Brighthouse Financial, Inc. (BHF) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
P/E 3.99 means the share price is 3.99 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $2.92B is the value of all shares combined.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerBrighthouse Financial, Inc. (BHF) trades at $50.84 with MoonshotScore 33/100 (Grade D). Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. It operates through Annuities, Life, and Run-off segments.
Price as of Sep 11, 2026 · Last analyzed: Sep 10, 2026Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. It operates through Annuities, Life, and Run-off segments.
BHF stock analysis for 2026: Analysts have set a consensus price target of $57.44 for Brighthouse Financial, Inc., suggesting 13.0% upside from the current price of $50.84. The AI MoonshotScore is 33/100, in the Weak band (below 45) — a research signal, not a recommendation. Key factors: analyst coverage, AI-driven quantitative scoring.
BHF: 1/3 scored disciplines lean bearish. Dominant signal: Seth Klarman bearish.
How is this calculated? →Strongest side: Growth Durability (9/10, Strong). Weakest side: Momentum (1/10, Negative).
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Why this analysis is different
- A sector-relative MoonshotScore — five pillars (business quality, financial safety, valuation, growth durability, momentum) re-ranked nightly against the full universe of US-listed common stocks.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Brighthouse Financial, Inc. Company Overview
Who Are BHF's Competitors?
BHF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| FG F&G Annuities & Life, Inc. | $23.70 | -0.82% | $3.14B | 615-pillar |
| ABLLL Abacus Life, Inc. | $25.61 | +0.02% | $2.50B | — |
| LIFE Ethos Technologies Inc. | $39.18 | -1.36% | $2.49B | 365-pillar |
| AEL American Equity Investment Life Holding Company | $56.47 | +0.55% | $4.49B | — |
| CNO CNO Financial Group, Inc. | $55.03 | +0.42% | $5.14B | 755-pillar |
| MHNC Maiden Holdings North America, Ltd. | $11.14 | -2.28% | $1.10B | — |
| LNC Lincoln National Corporation | $43.56 | +0.05% | $8.34B | 395-pillar |
| PRI Primerica, Inc. | $289.98 | +0.68% | $9.04B | 955-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are the Key Risks for BHF?
Financial-distress signal — its Altman Z-Score of 0.47 sits in the distress zone (elevated bankruptcy risk).
- Negative return on equity (-1.1%) — the business is not currently generating profit on shareholder capital.
- Inconsistent delivery — missed Wall Street EPS estimates in 7 of the last 8 reported quarters.
Research confidence
Broad, current evidence sits behind this analysis.
- ● Scored on 100% of our measures
- ● Price is current
- ● No filing on record
- ● Covered by analysts
Why 33?
Measured against companies in the same sector. The figures below are the factor contributions the scoring engine itself produced.
What is helping
- +0.54 Earnings yield (Valuation)
- +0.54 Price to book (Valuation)
- +0.48 Revenue growth (Growth)
What is holding it back
- -0.78 Free cash flow yield (Business Quality)
- -0.54 Free cash flow yield (Valuation)
- -0.48 5-year revenue per share (Growth)
Risk penalties applied
- -1.08 Reported profit not backed by cash flow
Contribution = how far the company sits from its sector on that measure, weighted by how much the pillar counts. Not investment advice. How the score is built →
MoonshotScore History
Recorded daily since 2026-08-23 · 19 snapshots
| 2026-08-23 | 31 |
| 2026-08-26 | 31 |
| 2026-08-29 | 32 |
| 2026-09-01 | 34 |
| 2026-09-04 | 34 |
| 2026-09-07 | 34 |
| 2026-09-10 | 33 |
What changed?
The grade moved from 31 to 33 (+2).
What moved it up or down:
- +9 Financial Strength
- +2 Valuation
- +2 Momentum
Held back by:
- -11 Growth
- -1 Business Quality
Over the same 18 days the stock moved -2.1%.
Insider Activity
Over the past six months, Brighthouse Financial, Inc. insiders filed 34 SEC Form 4 transactions — 13 sales and 21 purchases. On net that is roughly 23K shares acquired (about $97K) — insiders putting money in tends to read as conviction.
Forward Outlook
Wall Street analysts project Brighthouse Financial, Inc. revenue of about $8.59B for fiscal 2026, with EPS near $19.78. The estimate reflects 3 contributing analysts.
Earnings Track Record
Brighthouse Financial, Inc. has missed Wall Street's EPS estimate in 7 of its last 8 reported quarters — a recurring pattern of falling short of estimates. Reported results have landed about 9.1% below estimates on average.
Financial Health
Brighthouse Financial, Inc.'s Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.47 places it in the distress zone, a signal of elevated financial risk.
Key Financial Metrics
Return on equity for Brighthouse Financial, Inc. stands at -1.1%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -0.0%, showing how much profit it generates from its asset base. Its free cash flow yield is -12.9%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.16 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is -1.8%, the inverse of the P/E and a quick read on earnings relative to price.
Brighthouse Financial, Inc. (BHF) Valuation Context
Valued at $2.92B, BHF is classified as a mid-cap stock. Analyst price targets span from $41.00 to $72.00, with a consensus of $57.44. At the current price of $50.84, that implies approximately 13% upside potential. Relative to its peer group, BHF's quantitative score of 33/100 is below the peer average of 61/100.
BHF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
BHF Latest News
-
Why Is Brighthouse Financial (BHF) Down 13.6% Since Last Earnings Report?
zacks.com · Sep 4, 2026
-
Jupiter Topco LLC Makes New Investment in Brighthouse Financial, Inc. $BHF
defenseworld.net · Sep 4, 2026
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Top 3 Financial Stocks That May Rocket Higher In September
benzinga · Sep 2, 2026
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Bank of Nova Scotia Buys Shares of 53,000 Brighthouse Financial, Inc. $BHF
defenseworld.net · Aug 26, 2026
BHF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for BHF.
Price Targets
Median: $55.00 (+13.0% from current price)
Source: FMP analyst consensus · as of Aug 25, 2026 · an estimate, not advice
BHF MoonshotScore
What does this score mean?
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. BHF scores 33/100 (Grade D): the number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.
Latest News
Why Is Brighthouse Financial (BHF) Down 13.6% Since Last Earnings Report?
Jupiter Topco LLC Makes New Investment in Brighthouse Financial, Inc. $BHF
Top 3 Financial Stocks That May Rocket Higher In September
Bank of Nova Scotia Buys Shares of 53,000 Brighthouse Financial, Inc. $BHF
Common Questions About BHF
What does the AI Score mean for BHF?
BHF holds an AI Score of 33/100 (Grade: D). This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.
Is BHF a good stock?
Stock Expert AI does not rate BHF buy, sell or hold. Brighthouse Financial, Inc. carries a MoonshotScore of 33/100 on the five-pillar engine, a research rating against its peers. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.
What are the key factors to evaluate for BHF?
Brighthouse Financial, Inc. (BHF) holds an AI score of 33/100 (low). P/E: 3.99x vs the S&P 500's ~20-25x. Analysts target $57.44 (+13%). Not financial advice.
How frequently does BHF data refresh on this page?
BHF's price was last updated on Sep 11, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven BHF's recent stock price performance?
Brighthouse Financial, Inc. (BHF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider BHF overvalued or undervalued right now?
Brighthouse Financial, Inc. (BHF) trades at 3.99x earnings. Analysts target $57.44 (+13%) — upside seen. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of BHF?
Yes, most major brokerages offer fractional shares of Brighthouse Financial, Inc. (BHF) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track BHF's earnings and financial reports?
Brighthouse Financial, Inc. (BHF) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for BHF earnings announcements.
What should investors new to BHF understand first?
Brighthouse Financial, Inc. (BHF) is worth researching across volatility, fundamentals, and industry context. Its current AI score is 33/100. With a market cap of $2.92B, it is a larger company which tends to be less volatile. The P/E ratio is 3.99x (value-oriented valuation). Start with the Company Overview and MoonshotScore tabs for a structured introduction.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.