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SoFi (SOFI) vs. Robinhood (HOOD) Stock Comparison

This page provides a comparison of SoFi Technologies (SOFI) and Robinhood Markets (HOOD). Both operate in the fintech sector, but cater to different segments and employ distinct business models. SoFi focuses on lending, banking, and investment services, targeting a broad range of financial needs for its customer base. Robinhood, on the other hand, is primarily a retail brokerage platform known for pioneering commission-free trading. This comparison offers insights for investors considering opportunities in the fintech space.

Quick Answer This page compares SoFi Technologies (SOFI) and Robinhood Markets (HOOD), two fintech companies with distinct business models. SoFi provides a range of financial services, including lending, banking, and investment products, while Robinhood focuses on commission-free retail brokerage. The comparison considers business models, target markets, and competitive landscapes to offer a balanced perspective.
Screens40Average score43.00Updated2026-04-10Prices as ofOct 26, 2026 session

Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures.

MoonshotScore V2 rates eligible US-listed companies from 0 to 100 against their sector peers on five pillars: Business Quality (weight 26), Financial Safety (weight 20), Valuation (weight 18), Growth Durability (weight 16) and Momentum (weight 12). It reads no news-sentiment or analyst data, and it is not a probability of future returns.

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SoFi vs. Robinhood: An Overview

SoFi Technologies (SOFI) and Robinhood Markets (HOOD) represent different approaches within the fintech industry. SoFi aims to be a comprehensive financial services provider, while Robinhood has focused on democratizing trading through its user-friendly platform. Evaluating these companies involves understanding their core services, target markets, and competitive landscapes.

SOFI vs HOOD: The Numbers

Side by side on the figures we publish for both companies. Not a ranking and not a recommendation — the same metrics, read off the same source, on the same day.

SOFI and HOOD on five published metrics — MoonshotScore and P/E from our latest stored data; prices, day change and market cap as of the Oct 26, 2026 trading session (FMP quote). Source: Financial Modeling Prep, Yahoo Finance.
Metric SOFISoFi TechnologiesHOODRobinhood Markets
MoonshotScore —43
Price $14.46$92.84
Change (1D) -1.06%-2.35%
Market cap $18.7B$73.4B
P/E ratio ——

A dash means we hold no published figure for that company — not a zero. Full analysis: SOFI · HOOD.

Key Considerations for SOFI and HOOD

When evaluating SOFI vs. HOOD, consider these points: * **Business Model:** SoFi's diversified financial services vs. Robinhood's brokerage-centric approach. * **Target Market:** SoFi's focus on a broad range of financial needs vs. Robinhood's appeal to retail investors. * **Competitive Landscape:** Both companies face competition from traditional financial institutions and other fintech firms.

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“MoonshotScore rates a US-listed stock 0 to 100 using five sector-relative pillars. Higher means stronger numbers across business quality, safety, valuation, growth and momentum. Eligible common stocks and ADRs only; funds, ETFs, warrants, units, SPACs, preferreds, and notes carry none. It is built for education and deeper due diligence, not financial advice.”
— Stock Expert AI published methodology (how MoonshotScore works)

Questions worth resolving before acting on the screen

What is the latest recorded share price of SOFI and HOOD?

SOFI last recorded $14.46 and HOOD $92.84 (quotes dated 2026-10-26). These are the last provider quotes we hold, not streaming prices.

Which is larger by market capitalization, SOFI or HOOD?

SOFI has a market capitalization of $18.7B and HOOD $73.4B (quotes dated 2026-10-26). HOOD is about 3.9 times the size of SOFI by market value.

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Stock Expert AI provides data and analysis tools for educational purposes. This is not financial advice. Past performance does not guarantee future results. Always consult a qualified financial advisor before making investment decisions. Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures.