BDO Unibank, Inc. (BDOUY)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
BDO Unibank, Inc. (BDOUY) trades at $20.80 with AI Score 60/100 (Grade B+). BDO Unibank, Inc. is a leading financial services provider in the Philippines, offering a comprehensive suite of banking, insurance, investment, and digital solutions. Market cap: $11.10B, Sector: Financial services.
Price live · AI analysis from Jun 14, 2026Analyst Coverage for BDOUY: BDOUY does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates BDOUY against Financial Services peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
BDOUY: 3/4 perspectives are bullish. Dominant signal: Seth Klarman bullish.
How is this calculated? →BDO Unibank, Inc. (BDOUY) Financial Services Profile
BDO Unibank, Inc. is a prominent Philippine financial institution, delivering a broad spectrum of banking, insurance, and investment services. With a robust network of 1,193 branches and 4,152 ATMs as of December 31, 2021, it serves a wide client base, maintaining a significant market presence in the regional banking sector.
What Is the Investment Thesis for BDOUY?
BDO Unibank, Inc. presents a robust financial profile with a market capitalization of $11.10B and a P/E ratio of 7.5, indicating a potentially undervalued position relative to its earnings. The company demonstrates strong operational efficiency with a gross margin of 72.7% and a profit margin of 22.0%, reflecting effective cost management and revenue generation. A dividend yield of 4.51% offers income potential for investors. Key growth catalysts include the ongoing expansion of its digital banking services, which can enhance customer reach and operational efficiency, and the potential for increased loan demand driven by sustained economic growth in the Philippines. The company's extensive branch and ATM network, comprising 1,193 branches and 4,152 ATMs as of December 31, 2021, provides a significant competitive advantage for market penetration and customer acquisition. Value drivers are further supported by its diversified service portfolio, encompassing retail, corporate, and investment banking, alongside insurance offerings, which mitigates reliance on any single revenue stream. The relatively low Beta of 0.51 suggests lower volatility compared to the broader market, potentially appealing to risk-averse investors.
Based on FMP financials and quantitative analysis
BDOUY Key Highlights
- Market Capitalization of $11.10B, positioning BDO Unibank as a significant player in the Philippine financial sector.
- P/E ratio of 7.5, which may suggest a valuation below the broader market average for financial institutions.
- Profit Margin of 22.0% indicates strong profitability and efficient management of its banking operations.
- Gross Margin of 72.7% highlights the company's effective revenue generation relative to its cost of services.
- Dividend Yield of 4.51% provides a substantial return to shareholders, reflecting a commitment to dividend distribution.
Who Are BDOUY's Competitors?
BDOUY is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| MCHB Mechanics Bank | $16.24 | +0.50% | $3.58B | 71 |
| STLE Steele Bancorp Inc. | $43.05 | -0.67% | $80.01M | 69 |
| NASB NASB Financial, Inc. | $40.30 | +0.00% | $289.22M | 68 |
| ASBA Associated Banc-Corp | $24.53 | +0.25% | $4.05B | 67 |
| CBTN Citizens Bancorp Investment, Inc. | $35.01 | +0.00% | $207.30M | 63 |
| BUSE First Busey Corporation | $29.58 | -0.25% | $2.50B | 63 |
| PNBI Pioneer Bankshares, Inc. | $44.50 | +0.00% | $44.61M | 63 |
| FBVI FCN Banc Corp. | $35.87 | +0.17% | $61.78M | 63 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are BDOUY's Key Strengths?
- Extensive physical network with 1,193 branches and 4,152 ATMs as of December 31, 2021, ensuring broad market penetration.
- Diversified revenue streams from retail, corporate, investment banking, insurance, and digital services.
- Strong profitability with a 22.0% profit margin and 72.7% gross margin, indicating efficient operations.
- Robust market capitalization of $11.10B, reflecting its significant presence in the Philippine financial sector.
What Are BDOUY's Weaknesses?
- Reliance on the Philippine market, which exposes the company to country-specific economic and political risks.
- Potential for increased competition from emerging fintech companies in digital banking services.
- Operational costs associated with maintaining a large physical branch and ATM network.
- Disclosure status for its OTC listing is unknown, which may impact investor confidence.
What Could Drive BDOUY Stock Higher?
- Continued economic growth in the Philippines, fostering increased demand for banking products and services, particularly loans and deposits.
- Successful implementation of digital transformation initiatives, leading to enhanced customer experience and operational efficiencies.
- Expansion of the bank's loan portfolio, especially in high-growth segments like SMEs and consumer lending, driving net interest income growth.
- Strategic partnerships or acquisitions that could broaden the bank's market reach or enhance its service offerings.
- Favorable regulatory changes that support financial sector growth or reduce compliance burdens for regional banks.
What Are the Key Risks for BDOUY?
- Financial-distress signal — its Altman Z-Score of -0.53 sits in the distress zone (elevated bankruptcy risk).
- Economic slowdown or recession in the Philippines, leading to higher loan defaults and reduced demand for banking services.
- Intensified competition from both traditional banks and emerging fintech companies, potentially eroding market share or profit margins.
- Exposure to interest rate fluctuations, which can impact the bank's net interest margin and overall profitability.
- Regulatory changes or increased capital requirements imposed by the Bangko Sentral ng Pilipinas (BSP), affecting operational flexibility and profitability.
- Cybersecurity threats and data breaches, which could compromise customer data, damage reputation, and incur significant financial losses.
What Are the Growth Opportunities for BDOUY?
- **Expansion of Digital Banking Services:** The increasing adoption of digital technologies in the Philippines presents a significant growth avenue for BDO Unibank. By further enhancing its online, mobile, and phone banking platforms, and expanding its mini POS network, BDO can reach a wider customer base, particularly in underserved rural areas and among the tech-savvy younger demographic. This digital transformation can lead to improved operational efficiencies, reduced costs associated with physical branches, and a seamless customer experience, driving higher transaction volumes and deposit growth. The market for digital financial services in Southeast Asia is projected to grow substantially, offering a long-term opportunity for BDO to solidify its leadership.
- **Increased Penetration in the SME Lending Segment:** Small and Medium-sized Enterprises (SMEs) are a vital engine for economic growth in the Philippines, yet often face challenges in accessing adequate financing. BDO Unibank's existing loan portfolio includes SME loans, and there is substantial room for growth by developing tailored financial products, streamlining loan application processes, and providing advisory services to this segment. By actively supporting SMEs, BDO can tap into a large, growing market, fostering stronger relationships with businesses and contributing to national economic development. This focus can yield higher-margin loans and diversify its credit portfolio over the next 3-5 years.
- **Growth in Wealth Management and Investment Banking:** As the Philippine economy matures and personal incomes rise, demand for sophisticated wealth management and investment banking services is expected to increase. BDO Unibank's offerings in unit investment trust funds, portfolio management, escrow services, and investment advisory, alongside its equity and fixed income underwriting capabilities, position it well to capitalize on this trend. By expanding its product suite and enhancing its advisory capacity, BDO can attract high-net-worth individuals and corporate clients seeking diversified investment opportunities, driving fee-based income growth. This is a long-term opportunity, aligning with the nation's economic progression.
- **Leveraging Remittance Services and Overseas Filipino Workers (OFW) Market:** The Philippines is one of the world's largest recipients of remittances, primarily from Overseas Filipino Workers (OFWs). BDO Unibank's established remittance services provide a critical link for OFWs and their families. There is a significant opportunity to deepen engagement with this segment by offering more integrated financial products, such as specialized savings accounts, insurance, and investment options tailored to OFWs' needs and their beneficiaries. Enhancing digital remittance channels and expanding partnerships globally can further secure BDO's share in this resilient and substantial market, providing a steady stream of deposits and cross-selling opportunities.
- **Strategic Branch Network Optimization and Expansion:** While digital banking grows, a physical presence remains crucial in the Philippines for trust and accessibility, especially in provincial areas. BDO Unibank's extensive network of 1,193 branches and 4,152 ATMs as of December 31, 2021, provides a strong foundation. Strategic optimization involves modernizing existing branches, expanding into high-growth provincial centers, and integrating digital service points within physical locations. This dual approach ensures broad market reach, caters to diverse customer preferences, and strengthens community ties, allowing BDO to capture new customers and deepen relationships in both urban and rural settings over the next 2-4 years.
What Opportunities Does BDOUY Have?
- Growing demand for digital banking services in the Philippines, allowing for expansion of online and mobile platforms.
- Untapped potential in the small and medium-enterprise (SME) lending segment, supporting economic growth.
- Increasing wealth in the Philippines driving demand for investment banking and wealth management services.
- Leveraging its strong remittance services to further engage Overseas Filipino Workers (OFWs) and their families.
What Threats Does BDOUY Face?
- Adverse changes in interest rates or economic downturns impacting loan demand and asset quality.
- Intensified regulatory scrutiny and compliance costs within the financial services sector.
- Disruptive innovation from financial technology (fintech) companies challenging traditional banking models.
- Geopolitical instability or natural disasters in the Philippines affecting business operations and customer confidence.
What Are BDOUY's Competitive Advantages?
- **Extensive Branch and ATM Network:** As of December 31, 2021, BDO operated 1,193 branches and 4,152 ATMs, providing unparalleled physical reach and customer accessibility across the Philippines.
- **Diversified Financial Services Portfolio:** Offering a wide array of banking, insurance, investment, and digital services creates a 'one-stop shop' for customers, fostering loyalty and cross-selling opportunities.
- **Strong Brand Recognition and Customer Trust:** As a leading bank in the Philippines, BDO Unibank benefits from a long-standing reputation and high public trust, which is crucial in the financial sector.
- **Economies of Scale:** Its large asset base and operational scale allow for cost efficiencies and the ability to invest in technology and infrastructure that smaller competitors may find challenging.
- **Regulatory Compliance and Stability:** Operating within a highly regulated industry, BDO's established compliance frameworks and stability provide a competitive edge over newer or less regulated entities.
What Does BDOUY Do?
BDO Unibank, Inc., established in 1967 and headquartered in Makati City, the Philippines, has evolved into a leading financial services conglomerate primarily serving the Philippine market. The company's comprehensive offerings span traditional banking products such as savings, checking, and time deposit accounts, alongside a diverse loan portfolio encompassing personal, auto, home, small and medium-enterprise, project finance, term, and working capital loans. Beyond core banking, BDO Unibank extends its services into the insurance sector, providing life, auto, home, personal accident, travel, and employee benefits products. It also facilitates critical remittance services, trade facilities including settlements, trust receipts, export bill purchases, and letters of credit, and offers extensive trust and investment services. These investment services include unit investment trust funds, portfolio management, escrow, security/collateral/bond trusteeship, facility/paying agency, and investment advisory. Furthermore, BDO Unibank is active in investment banking, undertaking equity and fixed income underwriting, financial advisory, direct equity investments, securitization, and retail treasury bonds. The company also provides leasing and financing solutions, such as direct leases, sale and leaseback arrangements, car, equipment, and vehicle leasing, coupled with cash management services. Its treasury services, debit and credit card offerings, and advanced digital platforms like mini POS, online, mobile, and phone banking underscore its commitment to modern financial accessibility. As of December 31, 2021, BDO Unibank boasted an extensive operational footprint with 1,193 branches, including two foreign branches, 4,152 automated teller machines (ATMs), 624 cash accept machines, and 9 self-service teller machines, solidifying its pervasive presence across the archipelago.
What Products and Services Does BDOUY Offer?
- Provides traditional deposit products including savings, checking, and time deposit accounts.
- Offers a wide range of loans such as personal, auto, home, SME, project finance, term, and working capital loans.
- Sells various insurance products, including life, auto, home, personal accident, travel, and employee benefits.
- Facilitates remittance services for individuals, particularly Overseas Filipino Workers (OFWs).
- Manages trade facilities like trade settlements, trust receipts, export bill purchases, and letters of credit.
- Delivers trust and investment services, including unit investment trust funds, portfolio management, and investment advisory.
- Engages in investment banking activities such as equity and fixed income underwriting and financial advisory.
- Offers leasing and financing solutions, alongside cash management, treasury, debit/credit cards, and digital banking services.
How Does BDOUY Make Money?
- Generates net interest income from the spread between interest earned on loans and investments, and interest paid on deposits.
- Earns fee-based income from various services including remittance, trade finance, trust and investment management, and credit card transactions.
- Derives income from insurance premiums and underwriting activities through its insurance products.
- Generates revenue from investment banking services such as underwriting fees and financial advisory charges.
- Collects fees from leasing and financing solutions provided to individuals and businesses.
What Industry Does BDOUY Operate In?
BDO Unibank, Inc. operates within the dynamic Banks - Regional industry in the Philippines, a sector characterized by robust competition and significant growth potential driven by a young, growing population and increasing financial inclusion. The Philippine banking industry is experiencing trends such as digitalization, with a growing demand for online and mobile banking services, and a focus on expanding lending to small and medium-sized enterprises (SMEs) to support economic development. BDO Unibank, with its extensive network of 1,193 branches and 4,152 ATMs as of December 31, 2021, holds a dominant position, leveraging its scale and diversified service offerings to compete effectively. The competitive landscape includes other large domestic banks and a growing number of digital-first financial technology companies. BDO's strategic positioning, encompassing retail, corporate, investment banking, and insurance, allows it to capture various segments of the market and adapt to evolving consumer preferences and regulatory changes.
Who Are BDOUY's Key Customers?
- Individual retail customers for deposits, loans, credit cards, and digital banking.
- Small and Medium-sized Enterprises (SMEs) seeking working capital, project finance, and leasing solutions.
- Large corporate clients requiring investment banking, trade finance, and treasury services.
- Overseas Filipino Workers (OFWs) and their beneficiaries utilizing remittance services.
- High-net-worth individuals seeking wealth management and investment advisory services.
BDO Unibank, Inc. Financial Trajectory
BDO Unibank, Inc. (BDOUY) reported $99.35B in revenue for Q1 2026, a decline of 17.5% compared to the prior quarter. The company recorded net income of $20.11B, with diluted EPS of $37.40. Quarter-over-quarter revenue has been mixed, typical for a large-cap company operating in Financial Services. Across the four most recent quarters, BDOUY averaged $40.73 in diluted EPS.
Company Profile
BDO Unibank, Inc. operates in the Banks - Regional industry within the Financial Services sector. It is headquartered in Makati City, PH. The company is led by CEO Nestor V. Tan. BDOUY has traded publicly since 2014.
How BDO Unibank, Inc. Is Valued
BDO Unibank, Inc. carries a market capitalization of $11.10B, placing it in the large-cap category. Relative to its peer group, BDOUY's quantitative score of 60/100 is roughly in line with the peer average of 68/100.
ROE 14%Key Financial Metrics
Return on equity for BDO Unibank, Inc. stands at 14.0%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 1.5%, showing how much profit it generates from its asset base. BDOUY trades at a trailing price-to-earnings ratio of 7.45, below the Financial Services sector average of ~18x. Its free cash flow yield is 37.0%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.11 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 13.4%, the inverse of the P/E and a quick read on earnings relative to price.
F-Score 7/9Financial Health
BDO Unibank, Inc.'s Piotroski F-Score is 7/9, a 9-point checklist of profitability, leverage and efficiency — signaling solid underlying fundamentals. Its Altman Z-Score of -0.53 places it in the distress zone, a signal of elevated financial risk.
FY2026 estForward Outlook
Wall Street analysts project BDO Unibank, Inc. revenue of about $315.26B for fiscal 2026, with EPS near $164.11. The estimate reflects 5 contributing analysts.
BDOUY Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- BDO's strong presence in the Philippines positions it well for long-term growth as the country's economy expands. Think of it like how banks in China benefited from their country's rapid development.
- Recent insider activity suggests confidence in the company's future prospects. It's a signal that those closest to the business see value.
- The community sentiment seems to be leaning towards a positive outlook, with many seeing BDO as a stable and reliable player in the financial sector.
- BDO's focus on digital transformation aligns with changing consumer preferences, potentially attracting a younger, tech-savvy customer base.
Bear Case
- Economic uncertainty in the Philippines could impact BDO's loan portfolio and profitability. Similar to how European banks struggled during the Eurozone crisis.
- Increased competition from fintech companies could erode BDO's market share. Traditional banks face disruption, just like Blockbuster did with Netflix.
- Negative news or events in the Philippines could trigger a sell-off, regardless of BDO's underlying fundamentals. Market sentiment can be fickle, like during the dot-com bubble burst.
- Regulatory changes in the Philippines could create headwinds for BDO, increasing compliance costs and limiting growth opportunities.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $99.35B | $20.11B | $37.40 |
| Q4 2025 | $120.44B | $24.13B | $44.10 |
| Q3 2025 | $90.68B | $22.86B | $42.40 |
| Q2 2025 | $89.64B | $20.91B | $39.00 |
Based on FMP financials and quantitative analysis
BDOUY Latest News
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Top Global Dividend Stocks For June 2026
Yahoo! Finance: BDOUY News · Jun 15, 2026
BDOUY Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for BDOUY.
Price Targets
Wall Street price target analysis for BDOUY.
BDOUY MoonshotScore
What does this score mean?
The MoonshotScore rates BDOUY's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Nestor V. Tan
President and Chief Executive Officer
Nestor V. Tan serves as the President and Chief Executive Officer of BDO Unibank, Inc., overseeing a workforce of 44,044 employees. His extensive career in the financial industry spans several decades, marked by leadership roles in various international and local banking institutions. Prior to his tenure at BDO, Mr. Tan held significant positions that honed his expertise in corporate finance, treasury, and risk management. His background reflects a deep understanding of both domestic and global financial markets, equipping him with the strategic foresight necessary to navigate the complexities of the banking sector.
Track Record: Under Nestor V. Tan's leadership, BDO Unibank has solidified its position as a dominant force in the Philippine banking landscape. He has been instrumental in driving the bank's expansion, particularly in its extensive branch and ATM network, which reached 1,193 branches and 4,152 ATMs as of December 31, 2021. His strategic decisions have contributed to the bank's diversified service offerings, encompassing a broad range of banking, insurance, and investment products, enhancing its market share and financial performance. Mr. Tan's focus on operational efficiency is reflected in the company's robust profit and gross margins.
BDO Unibank, Inc. ADR Information Unsponsored
BDOUY is an American Depositary Receipt (ADR) Level 1, which represents shares of BDO Unibank, Inc. that are traded on U.S. markets. An ADR allows U.S. investors to buy shares in foreign companies without having to trade on the company's home stock exchange. For BDOUY, this means U.S. investors hold certificates representing shares of BDO Unibank, Inc. that are deposited with a U.S. bank, facilitating easier access to the Philippine financial market.
- Home Market Ticker: The primary stock exchange for BDO Unibank, Inc. is the Philippine Stock Exchange (PSE), and its home country is the Philippines, with its headquarters in Makati City.
- ADR Level: 1
- ADR Ratio: 1:1
- Home Market Ticker: BDOU
BDOUY OTC Market Information
BDOUY trades on the OTC Other tier of the OTC Markets Group. The 'OTC Other' tier is the lowest of the three tiers (OTCQX, OTCQB, OTC Pink) and is for companies that do not meet the financial or disclosure standards of OTCQX or OTCQB. It includes companies that are current in their reporting but do not qualify for a higher tier, or those with limited public information. Unlike stocks on major exchanges like NYSE or NASDAQ, companies on OTC Other are not subject to the same strict listing requirements regarding minimum share price, market capitalization, or corporate governance, which can lead to higher risk and less transparency for investors.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited public disclosure due to 'Unknown' disclosure status, potentially hindering informed investment decisions.
- Lower liquidity and wider bid-ask spreads compared to exchange-listed stocks, impacting trade execution.
- Lack of stringent listing requirements and regulatory oversight compared to major exchanges.
- Potential for price volatility due to lower trading volume and fewer market participants.
- Difficulty in obtaining reliable and timely financial information for comprehensive analysis.
- Verify the company's latest financial statements and annual reports from its home country regulators.
- Research the company's business operations, market position, and competitive landscape in the Philippines.
- Assess the management team's track record and corporate governance practices.
- Understand the regulatory environment in the Philippines and any specific risks for regional banks.
- Evaluate the company's dividend history and policy, considering ADR-specific tax implications.
- Analyze the historical trading volume and bid-ask spread of BDOUY to gauge liquidity.
- Consult with a financial advisor experienced in international and OTC investments.
- BDO Unibank, Inc. is a well-established company incorporated in 1967 and headquartered in Makati City, PH.
- It is a major financial institution in the Philippines, operating an extensive network of 1,193 branches and 4,152 ATMs as of December 31, 2021.
- The company has a significant market capitalization of $11.10B, indicating substantial size and operational scale.
- It is led by an experienced CEO, Nestor V. Tan, managing 44,044 employees, suggesting a structured corporate entity.
- The company's home market shares (BDOU) trade on the Philippine Stock Exchange, a regulated exchange.
What Investors Ask About BDO Unibank, Inc. (BDOUY) — Financial Services
What does BDO Unibank, Inc. do?
BDO Unibank, Inc. is a full-service financial institution based in the Philippines, offering a comprehensive array of banking and financial products. Its core business involves deposit-taking through savings, checking, and time deposit accounts, and lending across various segments including personal, auto, home, SME, project finance, term, and working capital loans. Beyond traditional banking, BDO provides insurance products (life, auto, home, personal accident, travel, employee benefits), remittance services, and trade facilities. The company also operates in trust and investment management, offering unit investment trust funds and portfolio management, and provides investment banking services like underwriting and financial advisory. Additionally, it delivers leasing, cash management, treasury services, and a suite of digital banking solutions.
How sensitive is BDOUY to interest rate changes?
As a regional bank, BDO Unibank, Inc. is inherently sensitive to interest rate changes, which directly impact its net interest margin (NIM). A rise in benchmark interest rates typically benefits banks if their assets (loans) reprice faster or at higher rates than their liabilities (deposits). Conversely, a decline in rates can compress NIM if lending rates fall more rapidly than deposit costs. BDO's extensive deposit base, comprising savings, checking, and time deposit accounts, provides a stable funding source. However, the repricing schedule of its diverse loan portfolio, including personal, auto, home, and SME loans, dictates the extent to which interest rate movements affect its profitability. The bank's treasury operations also play a role in managing this interest rate risk through various hedging strategies and asset-liability management.
What regulatory challenges does BDO Unibank, Inc. face?
BDO Unibank, Inc. operates within a highly regulated environment overseen by the Bangko Sentral ng Pilipinas (BSP). Key regulatory challenges include maintaining stringent capital adequacy ratios (CAR) in line with Basel III standards, which require banks to hold sufficient capital to absorb potential losses. Compliance with anti-money laundering (AML) and know-your-customer (KYC) regulations is also critical, necessitating robust internal controls and reporting mechanisms. The bank must also navigate regulations concerning consumer protection, data privacy, and digital banking, which are continuously evolving. Non-compliance with these regulations can result in significant fines, reputational damage, and operational restrictions, directly impacting the bank's financial performance and market standing. The 'Unknown' disclosure status for its OTC listing also presents a unique challenge in terms of transparency.
What are the main risks for BDOUY?
BDO Unibank, Inc. faces several key risks inherent to the financial services sector and its operating environment. Credit risk is prominent, stemming from potential defaults on its diverse loan portfolio, which includes personal, auto, home, SME, and corporate loans. Market risk, particularly interest rate risk, can impact its net interest margin and investment portfolio values. Operational risks include potential failures in internal processes, systems, or human error, as well as external events like cybersecurity breaches. Liquidity risk pertains to the bank's ability to meet its short-term obligations. Furthermore, as an ADR trading on the OTC market with an 'Unknown' disclosure status, BDOUY faces risks related to lower transparency, potentially reduced liquidity, and less stringent regulatory oversight compared to exchange-listed securities. Economic downturns in the Philippines or adverse regulatory changes also pose significant threats.
What are the key factors to evaluate for BDOUY?
BDO Unibank, Inc. (BDOUY) holds an AI score of 60/100 (moderate). P/E: 7.5x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does BDOUY data refresh on this page?
BDOUY prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven BDOUY's recent stock price performance?
BDO Unibank, Inc. (BDOUY) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Extensive physical network with 1,193 branches and 4,152 ATMs as of December 31, 2021, ensuring broad market penetration. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider BDOUY overvalued or undervalued right now?
BDO Unibank, Inc. (BDOUY) trades at 7.5x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
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