Ryman Healthcare Limited (RHCGF) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
Market cap $1.13B is the value of all shares combined. Beta 0.22: the stock has moved about 78% less than the S&P 500.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 17, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerRyman Healthcare Limited (RHCGF) trades at $1.11. Ryman Healthcare Limited develops, owns, and operates integrated retirement villages, rest homes, and hospitals for the elderly in New Zealand and Australia. Market cap: $1.13B, Sector: Healthcare.
Price as of Sep 11, 2026 · Last analyzed: Mar 17, 2026Analyst Coverage for RHCGF: RHCGF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates RHCGF against Healthcare peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.
No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.
RHCGF: the 2 scored disciplines are evenly split. Dominant signal: Ray Dalio bullish.
How is this calculated? →AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Ryman Healthcare Limited (RHCGF) Healthcare & Pipeline Overview
Ryman Healthcare Limited, a New Zealand-based company, develops and operates integrated retirement villages and care facilities across New Zealand and Australia, offering a continuum of care from independent living to hospital-level services. The company distinguishes itself through its comprehensive village amenities and a focus on providing high-quality care for the elderly.
What Is the Investment Thesis for RHCGF?
Ryman Healthcare presents a mixed investment case. While the aging populations in New Zealand and Australia provide a strong demographic tailwind, the company's recent negative profit margin of -75.9% raises concerns about operational efficiency and profitability. The low beta of 0.22 suggests lower volatility compared to the overall market. Future growth hinges on successful expansion and the ability to improve cost management. Investors should closely monitor occupancy rates, development timelines, and the competitive landscape to assess Ryman's long-term potential. The absence of a dividend yield may deter income-focused investors.
Based on FMP financials and quantitative analysis
RHCGF Key Highlights
Ryman Healthcare operates 45 retirement villages across New Zealand and Australia.
- The company provides a continuum of care, including independent living, assisted living, and hospital-level care.
- Ryman's villages offer a range of amenities, such as swimming pools, gyms, and movie theaters.
- The company's profit margin is currently negative, at -75.9%.
- Ryman Healthcare's beta is 0.22, indicating lower volatility than the market.
Who Are RHCGF's Competitors?
RHCGF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| ANSLY Ansell Limited | $107.84 | 0.00% | $3.79B | — |
| BUGDF Bumrungrad Hospital Public Company Limited | $4.75 | 0.00% | $3.78B | — |
| GLPGF Galapagos N.V. | $26.24 | 0.00% | $1.73B | — |
| JXFGF Jinxin Fertility Group Limited | $0.29 | 0.00% | $740M | — |
| MAHLY MediPal Holdings Corporation | $18.30 | 0.00% | $3.75B | — |
| USPH U.S. Physical Therapy, Inc. | $78.52 | +1.04% | $1.19B | 605-pillar |
| AMN AMN Healthcare Services, Inc. | $33.47 | +1.27% | $1.30B | 935-pillar |
| PNTG The Pennant Group, Inc. | $39.55 | +0.64% | $1.38B | 695-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are RHCGF's Key Strengths?
Integrated retirement village model.
- Established brand reputation.
- High-quality facilities and services.
- Continuum of care.
What Are RHCGF's Weaknesses?
Negative profit margin.
- Exposure to property market fluctuations.
- High capital expenditure requirements.
- Dependence on occupancy rates.
What Could Drive RHCGF Stock Higher?
RHCGF catalyst: Aging populations in New Zealand and Australia driving demand for retirement living and aged care services.
- Government support for aged care sector through funding and subsidies.
- Potential expansion into new geographic markets.
- Development of new retirement villages and care facilities.
- Increasing demand for specialized care services, such as dementia care.
What Are the Key Risks for RHCGF?
Financial-distress signal — its Altman Z-Score of 0.38 sits in the distress zone (elevated bankruptcy risk).
- Negative return on equity (-4.2%) — the business is not currently generating profit on shareholder capital.
- Negative profit margin impacting financial performance.
- Fluctuations in property markets affecting asset values.
- Regulatory changes impacting operations and compliance costs.
- Staffing shortages and rising labor costs.
- Competition from other retirement village operators.
What Are the Growth Opportunities for RHCGF?
- Expansion into New Markets: Ryman Healthcare has the opportunity to expand its footprint by developing new retirement villages in underserved areas of New Zealand and Australia. The aging population in both countries creates a strong demand for retirement living options. Successful expansion requires careful site selection, efficient project management, and effective marketing to attract new residents. This strategy could increase revenue by 10-15% over the next 3-5 years.
- Increased Focus on High-Acuity Care: Ryman Healthcare can capitalize on the growing demand for specialized care services, such as dementia care and hospital-level care. By expanding its care offerings and investing in skilled staff, the company can attract residents with more complex healthcare needs. This strategy could improve occupancy rates and increase revenue per resident by 5-10% annually.
- Development of Premium Retirement Villages: Ryman Healthcare can differentiate itself by developing premium retirement villages that offer enhanced amenities, personalized services, and a luxurious living environment. These villages can attract affluent retirees who are willing to pay a premium for high-quality accommodation and care. This strategy could increase profit margins by 2-3 percentage points.
- Leveraging Technology to Enhance Care: Ryman Healthcare can improve the efficiency and effectiveness of its care services by leveraging technology, such as telehealth, remote monitoring, and electronic health records. These technologies can enable the company to provide more personalized care, reduce costs, and improve resident outcomes. Investment in technology could reduce operational costs by 5% over the next 2 years.
- Strategic Partnerships: Ryman Healthcare can form strategic partnerships with healthcare providers, universities, and research institutions to enhance its care services, develop innovative solutions, and attract skilled staff. These partnerships can provide access to specialized expertise, research findings, and a pipeline of qualified healthcare professionals. Partnerships could improve care quality and attract more residents.
What Are RHCGF's Competitive Advantages?
- Integrated model offering a continuum of care.
- Established brand reputation in New Zealand and Australia.
- Portfolio of high-quality retirement villages and care facilities.
- Strong relationships with residents and their families.
What Does RHCGF Do?
Founded in 1984 and headquartered in Christchurch, New Zealand, Ryman Healthcare Limited has grown to become a leading provider of retirement living and aged care services in New Zealand and Australia. The company's core business involves developing, owning, and operating integrated retirement villages that cater to the diverse needs of the elderly population. Ryman's villages offer a range of accommodation options, including independent townhouses and apartments, serviced apartments, and care centers providing rest home, hospital, dementia, and respite care. These villages are designed to foster a sense of community and provide residents with access to a wide array of amenities, such as all-weather bowling greens, indoor heated swimming pools, gyms, libraries, dining rooms, and movie theaters. As of May 20, 2022, Ryman Healthcare operated 45 retirement villages, encompassing 8,538 retirement village units and 4,239 care units. The company's commitment to providing comprehensive care and lifestyle options has established it as a prominent player in the retirement village sector.
What Products and Services Does RHCGF Offer?
- Develop and operate integrated retirement villages.
- Provide independent living apartments and townhouses.
- Offer serviced apartments with assistance for daily living.
- Operate care centers providing rest home and hospital-level care.
- Provide dementia care services.
- Offer respite and day care services.
- Provide amenities such as swimming pools, gyms, and movie theaters.
How Does RHCGF Make Money?
- Generate revenue from the sale of retirement village units.
- Earn ongoing fees from residents for accommodation, care, and services.
- Develop and manage retirement villages and care facilities.
- Provide a continuum of care, from independent living to hospital-level care.
What Industry Does RHCGF Operate In?
The retirement village industry in New Zealand and Australia is experiencing growth, driven by aging populations and increasing demand for specialized care and accommodation options. Ryman Healthcare operates within this competitive landscape, alongside companies like Arvida Group (ANSLY), offering a range of services from independent living to full-time care. The industry is subject to regulatory oversight and faces challenges related to land availability, construction costs, and staffing shortages. Market trends include a growing preference for integrated retirement villages that provide a continuum of care and a focus on enhancing residents' quality of life.
Who Are RHCGF's Key Customers?
- Elderly individuals seeking retirement living options.
- Individuals requiring assisted living or specialized care services.
- Families seeking care for their elderly relatives.
- Residents of New Zealand and Australia.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● Price is current
- ● Latest filing 164 days ago
- ● No analyst coverage
- ● Reported in NZD, converted to USD
MoonshotScore History
Recorded daily since 2026-08-23 · 19 snapshots
| 2026-08-23 | 42 |
| 2026-08-26 | 42 |
| 2026-08-29 | 42 |
| 2026-09-01 | 42 |
| 2026-09-04 | 42 |
| 2026-09-07 | 42 |
| 2026-09-10 | 42 |
What changed?
The score has stayed at 42.
Over the same 18 days the stock moved -33.1%.
Company Profile
Ryman Healthcare Limited operates in the Medical - Care Facilities industry within the Healthcare sector. It is headquartered in Christchurch, NZ. The company is led by CEO Naomi James. RHCGF has traded publicly since 2013.
Key Financial Metrics
Return on equity for Ryman Healthcare Limited stands at -4.2%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -1.4%, showing how much profit it generates from its asset base. Its free cash flow yield is 12.4%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.55 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is -7.8%, the inverse of the P/E and a quick read on earnings relative to price.
RHCGF Valuation & Market Position
With a $1.13B market cap, Ryman Healthcare Limited sits in the small-cap segment of the market.
Quarterly Financial Performance: Ryman Healthcare Limited
Revenue for Ryman Healthcare Limited came in at $240.6M during Q4 FY2026, a 7.2% improvement versus the preceding quarter. The company recorded a net loss of $74.1M, with diluted EPS of $-0.08. Revenue has increased across the last three reported quarters, suggesting sustained momentum for this small-cap Healthcare company. Across the four most recent quarters, RHCGF averaged $-0.11 in diluted EPS.
Financial Health
Ryman Healthcare Limited's Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.38 places it in the distress zone, a signal of elevated financial risk.
Earnings Track Record
Ryman Healthcare Limited has beaten Wall Street's EPS estimate in 3 of its last 4 reported quarters — a consistent record of delivering on expectations. Reported results have landed about 16.0% above estimates on average.
RHCGF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2026
Bull Case vs Bear Case
Bull Case
- Integrated retirement village model.
- Established brand reputation.
- High-quality facilities and services.
- Continuum of care.
Bear Case
- Negative profit margin.
- Exposure to property market fluctuations.
- High capital expenditure requirements.
- Dependence on occupancy rates.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q4 FY2026 | $241M | -$74M | -$0.08 |
| Q2 FY2026 | $225M | -$26M | -$0.03 |
| Q4 FY2025 | $216M | -$309M | -$0.44 |
| Q2 FY2025 | $212M | $55M | $0.08 |
Q4 FY2026 · filed 31 Mar 2026 · Financial Modeling Prep
Based on FMP financials and quantitative analysis · Converted to USD from NZD at today's rate
RHCGF Latest News
No recent news available for RHCGF.
RHCGF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for RHCGF.
Price Targets
Wall Street price target analysis for RHCGF.
RHCGF MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for RHCGF; grades run from A+ (80-100) to F (below 30).
Leadership: Naomi James
CEO
Naomi James is the Chief Executive Officer of Ryman Healthcare Limited. Her professional background includes extensive experience in the healthcare and aged care sectors. She has held various leadership positions, demonstrating expertise in strategic planning, operational management, and stakeholder engagement. Her educational background likely includes a relevant degree in business administration, healthcare management, or a related field. She is responsible for overseeing the company's overall strategy, operations, and financial performance.
Track Record: Under Naomi James's leadership, Ryman Healthcare has focused on expanding its presence in both New Zealand and Australia. She has overseen the development of new retirement villages and the enhancement of existing facilities. Her strategic decisions have aimed to improve the quality of care, enhance resident satisfaction, and drive sustainable growth. She is focused on navigating the challenges and opportunities presented by the aging populations in both countries.
RHCGF OTC Market Information
The OTC Other tier represents the lowest tier of the over-the-counter (OTC) market. Companies in this tier often have limited financial disclosure and may not meet minimum listing requirements of major exchanges like the NYSE or NASDAQ. Investing in OTC Other stocks carries higher risk due to the potential for less transparency and regulatory oversight compared to exchange-listed companies. The OTC Other tier includes companies that are defunct, in bankruptcy, or unwilling or unable to provide current information to the public.
- OTC Tier: OTC Other
- Limited financial disclosure.
- Lower liquidity and wider bid-ask spreads.
- Potential for price manipulation.
- Higher risk of fraud or scams.
- Limited regulatory oversight.
- Verify the company's registration and legal status.
- Review available financial statements and disclosures.
- Assess the company's business model and competitive landscape.
- Evaluate the management team's experience and track record.
- Understand the risks associated with the company's industry and operations.
- Consult with a financial advisor.
- Check for any regulatory actions or legal disputes.
- Longevity of operations (founded in 1984).
- Significant employee base (7700 employees).
- Operation of 45 retirement villages.
- Physical presence in New Zealand and Australia.
- Focus on providing essential services (aged care).
RHCGF Healthcare Stock FAQ
Is RHCGF a good stock?
Stock Expert AI does not rate RHCGF buy, sell or hold. Ryman Healthcare Limited has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.
What revenue streams does Ryman Healthcare Limited have in healthcare?
Ryman Healthcare Limited generates revenue primarily through accommodation fees, care fees, and other services provided to residents in its retirement villages and care facilities. Accommodation fees are derived from the sale or lease of retirement village units. Care fees are charged for the provision of rest home, hospital, dementia, and respite care services.
What are the key factors to evaluate for RHCGF?
Evaluate RHCGF on fundamentals, analyst consensus, and risk factors. Ryman Healthcare presents a mixed investment case. The low beta of 0.22 suggests lower volatility compared to the overall market. Not financial advice.
How frequently does RHCGF data refresh on this page?
RHCGF's price was last updated on Sep 11, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven RHCGF's recent stock price performance?
Ryman Healthcare Limited (RHCGF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Integrated retirement village model. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider RHCGF overvalued or undervalued right now?
Ryman Healthcare Limited (RHCGF) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of RHCGF?
Yes, most major brokerages offer fractional shares of Ryman Healthcare Limited (RHCGF) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track RHCGF's earnings and financial reports?
Ryman Healthcare Limited (RHCGF) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for RHCGF earnings announcements.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data may be outdated.
- OTC market investments are speculative.