BayCom Corp (BCML) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
P/E 13.35 means the share price is 13.35 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $330M is the value of all shares combined.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerBayCom Corp (BCML) trades at $30.23 with MoonshotScore 71/100 (Grade A). BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals.
Price as of Sep 11, 2026 · Last analyzed: Sep 10, 2026BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017.
BCML stock analysis for 2026: The stored analyst price target for BayCom Corp is $34.00; its date is unknown, so no upside or downside is derived from it against the current price of $30.23. The AI MoonshotScore is 71/100, in the Strong band (65-79) — a research signal, not a recommendation. Key factors: analyst coverage, AI-driven quantitative scoring.
BCML: 2/3 scored disciplines lean bullish. Dominant signal: Ray Dalio bullish.
How is this calculated? →Strongest side: Valuation (9/10, Strong). Weakest side: Momentum (3/10, Weak).
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Why this analysis is different
- A sector-relative MoonshotScore — five pillars (business quality, financial safety, valuation, growth durability, momentum) re-ranked nightly against the full universe of US-listed common stocks.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
BayCom Corp Company Overview
Research confidence
Broad, current evidence sits behind this analysis.
- ● Scored on 100% of our measures
- ● Price is current
- ● No filing on record
- ● Covered by analysts
Why 71?
Measured against companies in the same sector. The figures below are the factor contributions the scoring engine itself produced.
What is helping
- +0.54 Dividend yield (Valuation)
- +0.20 Financial-health checklist (Financial Strength)
- +0.15 Free cash flow yield (Business Quality)
What is holding it back
- -0.13 Return on assets (Business Quality)
- -0.13 3-month price trend (Momentum)
- -0.10 Return on equity (Business Quality)
Contribution = how far the company sits from its sector on that measure, weighted by how much the pillar counts. Not investment advice. How the score is built →
BCML AI Analysis Score
Our AI scoring model rates BCML at 71/100, reflecting moderately positive indicators based on quantitative analysis. The composite draws on growth, financial health, valuation, and momentum data. Scores are updated regularly as new market data becomes available.
Investors should use this score as one input alongside their own research and risk assessment.
Analyst Price Target for BCML
Wall Street analysts have set a consensus price target of $34.00 for BCML, representing a 12.5% upside from the current trading price of $30.23. This moderate upside potential indicates analysts view the stock as reasonably positioned for growth at current levels.
BCML Valuation Analysis
At a price-to-earnings ratio of 13.35, BCML trades below the market average. This suggests this could indicate a value opportunity if the company's fundamentals remain stable, or it may reflect investor concerns about future earnings. Based on the current P/E, the implied trailing earnings per share (EPS) is approximately $2.26.
BCML Current Price & Trading Activity
BCML is currently trading at $30.23, with a daily change of +0.17 (+0.57%). The stock has a trading volume of 37K shares, which provides insight into market interest and liquidity for this security. Based on the current price and market capitalization, BCML has approximately 11 million shares outstanding.
Company Profile: BayCom Corp
Listed on NASDAQ, BayCom Corp is a publicly traded company. With a market capitalization of $330M, it is classified as a small-cap stock, reflecting its relative size within the broader equity market.
Data sourced from Financial Modeling Prep, Yahoo Finance and SEC EDGAR. This content is generated from market data and is not financial advice. Past performance does not guarantee future results.
BCML Latest News
No recent news available for BCML.
BCML Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for BCML.
Price Targets
Consensus target: $34.00
BCML MoonshotScore
What does this score mean?
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. BCML scores 71/100 (Grade A): the number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.
Investor Questions: BCML Stock
What does the AI Score mean for BCML?
BCML holds an AI Score of 71/100 (Grade: A). This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.
Is BCML a good stock?
Stock Expert AI does not rate BCML buy, sell or hold. BayCom Corp carries a MoonshotScore of 71/100 on the five-pillar engine, a research rating against its peers. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.
What are the key factors to evaluate for BCML?
BayCom Corp (BCML) holds an AI score of 71/100 (high). P/E: 13.35x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does BCML data refresh on this page?
BCML's price was last updated on Sep 11, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven BCML's recent stock price performance?
BayCom Corp (BCML) moves on earnings results, analyst revisions, sector rotation, and market sentiment. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider BCML overvalued or undervalued right now?
BayCom Corp (BCML) trades at 13.35x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of BCML?
Yes, most major brokerages offer fractional shares of BayCom Corp (BCML) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track BCML's earnings and financial reports?
BayCom Corp (BCML) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for BCML earnings announcements.
What should investors new to BCML understand first?
BayCom Corp (BCML) is worth researching across volatility, fundamentals, and industry context. Its current AI score is 71/100. With a market cap of $330M, its size is a factor in volatility characteristics. The P/E ratio is 13.35x (value-oriented valuation). Start with the Company Overview and MoonshotScore tabs for a structured introduction.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.