Nexi S.p.A. (NEXPF) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Nexi S.p.A. (NEXPF) trades at $4.74 with AI Score 52/100 (Grade B). Nexi S. p. A. Market cap: $5.57B, Sector: Technology.
Price as of Aug 21, 2026 · Last analyzed: Mar 15, 2026Analyst Coverage for NEXPF: NEXPF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates NEXPF against Technology peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
NEXPF: the 3 scored disciplines are evenly split. Dominant signal: Seth Klarman bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Nexi S.p.A. (NEXPF) Technology Profile & Competitive Position
Nexi S.p.A., based in Italy, delivers electronic payment solutions to financial institutions, merchants, and public sector entities. With a comprehensive suite of acquiring and issuing services, Nexi facilitates digital transactions and competes in the European payments landscape, marked by evolving technologies and regulatory changes.
What Is the Investment Thesis for NEXPF?
Nexi S.p.A. presents a complex investment case. While the company operates in a growing digital payments market and offers a dividend yield of 8.38%, its negative P/E ratio of -1.09 and a profit margin of -66.9% raise concerns about profitability. The company's beta of 1.02 indicates market correlation. Growth catalysts include expansion into new markets like Croatia and continued adoption of digital payment solutions. However, investors should carefully consider the company's financial performance and competitive pressures within the evolving payments landscape before making investment decisions.
Based on FMP financials and quantitative analysis
NEXPF Key Highlights
Market capitalization of $5.57B, reflecting its position in the electronic payments sector.
- Gross margin of 63.2%, indicating a strong ability to manage the cost of services.
- Dividend yield of 8.38%, offering a potentially attractive income stream for investors.
- Negative P/E ratio of -1.09, signaling current losses and requiring further investigation.
- Profit margin of -66.9%, highlighting significant challenges in achieving profitability.
Who Are NEXPF's Competitors?
NEXPF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| AACAF AAC Technologies Holdings Inc. | $5.17 | +0.00% | $5.98B | 49 |
| KSFTF Kingsoft Corporation Limited | $3.25 | +0.00% | $4.41B | 63 |
| MNBEF MINEBEA MITSUMI Inc. | $24.25 | +0.00% | $9.74B | 51 |
| OSUKF Otsuka Corporation | $20.00 | +0.00% | $7.58B | 49 |
| OTGLF CD Projekt S.A. | $63.30 | +0.00% | $6.32B | 48 |
| KVYO Klaviyo, Inc. | $18.11 | -0.49% | $5.42B | 74 |
| RELY Remitly Global, Inc. | $25.06 | -1.49% | $5.28B | 97 |
| DOX Amdocs Limited | $60.90 | +1.15% | $6.55B | 72 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are NEXPF's Key Strengths?
Strong market position in Italy.
- Comprehensive range of payment services.
- Established relationships with financial institutions.
- Proprietary technology and software solutions.
What Are NEXPF's Weaknesses?
Negative profit margin and P/E ratio.
- Geographic concentration in Italy.
- Exposure to regulatory changes in the payment industry.
- Dependence on traditional payment methods.
What Could Drive NEXPF Stock Higher?
Continued expansion of digital payment solutions in Italy and Europe.
- Potential acquisitions of smaller payment processing companies.
- Strategic partnerships with banks and financial institutions.
- Development and launch of new software applications for businesses.
What Are the Key Risks for NEXPF?
Financial-distress signal — its Altman Z-Score of 0.79 sits in the distress zone (elevated bankruptcy risk).
- Negative return on equity (-48.3%) — the business is not currently generating profit on shareholder capital.
- Inconsistent delivery — missed Wall Street EPS estimates in 4 of the last 8 reported quarters.
- Increased competition from established payment providers and fintech companies.
- Cybersecurity threats and data breaches compromising customer data.
- Regulatory changes in the payment industry affecting business operations.
- Economic downturns reducing consumer spending and transaction volumes.
What Are the Growth Opportunities for NEXPF?
- Expansion into the Croatian Market: Nexi's strategic agreement with Intesa Sanpaolo S.p.A. to acquire PBZ Card's merchant business in Croatia represents a significant growth opportunity. This acquisition allows Nexi to establish a foothold in the Croatian market and leverage its existing payment infrastructure to capture market share. The timeline for full integration and realization of synergies is estimated at 12-18 months.
- Increased Adoption of Digital Payment Solutions: The ongoing shift towards digital payment methods presents a substantial growth opportunity for Nexi. As consumers and businesses increasingly embrace cashless transactions, Nexi is well-positioned to benefit from the rising demand for its acquiring and issuing services.
- Development of Innovative Payment Technologies: Investing in the development of innovative payment technologies, such as mobile payment solutions and blockchain-based payment systems, can drive future growth for Nexi. By staying at the forefront of technological advancements, Nexi can attract new customers and differentiate itself from competitors. The timeline for developing and launching new payment technologies is typically 2-3 years.
- Strategic Partnerships with Banks and Financial Institutions: Forging strategic partnerships with banks and financial institutions can expand Nexi's reach and customer base. By collaborating with these institutions, Nexi can integrate its payment solutions into their existing platforms and offer a wider range of services to their customers. These partnerships can be established within 6-12 months.
- Expansion of Software Applications for Businesses: Nexi's software applications for invoice management, prepaid card reloading, and bill payments offer a valuable service to businesses. Expanding the functionality and reach of these applications can drive revenue growth and strengthen Nexi's position as a comprehensive payment solutions provider. The timeline for developing and launching new software features is typically 12-18 months.
What Are NEXPF's Competitive Advantages?
- Established presence in the Italian payment market.
- Comprehensive suite of acquiring and issuing services.
- Strategic partnerships with key financial institutions.
- Proprietary software applications for payment management.
What Does NEXPF Do?
Founded in 1939 and headquartered in Milan, Italy, Nexi S.p.A. has evolved into a leading provider of electronic money and payment services. The company serves a diverse clientele, including banks, financial and insurance institutions, merchants, businesses, and public administrations. Nexi's core offerings encompass acquiring services, which include the configuration, activation, and maintenance of POS terminals, fraud prevention, dispute management, and customer support. On the issuing side, Nexi provides services such as the issuance, supply, and management of private and corporate payment cards, installation and management of ATMs, clearing services, and digital banking services for managing current accounts and payments. Beyond these core services, Nexi also offers software applications designed to streamline invoice management and storage, prepaid card reloading, bill payments, and postal payments. The company's strategic agreement with Intesa Sanpaolo S.p.A. to acquire PBZ Card's merchant business in Croatia underscores its expansion efforts in the European market. Nexi's comprehensive suite of services positions it as a key player in the Italian and broader European digital payments ecosystem.
What Products and Services Does NEXPF Offer?
- Provides acquiring services for merchants, including POS terminal management and fraud prevention.
- Offers issuing services, such as payment card issuance and ATM management.
- Delivers digital banking services for current account and payment management.
- Develops software applications for invoice management, prepaid card reloading, and bill payments.
- Facilitates electronic money transfers and payment processing for various sectors.
- Offers customer support services to merchants and financial institutions.
How Does NEXPF Make Money?
- Generates revenue through transaction fees from acquiring and issuing services.
- Earns income from the sale and maintenance of POS terminals and ATM infrastructure.
- Charges fees for software application usage and related services.
- Receives revenue from strategic partnerships and collaborations with financial institutions.
What Industry Does NEXPF Operate In?
Nexi S.p.A. operates within the rapidly evolving electronic payments industry. The market is characterized by increasing adoption of digital payment methods, driven by consumer demand for convenience and security. Competition is intense, with established players like AACAF (Adyen N.V.), KSFTF (Shift4 Payments, Inc.), MNBEF (MoneyGram International, Inc.), OSUKF (Paysafe Limited), and OTGLF (Global Payments Inc.) vying for market share. Nexi's focus on the Italian market and strategic expansion efforts position it to capitalize on the growth of digital payments in Europe.
Who Are NEXPF's Key Customers?
- Banks and financial institutions seeking payment processing solutions.
- Merchants and businesses requiring POS terminals and acquiring services.
- Public administrations needing electronic payment infrastructure.
- Consumers utilizing payment cards and digital banking services.
Nexi S.p.A. (NEXPF) Valuation Context
Valued at $5.57B, NEXPF is classified as a mid-cap stock. Relative to its peer group, NEXPF's quantitative score of 52/100 is roughly in line with the peer average of 52/100.
NEXPF Revenue & Earnings Trend
In Q2 2026, NEXPF generated $3.03B in top-line revenue, marking a sequential decrease of 8.3%. The company recorded net income of $114.8M, with diluted EPS of $0.10. Quarter-over-quarter revenue has been mixed, typical for a mid-cap company operating in Technology. Across the four most recent quarters, NEXPF averaged $-0.62 in diluted EPS.
Company Profile
Nexi S.p.A. operates in the Software - Infrastructure industry within the Technology sector. It is headquartered in Milan, IT. The company is led by CEO Bernardo Mingrone. NEXPF has traded publicly since 2020.
Key Financial Metrics
Return on equity for Nexi S.p.A. stands at -48.3%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -17.1%, showing how much profit it generates from its asset base. Its free cash flow yield is 7.3%, a gauge of the cash the business throws off relative to its market value. A current ratio of 8.13 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is -62.7%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
Nexi S.p.A.'s Piotroski F-Score is 5/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.79 places it in the distress zone, a signal of elevated financial risk.
Earnings Track Record
Nexi S.p.A. has missed Wall Street's EPS estimate in 4 of its last 8 reported quarters — a mixed record worth weighing. Reported results have landed about 81.8% above estimates on average.
Forward Outlook
Wall Street analysts project Nexi S.p.A. revenue of about $4.20B for fiscal 2026, with EPS near $0.74. The estimate reflects 16 contributing analysts.
NEXPF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in Nexi's strategic direction, indicating that key stakeholders believe in the company's growth potential.
- Community sentiment has shifted positively, with discussions highlighting the company's innovative payment solutions gaining traction in the market.
- Recent partnerships with major financial institutions have bolstered Nexi's reputation, enhancing its competitive edge in a rapidly evolving fintech landscape.
- Analysts are noting the increasing demand for digital payment solutions, positioning Nexi well to capitalize on this trend as consumer behavior continues to evolve.
Bear Case
- There are concerns about regulatory changes affecting the fintech sector, which could pose challenges for Nexi's operations and growth.
- Community discussions reflect skepticism regarding Nexi's ability to maintain market share amidst rising competition from both established players and new entrants.
- Recent earnings reports have shown mixed results, leading to uncertainty about the company's short-term performance and strategic execution.
- Market perception remains cautious, with some investors worried about the sustainability of Nexi's growth in a potentially volatile economic environment.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $3.03B | $115M | $0.10 |
| Q4 2025 | $3.30B | -$3.46B | -$2.82 |
| Q2 2025 | $1.74B | $88M | $0.07 |
| Q4 2024 | $3.31B | -$133M | $0.16 |
Based on FMP financials and quantitative analysis
NEXPF Latest News
No recent news available for NEXPF.
NEXPF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for NEXPF.
Price Targets
Wall Street price target analysis for NEXPF.
NEXPF MoonshotScore
What does this score mean?
The MoonshotScore rates NEXPF 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: Paolo Bertoluzzo
CEO
Paolo Bertoluzzo serves as the CEO of Nexi S.p.A., bringing extensive experience in the technology and telecommunications sectors. Prior to joining Nexi, he held leadership positions at Vodafone Italy and McKinsey & Company. His background encompasses strategic planning, operational management, and business development, equipping him to lead Nexi in a rapidly evolving digital payments landscape. He is responsible for managing 8609 employees.
Track Record: Under Paolo Bertoluzzo's leadership, Nexi S.p.A. has focused on expanding its digital payment solutions and strengthening its position in the Italian market. Key milestones include strategic acquisitions and partnerships aimed at enhancing the company's technological capabilities and expanding its customer base. His tenure has been marked by efforts to navigate the competitive landscape and drive innovation in the payments industry.
NEXPF OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Nexi S.p.A. (NEXPF) may not meet the minimum financial standards or disclosure requirements of higher tiers like OTCQX or OTCQB, or major exchanges like NYSE or NASDAQ. Companies on this tier may have limited information available to investors, and the lack of stringent listing requirements increases the risk of investing in these securities. This tier is often populated by shell companies, companies in distress, or those with limited operations.
- OTC Tier: OTC Other
- Limited Information: Lack of comprehensive financial reporting and disclosures.
- Low Liquidity: Difficulty in buying or selling shares due to low trading volume.
- Price Volatility: Susceptibility to significant price swings due to limited trading activity.
- Regulatory Scrutiny: Potential for regulatory actions due to non-compliance with reporting standards.
- Going Concern Risk: Increased risk of business failure or delisting.
- Verify the company's registration and legal standing.
- Obtain and review any available financial statements.
- Assess the company's business model and competitive landscape.
- Evaluate the management team's experience and track record.
- Understand the company's capital structure and potential dilution.
- Monitor news and regulatory filings for any red flags.
- Consult with a financial advisor before investing.
- Established Business Operations: Nexi S.p.A. has been in operation since 1939.
- Strategic Agreements: The company has a strategic agreement with Intesa Sanpaolo S.p.A.
- Employee Count: Nexi S.p.A. employs a substantial workforce of 8609 individuals.
- European Market Presence: Operates in the Italian and Croatian markets.
Nexi S.p.A. Technology Stock: Key Questions Answered
What does the AI Score mean for NEXPF?
NEXPF holds an AI Score of 52/100 (Grade: B). This is an educational research signal, not a buy or sell recommendation. Nexi S.p.A. is an Italian provider of electronic money and payment services. The company serves banks, financial institutions, merchants, and public administrations, offering a range of acquiring …
What does Nexi S.p.A. do?
Nexi S.p.A. provides electronic money and payment services, primarily in Italy. The company offers a comprehensive suite of solutions, including acquiring services for merchants (POS terminals, fraud prevention) and issuing services for banks (payment cards, ATM management). Additionally, Nexi develops software applications for invoice management and other business needs, positioning itself as a key facilitator of digital transactions within the Italian financial ecosystem.
What do analysts say about NEXPF stock?
Analyst coverage of NEXPF is limited due to its OTC listing and Italian market focus. Key valuation metrics such as the negative P/E ratio reflect current losses, while the gross margin indicates underlying business strength. Growth considerations center on Nexi's ability to expand its digital payment solutions, navigate competitive pressures, and achieve profitability in the evolving payments landscape. Further research is needed to assess analyst consensus and potential price targets.
What are the main risks for NEXPF?
NEXPF faces several key risks, including intense competition from established global payment providers and emerging fintech companies. Cybersecurity threats and data breaches pose a significant risk to customer data and brand reputation. Regulatory changes in the payment industry, particularly in Europe, could impact Nexi's business operations and compliance costs. Additionally, economic downturns in Italy and Europe could reduce consumer spending and transaction volumes, affecting Nexi's revenue.
What are the key factors to evaluate for NEXPF?
Nexi S.p.A. (NEXPF) holds an AI score of 52/100 (moderate). presents a complex investment case. While the company operates in a growing digital payments market and offers a dividend yield of 8.38%, its negative P/E ratio of -1.09 and a profit margin of -66.9% raise concerns about profitability. Not financial advice.
How frequently does NEXPF data refresh on this page?
NEXPF's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven NEXPF's recent stock price performance?
Nexi S.p.A. (NEXPF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong market position in Italy. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider NEXPF overvalued or undervalued right now?
Nexi S.p.A. (NEXPF) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research NEXPF before investing?
Before investing in Nexi S.p.A. (NEXPF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- OTC market data may be less reliable than exchange-listed data.
- Financial data is based on available public information and may be incomplete.