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UnitedHealth Group Incorporated (UNH) Stock: Price, Forecast & Analyst Target

UnitedHealth Group Incorporated (UNH) — MoonshotScore 75/100 (Strong band), calculated Oct 8, 2026. Price $370.75 (-1.39%), as of the Oct 8, 2026 trading session; market cap $337B. Expected results Oct 13, 2026.

Educational signal · not a buy or sell recommendation · How to read this

Market value / cash and short-term investments: 10.71× (market value Oct 8, 2026; cash Jun 30, 2026) · expected results Oct 13, 2026

$370.75 −$5.23 (-1.39%) Market Cap $337B

UnitedHealth Group Incorporated · UNH · NYSE · Healthcare · Medical - Healthcare Plans

Research dated 2026-09-13: UnitedHealth is an integrated health-care platform: UnitedHealthcare provides health benefits, while Optum delivers care, administers pharmacy benefits, and sells technology and services to health systems, payers, governments, and life-sciences companies. The case depends on whether demand across that network can again produce durable profit as medical utilization and membership mix pressure insurance economics.

Price as of Oct 8, 2026

Key Statistics

75 of 100

MoonshotScore v2 · UnitedHealth Group (UNH)

Strong
Business Quality Elite (81)
Financial Safety Okay (50)
Valuation Cheap (83)
Growth Durability Flat (45)
Momentum Rising (71)
Why this rating? Method, drivers & history

Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.

  • Business Quality — Is this a genuinely good business?
  • Financial Safety — Could this blow up on me?
  • Valuation — Am I paying a fair price?
  • Growth Durability — Is the growth real and likely to last?
  • Momentum — Is the market already moving on this?
The ten-second read ·

High quality, at a cheap price, though the balance sheet and growth are only middling; the market is already moving on it. Business Quality: Elite; Financial Safety: Okay; Valuation: Cheap; Growth Durability: Flat; Momentum: Rising.

  • quarterly revenue $112.03B (Q2 FY2026, quarter ended Jun 2026)
  • EPS beat 5 of 8
  • expected results Oct 13, 2026

Helping: business quality, an attractive price, positive momentum

What has the MoonshotScore done over time?

MoonshotScore snapshots recorded for UNH (32 recorded, newest six shown)
RecordedScoreBand
75Strong
75Strong
75Strong
75Strong
76Strong
74Strong

The score moved from 74 in the stored Oct 7, 2026 snapshot to 75 in the current publication computed Oct 8, 2026 (+1); the largest pillar moves were Momentum +1. This current publication is not yet represented in the immutable snapshot archive.

Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.

Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$370.75
Change on the day-1.39%
52-week range$255.97–$461.62
Market capitalisation$337B
Price / earnings (trailing)24.18
Shares traded on the day3.34M
Beta (volatility vs the S&P 500)0.62
Dividends per share (last 12 months)$9.06
Dividend yield (last 12 months)2.41%

Price & events

Weekly closing price with reported quarters marked Weekly closing price from Sep 5, 2025 to Oct 8, 2026: low $259, high $428, latest $371. 4 reported quarters marked, 4 above and 0 below the recorded estimate. 1 other dated event marked. $428 $259 high $428 Oct 28, 2025 · Earnings results · reported above the recorded estimate · close $3421Jan 27, 2026 · Earnings results · reported above the recorded estimate · close $2872Apr 21, 2026 · Earnings results · reported above the recorded estimate · close $3553Jul 16, 2026 · Earnings call · management outlook · no recorded estimate to compare · close $4264Jul 16, 2026 · Earnings results · reported above the recorded estimate · close $4265 Sep 5, 2025 Oct 8, 2026 · $371 $315Sep 5, 2025$337Sep 19, 2025$360Oct 3, 2025$357Oct 17, 2025$342Oct 31, 2025$322Nov 14, 2025$330Nov 28, 2025$342Dec 12, 2025$332Dec 26, 2025$344Jan 9, 2026$356Jan 23, 2026$277Feb 6, 2026$290Feb 20, 2026$286Mar 6, 2026$276Mar 20, 2026$277Apr 2, 2026$325Apr 17, 2026$369May 1, 2026$394May 15, 2026$380May 29, 2026$409Jun 12, 2026$428Jun 26, 2026$425Jul 10, 2026$421Jul 24, 2026$407Aug 7, 2026$390Aug 21, 2026$397Sep 4, 2026$377Sep 18, 2026$372Oct 2, 2026

Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.

Events behind the price

  • · Earnings results · above the recorded estimate
  • · Earnings results · above the recorded estimate
  • · Earnings results · above the recorded estimate
  • · Earnings call · management outlook
  • · Earnings results · above the recorded estimate

Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.

Upcoming events

As of

  1. Next results dueProvider estimate

Management outlook

  • As you saw earlier this morning, we have updated our full year 2026 guidance to reflect performance through the first half of the year and a more mature understanding of expected membership mix and utilization patterns for the remaining six months. We continue to be respectful of medical trend, and we believe this refreshed outlook appropriately balances risk and investments with durable run rate earnings.

    Wayne DeVeydt · Statement from

  • We now expect to complete total share repurchases of at least $5 billion in 2026, compared to initial guidance of $2.5 billion.

    Wayne DeVeydt · Statement from

Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.

Read management statements

Council Score · weighted blend of 2 available disciplines

Council score for UnitedHealth Group (UNH): Bullish Lean

62/100 · B+

Some lenses disagree with the MoonshotScore. Compare their readings below; each uses a different method.

5-Factor Breakdown

Growth Durability Neutral
Momentum Moderate
Business Quality Strong
Financial Safety Neutral
Valuation Strong

Legends Council

5 lenses, 5 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Griffin-style lens (simulated) Ken Griffin Favorable read
Englander-style lens (simulated) Izzy Englander Unfavorable read
Klarman-style lens (simulated) Seth Klarman Unfavorable read
Moon AI lens (model) Neutral read

Read on: Oct 7, 2026

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Neutral
Margin of Safety Undervalued
Profit Margin Weak
Revenue Growth Moderate
Debt/Equity Weak
ROE Moderate
Gross Margin Weak

Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

Two of these lenses read this company less favourably than the MoonshotScore does: Englander-style lens and Klarman-style lens. Each lens is a separate scoring function over its own inputs, so a disagreement is a difference of method rather than a correction — the page's answer stays the MoonshotScore above.

On Sep 10, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.

Readings on this page are from Oct 9, 2026, except a card that shows its own read date.

Watch the UNH film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is UnitedHealth Group (UNH), and what does it report?

Short answer · as of

UnitedHealthcare sells health-benefit plans to employers, public programs, and individuals.

Research dated 2026-09-13.

UnitedHealthcare sells health-benefit plans to employers, public programs, and individuals. Optum Health earns from care delivery and management, Optum Insight from software, information, consulting, and managed services, and Optum Rx from pharmacy-benefit administration, prescription delivery, and specialty pharmacy capabilities.

Reported revenue therefore combines health-plan activity with care, pharmacy, technology, and service activity. UnitedHealthcare dominates the disclosed segment figures, but consolidated margins reflect the economics of the wider group rather than those of a standalone insurer.

Sources (as of 2026-09-13): Business description; Sector / industry (provider taxonomy); Revenue by segment; Quarterly income statement (USD thousands); Annual revenue and net result (USD millions); Trailing twelve-month ratio set

2 · Latest results

What do the latest results show for UnitedHealth Group (UNH)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of $112.03B.

Research dated 2026-09-13.

Revenue was broadly steady in the latest period, while operating profit, net income, and diluted earnings softened from the immediately preceding period. Even so, the latest reported revenue and earnings exceeded market expectations, and profitability remained far above the severe year-end trough.

The longer pattern is less comfortable: annual revenue continued to expand while net income declined again. Management attributes the revised outlook to a more developed view of membership mix and medical utilization, while also expecting operating costs to reflect investment in people, communities, and artificial intelligence.

Sources (as of 2026-09-13): Quarterly income statement (USD thousands); Annual revenue and net result (USD millions); Reported versus estimated, last 8 quarters; Management outlook — dated call excerpts; Most recent periodic reports

Where is operating spending going?

Revenue alongside research and development, selling, general and administrative expenses, and the FMP standardized operating result.

Latest quarter · revenue
$112.03B Jun 30, 2026
Latest quarter · SG&A
$0.00 Jun 30, 2026
Latest quarter · FMP standardized operating result
$7.99B Jun 30, 2026
Where is operating spending going? — FMP standardized evidence
Period endRevenueR&DSG&AFMP standardized operating result
Jun 30, 2026$112.03BNot available$0.00$7.99B
Mar 31, 2026$111.72BNot available$15.39B$8.99B
Dec 31, 2025$113.22BNot available$0.00$380.00M
Sep 30, 2025$113.16BNot available$0.00$4.32B

USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow.

Did results meet expectations?

Reported earnings and revenue alongside the estimates recorded by the provider.

Latest report · revenue
$112.03B Jul 16, 2026
Latest report · revenue estimate
$110.81B Jul 16, 2026
Latest report · revenue vs estimate
Above estimate Jul 16, 2026
Latest report · EPS vs estimate
Above estimate Jul 16, 2026
Did results meet expectations? — reported evidence
Report dateRevenue · reportedRevenue · estimateEPS · reportedEPS · estimate
Jul 16, 2026$112.03B$110.81B$6.3800$4.9400
Apr 21, 2026$112.03B$109.43B$7.2300$6.4600
Jan 27, 2026$113.22B$113.77B$2.1100$2.1000
Oct 28, 2025$113.16B$113.03B$2.9200$2.8000

Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter
PeriodRevenueNet incomeEPS
Q2 FY2026$112.03B$5.48B$6.05 (diluted)
Q1 FY2026$111.72B$6.28B$6.90 (diluted)
Q4 FY2025$113.22B$10M$0.01 (diluted)
Q3 FY2025$113.16B$2.35B$2.59 (diluted)
3 · Financial strengths and risks

What are the financial strengths and risks for UnitedHealth Group (UNH)?

Short answer

Cash and short-term investments were $31.47B at the Jun 30, 2026 balance-sheet date. Operating cash flow was $11.05B for the quarter ended Jun 30, 2026, meaning operations generated cash. These figures do not establish a cash runway.

Research dated 2026-09-13.

Operating cash generation strengthened markedly in the latest periods, with capital spending absorbing only a modest share of the inflow. Cash and short-term investments also recovered from the year-end level, although they remain below the opening level of the reported history and below total debt.

Including long-term investments puts cash and investments above debt, but those investments carry an unclassified designation and should not be treated as equivalent to immediately available cash. Short-term coverage remains below parity, net margins are thin, and the main operating risk is that medical costs rise faster than pricing and efficiency measures can absorb them.

Sources (as of 2026-09-13): Operating cash flow by quarter (USD millions); Cash, investments and debt; Cash and investment components; Cash and short-term investments over time (USD millions); Cash decline over the reported window; Cash against market value; Trailing twelve-month ratio set; Distress and quality screens; Management outlook — dated call excerpts

How much cash does the business generate or use?

Quarterly operating cash flow shows cash generated or used by operations.

Latest quarter · operating cash flow
$11.05B Jun 30, 2026
Previous quarter · operating cash flow
$8.91B Mar 31, 2026
How much cash does the business generate or use? — reported evidence
Period endOperating cash flowCapital expenditure (reported)
Jun 30, 2026$11.05B−$799.00M
Mar 31, 2026$8.91B−$763.00M
Dec 31, 2025$1.11B−$948.00M
Sep 30, 2025$5.95B−$890.00M

Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.

USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway.

4 · What to check next?

What should you watch next at UnitedHealth Group (UNH)?

Short answer · as of

The next earnings report is expected on Oct 13, 2026.

Research dated 2026-09-13.

Medical utilization, membership mix, and the medical care ratio deserve the closest attention because management tied its refreshed outlook directly to those variables. The next result should also reveal whether operating costs associated with current investments are being offset elsewhere in the organization.

Revenue expectations sit near the recent quarterly run rate, while expected earnings are below the latest reported result. A constructive operating signal would be steadier profit at that revenue level without deterioration in cash conversion; renewed margin compression would keep the annual profit decline unresolved.

Higher planned share repurchases add another checkpoint. Cash generation must continue to support capital returns without making the gap between readily available cash and debt more demanding.

Sources (as of 2026-09-13): Next earnings report; Analyst revenue and earnings estimates (average); Reported versus estimated, last 8 quarters; Quarterly income statement (USD thousands); Annual revenue and net result (USD millions); Operating cash flow by quarter (USD millions); Cash, investments and debt; Management outlook — dated call excerpts

What management is planning

Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.

  1. As you saw earlier this morning, we have updated our full year 2026 guidance to reflect performance through the first half of the year and a more mature understanding of expected membership mix and utilization patterns for the remaining six months. We continue to be respectful of medical trend, and we believe this refreshed outlook appropriately balances risk and investments with durable run rate earnings.

    Wayne DeVeydt ·

  2. We now expect to complete total share repurchases of at least $5 billion in 2026, compared to initial guidance of $2.5 billion.

    Wayne DeVeydt ·

  3. We now expect a full-year medical care ratio of 88.1% ± 25 basis points. We expect the operating cost ratio to come in at the higher end of our previously discussed range as a result of investments in our people, communities, and AI.

    Wayne DeVeydt ·

5 · Peer comparison

How does UnitedHealth Group compare with its peers?

Short answer

UnitedHealth Group's score ranks tied for 7th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.

Research dated 2026-09-13.

UnitedHealth differs from a standalone health insurer because it participates in benefit design, direct care, pharmacy management, and the technology and services used by other health-care organizations. That breadth creates several sources of revenue, but it also means earnings depend on medical claims, care-delivery execution, prescription economics, and service operations at the same time.

UnitedHealthcare remains the financial center of gravity in the disclosed segment figures. Optum changes the nature of the comparison: peers focused only on underwriting do not carry the same combination of provider, pharmacy, and health-care infrastructure exposure.

Sources (as of 2026-09-13): Business description; Sector / industry (provider taxonomy); Revenue by segment; Annual revenue and net result (USD millions); Trailing twelve-month ratio set

Peer set — price, market value and MoonshotScore
CompanyPriceMarket valueScore
Oscar Health, Inc. (OSCR) Same industry, near in market value$33.10 Oct 8, 2026$8.53B95 5-pillar Oct 8, 2026
Novo Nordisk A/S (NVO) Named competitor$38.18 Oct 8, 2026$170B91 5-pillar Oct 8, 2026
Elevance Health Inc. (ELV) Same industry, near in market value$400.94 Oct 8, 2026$87.0B89 5-pillar Oct 8, 2026
AstraZeneca PLC (AZN) Named competitor$158.78 Oct 8, 2026$245B86 5-pillar Oct 8, 2026
Novartis AG (NVS) Named competitor$143.11 Oct 8, 2026$272B84 5-pillar Oct 8, 2026
Cigna Corporation (CI) Same industry, near in market value$281.03 Oct 8, 2026$74.1B82 5-pillar Oct 8, 2026
UnitedHealth Group (UNH) — this page$370.75$337B75
Merck & Co., Inc. (MRK) Named competitor$142.40 Oct 8, 2026$352B75 5-pillar Oct 8, 2026
Abbott Laboratories (ABT) Named competitor$98.49 Oct 8, 2026$170B71 5-pillar Oct 8, 2026
Centene Corporation (CNC) Same industry, near in market value$64.54 Oct 8, 2026$31.9B71 5-pillar Oct 8, 2026
Alignment Healthcare, Inc. (ALHC) Same industry, near in market value$8.71 Oct 8, 2026$1.81B71 5-pillar Oct 8, 2026
CVS Health Corporation (CVS) Same industry, near in market value$87.80 Oct 8, 2026$112B69 5-pillar Oct 8, 2026
Molina Healthcare, Inc. (MOH) Same industry, near in market value$195.85 Oct 8, 2026$10.2B64 5-pillar Oct 8, 2026

Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.

Screen more Healthcare stocks

The records behind this page

Analyst targets & estimates

What analysts have on file

Price target, low to high
$373.00 – $529.00
Consensus target
$473.89
Median target
$491.00

Consensus record · Captured .

Measured against a quoted price of $370.75 (as of Oct 8, 2026).

Insider activity

Form 4 records via FMP · Of the newest 100 records, those within the last 180 days, newest dated Oct 1, 2026

Transactions
56
Identified insiders
15
Purchases
0
Sales
3
Other transactions
53

Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.

Who holds the shares?

Institutional ownership reported through 13F filings.

Institutional ownership
88.5% Period end Jun 30, 2026
Previous quarter · ownership
82.2% Prior to period end Jun 30, 2026
Reporting holders
3,563 Period end Jun 30, 2026
Previous quarter · holders
3,217 Prior to period end Jun 30, 2026
Who holds the shares? — reported evidence
Holders in provider snapshotShares
Blackrock, INC.76,863,061
Vanguard Capital Management LLC59,311,525
State Street Corp45,633,267
Capital World Investors29,887,932
Fmr LLC27,992,995

Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.

What has been published about UnitedHealth Group (UNH)?

Read these with our analysis →

What Investors Ask About UnitedHealth Group (UNH) — Healthcare

Research dated 2026-09-13; the full attribution is under Sources. The last 3 questions are answered from this page's own dated data, not from the research.

How do UnitedHealthcare and Optum fit together?

UnitedHealthcare provides health benefits, while Optum delivers care and supplies pharmacy, technology, consulting, and managed services. Their combination makes UnitedHealth dependent on more than premium growth and claims experience alone.

Sources (as of 2026-09-13): Business description; Revenue by segment

Why did UnitedHealth revenue growth fail to protect annual profit?

Revenue kept expanding while net income declined again, showing that added volume did not translate proportionately into earnings. Management has identified medical utilization, membership mix, and higher operating investment as pressures requiring close attention.

Sources (as of 2026-09-13): Annual revenue and net result (USD millions); Quarterly income statement (USD thousands); Trailing twelve-month ratio set; Management outlook — dated call excerpts

Why is Optum Rx important to UnitedHealth's model?

Optum Rx manages pharmacy networks, home delivery, specialty pharmacy, formularies, and medication programs. It gives UnitedHealth exposure to prescription administration and pharmacy economics alongside insurance and care delivery.

Sources (as of 2026-09-13): Business description

Can UnitedHealth support buybacks and dividends alongside its debt?

Recent operating cash flow provides substantial capacity for capital returns, and management increased its repurchase plan while dividends continued. Debt still exceeds cash and short-term investments, so sustained cash conversion matters more than the headline cash balance alone.

Sources (as of 2026-09-13): Operating cash flow by quarter (USD millions); Cash, investments and debt; Cash against market value; Management outlook — dated call excerpts; Recent dividends paid; Next scheduled dividend

What is the UNH stock price today?

The last price recorded on this page for UnitedHealth Group Incorporated (UNH) is $370.75, as of the Oct 8, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What is the UNH price target?

The analyst consensus price target for UnitedHealth Group Incorporated (UNH) is $473.89 (range $373.00 to $529.00, median $491.00), per FMP data captured Oct 8, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.

When are UNH's next earnings?

The next earnings date listed on this page for UnitedHealth Group Incorporated (UNH) is Oct 13, 2026. Companies sometimes move report dates, so the company's own announcement is the final word on timing.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Research written by Codex (gpt-5.6-sol) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources (as of 2026-09-13): Business description; Revenue by segment; Annual revenue and net result (USD millions); Management outlook — dated call excerpts

Sources — records for every figure on this page (80 figures)

The 80 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

OFFICIAL — 2 facts from SEC filings and earnings calls

OFFICIAL facts used on this page
Fact IDFactValue as shownAs ofTierSource
prod.outlookManagement outlook — call excerptsWayne DeVeydt (Jul 16, 2026): As you saw earlier this morning, we have updated our full year 2026 guidance to reflect performance through the first half of the year and a more mature understanding of expected membership mix and utilization patterns for the remaining six months. We continue to be respectful of medical trend, and we believe this refreshed outlook appropriately balances risk and investments with durable run rate earnings. Wayne DeVeydt (Jul 16, 2026): We now expect to complete total share repurchases of at least $5 billion in 2026, compared to initial guidance of $2.5 billion. Wayne DeVeydt (Jul 16, 2026): We now expect a full-year medical care ratio of 88.1% ± 25 basis points. We expect the operating cost ratio to come in at the higher end of our previously discussed range as a result of investments in our people, communities, and AI.OFFICIALCompany earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording.
id.hqSEC filing business addressEden Prairie, MNOFFICIALSEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "1 Health Drive, Eden Prairie, MN, 55344, US". The FMP company description names Minnetonka, Minnesota as the headquarters; this page uses the address in this row.

FMP — 69 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$370.75FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-08T20:05:14.411Z.
px.changeChange on the day-1.39%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$337BFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-08. FMP quote timestamp: 2026-10-08T19:59:59.000Z. Captured from FMP at 2026-10-08T20:05:13.422Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
px.change_absChange on the day, in dollars−$5.23FMPFinancial Modeling Prep (FMP) · quote
fin.q_revenueRevenue, Q2 FY2026$112.03BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
px.range5252-week range$255.97–$461.62FMPFinancial Modeling Prep (FMP) quote
px.pePrice / earnings (trailing)24.18FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day3.34MFMPFinancial Modeling Prep (FMP) · quote
px.betaBeta0.62FMPFinancial Modeling Prep (FMP) company profile
id.ceoChief executiveStephen J. HemsleyFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
id.employeesEmployees390,000FMPFinancial Modeling Prep (FMP) employee count, from the company's filing
fin.annualRevenue and net result by fiscal year5 fiscal years, FY2021 through FY2025: FY2021 revenue $287.60B, net result $17.29B; FY2022 revenue $324.16B, net result $20.12B; FY2023 revenue $371.62B, net result $22.38B; FY2024 revenue $400.28B, net result $14.40B; FY2025 revenue $447.57B, net result $12.06BFMPFinancial Modeling Prep (FMP), from the company's 10-K income statements
fin.rev_mixReported revenue segmentsPremiums $352.23B · Products $53.38B · Services $38.04B · Investment and other income $3.92BFMPFinancial Modeling Prep (FMP) revenue segmentation, from the company's 10-K
fin.gross_marginGross margin (trailing twelve months)22.5%FMPFinancial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero.
fin.q_table.depth.2026-06-30.revenue_kRevenue — period end 2026-06-30$112.03BPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-06-30.sga_kSG&A — period end 2026-06-30$0.00Period end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-06-30.operating_result_kFMP standardized operating result — period end 2026-06-30$7.99BPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-03-31.revenue_kRevenue — period end 2026-03-31$111.72BPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-03-31.sga_kSG&A — period end 2026-03-31$15.39BPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-03-31.operating_result_kFMP standardized operating result — period end 2026-03-31$8.99BPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2025-12-31.revenue_kRevenue — period end 2025-12-31$113.22BPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2025-12-31.sga_kSG&A — period end 2025-12-31$0.00Period end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2025-12-31.operating_result_kFMP standardized operating result — period end 2025-12-31$380.00MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2025-09-30.revenue_kRevenue — period end 2025-09-30$113.16BPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2025-09-30.sga_kSG&A — period end 2025-09-30$0.00Period end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2025-09-30.operating_result_kFMP standardized operating result — period end 2025-09-30$4.32BPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
earn.history.depth.2026-07-16.revenue_actualRevenue · reported — report date 2026-07-16$112.03BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-16.revenue_estimatedRevenue · estimate — report date 2026-07-16$110.81BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-16.eps_actualEPS · reported — report date 2026-07-16$6.3800Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-16.eps_estimatedEPS · estimate — report date 2026-07-16$4.9400Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-21.revenue_actualRevenue · reported — report date 2026-04-21$112.03BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-21.revenue_estimatedRevenue · estimate — report date 2026-04-21$109.43BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-21.eps_actualEPS · reported — report date 2026-04-21$7.2300Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-21.eps_estimatedEPS · estimate — report date 2026-04-21$6.4600Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-01-27.revenue_actualRevenue · reported — report date 2026-01-27$113.22BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-01-27.revenue_estimatedRevenue · estimate — report date 2026-01-27$113.77BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-01-27.eps_actualEPS · reported — report date 2026-01-27$2.1100Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-01-27.eps_estimatedEPS · estimate — report date 2026-01-27$2.1000Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-28.revenue_actualRevenue · reported — report date 2025-10-28$113.16BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-28.revenue_estimatedRevenue · estimate — report date 2025-10-28$113.03BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-28.eps_actualEPS · reported — report date 2025-10-28$2.9200Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-28.eps_estimatedEPS · estimate — report date 2025-10-28$2.8000Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed
fin.cash_investmentsCash and short-term investments$31.47BFMPFinancial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review.
fin.opcf_latestLatest-quarter operating cash flow$11.05BFMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2026-06-30. Negative operating cash flow means cash used. This figure is not a cash-runway estimate.
fin.long_term_investmentsLong-term investments (classification unverified)$57.72BFMPFinancial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability.
fin.total_debtTotal debt$73.33BFMPFinancial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability.
fin.price_to_bookPrice to book value3.46×FMPFinancial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero.
fin.opcf.depth.2026-06-30.operating_cash_flow_mOperating cash flow — period end 2026-06-30$11.05BPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2026-03-31.operating_cash_flow_mOperating cash flow — period end 2026-03-31$8.91BPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2026-06-30.capex_mCapital expenditure (reported) — period end 2026-06-30−$799.00MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2026-03-31.capex_mCapital expenditure (reported) — period end 2026-03-31−$763.00MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2025-12-31.operating_cash_flow_mOperating cash flow — period end 2025-12-31$1.11BPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2025-12-31.capex_mCapital expenditure (reported) — period end 2025-12-31−$948.00MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2025-09-30.operating_cash_flow_mOperating cash flow — period end 2025-09-30$5.95BPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2025-09-30.capex_mCapital expenditure (reported) — period end 2025-09-30−$890.00MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
earn.pt_rangeAnalyst price target, low to high$373.00 – $529.00FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 8, 2026 · Coverage not supplied
earn.pt_consensusConsensus analyst price target$473.89FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 8, 2026 · Coverage not supplied
earn.pt_medianMedian analyst price target$491.00FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 8, 2026 · Coverage not supplied
own.insidersInsider transactions via FMP56 transactions · 0 purchases, 3 sales, 53 other transactions · 15 identified insiders · of the newest 100 records, those within the last 180 days, newest dated Oct 1, 2026FMPFinancial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
own.institutions.depth.ownership_pctInstitutional ownership88.5%FMPFinancial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026
own.institutions.depth.ownership_pct_previous_quarterPrevious quarter · ownership82.2%FMPFinancial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026
own.institutions.depth.holdersReporting holders3,563FMPFinancial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026
own.institutions.depth.holders_previous_quarterPrevious quarter · holders3,217FMPFinancial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026
own.top_holders.depth.holder_0.sharesBlackrock, INC. — shares in provider snapshot76,863,061FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.
own.top_holders.depth.holder_1.sharesVanguard Capital Management LLC — shares in provider snapshot59,311,525FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.
own.top_holders.depth.holder_2.sharesState Street Corp — shares in provider snapshot45,633,267FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.
own.top_holders.depth.holder_3.sharesCapital World Investors — shares in provider snapshot29,887,932FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.
own.top_holders.depth.holder_4.sharesFmr LLC — shares in provider snapshot27,992,995FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.

UNRECORDED — 2 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
earn.nextNext earnings dateOct 13, 2026UNRECORDEDStored earnings-calendar observation — Captured 2026-09-30
earn.historyReported versus estimated, recent quartersEPS beat 5 of 8UNRECORDEDStored earnings-history observation — Captured 2026-09-18 · Expired observation

COMPUTED — 5 facts from our arithmetic, formula restated

COMPUTED facts used on this page
Fact IDFactValue as shownAs ofTierSource
fin.mcap_to_cashMarket value per dollar of cash and short-term investments10.71×—COMPUTEDComputed on this page from the figures above — The market capitalisation printed on this page divided by cash and short-term investments of $31.47B at Jun 30, 2026. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. Market cap record date: 2026-10-08. Balance-sheet reference date: 2026-06-30. The inputs do not establish a single common source date for this ratio.
div.ttm_per_shareDividends per share, last 12 months (split-adjusted)$9.06COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-08, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate.
div.ttm_yieldDividend yield, last 12 months2.41%COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate.
earn.history.depth.2026-07-16.revenue_actual.comparisonLatest report · revenue vs estimateAbove estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($112.03B) with the recorded estimate ($110.81B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.
earn.history.depth.2026-07-16.eps_actual.comparisonLatest report · EPS vs estimateAbove estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($6.3800) with the recorded estimate ($4.9400) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.

OURS — 2 facts from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
ours.moonshotMoonshotScore v275 of 100 · Strong · pillars 81 / 50 / 83 / 45 / 71OURSStock Expert AI MoonshotScore v2 engine
ours.moonshot_changeMoonshotScore movement74 (stored snapshot Oct 7, 2026) → 75 (current publication computed Oct 8, 2026) (+1)OURSStock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive.

Fact-family notes

  1. Quarterly statement note. Source series as of 2026-06-30. USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow. Applies to Fact IDs: fin.q_table.depth.2026-06-30.revenue_k, fin.q_table.depth.2026-06-30.sga_k, fin.q_table.depth.2026-06-30.operating_result_k, fin.q_table.depth.2026-03-31.revenue_k, fin.q_table.depth.2026-03-31.sga_k, fin.q_table.depth.2026-03-31.operating_result_k, fin.q_table.depth.2025-12-31.revenue_k, fin.q_table.depth.2025-12-31.sga_k, fin.q_table.depth.2025-12-31.operating_result_k, fin.q_table.depth.2025-09-30.revenue_k, fin.q_table.depth.2025-09-30.sga_k, fin.q_table.depth.2025-09-30.operating_result_k.
  2. Earnings-history note. Source series as of 2026-07-16. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs: earn.history.depth.2026-07-16.revenue_actual, earn.history.depth.2026-07-16.revenue_estimated, earn.history.depth.2026-07-16.revenue_actual.comparison, earn.history.depth.2026-07-16.eps_actual.comparison, earn.history.depth.2026-07-16.eps_actual, earn.history.depth.2026-07-16.eps_estimated, earn.history.depth.2026-04-21.revenue_actual, earn.history.depth.2026-04-21.revenue_estimated, earn.history.depth.2026-04-21.eps_actual, earn.history.depth.2026-04-21.eps_estimated, earn.history.depth.2026-01-27.revenue_actual, earn.history.depth.2026-01-27.revenue_estimated, earn.history.depth.2026-01-27.eps_actual, earn.history.depth.2026-01-27.eps_estimated, earn.history.depth.2025-10-28.revenue_actual, earn.history.depth.2025-10-28.revenue_estimated, earn.history.depth.2025-10-28.eps_actual, earn.history.depth.2025-10-28.eps_estimated.
  3. Cash-flow note. Source series as of 2026-06-30. USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway. Applies to Fact IDs: fin.opcf.depth.2026-06-30.operating_cash_flow_m, fin.opcf.depth.2026-03-31.operating_cash_flow_m, fin.opcf.depth.2026-06-30.capex_m, fin.opcf.depth.2026-03-31.capex_m, fin.opcf.depth.2025-12-31.operating_cash_flow_m, fin.opcf.depth.2025-12-31.capex_m, fin.opcf.depth.2025-09-30.operating_cash_flow_m, fin.opcf.depth.2025-09-30.capex_m.
Published
Research standards
Methodology · Editorial policy · Corrections

Sources used for research written 2026-09-13

Historical evidence preserved with this analysis. Current figures are listed separately above.

EvidenceCaptured valueSource dateSource typeSource
Business description
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.
2026-09-13FMPFinancial Modeling Prep (FMP) company profile
Revenue by segment
Optumhealth: $19.84B; Unitedhealthcare: $332.39B
2025-12-31FMPFinancial Modeling Prep (FMP) revenue segmentation, from the company's 10-K
Annual revenue and net result (USD millions)
Captured record · 5 entries
  • FY2025 — R&D: $0, Revenue: $447.57B, Period end: 2025-12-31, Net result: $12.06B
  • FY2024 — R&D: $0, Revenue: $400.28B, Period end: 2024-12-31, Net result: $14.40B
  • FY2023 — R&D: $0, Revenue: $371.62B, Period end: 2023-12-31, Net result: $22.38B
  • FY2022 — R&D: $0, Revenue: $324.16B, Period end: 2022-12-31, Net result: $20.12B
  • FY2021 — R&D: $0, Revenue: $287.60B, Period end: 2021-12-31, Net result: $17.29B
2025-12-31FMPFinancial Modeling Prep (FMP), from the company's 10-K income statements
Management outlook — dated call excerpts
Captured record · 3 entries
  • Call of 2026-07-16 — Quote: As you saw earlier this morning, we have updated our full year 2026 guidance to reflect performance through the first half of the year and a more mature understanding of expected membership mix and utilization patterns for the remaining six months. We continue to be respectful of medical trend, and we believe this refreshed outlook appropriately balances risk and investments with durable run rate earnings., Speaker: Wayne DeVeydt
  • Call of 2026-07-16 — Quote: We now expect to complete total share repurchases of at least $5 billion in 2026, compared to initial guidance of $2.5 billion., Speaker: Wayne DeVeydt
  • Call of 2026-07-16 — Quote: We now expect a full-year medical care ratio of 88.1% ± 25 basis points. We expect the operating cost ratio to come in at the higher end of our previously discussed range as a result of investments in our people, communities, and AI., Speaker: Wayne DeVeydt

Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording.

2026-07-16OFFICIALCompany earnings call, transcript via Financial Modeling Prep (FMP)
Sector / industry (provider taxonomy)
Healthcare / Medical - Healthcare Plans

The company's SEC filings classify it under SIC 6324 — Hospital & Medical Service Plans.

2026-09-13FMPFinancial Modeling Prep (FMP) company profile
Quarterly income statement (USD thousands)
Captured record · 8 entries
  • Quarter ended 2026-06-30 — EPS: $6.05 per share, SG&A: $0, EPS basic: $6.05 per share, EPS basis: diluted, Revenue: $112.03B, EPS diluted: $6.05 per share, Net result: $5.48B, Gross profit: $36.67B, Operating result: $7.99B
  • Quarter ended 2026-03-31 — EPS: $6.9 per share, SG&A: $15.39B, EPS basic: $6.9 per share, EPS basis: diluted, Revenue: $111.72B, EPS diluted: $6.9 per share, Net result: $6.28B, Gross profit: $25.41B, Operating result: $8.99B
  • Quarter ended 2025-12-31 — EPS: $0.011 per share, SG&A: $0, EPS basic: $0.011 per share, EPS basis: diluted, Revenue: $113.22B, EPS diluted: $0.011 per share, Net result: $10.00M, Gross profit: $18.49B, Operating result: $380.00M
  • Quarter ended 2025-09-30 — EPS: $2.59 per share, SG&A: $0, EPS basic: $2.59 per share, EPS basis: diluted, Revenue: $113.16B, EPS diluted: $2.59 per share, Net result: $2.35B, Gross profit: $20.64B, Operating result: $4.32B
  • Quarter ended 2025-06-30 — EPS: $3.74 per share, SG&A: $0, EPS basic: $3.76 per share, EPS basis: diluted, Revenue: $111.62B, EPS diluted: $3.74 per share, Net result: $3.41B, Gross profit: $20.01B, Operating result: $5.15B
  • Quarter ended 2025-03-31 — EPS: $6.85 per share, SG&A: $0, EPS basic: $6.91 per share, EPS basis: diluted, Revenue: $109.58B, EPS diluted: $6.85 per share, Net result: $6.29B, Gross profit: $23.77B, Operating result: $9.12B
  • Quarter ended 2024-12-31 — EPS: $5.98 per share, SG&A: $0, EPS basic: $5.98 per share, EPS basis: diluted, Revenue: $100.81B, EPS diluted: $5.98 per share, Net result: $5.54B, Gross profit: $21.31B, Operating result: $7.77B
  • Quarter ended 2024-09-30 — EPS: $6.51 per share, SG&A: $0, EPS basic: $6.56 per share, EPS basis: diluted, Revenue: $100.82B, EPS diluted: $6.51 per share, Net result: $6.05B, Gross profit: $23.03B, Operating result: $8.71B
2026-06-30FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements
Trailing twelve-month ratio set
Quick ratio: 0.78; Current ratio: 0.78; Debt to equity: 0.74; Net margin: 3.1%; Gross margin: 22.5%; Operating margin: 4.8%; Return on assets: 4.6%; Return on equity: 14.6%

Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero.

2026-09-13FMPFinancial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm
Reported versus estimated, last 8 quarters
Captured record · 8 entries
  • Reported 2026-07-16 — EPS actual: $6.38 per share, EPS estimated: $4.94 per share, Revenue actual: $112.03B, Revenue estimated: $110.81B
  • Reported 2026-04-21 — EPS actual: $7.23 per share, EPS estimated: $6.46 per share, Revenue actual: $112.03B, Revenue estimated: $109.43B
  • Reported 2026-01-27 — EPS actual: $2.11 per share, EPS estimated: $2.1 per share, Revenue actual: $113.22B, Revenue estimated: $113.77B
  • Reported 2025-10-28 — EPS actual: $2.92 per share, EPS estimated: $2.8 per share, Revenue actual: $113.16B, Revenue estimated: $113.03B
  • Reported 2025-07-29 — EPS actual: $4.08 per share, EPS estimated: $4.45 per share, Revenue actual: $111.62B, Revenue estimated: $111.52B
  • Reported 2025-04-17 — EPS actual: $7.2 per share, EPS estimated: $7.29 per share, Revenue actual: $109.58B, Revenue estimated: $111.58B
  • Reported 2025-01-16 — EPS actual: $6.81 per share, EPS estimated: $6.74 per share, Revenue actual: $100.81B, Revenue estimated: $101.60B
  • Reported 2024-10-15 — EPS actual: $7.15 per share, EPS estimated: $7 per share, Revenue actual: $99.18B, Revenue estimated: $99.14B
2026-07-16FMPFinancial Modeling Prep (FMP) earnings
Most recent periodic reports2026-08-10OFFICIALSEC EDGAR filer submissions
Operating cash flow by quarter (USD millions)
Captured record · 8 entries
  • Quarter ended 2026-06-30 — Capital expenditure: -$799.00M, Operating cash flow: $11.05B
  • Quarter ended 2026-03-31 — Capital expenditure: -$763.00M, Operating cash flow: $8.91B
  • Quarter ended 2025-12-31 — Capital expenditure: -$948.00M, Operating cash flow: $1.11B
  • Quarter ended 2025-09-30 — Capital expenditure: -$890.00M, Operating cash flow: $5.95B
  • Quarter ended 2025-06-30 — Capital expenditure: -$886.00M, Operating cash flow: $7.19B
  • Quarter ended 2025-03-31 — Capital expenditure: -$898.00M, Operating cash flow: $5.46B
  • Quarter ended 2024-12-31 — Capital expenditure: -$912.00M, Operating cash flow: $2.37B
  • Quarter ended 2024-09-30 — Capital expenditure: -$991.00M, Operating cash flow: $13.95B
2026-06-30FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements
Cash, investments and debt
Total debt: $73.33B; Liquidity basis: cash and short-term investments; Total liabilities: $205.11B; Cash and short-term investments: $31.47B; Cash and investments: $89.18B; Long-term investments: $57.72B; Long-term investments classification: unclassified

Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability.

2026-06-30FMPFinancial Modeling Prep (FMP), from the company's balance sheet
Cash and investment components
Total basis: cash short and long-term investments; Total: $89.18B; Cash and short-term investments: $31.47B; Long-term investments: $57.72B; Long-term investments classification: unclassified

Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures.

2026-06-30COMPUTEDComputed from the balance sheet
Cash and short-term investments over time (USD millions)
Captured record · 8 entries
  • 2026-06-30 — Amount: $31.47B, Cash basis: cash and short-term investments
  • 2026-03-31 — Amount: $31.23B, Cash basis: cash and short-term investments
  • 2025-12-31 — Amount: $28.12B, Cash basis: cash and short-term investments
  • 2025-09-30 — Amount: $30.61B, Cash basis: cash and short-term investments
  • 2025-06-30 — Amount: $32.02B, Cash basis: cash and short-term investments
  • 2025-03-31 — Amount: $34.29B, Cash basis: cash and short-term investments
  • 2024-12-31 — Amount: $29.11B, Cash basis: cash and short-term investments
  • 2024-09-30 — Amount: $37.13B, Cash basis: cash and short-term investments
2026-06-30FMPFinancial Modeling Prep (FMP), from the company's quarterly balance sheets
Cash decline over the reported window
To: 2026-06-30; From: 2024-09-30; Periods: 7; Cash basis: cash and short-term investments; Closing balance: $31.47B; Decline: $5.67B; Opening balance: $37.13B; Average change per period: $809.40M

Change in cash, cash equivalents and short-term investments between the 2024-09-30 and 2026-06-30 balance sheets.; This is a balance change, not operating burn: financing and investing move it too.; Averaged over 7 reporting periods of unequal length.

2026-06-30COMPUTEDComputed from reported balances
Cash against market value
As of: 2026-06-30; Cash basis: cash and short-term investments; Net cash: -$41.86B; Total debt: $73.33B; Cash and investments: $31.47B

Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. Cash is the latest reported cash and short-term investment balance; long-term investments are excluded. Market capitalization is the latest provider value.; The reported balance does not establish unrestricted availability or liquidation value.; The two are measured on different dates — the balance sheet is a quarter-end, the market cap is a recent close.; Debt is total debt as reported, including operating lease liabilities where the filer includes them.

2026-06-30COMPUTEDComputed from the balance sheet and the latest market capitalization
Distress and quality screens
Altman Z-score: 3.05; Piotroski F-score: 8

Altman Z below 1.8 is the conventional distress zone. The screen is built for manufacturers and industrials; for banks, insurers and property companies it is not a meaningful reading.

2026-09-13FMPFinancial Modeling Prep (FMP) financial scores
Next earnings report
Date: 2026-10-27; EPS estimate: $4.09 per share; Revenue estimate: $111.31B

The date is our provider's estimate until the company confirms it.

2026-09-13FMPFinancial Modeling Prep (FMP) earnings calendar
Analyst revenue and earnings estimates (average)
Captured record · 4 entries
  • FY2027 — EPS average: $22.45 per share, Revenue average: $458.62B, Revenue low: $451.25B, Revenue high: $468.65B, Analysts (revenue): 19
  • FY2028 — EPS average: $26.22 per share, Revenue average: $485.42B, Revenue low: $465.79B, Revenue high: $508.86B, Analysts (revenue): 19
  • FY2029 — EPS average: $30.58 per share, Revenue average: $506.18B, Revenue low: $493.15B, Revenue high: $519.48B, Analysts (revenue): 9
  • FY2030 — EPS average: $34.28 per share, Revenue average: $542.96B, Revenue low: $528.98B, Revenue high: $557.23B, Analysts (revenue): 15
2026-09-13FMPFinancial Modeling Prep (FMP) analyst estimates
Recent dividends paid
Captured record · 4 entries
  • Ex date: 2026-06-15, Payment date: 2026-06-23, Amount per share: $2.32
  • Ex date: 2026-03-09, Payment date: 2026-03-17, Amount per share: $2.21
  • Ex date: 2025-12-08, Payment date: 2025-12-16, Amount per share: $2.21
  • Ex date: 2025-09-15, Payment date: 2025-09-23, Amount per share: $2.21

Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here.

2026-06-15FMPFinancial Modeling Prep (FMP) dividend history
Next scheduled dividend
Ex date: 2026-09-14; Declared on: 2026-08-11; Record date: 2026-09-14; Payment date: 2026-09-22; Amount per share: $2.32

Amount is per share as declared, before any withholding. Owning the share before the ex-date is what carries entitlement.

2026-08-11FMPFinancial Modeling Prep (FMP) dividend calendar
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.

ETFs that hold UNH

Funds in our ETF coverage that list UNH among the top 10 holdings on their fund page, largest weight first. Each weight is the fund's reported holding weight as of the date in its row.

ETFWeightHoldings as of
IHF ETF20.86%
State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)4.33%
iShares Russell 1000 Pure U.S. Revenue ETF (AMCA)4.24%
VHT ETF3.96%
ClearBridge All Cap Growth ESG ETF (CACG)3.38%
ProShares - Ultra Health Care (RXL)3.25%
IXJ ETF3.21%
Xtrackers S&P 500 Value Scored & Screened ETF (SNPV)2.20%
BNY Mellon Dynamic Value ETF (BKDV)2.04%
Dimensional - US Large Cap Value ETF (DFLV)1.53%