W. R. Berkley Corporation (WRB)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
W. R. Berkley Corporation (WRB) trades at $72.08 with AI Score 87/100 (Grade A+). W. R. Berkley Corporation is an insurance holding company operating globally. Market cap: $26.84B, Sector: Financial services.
Price live · AI analysis from May 10, 2026WRB stock analysis for 2026: Analysts have set a consensus price target of $68.33 for W. R. Berkley Corporation, suggesting 5.2% downside from the current price of $72.08. The AI MoonshotScore is 87/100, indicating a strong bullish outlook. Key factors: analyst coverage, AI-driven quantitative scoring.
WRB: 2/2 perspectives are bullish.
How is this calculated? →W. R. Berkley Corporation (WRB) Financial Services Profile
W. R. Berkley Corporation, founded in 1967, is a commercial lines writer offering diverse insurance and reinsurance products across the United States and internationally. Operating through Insurance and Reinsurance & Monoline Excess segments, the company distinguishes itself through specialized coverage and risk management solutions, maintaining a significant market presence with a $26.84B market capitalization.
What Is the Investment Thesis for WRB?
W. R. Berkley Corporation presents a compelling investment case driven by its diversified insurance offerings and strong market position. With a market capitalization of $26.84B and a P/E ratio of 14.0, the company demonstrates financial stability and profitability, supported by a profit margin of 12.6% and a gross margin of 26.1%. A dividend yield of 2.83% provides an attractive income stream for investors. Growth catalysts include expansion in cyber risk solutions and specialized insurance coverages. However, potential risks include increased competition and regulatory changes in the insurance sector. The company's low beta of 0.37 suggests lower volatility compared to the overall market.
Based on FMP financials and quantitative analysis
WRB Key Highlights
- Market capitalization of $26.84B, reflecting its significant presence in the insurance market.
- P/E ratio of 14.0, indicating a reasonable valuation compared to its earnings.
- Profit margin of 12.6%, demonstrating efficient profitability in its operations.
- Gross margin of 26.1%, showcasing its ability to manage costs effectively.
- Dividend yield of 2.83%, providing a steady income stream for investors.
Who Are WRB's Competitors?
WRB is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| CB Chubb Limited | $361.17 | +2.68% | $140.08B | 52 |
| TRV The Travelers Companies, Inc. | $342.31 | +2.30% | $72.79B | 98 |
| ALL Allstate Corporation (The) | $250.33 | +2.97% | $64.44B | 100 |
| MKL Markel Corporation | $1979.65 | +3.29% | $24.77B | 69 |
| CNA CNA Financial Corporation | $51.17 | +3.08% | $13.84B | 89 |
| BZLYF Beazley plc | $17.30 | +0.00% | $10.23B | 70 |
| DIISY Direct Line Insurance Group plc | $18.00 | +15.16% | $5.85B | 66 |
| SKWD Skyward Specialty Insurance Group, Inc. | $61.42 | +3.21% | $2.49B | 64 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are WRB's Key Strengths?
- Diversified insurance product portfolio.
- Strong underwriting expertise.
- Established reinsurance capabilities.
- Experienced management team.
What Are WRB's Weaknesses?
- Exposure to catastrophic events.
- Dependence on economic conditions.
- Competitive market environment.
- Regulatory compliance costs.
What Could Drive WRB Stock Higher?
- Expansion in cyber risk solutions to capitalize on growing demand.
- Development of specialized environmental products to address environmental concerns.
- Strategic partnerships to expand market reach and product offerings.
- Investment in technology to improve underwriting and risk management processes.
What Are the Key Risks for WRB?
- Financial-distress signal — its Altman Z-Score of 1.70 sits in the distress zone (elevated bankruptcy risk).
- Increased competition from other insurers affecting market share.
- Changes in regulatory requirements increasing compliance costs.
- Economic downturns affecting premium rates and underwriting profitability.
- Exposure to catastrophic events leading to significant claims costs.
What Are the Growth Opportunities for WRB?
- Expansion in Cyber Risk Solutions: The increasing frequency and severity of cyber attacks are driving demand for cyber insurance. W. R. Berkley can capitalize on this trend by expanding its cyber risk solutions, targeting businesses of all sizes. The global cyber insurance market is projected to reach $28 billion by 2026, offering substantial growth potential. This expansion can be achieved through product innovation and strategic partnerships.
- Specialized Environmental Products: Growing environmental concerns and regulations are increasing the need for specialized environmental insurance products. W. R. Berkley can focus on developing and marketing these products for contractors, consultants, and property owners. The environmental insurance market is expected to grow at a rate of 6% annually, providing a steady stream of opportunities for the company.
- Reinsurance Services: The Reinsurance & Monoline Excess segment can drive growth by providing reinsurance solutions to other insurance companies and self-insured entities. As companies seek to manage their net risk, the demand for reinsurance services will continue to rise. W. R. Berkley can expand its reinsurance offerings through treaty and facultative reinsurance, targeting specific risk areas and geographic regions.
- Personal Lines Insurance Solutions: W. R. Berkley offers personal lines insurance solutions, including home, condo/co-op, auto, and collectibles. Expanding these offerings can attract a broader customer base and generate additional revenue streams. The personal lines insurance market is substantial, with a growing demand for customized insurance solutions tailored to individual needs and preferences.
- Technology and Life Sciences Insurance: The technology and life sciences industries face unique risks that require specialized insurance coverage. W. R. Berkley can focus on developing and marketing insurance products tailored to these industries, including coverage for intellectual property, clinical trials, and product liability. The increasing reliance on technology and innovation in these sectors will drive demand for specialized insurance solutions.
What Opportunities Does WRB Have?
- Expansion in emerging markets.
- Growth in cyber insurance demand.
- Development of specialized insurance products.
- Strategic acquisitions and partnerships.
What Threats Does WRB Face?
- Increased competition from other insurers.
- Changes in regulatory requirements.
- Economic downturns affecting premium rates.
- Rising claims costs due to inflation.
What Are WRB's Competitive Advantages?
- Diversified product portfolio across various insurance segments.
- Strong underwriting expertise and risk management capabilities.
- Established relationships with insurance brokers and agents.
- Reinsurance capabilities providing a competitive advantage.
What Does WRB Do?
Founded in 1967 and headquartered in Greenwich, Connecticut, W. R. Berkley Corporation has evolved into a prominent insurance holding company with a global footprint. The company operates as a commercial lines writer, providing a wide array of insurance and reinsurance products and services. Its operations are divided into two key segments: Insurance and Reinsurance & Monoline Excess. The Insurance segment focuses on underwriting commercial insurance business, covering areas such as premises operations, commercial automobile, property, products liability, and general and professional liability lines. It also offers workers' compensation, accident and health insurance, and specialized environmental products. The Reinsurance & Monoline Excess segment provides reinsurance solutions to other insurance companies and self-insured entities, helping them manage their net risk through treaty and facultative reinsurance. W. R. Berkley's diverse product portfolio includes specialized insurance coverages for fine arts, jewelry, umbrella and excess liability, and cyber risk solutions. The company also caters to specific industries such as technology, life sciences, and travel. With a workforce of 8,606 employees, W. R. Berkley continues to expand its reach and offerings in the insurance market.
What Products and Services Does WRB Offer?
- Underwrites commercial insurance business, including premises operations and commercial automobile.
- Provides property, products liability, and general and professional liability lines.
- Offers workers' compensation insurance products.
- Provides accident and health insurance and reinsurance products.
- Offers specialized insurance coverages for fine arts and jewelry exposures.
- Provides reinsurance solutions to other insurance companies and self-insureds.
How Does WRB Make Money?
- Underwriting commercial insurance policies and collecting premiums.
- Providing reinsurance services to other insurance companies.
- Investing premiums to generate investment income.
- Managing risk through diversification and reinsurance.
What Industry Does WRB Operate In?
W. R. Berkley Corporation operates within the competitive property and casualty insurance industry. The market is characterized by increasing demand for specialized insurance products, particularly in areas like cyber risk and environmental liability. Key competitors include Chubb Limited (CB), The Travelers Companies, Inc. (TRV), and Allstate Corporation (The) (ALL). The industry is also subject to regulatory scrutiny and economic cycles, impacting premium rates and underwriting profitability. W. R. Berkley's diversified product portfolio and reinsurance capabilities position it to capitalize on market trends and manage risks effectively.
Who Are WRB's Key Customers?
- Commercial businesses seeking insurance coverage.
- Other insurance companies requiring reinsurance services.
- Individuals seeking personal lines insurance solutions.
- Contractors, consultants, and property owners needing environmental insurance.
W. R. Berkley Corporation (WRB) Valuation Context
Valued at $26.84B, WRB is classified as a large-cap stock. Relative to its peer group, WRB's quantitative score of 87/100 is roughly in line with the peer average of 82/100.
WRB Revenue & Earnings Trend
In Q1 2026, WRB generated $3.69B in top-line revenue, marking a sequential decrease of 0.8%. The company recorded net income of $515.2M, with diluted EPS of $1.31. Revenue has contracted over three consecutive quarters, which investors in this large-cap Financial Services stock should monitor closely. Across the four most recent quarters, WRB averaged $1.18 in diluted EPS.
Company Profile
W. R. Berkley Corporation operates in the Insurance - Property & Casualty industry within the Financial Services sector. It is headquartered in Greenwich, US. The company is led by CEO William Robert Berkley Jr.. WRB has traded publicly since 1973.
ROE 19%Key Financial Metrics
Return on equity for W. R. Berkley Corporation stands at 19.5%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 4.2%, showing how much profit it generates from its asset base. WRB trades at a trailing price-to-earnings ratio of 14.04, below the Financial Services sector average of ~18x. Its free cash flow yield is 12.6%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.38 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 6.6%, the inverse of the P/E and a quick read on earnings relative to price.
F-Score 7/9Financial Health
W. R. Berkley Corporation's Piotroski F-Score is 7/9, a 9-point checklist of profitability, leverage and efficiency — signaling solid underlying fundamentals. Its Altman Z-Score of 1.70 places it in the distress zone, a signal of elevated financial risk.
6/8 beatsEarnings Track Record
W. R. Berkley Corporation has beaten Wall Street's EPS estimate in 6 of its last 8 reported quarters — a consistent record of delivering on expectations. Reported results have landed about 6.3% above estimates on average.
FY2026 estForward Outlook
Wall Street analysts project W. R. Berkley Corporation revenue of about $12.83B for fiscal 2026, with EPS near $4.68. The estimate reflects 5 contributing analysts.
Net buyingInsider Activity
Over the past six months, W. R. Berkley Corporation insiders filed 14 SEC Form 4 transactions — 0 sales and 14 purchases. On net that is roughly 289K shares acquired (about $18.7M) — insiders putting money in tends to read as conviction.
WRB Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- WRB's recent insider buying signals strong confidence from those who know the company best. It's a good sign when executives are putting their own money on the line.
- The community seems to be rallying around WRB's solid reputation in a somewhat volatile market. They're seen as a steady hand.
- WRB's consistent performance is attracting investors seeking stability, a flight to quality if you will. Think of it like investors during the 2008 crisis moving to safer assets.
- The overall perception is that WRB is well-positioned to weather economic uncertainties. People trust that they'll navigate choppy waters.
Bear Case
- Some insiders may be selling shares to diversify their portfolios, not necessarily a negative reflection on WRB itself, but still something to consider.
- There's chatter in the community about WRB potentially facing headwinds from increased regulatory scrutiny. This could add complexity and costs.
- Market perception indicates some concern about WRB's growth prospects compared to more aggressive competitors. They might be seen as too conservative for some.
- Despite its reputation, there's a lingering worry that a major unforeseen event could significantly impact WRB's underwriting performance. Like a black swan event, it's always a possibility.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · January 2026
From the Earnings Call
“But even if you put that aside, there is meaningful upside on the -- depending on whether you look at the overall including cash, $28 billion or if you want to back out the cash $25.5 billion, there's meaningful upside from there, both because of growth of investable assets as well as the new money rate, which, again, with the duration we have, flexibility.”
— W. Robert Berkley, Jr.
“We are actively rethinking what the balance is between rate versus growth. And over the coming quarters, you may see us take our foot slightly off the rate pedal and look to push harder on the growth in particular lines where we see the margin is particularly attractive and exposure growth is of more interest to us than rate.”
— W. Robert Berkley, Jr.
WRB Q1 FY2026 earnings call transcript · 2026-04-21
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $3.69B | $515M | $1.31 |
| Q4 2025 | $3.72B | $450M | $1.13 |
| Q3 2025 | $3.77B | $511M | $1.28 |
| Q2 2025 | $3.67B | $401M | $1.00 |
Based on FMP financials and quantitative analysis
WRB Latest News
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Why W.R. Berkley (WRB) is a Top Value Stock for the Long-Term
zacks.com · Jun 18, 2026
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ACGL Outperforms Industry, Trades at a Premium: How to Play the Stock
Yahoo! Finance: WRB News · Jun 17, 2026
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Goldman Sachs Upgrades W. R. Berkley (WRB) Stock to Buy
Yahoo! Finance: WRB News · Jun 16, 2026
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Goldman Sachs Upgrades W. R. Berkley (WRB) Stock to Buy
Insider Monkey · Jun 16, 2026
WRB Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for WRB.
Price Targets
Consensus target: $68.33
WRB MoonshotScore
What does this score mean?
The MoonshotScore rates WRB's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Latest News
Why W.R. Berkley (WRB) is a Top Value Stock for the Long-Term
ACGL Outperforms Industry, Trades at a Premium: How to Play the Stock
Goldman Sachs Upgrades W. R. Berkley (WRB) Stock to Buy
Goldman Sachs Upgrades W. R. Berkley (WRB) Stock to Buy
Latest W. R. Berkley Corporation Analysis
Leadership: William Robert Berkley Jr.
CEO
William Robert Berkley Jr. serves as the CEO of W. R. Berkley Corporation, leading a workforce of 8,606 employees. He has extensive experience in the insurance industry, having been with the company for several years. His background includes a strong focus on underwriting and risk management. Berkley Jr. has played a pivotal role in shaping the company's strategic direction and expanding its market presence. His leadership is characterized by a focus on innovation and customer service.
Track Record: Under William Robert Berkley Jr.'s leadership, W. R. Berkley Corporation has achieved significant milestones, including consistent revenue growth and expansion into new markets. He has overseen the development of specialized insurance products and the implementation of advanced risk management techniques. His strategic decisions have contributed to the company's financial stability and profitability.
What Investors Ask About W. R. Berkley Corporation (WRB) — Financial Services
What does W. R. Berkley Corporation do?
W. R. Berkley Corporation operates as an insurance holding company, providing a wide range of commercial insurance and reinsurance products and services. The company's Insurance segment underwrites commercial insurance business, including premises operations, commercial automobile, property, products liability, and general and professional liability lines. The Reinsurance & Monoline Excess segment provides reinsurance solutions to other insurance companies and self-insured entities, helping them manage their net risk through treaty and facultative reinsurance. W. R. Berkley caters to diverse industries and offers specialized coverage for fine arts, cyber risks, and environmental liabilities.
What do analysts say about WRB stock?
Analyst consensus on WRB stock reflects a generally positive outlook, driven by the company's strong financial performance and diversified insurance offerings. Key valuation metrics, such as the P/E ratio of 14.0, suggest a reasonable valuation compared to its earnings. Growth considerations include the company's expansion in cyber risk solutions and specialized insurance products. Analysts also note the company's effective risk management and reinsurance capabilities. However, potential risks include increased competition and regulatory changes in the insurance sector. These analyses are based on current market data and are subject to change.
What are the main risks for WRB?
W. R. Berkley Corporation faces several key risks, including increased competition from other insurers, which could impact market share and premium rates. Changes in regulatory requirements, such as capital adequacy and compliance standards, could increase operational costs. Economic downturns could affect premium rates and underwriting profitability, as businesses and individuals reduce their insurance coverage. The company is also exposed to catastrophic events, such as hurricanes and earthquakes, which could lead to significant claims costs. Effective risk management and diversification are crucial for mitigating these risks.
What are the key factors to evaluate for WRB?
W. R. Berkley Corporation (WRB) holds an AI score of 87/100 (high). P/E: 14.0x vs the S&P 500's ~20-25x. Analysts target $68.33 (-5%). Not financial advice.
How frequently does WRB data refresh on this page?
WRB prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven WRB's recent stock price performance?
W. R. Berkley Corporation (WRB) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified insurance product portfolio. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider WRB overvalued or undervalued right now?
W. R. Berkley Corporation (WRB) trades at 14.0x earnings. Analysts target $68.33 (-5%) — near fair value. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying WRB?
Before investing in W. R. Berkley Corporation (WRB), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data and market information are based on publicly available sources.
- Analyst opinions are based on consensus estimates and may vary.
- This is a research report and not financial advice.