 1,000+ employees, achieved 80% brand awareness, and led successful international expansion. Today, as a TOBB E-commerce Assembly member, continues building AI-powered tools that democratize institutional-grade investment research.

Do you comply with GDPR and CCPA?

Yes. We are committed to international privacy standards. EU users have full GDPR rights including data access, rectification, erasure, and portability. California residents have CCPA rights including the right to know, delete, and opt out. We do not sell personal information. Contact [email protected] for privacy requests.

Can I use Stock Expert AI on mobile?

Yes! Stock Expert AI is fully responsive and works on smartphones, tablets, and desktop browsers. There is no separate app to download - simply visit stockexpertai.com from any modern browser.

Is the $50,000 virtual money real?

No, it's virtual money for practice purposes only. You can't withdraw it, but you can use it to experience real market conditions risk-free. Virtual Trading uses actual market prices so you learn how real trading works without risking your savings.

Does the AI make trades for me?

No. Stock Expert AI never executes trades on your behalf. All trading decisions and actions are made by you. The AI only provides research, analysis, and educational content to help you make more informed decisions.

Is Stock Expert AI regulated?

Stock Expert AI is an educational and informational platform, not a registered investment advisor. We provide tools for research and learning, but we do not manage money, execute trades, or give personalized financial advice. Always consult a licensed financial advisor for investment decisions.