Fidelity National Information Services, Inc. (FIS) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
P/E 5.90 means the share price is 5.90 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $19.9B is the value of all shares combined. Beta 0.91: the stock has moved about 9% less than the S&P 500.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated May 9, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerFidelity National Information Services, Inc. (FIS) trades at $38.52 with MoonshotScore 40/100 (Grade C). Fidelity National Information Services (FIS) is a global technology provider for merchants, banks, and capital markets. Market cap: $19.9B, Sector: Technology.
Price as of Sep 11, 2026 · Last analyzed: May 9, 2026FIS stock analysis for 2026: Analysts have set a consensus price target of $48.42 for Fidelity National Information Services, Inc., suggesting 25.7% upside from the current price of $38.52. The AI MoonshotScore is 40/100, in the Weak band (below 45) — a research signal, not a recommendation. Key factors: analyst coverage, AI-driven quantitative scoring.
These figures come from statements filed 12 months ago — the most recent this company has published.
FIS: the 3 scored disciplines are evenly split. Dominant signal: Ray Dalio bullish.
How is this calculated? →Strongest side: Valuation (9/10, Strong). Weakest side: Financial Safety (2/10, Weak).
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Why this analysis is different
- A sector-relative MoonshotScore — five pillars (business quality, financial safety, valuation, growth durability, momentum) re-ranked nightly against the full universe of US-listed common stocks.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Fidelity National Information Services, Inc. (FIS) Technology Profile & Competitive Position
Fidelity National Information Services (FIS) delivers technology solutions for merchants, banks, and capital markets globally. With a focus on digital transformation and payment processing, FIS competes in the IT services sector alongside Fiserv and Hewlett Packard Enterprise, leveraging its comprehensive suite of solutions and established market presence.
What Is the Investment Thesis for FIS?
Fidelity National Information Services (FIS) presents a mixed investment thesis. The company's established market position and comprehensive suite of solutions provide a stable revenue base, evidenced by its significant market capitalization of $19.9B. The dividend yield of 3.77% offers an attractive income stream for investors. Growth catalysts include expanding digital payment solutions and strategic partnerships. Potential risks include increasing competition in the fintech sector and the integration challenges associated with acquisitions. The company's ability to innovate and adapt to changing market demands will be crucial for sustained growth.
Based on FMP financials and quantitative analysis
FIS Key Highlights
Market capitalization of $19.9B indicates a strong market presence.
- Profit margin of 22.9% demonstrates efficient operations and profitability.
- Gross margin of 37.6% reflects the company's ability to manage costs effectively.
- Dividend yield of 3.77% provides an attractive income stream for investors.
- Beta of 0.91 suggests lower volatility compared to the overall market.
Who Are FIS's Competitors?
What Are FIS's Key Strengths?
Comprehensive suite of technology solutions.
- Established market position and brand recognition.
- Long-term relationships with clients.
- Strong financial performance.
What Are FIS's Weaknesses?
High P/E ratio may indicate overvaluation.
- Integration challenges associated with acquisitions.
- Exposure to regulatory changes and compliance requirements.
- Dependence on the financial services industry.
What Could Drive FIS Stock Higher?
Expansion of digital payment solutions driving revenue growth.
- Strategic partnerships and acquisitions broadening product portfolio.
- Launch of new innovative solutions in Q3 2026.
- Focus on emerging markets increasing market share.
- Continued investment in research and development.
What Are the Key Risks for FIS?
Increasing competition in the fintech sector could erode market share.
- Rapid technological advancements may require significant investments to stay competitive.
- Economic downturns and market volatility could negatively impact financial performance.
- Cybersecurity threats and data breaches could damage reputation and financial results.
- Integration challenges associated with acquisitions may disrupt operations.
What Are the Growth Opportunities for FIS?
- Expansion of Digital Payment Solutions: FIS can capitalize on the growing demand for digital payment solutions by expanding its offerings in areas such as mobile payments, contactless payments, and e-commerce. FIS can leverage its existing infrastructure and expertise to capture a larger share of this market.
- Strategic Partnerships and Acquisitions: FIS can pursue strategic partnerships and acquisitions to expand its product portfolio, enter new markets, and gain access to new technologies. The company has a history of successful acquisitions, and it can continue to use this strategy to drive growth. Potential targets include companies specializing in areas such as cybersecurity, artificial intelligence, and cloud computing.
- Focus on Emerging Markets: FIS can expand its presence in emerging markets, where there is a growing demand for financial technology solutions. These markets offer significant growth opportunities due to their large populations, increasing smartphone penetration, and growing economies. FIS can tailor its solutions to meet the specific needs of these markets and establish a strong foothold.
- Development of Innovative Solutions: FIS can invest in research and development to develop innovative solutions that address the evolving needs of its clients. This includes areas such as blockchain technology, artificial intelligence, and machine learning. By developing cutting-edge solutions, FIS can differentiate itself from its competitors and attract new clients.
- Enhancement of Customer Experience: FIS can focus on enhancing the customer experience by providing personalized services, improving customer support, and streamlining processes. This can lead to increased customer loyalty and retention, as well as positive word-of-mouth referrals. FIS can leverage data analytics and artificial intelligence to gain insights into customer behavior and preferences and tailor its services accordingly.
What Are FIS's Competitive Advantages?
- Established market position and brand recognition.
- Comprehensive suite of solutions and services.
- Long-term relationships with clients.
- Significant investments in technology and infrastructure.
What Does FIS Do?
Founded in 1968 and headquartered in Jacksonville, Florida, Fidelity National Information Services, Inc. (FIS) has evolved into a leading global provider of technology solutions for a wide array of financial institutions and businesses. The company's journey began with a focus on providing core banking solutions and has expanded over the decades through strategic acquisitions and organic growth to encompass a comprehensive suite of services. FIS operates through three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions. The Merchant Solutions segment offers enterprise acquiring, software-led small- to medium-sized businesses acquiring, and global e-commerce solutions, enabling merchants to process payments efficiently and securely. The Banking Solutions segment provides core processing and ancillary applications, digital solutions, fraud and risk management tools, and card and retail payment solutions, supporting banks in their digital transformation efforts. The Capital Market Solutions segment delivers securities processing, global trading, asset management, and corporate liquidity solutions, catering to the complex needs of capital market firms. FIS serves a diverse clientele, including banks of all sizes, merchants, and capital market firms worldwide. The company's solutions are designed to help clients improve operational efficiency, enhance customer experiences, and navigate the evolving regulatory landscape.
What Products and Services Does FIS Offer?
- Provides technology solutions for merchants, banks, and capital markets firms.
- Offers enterprise acquiring and global e-commerce solutions.
- Delivers core processing and ancillary applications for banks.
- Provides digital solutions, including Internet, mobile, and e-banking.
- Offers fraud, risk management, and compliance solutions.
- Provides securities processing and finance solutions for capital markets.
- Offers global trading and asset management solutions.
How Does FIS Make Money?
- Generates revenue through fees for technology solutions and services.
- Operates through three segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.
- Focuses on long-term relationships with clients.
- Invests in research and development to innovate and improve its offerings.
What Industry Does FIS Operate In?
Fidelity National Information Services (FIS) operates in the dynamic and competitive information technology services industry. The industry is characterized by rapid technological advancements, increasing demand for digital payment solutions, and evolving regulatory requirements. FIS competes with companies like Fiserv, Inc. (FI) and Hewlett Packard Enterprise Company (HPE), as well as smaller, specialized fintech firms. FIS is positioned to capitalize on these trends by providing comprehensive technology solutions to merchants, banks, and capital market firms.
Who Are FIS's Key Customers?
- Merchants of all sizes, from small businesses to large enterprises.
- Banks, including community banks, regional banks, and global banks.
- Capital markets firms, such as investment banks, asset managers, and hedge funds.
Research confidence
Broad, current evidence sits behind this analysis.
- ● Scored on 100% of our measures
- ● Price is current
- ● Latest filing 38 days ago
- ● Covered by analysts
Why 40?
Measured against companies in the same sector. The figures below are the factor contributions the scoring engine itself produced.
What is helping
- +0.34 Free cash flow yield (Business Quality)
- +0.34 Enterprise value vs EBITDA (Valuation)
- +0.33 Earnings yield (Valuation)
What is holding it back
- -0.60 Debt to equity (Financial Strength)
- -0.33 5-year revenue per share (Growth)
- -0.18 Short-term liquidity (Financial Strength)
Risk penalties applied
- -0.79 Bankruptcy-risk score in the distress zone
Contribution = how far the company sits from its sector on that measure, weighted by how much the pillar counts. Not investment advice. How the score is built →
Company Profile
Fidelity National Information Services, Inc. operates in the Information Technology Services industry within the Technology sector. It is headquartered in Jacksonville, US. The company is led by CEO Stephanie L. Ferris. FIS has traded publicly since 2001.
FIS Revenue & Earnings Trend
In Q2 FY2026, FIS generated $3.38B in top-line revenue, marking a sequential increase of 2.5%. The company recorded net income of $231.0M, with diluted EPS of $0.45. Revenue has increased across the last three reported quarters, suggesting sustained momentum for this large-cap Technology company. Across the four most recent quarters, FIS averaged $1.63 in diluted EPS.
Fidelity National Information Services, Inc. (FIS) Valuation Context
Valued at $19.9B, FIS is classified as a large-cap stock.
Key Financial Metrics
Return on equity for Fidelity National Information Services, Inc. stands at 17.2%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 4.1%, showing how much profit it generates from its asset base. FIS trades at a trailing price-to-earnings ratio of 5.90, below the Technology sector average of ~32.70x. A current ratio of 0.59 means current liabilities exceed short-term assets, a liquidity point worth watching.
FIS Financials
Bull Case vs Bear Case
Bull Case
- Comprehensive suite of technology solutions.
- Established market position and brand recognition.
- Long-term relationships with clients.
- Strong financial performance.
Bear Case
- High P/E ratio may indicate overvaluation.
- Integration challenges associated with acquisitions.
- Exposure to regulatory changes and compliance requirements.
- Dependence on the financial services industry.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · September 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 FY2026 | $3.38B | $231M | $0.45 |
| Q1 FY2026 | $3.29B | $2.37B | $4.58 |
| Q4 FY2025 | $2.81B | $511M | $0.98 |
| Q3 FY2025 | $2.94B | $264M | $0.50 |
Q2 FY2026 · filed 4 Aug 2026 · SEC EDGAR →
Based on FMP financials and quantitative analysis
FIS Latest News
No recent news available for FIS.
FIS Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for FIS.
Price Targets
Consensus target: $48.42
FIS MoonshotScore
What does this score mean?
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. FIS scores 40/100 (Grade C): the number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.
Leadership: Stephanie L. Ferris
CEO
Stephanie L. Ferris serves as the CEO of Fidelity National Information Services (FIS). Before FIS, Ferris held leadership roles at Worldpay, a global leader in payment processing technology and solutions. Her experience includes serving as Chief Operating Officer at Worldpay, where she was responsible for integrating and running the company’s global enterprise. She also previously held executive positions at Vantiv and Fifth Third Bank. Ferris brings extensive expertise in payments, technology, and financial services to her role at FIS.
Track Record: Since becoming CEO, Stephanie L. Ferris has focused on driving innovation and growth at FIS. Her strategic priorities include enhancing the company's technology platform, expanding its digital payment solutions, and improving customer experience. Ferris is also committed to fostering a culture of collaboration and innovation within FIS. She is managing 50000 employees.
FIS Technology Stock FAQ
What does the AI Score mean for FIS?
FIS holds an AI Score of 40/100 (Grade: C). This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers. Fidelity National Information Services (FIS) is a global technology provider for merchants, banks, and capital markets.
Is FIS a good stock?
Stock Expert AI does not rate FIS buy, sell or hold. Fidelity National Information Services, Inc. carries a MoonshotScore of 40/100 on the five-pillar engine, a research rating against its peers. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.
What does Fidelity National Information Services, Inc. do?
Fidelity National Information Services, Inc. (FIS) is a global leader in providing technology solutions to merchants, banks, and capital markets firms.
What are the key factors to evaluate for FIS?
Fidelity National Information Services, Inc. (FIS) holds an AI score of 40/100 (low). P/E: 5.90x vs the S&P 500's ~20-25x. Analysts target $48.42 (+26%). Not financial advice.
How frequently does FIS data refresh on this page?
FIS's price was last updated on Sep 11, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven FIS's recent stock price performance?
Fidelity National Information Services, Inc. (FIS) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Comprehensive suite of technology solutions. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider FIS overvalued or undervalued right now?
Fidelity National Information Services, Inc. (FIS) trades at 5.90x earnings. Analysts target $48.42 (+26%) — upside seen. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of FIS?
Yes, most major brokerages offer fractional shares of Fidelity National Information Services, Inc. (FIS) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track FIS's earnings and financial reports?
Fidelity National Information Services, Inc. (FIS) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for FIS earnings announcements.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data is based on the most recent available information.
- Market conditions and industry trends are subject to change.
- This analysis is for informational purposes only and should not be considered investment advice.