Asseco Poland S.A. (ASOZY) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
P/E 12.92 means the share price is 12.92 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $5.09B is the value of all shares combined.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 16, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerAsseco Poland S.A. (ASOZY) trades at $63.27. Asseco Poland S.A. is a global software and IT solutions provider based in Poland. Market cap: $5.09B, Sector: Technology.
Price as of Sep 11, 2026 · Last analyzed: Mar 16, 2026Analyst Coverage for ASOZY: ASOZY does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates ASOZY against Technology peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.
These figures come from statements filed 12 months ago — the most recent this company has published.
No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.
ASOZY: 1/2 scored disciplines lean bullish. Dominant signal: Izzy Englander bearish.
How is this calculated? →AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Asseco Poland S.A. (ASOZY) Technology Profile & Competitive Position
Asseco Poland S.A. is a global software and IT solutions provider with a focus on banking, healthcare, and public administration sectors. The company offers a diverse portfolio of software products and IT services, including ERP solutions and business intelligence tools, operating primarily in Europe and expanding its global reach.
What Is the Investment Thesis for ASOZY?
The company's focus on providing software and IT solutions to essential sectors like banking, healthcare, and public administration offers stability and recurring revenue. With a return on equity (ROE) of 15.0% and a debt-to-equity ratio of 36.17, Asseco Poland demonstrates financial health and efficient capital management. Growth catalysts include increasing demand for digital transformation solutions, expansion into new geographic markets, and strategic acquisitions. However, potential risks include competition from larger international players and the impact of economic fluctuations in its key markets.
Based on FMP financials and quantitative analysis
ASOZY Key Highlights
Market capitalization of $5.09B, reflecting its significant presence in the software industry.
- Profit margin of 3.3%, indicating profitability in a competitive market.
- Gross margin of 22.9%, showing the efficiency of its software development and service delivery.
- Return on Equity (ROE) of 15.0%, demonstrating effective utilization of shareholder equity.
- Debt-to-equity ratio of 36.17, suggesting a balanced capital structure.
Who Are ASOZY's Competitors?
ASOZY is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| SAP SAP SE | $205.95 | -1.53% | $240B | 845-pillar |
| ORCL Oracle Corporation | $153.17 | -5.23% | $441B | 535-pillar |
| MSFT Microsoft Corporation | $495.63 | +0.65% | $3.68T | 855-pillar |
| DAVE Dave Inc. | $358.36 | -0.97% | $4.82B | 985-pillar |
| OTEX Open Text Corporation | $22.61 | -0.33% | $5.49B | 935-pillar |
| NICE NICE Ltd. | $98.27 | +0.23% | $5.76B | 865-pillar |
| PEGA Pegasystems Inc. | $35.72 | +1.97% | $5.87B | 905-pillar |
| RNG RingCentral, Inc. | $68.23 | -1.17% | $5.88B | 945-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are ASOZY's Key Strengths?
Diversified product and service portfolio
- Strong presence in Central and Eastern Europe
- Industry-specific expertise
- Established customer relationships
What Are ASOZY's Weaknesses?
Lower profit margin compared to some competitors (3.3%)
- Limited brand recognition outside of Europe
- Dependence on specific industries and regions
- OTC market listing
What Could Drive ASOZY Stock Higher?
Increasing demand for digital transformation solutions across various industries.
- Expansion into new geographic markets, particularly in Western Europe and North America.
- Strategic acquisitions to expand product portfolio and market share.
- Development of AI-powered solutions to enhance existing offerings.
- Focus on cybersecurity solutions to address growing security threats.
What Are the Key Risks for ASOZY?
Intense competition from larger international players.
- Economic fluctuations in key markets, particularly in Europe.
- Rapid technological advancements that could render existing products obsolete.
- Cybersecurity threats and data breaches.
- Risks associated with trading on the OTC market, including limited liquidity and regulatory oversight.
What Are the Growth Opportunities for ASOZY?
- Expansion into Cloud Services: Asseco Poland can capitalize on the growing demand for cloud-based solutions by expanding its cloud service offerings. By offering more cloud-based solutions, Asseco Poland can attract new customers and generate recurring revenue streams. This expansion can be achieved through strategic partnerships and investments in cloud infrastructure.
- Strategic Acquisitions: Asseco Poland can pursue strategic acquisitions to expand its product portfolio, enter new markets, and gain access to new technologies. The company has a history of successful acquisitions, and further acquisitions can accelerate its growth trajectory. Potential acquisition targets include companies specializing in niche software solutions or companies with a strong presence in specific geographic markets. This is an ongoing opportunity.
- Focus on Cybersecurity Solutions: With the increasing threat of cyberattacks, there is a growing demand for cybersecurity solutions. Asseco Poland can leverage its expertise in security software to develop and market cybersecurity solutions for businesses and government organizations. This is an ongoing opportunity.
- Development of AI-Powered Solutions: Asseco Poland can invest in the development of AI-powered solutions to enhance its existing product offerings and create new revenue streams. AI is transforming various industries, and companies that embrace AI can gain a competitive advantage. Asseco Poland can develop AI-powered solutions for applications such as fraud detection, customer service, and data analytics. This is an ongoing opportunity.
- Geographic Expansion: Asseco Poland can expand its operations into new geographic markets, particularly in Western Europe and North America. The company has a strong presence in Central and Eastern Europe, and expanding into new markets can significantly increase its revenue and customer base. This expansion can be achieved through strategic partnerships, acquisitions, and organic growth. This is an ongoing opportunity.
What Are ASOZY's Competitive Advantages?
- Industry-specific expertise: Deep understanding of the specific needs and requirements of various industries.
- Established customer relationships: Long-standing relationships with key clients in its target markets.
- Comprehensive product portfolio: A wide range of software products and IT services to meet diverse customer needs.
- Strong presence in Central and Eastern Europe: A leading market position in a region with significant growth potential.
What Does ASOZY Do?
Asseco Poland S.A., headquartered in Rzeszów, Poland, was founded in 1989 and has evolved into one of the largest software companies in Poland and a significant player in the European IT market. Originally known as Softbank S.A., the company rebranded to Asseco Poland S.A. in January 2007. The company develops, implements, and integrates proprietary and third-party software solutions. Its offerings span various sectors, including banking, payment, insurance, public administration, healthcare, defense, energy, telecommunications, and media. Asseco Poland provides ERP solutions and services for businesses of all sizes, from micro-enterprises to large corporations. These solutions encompass consulting, implementation, and support services. The company also delivers business intelligence software and services, including data warehousing, big data solutions, regulatory reporting tools, fraud detection systems, and customer behavior analysis platforms. Asseco Poland operates globally, with a strong presence in Europe and expanding operations in other regions. The company's competitive advantage lies in its comprehensive portfolio, industry-specific expertise, and established customer relationships.
What Products and Services Does ASOZY Offer?
- Develop and sell software products for various industries.
- Provide IT solutions for banking, payment, and insurance sectors.
- Offer software and services for public administration and healthcare.
- Deliver ERP solutions for micro, small, and mid-sized companies.
- Provide business intelligence software and services.
- Offer data warehousing and big data solutions.
- Provide fraud detection and anti-money laundering systems.
How Does ASOZY Make Money?
- Software sales and licensing: Generating revenue through the sale and licensing of proprietary software products.
- IT service contracts: Providing ongoing IT support, maintenance, and consulting services to clients.
- Project-based implementations: Implementing and integrating software solutions for specific client needs.
- Subscription-based services: Offering software and services on a subscription basis, providing recurring revenue.
What Industry Does ASOZY Operate In?
Asseco Poland S.A. operates in the global software and IT services market, which is characterized by rapid technological advancements, increasing demand for digital transformation, and intense competition. The industry is experiencing growth driven by cloud computing, big data analytics, and cybersecurity solutions. Asseco Poland competes with both international giants and regional players, differentiating itself through its industry-specific expertise, comprehensive service offerings, and strong presence in Central and Eastern Europe.
Who Are ASOZY's Key Customers?
- Banks and financial institutions
- Insurance companies
- Public administration bodies
- Healthcare providers
- Energy and gas companies
- Telecommunications and media companies
Research confidence
Enough evidence to be useful, with gaps worth knowing about.
- ● Scoring coverage unknown
- ● Price is current
- ● Latest filing 73 days ago
- ● No analyst coverage
- ● Reported in PLN, converted to USD
MoonshotScore History
Recorded daily since 2026-08-23 · 20 snapshots
| 2026-08-23 | 48 |
| 2026-08-27 | 48 |
| 2026-08-31 | 48 |
| 2026-09-04 | 48 |
| 2026-09-08 | 48 |
| 2026-09-11 | 48 |
What changed?
The score has stayed at 48.
Over the same 19 days the stock moved +6.2%.
Financial Health
Asseco Poland S.A.'s Piotroski F-Score is 7/9, a 9-point checklist of profitability, leverage and efficiency — signaling solid underlying fundamentals. Its Altman Z-Score of 2.54 places it in the grey zone, a middle ground that warrants monitoring.
Key Financial Metrics
Return on equity for Asseco Poland S.A. stands at 18.8%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 5.1%, showing how much profit it generates from its asset base. ASOZY trades at a trailing price-to-earnings ratio of 12.92, below the Technology sector average of ~32.70x. Its free cash flow yield is 15.7%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.78 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 8.2%, the inverse of the P/E and a quick read on earnings relative to price.
Asseco Poland S.A. (ASOZY) Valuation Context
Valued at $5.09B, ASOZY is classified as a mid-cap stock.
ASOZY Revenue & Earnings Trend
In Q2 FY2026, ASOZY generated $1.33B in top-line revenue, marking a sequential increase of 13.2%. The company recorded net income of $53.9M, with diluted EPS of $0.67. Quarter-over-quarter revenue has been mixed, typical for a mid-cap company operating in Technology. Across the four most recent quarters, ASOZY averaged $1.17 in diluted EPS.
Company Profile
Asseco Poland S.A. operates in the Software - Application industry within the Technology sector. It is headquartered in Rzeszów, PL. The company is led by CEO Adam Tadeusz Goral. ASOZY has traded publicly since 2016.
ASOZY Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Diversified product and service portfolio
- Strong presence in Central and Eastern Europe
- Industry-specific expertise
- Established customer relationships
Bear Case
- Lower profit margin compared to some competitors (3.3%)
- Limited brand recognition outside of Europe
- Dependence on specific industries and regions
- OTC market listing
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 FY2026 | $1.33B | $54M | $0.67 |
| Q1 FY2026 | $1.18B | $61M | $0.76 |
| Q4 FY2025 | $1.21B | $184M | $2.58 |
| Q3 FY2025 | $1.14B | $46M | $0.67 |
Q2 FY2026 · filed 30 Jun 2026 · Financial Modeling Prep
Based on FMP financials and quantitative analysis · Converted to USD from PLN at today's rate
ASOZY Latest News
-
Asseco Poland SA (ASOZF) (H1 2026) Earnings Call Highlights: Record Revenue and Profit Surge ...
Yahoo! Finance: ASOZY News · Sep 1, 2026
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Asseco Poland S.A. (ASOZY) Q2 2026 Earnings Call Transcript
seekingalpha.com · Aug 28, 2026
ASOZY Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for ASOZY.
Price Targets
Wall Street price target analysis for ASOZY.
ASOZY MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for ASOZY; grades run from A+ (80-100) to F (below 30).
Asseco Poland S.A. ADR Information Unsponsored
Asseco Poland S.A. (ASOZY) trades in the U.S. as an American Depositary Receipt (ADR).
- ADR Level: 1
- ADR Ratio: 1:1
- Home Market Ticker: ASOZ
ASOZY OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Asseco Poland S.A. may not meet the minimum financial standards or disclosure requirements for higher tiers like OTCQX or OTCQB. Companies on this tier may have limited financial reporting and oversight compared to companies listed on major exchanges like the NYSE or NASDAQ. Investing in companies on the OTC Other tier carries higher risks due to the potential for less transparency and regulatory scrutiny. This tier is often populated by shell companies, bankrupt entities, or companies with questionable operations.
- OTC Tier: OTC Other
- Limited financial disclosure
- Lower liquidity compared to major exchanges
- Potential for price volatility
- Higher risk of fraud or manipulation
- Limited regulatory oversight
- Verify the company's financial statements and SEC filings (if any).
- Research the company's management team and their track record.
- Assess the company's business model and competitive landscape.
- Evaluate the company's financial health and solvency.
- Check for any legal or regulatory issues.
- Monitor trading volume and price volatility.
- Consult with a financial advisor.
- Established business operations in Poland
- Presence in the software industry for over 30 years
- Client base including reputable organizations
- Employee count of over 28,000
- Market capitalization of $5.09B
ASOZY Technology Stock FAQ
Is ASOZY a good stock?
Stock Expert AI does not rate ASOZY buy, sell or hold. Asseco Poland S.A. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.
What does Asseco Poland S.A. do?
Asseco Poland S.A. is a software and IT solutions provider that develops, implements, and supports a wide range of software products and IT services.
What are the key factors to evaluate for ASOZY?
Evaluate ASOZY on fundamentals, analyst consensus, and risk factors. P/E: 12.92x vs the S&P 500's ~20-25x. Gross margin of 22.9%, showing the efficiency of its software development and service delivery. Not financial advice.
How frequently does ASOZY data refresh on this page?
ASOZY's price was last updated on Sep 11, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 calculations are scheduled daily at 10:15 UTC; the score's own date shows its last successful run.
What has driven ASOZY's recent stock price performance?
Asseco Poland S.A. (ASOZY) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified product and service portfolio. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider ASOZY overvalued or undervalued right now?
Asseco Poland S.A. (ASOZY) trades at 12.92x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of ASOZY?
Yes, most major brokerages offer fractional shares of Asseco Poland S.A. (ASOZY) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track ASOZY's earnings and financial reports?
Asseco Poland S.A. (ASOZY) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for ASOZY earnings announcements.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- Financial data is based on available information and may be subject to change.
- OTC market data may be limited and less reliable than data from major exchanges.