Bank of Labor Bancshares, Inc. (BHDB) Stock Price & Analysis
Educational signal · not a buy or sell recommendation · How to read this
Market cap $44.4M is the value of all shares combined. Beta 0.34: the stock has moved about 66% less than the S&P 500.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gpt-4o-mini, generated Jun 15, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerBank of Labor Bancshares, Inc. (BHDB) trades at $129.50. Market cap: $44.4M, Sector: Financials.
Price as of · Last analyzed: Jun 15, 2026Analyst Coverage for BHDB: BHDB does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
BHDB: 1/2 scored disciplines lean bullish. Dominant signal: Seth Klarman bullish.
How is this calculated? →AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Bank of Labor Bancshares, Inc. (BHDB) Financial Services Profile
Bank of Labor Bancshares, Inc. (BHDB) operates as a regional bank holding company, offering diverse banking products and services tailored to the needs of Kansas residents, with a strong focus on community engagement and financial stability.
What Is the Investment Thesis for BHDB?
Bank of Labor Bancshares, Inc. (BHDB) presents a unique investment thesis driven by its solid profit margin of 16.6% and gross margin of 79.0%, indicating strong operational efficiency. The company's focus on community banking allows it to build lasting relationships with customers, fostering loyalty and repeat business. Key growth catalysts include the expansion of its loan portfolio, particularly in commercial real estate and equipment financing, which are poised to benefit from the ongoing economic recovery in Kansas. Additionally, the bank's commitment to enhancing its digital banking services positions it well to compete against fintech disruptors. The dividend yield of 3.80% further enhances its appeal, providing a steady income stream for investors. However, potential risks include interest rate sensitivity and competition from larger banking institutions, which could impact profitability in the long term.
Based on FMP financials and quantitative analysis
BHDB Key Highlights
Market Cap of $44.4M reflects a stable presence in the regional banking sector.
- Profit Margin of 16.6% indicates strong operational efficiency compared to industry averages.
- Gross Margin of 79.0% showcases the bank's ability to maintain high profitability on services offered.
- Beta of 0.34 suggests lower volatility compared to the broader market, appealing to risk-averse investors.
- Dividend Yield of 3.80% provides a reliable income stream for shareholders.
Who Are BHDB's Competitors?
BHDB is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| USB U.S. Bancorp | $57.76 | +0.43% | $89.2B | 90 5-pillar |
| PNC The PNC Financial Services Group, Inc. | $221.78 | +0.34% | $88.2B | 66 5-pillar |
| KEY KeyCorp | $20.32 | +1.17% | $21.7B | 68 5-pillar |
| SBFG SB Financial Group, Inc. | $29.36 | -0.12% | $184M | 90 5-pillar |
| FCAP First Capital, Inc. | $63.25 | +0.56% | $210M | 89 5-pillar |
| HWBK Hawthorn Bancshares, Inc. | $38.65 | +0.04% | $267M | 90 5-pillar |
| ATLO Ames National Corporation | $31.88 | -1.50% | $287M | 91 5-pillar |
| BPRN Princeton Bancorp, Inc. | $43.77 | +0.10% | $298M | 90 5-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are BHDB's Key Strengths?
Established reputation with nearly a century of operation.
- Strong profit margins indicating effective cost management.
- Diverse banking products catering to various customer segments.
What Are BHDB's Weaknesses?
Limited geographic presence compared to larger banks.
- Dependency on local economic conditions for growth.
- Smaller scale may limit competitive pricing strategies.
What Could Drive BHDB Stock Higher?
Expansion of digital banking services expected to attract new customers.
- Strong loan demand in commercial real estate supporting revenue growth.
- Community engagement initiatives enhancing brand recognition and customer loyalty.
What Are the Key Risks for BHDB?
Interest rate fluctuations affecting net interest margins.
- Competition from larger banks and fintech companies impacting market share.
- Economic downturns leading to increased loan defaults and reduced profitability.
What Are the Growth Opportunities for BHDB?
- Expansion of Loan Portfolio: Bank of Labor Bancshares, Inc. aims to grow its loan offerings, particularly in commercial real estate and equipment financing, which are expected to see increased demand as local businesses recover. The commercial real estate market in Kansas is projected to grow at a CAGR of 4% over the next five years, providing a significant opportunity for the bank to increase its lending activities.
- Digital Banking Services Enhancement: The bank is investing in digital transformation initiatives to improve its online and mobile banking platforms. With the increasing trend towards digital banking, particularly among younger consumers, this initiative could attract a new customer base. The digital banking market is expected to grow by 12% annually, presenting a substantial growth avenue.
- Community Engagement Programs: By enhancing its community involvement and support for local businesses, Bank of Labor Bancshares, Inc. can strengthen customer loyalty and brand recognition. Local partnerships and sponsorships can lead to an increase in deposits and lending opportunities, particularly in underserved markets.
- Investment Solutions Diversification: The bank is looking to diversify its investment offerings, including wealth management and custodial services, to attract high-net-worth individuals. The wealth management market is projected to grow by 8% annually, providing a lucrative opportunity for revenue generation.
- Increased Focus on Small Business Lending: With the rise of entrepreneurship in Kansas, Bank of Labor Bancshares, Inc. is strategically focusing on small business loans. The small business lending market is estimated to grow by 5% over the next few years, which could significantly enhance the bank's loan portfolio and profitability.
What Threats Does BHDB Face?
- Intense competition from larger banks and fintech companies.
- Economic downturns affecting loan performance and deposit growth.
- Regulatory changes impacting banking operations.
What Are BHDB's Competitive Advantages?
- Strong community presence fosters customer loyalty and trust.
- Diverse product offerings cater to a wide range of financial needs.
- Focus on personalized customer service differentiates the bank from larger competitors.
What Does BHDB Do?
Bank of Labor Bancshares, Inc., established in 1924, serves as the bank holding company for Bank of Labor, headquartered in Kansas City, Kansas. Originally known as Brotherhood Bancshares, Inc., the company has evolved to provide a comprehensive suite of banking products and services aimed at both individual and commercial clients. Its offerings include various types of accounts such as checking, savings, money market, and zero balance accounts, alongside insured cash sweep accounts. The bank also provides an array of loan products, including equipment loans, commercial real estate loans, and lines of credit, which cater to local businesses and individuals. Additionally, Bank of Labor Bancshares, Inc. offers credit and debit cards, investment solutions like national certificates of deposits, and services such as ACH, lock box, merchant, payroll, and online banking. The company prides itself on its commitment to customer service and community involvement, positioning itself as a trusted financial partner in Kansas. With a workforce of approximately 170 employees, Bank of Labor Bancshares, Inc. continues to adapt to the evolving financial landscape while maintaining its core values of integrity and community focus.
What Products and Services Does BHDB Offer?
- Offer various banking products including checking, savings, and money market accounts.
- Provide a range of loan products such as equipment loans and commercial real estate loans.
- Facilitate credit and debit card services for personal and business use.
- Deliver investment solutions including national certificates of deposits and investment management.
- Support online and mobile banking services for convenient customer access.
- Engage in community banking to foster strong local relationships.
How Does BHDB Make Money?
- Generate revenue through interest income from loans and fees from banking services.
- Offer investment products that yield management fees and commissions.
- Leverage community relationships to attract deposits and maintain a loyal customer base.
What Industry Does BHDB Operate In?
The regional banking industry is characterized by a growing demand for personalized banking services and community engagement. With the market size expected to expand as local economies recover, banks like Bank of Labor Bancshares, Inc. are well-positioned to capitalize on this trend. The competitive landscape includes both traditional banks and emerging fintech companies, creating a dynamic environment where customer service and technological adaptation are crucial for success. As regional banks focus on niche markets, they can leverage their local knowledge to outperform larger, more generalized financial institutions.
Who Are BHDB's Key Customers?
- Local individuals seeking personal banking services.
- Small to medium-sized businesses in need of commercial loans.
- High-net-worth individuals looking for investment management solutions.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● Price is current
- ● No filing on record
- ● No analyst coverage
MoonshotScore History
Recorded daily since 2026-08-23 · 42 snapshots
| 2026-08-23 | 58 |
| 2026-08-31 | 58 |
| 2026-09-08 | 58 |
| 2026-09-16 | 58 |
| 2026-09-24 | 58 |
| 2026-10-04 | 58 |
| 2026-10-05 | 58 |
What changed?
The score has stayed at 58.
Over the same 30 days the stock moved +0.0%.
Company Profile
Bank of Labor Bancshares, Inc. operates in the Banks - Regional industry within the Financial Services sector. It is headquartered in Kansas City, US. The company is led by CEO William J Miller. BHDB has traded publicly since 2012.
BHDB Valuation & Market Position
With a $44.4M market cap, Bank of Labor Bancshares, Inc. sits in the micro-cap segment of the market.
Key Financial Metrics
Return on equity for Bank of Labor Bancshares, Inc. stands at 27.8%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.8%, showing how much profit it generates from its asset base. Its free cash flow yield is 25.3%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.12 means current liabilities exceed short-term assets, a liquidity point worth watching.
BHDB Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Established reputation with nearly a century of operation.
- Strong profit margins indicating effective cost management.
- Diverse banking products catering to various customer segments.
- Upcoming: Expansion of digital banking services expected to attract new customers.
Bear Case
- Limited geographic presence compared to larger banks.
- Dependency on local economic conditions for growth.
- Smaller scale may limit competitive pricing strategies.
- Potential: Interest rate fluctuations affecting net interest margins.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · June 2026
BHDB Latest News
No recent news available for BHDB.
BHDB Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for BHDB.
Price Targets
Wall Street price target analysis for BHDB.
BHDB MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for BHDB; grades run from A+ (80-100) to F (below 30).
Leadership: William J. Miller
CEO
William J. Miller has a robust background in banking and finance, having served in various leadership roles within the industry. He holds a degree in Business Administration and has extensive experience in managing banking operations and strategic planning. His leadership style emphasizes community engagement and customer service excellence.
Track Record: Under William J. Miller's leadership, Bank of Labor Bancshares, Inc. has seen consistent growth in its loan portfolio and a strengthening of its community relationships. His strategic focus on enhancing digital banking services has positioned the bank to better compete in a rapidly evolving financial landscape.
BHDB OTC Market Information
The OTC Other tier represents companies that do not meet the standards for listing on major exchanges like NYSE or NASDAQ. These companies may have less stringent reporting requirements, which can affect the availability of information and investor confidence.
- OTC Tier: OTC Other
- Limited financial transparency compared to companies on major exchanges.
- Higher volatility and lower liquidity can lead to significant price fluctuations.
- Potential for reduced investor interest due to the company's OTC status.
- Review the company's financial statements for accuracy and completeness.
- Assess the management team's experience and track record.
- Evaluate the competitive landscape and market position.
- Investigate regulatory compliance and any pending legal issues.
- Check for recent news or developments affecting the company.
- Established history since 1924 indicates stability and reliability.
- Strong community engagement and customer loyalty.
- Consistent financial performance metrics such as profit margins.
Common Questions About BHDB (Financials)
Is BHDB a good stock to buy?
Stock Expert AI does not rate BHDB buy, sell or hold. Bank of Labor Bancshares, Inc. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.
What is the BHDB stock price today?
The last price recorded on this page for Bank of Labor Bancshares, Inc. (BHDB) is $129.50, as of the Oct 2, 2026 trading session. It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
How sensitive is BHDB to interest rate changes?
Bank of Labor Bancshares, Inc. is sensitive to interest rate changes as they directly impact net interest margins. A rise in interest rates could enhance profitability on loans, while a decline may compress margins, affecting overall financial performance.
What are the key factors to evaluate for BHDB?
Evaluate BHDB on fundamentals, analyst consensus, and risk factors. Bank of Labor Bancshares, Inc. (BHDB) presents a unique investment thesis driven by its solid profit margin of 16.6% and gross margin of 79.0%, indicating strong operational efficiency. Not financial advice.
How frequently does BHDB data refresh on this page?
BHDB's price is the last quote we recorded, from the Oct 2, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.
What has driven BHDB's recent stock price performance?
Bank of Labor Bancshares, Inc. (BHDB) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Established reputation with nearly a century of operation. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider BHDB overvalued or undervalued right now?
Bank of Labor Bancshares, Inc. (BHDB) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research BHDB before investing?
Before investing in Bank of Labor Bancshares, Inc. (BHDB), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
No publishable V2 score is available for this stock yet.
Data provided for informational purposes only.
- The data provided is based on the latest available financial information and may be subject to change.